³ During the opening hours of the National Bank of Belgium's Central Individual Credit Register (Mo – Fri: 6 am – 10.30 pm, Sat: 6 am - 8.30 pm, Sun: 1 pm – 10.30 pm).
"}},{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/individuals/borrowing/loan-calculator?purpose=mobility","text":"Make a simulation"}},{"componentType":"sectionTitle","title":"Representative example"},{"componentType":"paragraph","richBody":{"value":"Representative example of an ING Motorbike Loan (installment loan for private purposes) for a new vehicle
Rate valid on 16/03/2026, subject to change with notice prior to conclusion of the agreement.
With an installment loan of 8,000 euros over 36 months with an annual percentage rate (APR) and a fixed debit interest rate of 3.95%, you‘ll pay 235.76 euros per month, totaling 8.487,36 euros.
"}},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"How much can I borrow?","richBody":{"value":"The minimum amount for an ING Motorbike Loan is 1,300 euros. The maximum amount is variable and depends on the term and your repayment options.
"},"textLinks":[{"url":"https://www.ing.be/en/individuals/borrowing/loan-calculator?purpose=mobility","text":"Calculate your rate"}]},{"title":"Do I need to prove I bought the motorbike?","richBody":{"value":"Yes, you need a signed quote and/or invoice from your motor dealership or a written agreement between private individuals if the vehicle is second-hand.
"}},{"title":"When will the loan money be in my account?","richBody":{"value":"As soon as we receive and approve the necessary supporting documents, we’ll pay the amount you borrow into your current account.
"}},{"title":"When is my first repayment?","richBody":{"value":"You’ll start paying it off the month after your receive the money for your loan.
"}}]},{"componentType":"paragraph","title":"More details about this loan"},{"componentType":"accordion","accordionList":[{"title":"All info on the ING Motorbike Loan","richBody":{"value":"What is an ING Motorbike Loan?
The ING Motorbike Loan is an instalment loan for personal use, intended for the purchase of a new or second-hand vehicle, without blowing their budget or eating into their savings. This loan is subject to the law on consumer credit (charges).
Who can get an ING Motorbike Loan?
To be eligible for an ING Motorbike Loan, you must be at least 18 years of age and the vehicle for which you are borrowing must be for personal use.
When do I need to repay the loan?
Your motorbike loan has a minimum term of six months. The maximum term depends on the amount you borrow and your ability to repay the loan.
What impacts my interest rate?
Your interest rate depends on your customer profile, the age of your vehicle, the amount you borrow and the term of your loan. The annual percentage rate of charge (APR) is the total price of your loan on an annual basis. This means it takes into account interest and any loan charges.
"},"textLinks":[{"url":"https://assets.ing.com/m/da24ea745ab7428e/original/Tarievenblad_EN.pdf","text":"Consult the consumer credit rates (PDF)"}]}]},{"componentType":"sectionTitle","title":"Services and advice"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"View all your loans in one place?","intro":"Consult your lending overview via Home'Bank.","image":{"transformBaseUrl":"https://assets.ing.com/transform/b633ace9-986f-4317-bf25-124f5c521257/Tools_Outline_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/42ce252cfd175923/original/Tools_Outline_RGB.png","extension":"png"},"link":{"url":"https://ebanking.ing.be/banking/overview"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Car loan","intro":"A new or second hand car? No worries with a fixed monthly repayment!","image":{"transformBaseUrl":"https://assets.ing.com/transform/4efb165a-121f-4084-a91c-55198d0db8b7/Man-and-woman-in-a-car","type":"image","width":1920,"original":"https://assets.ing.com/m/773d916fca9c9aee/original/Man-and-woman-in-a-car.jpg","extension":"jpg"},"link":{"url":"/en/individuals/borrowing/car-loan"},"checkMarkList":["100% online","Attractive rate","Even for long delivery times"],"promoText":"Auto salon Conditions"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Bike loan","intro":"Explore new horizons with your traditional or electric bike!","image":{"transformBaseUrl":"https://assets.ing.com/transform/ebfbfc70-2047-4dd7-95b0-b5a751df6382/bike-loan-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/363bd6176f1b24ab/original/bike-loan-1920.jpg","extension":"jpg"},"link":{"url":"/en/individuals/borrowing/bike-loan"},"checkMarkList":["100% online","Attractive rate","Fixed monthly reimbursement"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"ING Car Insurance","intro":"Insurer: NN Non-life","image":{"transformBaseUrl":"https://assets.ing.com/transform/50672da5-7e85-4636-85e5-137f3a6bc522/Family-takes-group-selfie-in-car-during-road-trip","type":"image","width":4500,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/5ecc05f4d8ea2753/original/Family-takes-group-selfie-in-car-during-road-trip.jpg","extension":"jpg"},"link":{"url":"/en/individuals/insurance/insure-my-car/car-insurance"},"checkMarkList":["100% online","24/7 Assistance"]},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"The guide to consumer credit in Belgium","body":"Check out all the options available and find out how this type of loan works.","image":{"transformBaseUrl":"https://assets.ing.com/transform/77b4147e-448e-4b1b-a3ef-cebf69ceb71f/Close-up-of-woman-reading-book-in-bed-with-cat","type":"image","width":4500,"original":"https://assets.ing.com/m/6bc5ba5e0604c0a1/original/Close-up-of-woman-reading-book-in-bed-with-cat.jpg","extension":"jpg"},"date":"2024-01-26","link":{"url":"/en/individuals/borrowing/consumer-loan-guide"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal notes"},{"componentType":"paragraph","richBody":{"value":"¹ Legal information related to advertising on this product
The amount that you are likely to be able to borrow, as stated in the advertising message, is communicated for information purposes only. Neither the granting of the loan nor the aforementioned amount are guaranteed by ING Belgium. To determine the amount thus simulated, we took into account a set of data currently known to ING, in particular: your financial situation (i.e. your income and any extra-legal benefits as well as your expenses on your ING accounts as well as your savings, loans and investments with ING), your personal and family situation known to ING (in particular, your age, your personal status, your dependents) and the fact of exercise an independent activity. On the other hand, it is not required to provide the following information (which will be requested and/or verified in the event of a credit application on your part), in particular: your professional situation, the type of residence you occupy, other expenses or income not known to ING or futures, your savings and investments with ING, as well as credit data with third parties consulted with the National Bank of Belgium.
This advertising message, which concerns an installment loan for private purposes subject to consumer credit legislation, does not constitute an offer of credit. It is intended exclusively for natural persons of legal age and any request for credit is made subject to prior acceptance of your file by ING Belgium and mutual agreement. The general conditions and rates for this loan are available from all ING branches and can be consulted on www.ing.be (section 'Rates and regulations'). Your request and the possible approval of your request by ING (after examination of your file by ING) in a branch or through the 'Consumer Loans Online' service on www.ing.be, do not commit either ING or yourself, as long as you have not signed a credit agreement at your ING branch or, in the case of an online request, as long as you have not returned the signed credit agreement (after prior approval of your file by ING) to ING, where it is checked beforehand whether the data provided in the request are accurate and complete (among other things, on the basis of the documents submitted or to be submitted).
Legal information related to the loan provider
ING Belgium SA/NV – Bank/Lender – Marnixlaan 24, B-1000 Brussels – RPR Brussels – VAT: BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789
"}}]}}}