Alternative mobility is all about environmental-friendly transportation. The last few years it has grown significantly, in particular thanks to the launch of several electric vehicle options, combined with the increased awareness for climate change and the rising gas prices. Especially in cities there is a huge demand for sustainable mobility options since it's a convenient way to get from point A to B without worrying about traffic. You can save up a lot compared to the fuel cost when using a car. The purchase price of alternative vehicles is also significantly lower.
"}},{"componentType":"sectionTitle","title":"Your questions answered"},{"componentType":"accordion","accordionList":[{"title":"Who can benefit from alternative mobility solutions?","richBody":{"value":"If you're tired of your daily commute by car, a alternative mobility solution could be your savior. It's also great for both short and long distances in the city, which makes these solutions ideal for a wide group of people.
Depending on which transport solution the range will differ, as well as the speed. Even though you won't get the speed of a car, the advantage of bypassing traffic is a big plus. Furthermore, you won't need to spend your time looking for a parking spot in the city. There are plenty of dedicated parking spots for your vehicle, or you can just take it with you since it's often very portable.
"}},{"title":"What are the financial advantages of alternative transport?","richBody":{"value":"Vehicle type |
Average purchase price | Average speed | Average range |
|---|---|---|---|
(E-)bike | 800 - 6.000 euros | 25-45 km/h | 30-160 km |
(E-)step / Segway | 250 - 1.500 euros | 15-30 km/h | 10-70km |
Electric unicycle | 350 - 3.000 euros | 20-45 km/h | 25-50 km |
A loan of 1,300 euros over 24 months can be repaid from just 55.71 euros per month.*
"},"textLinks":[{"url":"https://www.ing.be/en/individuals/borrowing/loan-calculator?purpose=mobility","text":"Find out, with no obligation, how much your vehicle would cost per month"}]},{"title":"What extra costs should you consider next to the purchase amount?","richBody":{"value":"The only extra cost to take into account is the electricity used to recharge the batteries of your vehicle. On average the price per year will be rather limited so it is nothing to worry about. To give an example, 150 recharges of an e-bike comes down to around 20-25 euros.
Aside from the lower purchase purchase of sustainable vehicles, the insurance is cheaper, there are no traffic taxes, no registration fees, and you will have no fuel costs.
"}},{"title":"Can I test alternative means of transport somewhere?","richBody":{"value":"Are you not yet sure which type of bicycle or other alternative means of transport you want to go for? In many cities you can rent an e-bike, tandem, cargo bike. Or check in local bike shops if they organize test days.
"}}]},{"componentType":"sectionTitle","title":"Financing options"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Bike loan","intro":"Explore new horizons with your traditional or electric bike!","image":{"transformBaseUrl":"https://assets.ing.com/transform/ebfbfc70-2047-4dd7-95b0-b5a751df6382/bike-loan-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/363bd6176f1b24ab/original/bike-loan-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/borrowing/bike-loan"},"checkMarkList":["100% online","Attractive rate","Fixed monthly reimbursement"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Motorbike loan","intro":"Enjoy the ride on your motorcycle, whether new or in second hand!","image":{"transformBaseUrl":"https://assets.ing.com/transform/ccf51928-5a02-41d6-b13a-3ded03698c08/motorbike-loan-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/73e3341f959cfd75/original/motorbike-loan-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/borrowing/motorbike-loan"},"checkMarkList":["100% online","Attractive rate","Fixed monthly reimbursement"]}]},{"componentType":"sectionTitle","title":"Representative example and illustrative simulation"},{"componentType":"paragraph","richBody":{"value":"Exemple représentatif pour un Crédit Vélo ING (prêt à tempérament à des fins privées)
Tarif applicable au 16/03/2026 et modifiable moyennant avertissement préalable, avant signature du contrat de crédit.
Pour un prêt d'un montant de 2.000 euros pour une durée de 12 mois avec un taux d'intérêt annuel effectif (TAEG) et un taux débiteur fixe de 3,95 % vous rembourserez 12 mensualités de 170,19 euros soit un total de 2.042,28 euros.
"}}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Electric bicycles","body":"What are the benefits?","image":{"transformBaseUrl":"https://assets.ing.com/transform/863a3095-4914-429c-a382-d83499209ef5/ebike-advantages-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/134b0f5a2e86c006/original/ebike-advantages-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/my-life/mobility/ebike-advantages"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Which e-bike suits you?","body":"There are several types of bicycles with electric assistance. But what´s the best choice for you?","image":{"transformBaseUrl":"https://assets.ing.com/transform/e4a2b1a9-1b1e-45de-9709-e482ea897f70/ebike-types-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/69883b0c738c64fb/original/ebike-types-1920.jpg","extension":"jpg"},"date":"2024-04-18","link":{"url":"/en/individuals/my-life/mobility/ebike-types"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Buying an e-bike","body":"How much should you budget?","image":{"transformBaseUrl":"https://assets.ing.com/transform/ea69180b-c8ba-4f9e-9fe5-b762a0ef8ffa/ebike-investment-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/26bef42b5256e557/original/ebike-investment-1920.jpg","extension":"jpg"},"date":"2022-07-03","link":{"url":"/en/individuals/my-life/mobility/ebike-financing"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal notes"},{"componentType":"paragraph","richBody":{"value":"
Legal information related to advertising on this product
The amount that you are likely to be able to borrow, as stated in the advertising message, is communicated for information purposes only. Neither the granting of the loan nor the aforementioned amount are guaranteed by ING Belgium. To determine the amount thus simulated, we took into account a set of data currently known to ING, in particular: your financial situation (i.e. your income and any extra-legal benefits as well as your expenses on your ING accounts as well as your savings, loans and investments with ING), your personal and family situation known to ING (in particular, your age, your personal status, your dependents) and the fact of exercise an independent activity. On the other hand, it is not required to provide the following information (which will be requested and/or verified in the event of a credit application on your part), in particular: your professional situation, the type of residence you occupy, other expenses or income not known to ING or futures, your savings and investments with ING, as well as credit data with third parties consulted with the National Bank of Belgium.
This advertising message, which concerns an installment loan for private purposes subject to consumer credit legislation, does not constitute an offer of credit. It is intended exclusively for natural persons of legal age and any request for credit is made subject to prior acceptance of your file by ING Belgium and mutual agreement. The general conditions and rates for this loan are available from all ING branches and can be consulted on www.ing.be (section 'Rates and regulations'). Your request and the possible approval of your request by ING (after examination of your file by ING) in a branch or through the 'Consumer Loans Online' service on www.ing.be, do not commit either ING or yourself, as long as you have not signed a credit agreement at your ING branch or, in the case of an online request, as long as you have not returned the signed credit agreement (after prior approval of your file by ING) to ING, where it is checked beforehand whether the data provided in the request are accurate and complete (among other things, on the basis of the documents submitted or to be submitted).
Legal information related to the loan provider
Lender: ING Belgium SA/NV – Bank – Marnixlaan 24, B-1000 Brussels – RPR Brussels – VAT: BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789
"}}]}}}