A wedding loan is a personal loan that allows you to finance wedding-related expenses. If the sum borrowed is less than €50,000, you do not need to provide any supporting documents. That said, when you apply for a loan, you must be able to state the purpose for which you are requesting the personal loan. This instalment loan for private purposes is subject to current consumer credit legislation.
"}},{"componentType":"sectionTitle","title":"Why take out a wedding loan?"},{"componentType":"paragraph","richBody":{"value":"The wedding loan enables you to have a beautiful wedding, without having to cut corners.
"}},{"componentType":"sectionTitle","title":"What can you finance with a wedding loan?"},{"componentType":"paragraph","richBody":{"value":"This type of loan is designed to finance all items relating to a wedding reception. For example…
"}},{"componentType":"paragraph","richBody":{"value":"Everything for the bride and groom on the big day
Wedding dress and bouquet, groom's suit and boutonniere, accessories, wedding rings, make-up, hairdresser and barber...
The organisation
Stationery for invitations, menus and thank-you notes, wedding planners, master of ceremonies, souvenir gifts...
The wedding itself
Civil wedding fees, religious wedding fees, pre-nuptial agreement...
The reception
Rental of the reception venue, decoration, caterer for aperitif and meal, sound system and DJ or musicians, lighting, photographer...
After the reception
Wedding night, honeymoon, photo albums, video editing...
² During the opening hours of the National Bank of Belgium's Central Individual Credit Register (Mo – Sat: 4 am – 11.30 pm. – Sun: 12 pm. – 11.30 pm).
"}},{"componentType":"cta","textLink":{"text":"Request your wedding loan","url":"https://ebanking.ing.be/banking/mobile/products/580/open?EW=true"}},{"componentType":"sectionTitle","title":"Representative example and illustrative simulation"},{"componentType":"paragraph","richBody":{"value":"Representative example for an ING Personal Loan (instalment loan for private purposes)
Rate valid on 13/05/2026, subject to change with notice prior to conclusion of the agreement.
With an instalment loan for private use of 6,500 euros over 36 months with an annual percentage rate and a fixed debit interest rate of 7.69%, you‘ll pay 201.98 euros per month, totaling 7,271.28 euros.
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The conditions for taking out a personal loan are that the loan must have a private purpose that falls within the category of personal loans (see the various purposes mentioned above), that the borrower must be a natural person and be at least 18 years old, and that he or she must have the necessary repayment capacity for the loan.
"},"title":"Who can take out a wedding loan?"},{"richBody":{"value":"Personal loans are available from €1,300. The maximum amount is variable and depends on the term and your repayment options.
"},"title":"How much can I borrow with a wedding loan? "},{"richBody":{"value":"The term of a personal loan for a wedding (event) varies from 6 to 60 months. The exact term depends on the amount you wish to borrow and your repayment capacity.
"},"textLinks":[{"text":"Calculate your rate","url":"https://www.ing.be/en/individuals/borrowing/loan-calculator?purpose=leisure"}],"title":"What is the repayment period for a wedding loan?"},{"richBody":{"value":"The interest rate on your wedding loan will be calculated according to your customer profile, the amount borrowed and the term of your loan. The Annual Percentage Rate (APR) is the total cost of your loan on an annual basis. It includes interest and any credit charges.
View consumer credit rates (PDF)
"},"title":"What is the interest rate on a wedding loan?"},{"richBody":{"value":"
Since a wedding loan is a personal loan, it is not necessary to submit estimates or invoices to justify the amount of the loan requested, unless the sum is greater than €50,000.
"},"title":"Do I need proof to justify the purpose of the marriage loan?"},{"richBody":{"value":"The sum borrowed will be paid into your current account on receipt of the signed contract and any supporting documents requested.
"},"title":"When does the money from my loan arrive in my account?"},{"richBody":{"value":"You start repaying your wedding loan the month after the sum borrowed is paid into your current account.
"},"title":"When do I have to start repaying my loan?"},{"richBody":{"value":"There are no additional charges with an instalment loan. All charges are included in the fixed annual percentage rate (APR).
"},"title":"Are there any extra charges?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Services and advice"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/42ce252cfd175923/original/Tools_Outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/b633ace9-986f-4317-bf25-124f5c521257/Tools_Outline_RGB","type":"image","width":267},"intro":"Consult your lending overview via Home'Bank.","link":{"url":"https://ebanking.ing.be/banking/overview"},"title":"View all your loans in one place?"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Also interesting"},{"cards":[{"body":"To make the day truly unforgettable, it's important not to forget the most important thing: wedding planning.","cardSize":"small","cardType":"article","componentType":"articleCard","date":"2023-09-14","image":{"extension":"jpg","original":"https://assets.ing.com/m/33693c30eba07ea3/original/A-woman-in-a-white-wedding-dress-jumps-into-the-water.jpg","transformBaseUrl":"https://assets.ing.com/transform/b50648c5-cfd8-40fb-bf43-c6f60f372f40/A-woman-in-a-white-wedding-dress-jumps-into-the-water","type":"image","width":6000},"link":{"url":"/en/individuals/borrowing/wedding-planning"},"title":"10 key wedding planning steps for an unforgettable day"},{"body":"Make the most of your next holiday by financing it with an ING Holiday Loan. Find out all the details and practical information in this article.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-11-03","image":{"extension":"jpg","original":"https://assets.ing.com/m/76c179b47be768d6/original/plan-your-travel.jpg","transformBaseUrl":"https://assets.ing.com/transform/17389c7f-6e9d-4813-bd0d-da3d7674772c/plan-your-travel","type":"image","width":799},"link":{"url":"/en/individuals/borrowing/holiday-loan"},"title":"Holiday loan"},{"body":"Need to finance a specific project? Has an unexpected expense come up? Find out all the practical information you need to find your way around.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-10-26","image":{"extension":"jpg","original":"https://assets.ing.com/m/26434f54859a18f6/original/Top-view-of-a-mother-on-a-red-couch-working-from-home-while-her-young-daughter-is-watching-a-tablet-screen.jpg","transformBaseUrl":"https://assets.ing.com/transform/7edeceec-b9bf-44cf-9917-a265895f8b43/Top-view-of-a-mother-on-a-red-couch-working-from-home-while-her-young-daughter-is-watching-a-tablet-screen","type":"image","width":6720},"link":{"url":"/en/individuals/borrowing/guide-to-personal-loans"},"title":"Guide to personal loans"}],"componentType":"cards"}]},"hasMacro":false,"id":"67dc0690-404f-4f7c-91b8-8c73e7445cbb","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal notes"},{"componentType":"paragraph","richBody":{"value":"Legal information related to advertising on this product
The amount that you are likely to be able to borrow, as stated in the advertising message, is communicated for information purposes only. Neither the granting of the loan nor the aforementioned amount are guaranteed by ING Belgium. To determine the amount thus simulated, we took into account a set of data currently known to ING, in particular: your financial situation (i.e. your income and any extra-legal benefits as well as your expenses on your ING accounts as well as your savings, loans and investments with ING), your personal and family situation known to ING (in particular, your age, your personal status, your dependents) and the fact of exercise an independent activity. On the other hand, it is not required to provide the following information (which will be requested and/or verified in the event of a credit application on your part), in particular: your professional situation, the type of residence you occupy, other expenses or income not known to ING or futures, your savings and investments with ING, as well as credit data with third parties consulted with the National Bank of Belgium.
This advertising message, which concerns an installment loan for private purposes subject to consumer credit legislation, does not constitute an offer of credit. It is intended exclusively for natural persons of legal age and any request for credit is made subject to prior acceptance of your file by ING Belgium and mutual agreement. The general conditions and rates for this loan are available from all ING branches and can be consulted on www.ing.be (section 'Rates and regulations'). Your request and the possible approval of your request by ING (after examination of your file by ING) in a branch or through the 'Consumer Loans Online' service on www.ing.be, do not commit either ING or yourself, as long as you have not signed a credit agreement at your ING branch or, in the case of an online request, as long as you have not returned the signed credit agreement (after prior approval of your file by ING) to ING, where it is checked beforehand whether the data provided in the request are accurate and complete (among other things, on the basis of the documents submitted or to be submitted).
Legal information related to the loan provider
Lender: ING Belgium SA/NV – Bank – Marnixlaan 24, B-1000 Brussels – RPR Brussels – VAT: BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789
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