{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"On this page the customer can choose the region for which he would like to see the offer ING has in store to support customers with their energy saving renovations via partners.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Select your region"},{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"To the offer for Flanders","url":"/en/individuals/borrowing/home/ing-renovation-partners-flanders"}},"image":{"extension":"png","original":"https://assets.ing.com/m/26ce295d58dd530c/original/ambroix-statue.png","transformBaseUrl":"https://assets.ing.com/transform/1282e2c0-692e-4319-90bf-dc99a413fe38/ambroix-statue","type":"image","width":1235},"title":"I live in Flanders","usps":[{"body":"Free installation of solar panels + an interesting energy contract","iconType":"check-mark"},{"body":"Discounts on windows & insulation, heat pumps, home battery and more","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"To the offer for Brussels","url":"/en/individuals/borrowing/home/ing-renovation-partners-brussels"}},"image":{"extension":"jpg","original":"https://assets.ing.com/m/2420c621d8c9f908/original/mannekepis-statue.jpg","transformBaseUrl":"https://assets.ing.com/transform/9c06f7b7-25c6-4cc9-9d89-4d0da0384958/mannekepis-statue","type":"image","width":1022},"title":"I live in Brussels","usps":[{"body":"Free installation of solar panels","iconType":"check-mark"},{"body":"Discounts on windows & insulation, heat pumps and more","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"To the offer for Wallonia","url":"/en/individuals/borrowing/home/ing-renovation-partners-wallonia-offers"}},"image":{"extension":"jpg","original":"https://assets.ing.com/m/40845260444d217c/original/Waterloo-statue.jpg","transformBaseUrl":"https://assets.ing.com/transform/d4472fc1-c4b5-442c-88e2-6fb69d85810e/Waterloo-statue","type":"image","width":1280},"title":"I live in Wallonia","usps":[{"body":"Discounts on insulation, solar panels, heat pumps and/or home battery","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"I live in Flanders,I live in Brussels,I live in Wallonia"},{"componentType":"paragraph","richBody":{"value":"<p><a data-type=\"internal\" href=\"/en/individuals/borrowing/calculate-improve-epc\">How can solar panels, a heat pump or a home battery improve my EPC? Do the check.</a></p>"}},{"componentType":"sectionTitle","title":"Save even more with ING+ Deals"},{"alignedImage":{"position":"left","extension":"png","original":"https://assets.ing.com/m/7de3b714db829e9/original/INg-deals.png","transformBaseUrl":"https://assets.ing.com/transform/bd384c13-0621-4378-b90c-5e3c9ef0be5f/INg-deals"},"componentType":"paragraph","richBody":{"value":"<p><span lang=\"en-BE\" dir=\"ltr\"><span><span>Besides partner offers, you can also benefit from ING+ Deals! If you are an ING customer, you can save with automatic cashback with our partners for your home improvement and renovation when you pay with your ING card.</span></span></span></p>"},"textLinks":[{"text":"FInd out more","url":"/en/individuals/daily-banking/ing-plus-deals"}]},{"accordionList":[{"richBody":{"value":"<p>Currently that is not possible, but EnergyVision is working on an offer for Wallonia. As soon as it is there, you’ll be able to subscribe as well!</p><p>Different types of legislation currently prevent EnergyVision/Brusol from rolling out the same offer for the whole of Belgium. Therefore EnergyVision/Brusol have an offer for Flanders and Brussels, but not for Wallonia yet.</p>"},"title":"I live in Wallonia. Can I also sign up for the offer of EnergyVision for free installation of solar panels?"},{"richBody":{"value":"<p>Via <a data-type=\"internal\" href=\"/en/individuals/borrowing/calculate-improve-epc\">our simulator </a>you can estimate what the current energy score is, insights on how to improve it and a simulation of what the renovation can deliver in terms of energy savings.</p>"},"title":"How do I know which renovations could potentially improve the energyscore of my home?"},{"richBody":{"value":"<p>No, not at all! The offer is completely standalone, meaning that you can make use of the offer without taking a loan whatsoever. </p>"},"title":"Do I have to take a loan for the renovations that I do with any of the renovation partners of ING?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"5b48bf72-ecd6-4d38-b53c-2f178d285fa1","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<ol><li>KwadrO, Isolteam, EnergyVision, Brusol, Luminus and Energyking are independent companies and are not affiliated with, controlled by, or a subsidiary of ING. ING is not responsible for the quality of the renovation service issued by KwadrO, EnergyVision, Brusol, Isolteam, Luminus or Energyking<strong>.</strong> ING cannot be held liable for any direct or indirect damage resulting from the use of this service offered by KwadrO, Isolteam,  EnergyVision, Brusol, Luminus or Energyking.</li><li>All payments for services related to the renovation service are handled directly by KwadrO, Isolteam, EnergyVision, Brusol, Luminus or Energyking. ING does not process or manage any payments for these services.</li><li>Protection of your personal data and professional discretion:</li></ol><p>The data collected by KwadrO, Isolteam, EnergyVision, Brusol, Luminus or Energyking can be communicated to ING Belgium and are processed, without prejudice to the legal provisions of public order:</p><ol><li>by SA/NV ING Belgium, avenue Marnix 24, 1000 Brussels, for the purposes of:<ol><li>Supporting ING customers and prospects in their property projects, by giving them a better view of the energy efficiency of their property and identifying priority improvement measures;</li><li>Granting and managing loans;</li><li>Checking the regularity of operations and preventing irregularities.</li></ol></li><li>By KwadrO, Isolteam, EnergyVision, Brusol, Luminus or Energyking, other companies in the group<strong> </strong>of<strong> </strong>KwadrO, Isolteam, EnergyVision, Brusol, Luminus or Energyking for the following purposes:<ol><li>To provide the user with information on products and services;</li><li>Functional management;</li><li>To produce statistics on the use of the site.</li></ol></li></ol><p>Any individual may view and rectify data concerning him or her. They may also ask for their data to be deleted or for the processing of their personal data to be restricted and may object to the data being processed. They also have the right to port their data.</p><p>For any further information, please consult article 5 (Professional discretion) and article 6 (Protection of personal data) of the  <a href=\"https://assets.ing.com/m/5657fd2cbf450286/GeneralInfoINGBelgiumServicesEN.pdf\">ING Belgium General Terms and Conditions</a>, article 16 (Protection of privacy) of the  <a href=\"https://assets.ing.com/m/6c3658d1992c5dc2/Microsoft-Word-LOP_GeneralConditions_FR_20171214.pdf\">ING General Terms and Conditions for mortgages on real estate</a>, as well as the ING Belgium Privacy Statement (available at ING branches and on  <a href=\"http://www.ing.be/\">www.ing.be</a>). Please also refer to the the <strong>PARTNER privacy agreement. </strong>If you have any questions, please contact our Data Protection Officer ( <a href=\"mailto:ing-be-PrivacyOffice@ing.com\">ing-be-PrivacyOffice@ing.com </a>or ING Privacy Office, Marnixlaan 24, 1000 Brussels).</p><p>By engaging with KwadrO, Isolteam, EnergyVision, Brusol, Luminus or Energyking for the renovation service, you acknowledge and agree to the above terms.</p><p>The ING Mortgage Loan, the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in-branch or via the ‘Mortgage Loans Online’ service at ing.be are not binding for ING Belgium or you until you’ve signed the credit offer at your ING branch or, in the case of an online application, at home and returned it to ING. (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied).</p><p>General conditions for ING loans are available from any ING branch and on <strong>ing.be</strong>.</p><p>Lender: ING Belgium SA – Bank – Avenue Marnix 24, B – 1000 Brussels – RPR Brussels – VAT BE 0403.200.393 – Account: BE45 3109 1560 2789    </p><p> </p><p> </p><p><strong>Installment loan</strong> (renovation, energy loan) for personal use, subject to consumer credit legislation.</p><p>Advertising reserved for natural persons aged 18+ and subject to prior acceptance of your loan application by ING Belgium and to mutual agreement. It does not constitute an offer of credit. The general terms and conditions and lending rates are available at all ING branches and on ing.be under <a href=\"https://www.ing.be/en/individuals/daily-banking/charges-and-regulations\">charges and regulations </a>.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in branch or via the Customer Loans Online service at ing.be, in the ING Banking app or in Home’Bank are not binding for ING Belgium or you until you’ve signed the credit agreement at your ING branch or, in the case of an online application, as long as you have not returned the signed credit agreement (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied). ​</p><p>Your interest rate depends on your customer profile, the amount borrowed and the term of your loan. The annual percentage rate (APR) is the total price of your loan on an annual basis. This means that interest and any loan charges are taken into account.</p><p>Read more about the <a href=\"https://assets.ing.com/m/da24ea745ab7428e/Tarievenblad_EN.pdf\">consumer credit tariffs (pdf)   </a>.</p><p>The ING Mortgage Loan and the ING Bridging Loan are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement. General conditions for ING loans are available from any ING branch and on  <a href=\"https://www.ing.be/en/individuals/daily-banking/charges-and-regulations\">charges and regulations </a>.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) are not binding for ING Belgium or you until you’ve signed the credit agreement at your ING branch (or, in the case of an online application, at home) and returned it to ING (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied). ​</p><p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789</p><p> </p><p><strong>The ING Mortgage Loan,</strong> the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in-branch or via the ‘Mortgage Loans Online’ service at ing.be are not binding for ING Belgium or you until you’ve signed the credit offer at your ING branch (or, in the case of an online application, at home) and returned it to ING. (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied).</p><p>General conditions for ING loans are available from any ING branch and on <strong>ing.be</strong>.</p><p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789</p>"},"title":"Please note the following important information regarding our partnerships:"},{"componentType":"sectionTitle"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Borrowing for your home","url":"/en/individuals/borrowing/home"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/7410d91fea92bc64/original/cars-on-street-against-sky.jpg","transformBaseUrl":"https://assets.ing.com/transform/aada17bb-f1ff-4f3d-a07d-0544141beb83/cars-on-street-against-sky","type":"image","width":4883},"subtitle":"Thinking about installing solar panels, replacing windows, improving insulation or adding a heat pump or home battery?","title":"Free installation of solar panels or renovation discounts? Smart."},"usps":[{"body":"Free installation of solar panels and/or direct discounts","icon":{"extension":"svg","original":"https://assets.ing.com/m/2c83be45830ea24d/original/house-money-solar-green-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/96fd22d9-b3cd-4bd6-ac32-12d4fcceea7e/house-money-solar-green-spot","type":"image","width":160}},{"body":"Easily find a provider","icon":{"extension":"svg","original":"https://assets.ing.com/m/38cd36dc74e91be8/original/Service-tools-headset-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/7e2ed0c3-2866-4489-aec3-8699128e4a9f/Service-tools-headset-spot","type":"image","width":0}},{"body":"Tackle your energy bill","icon":{"extension":"svg","original":"https://assets.ing.com/m/4e3e9c22607cc231/original/Form-pencil-checkmark-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/02cb27fc-d13e-4be5-ac34-577d56f1200a/Form-pencil-checkmark-spot","type":"image","width":160}}]},"publishDate":"2026-02-04T14:11:00.098+01:00"}}