Energy-saving renovations could be a great way to increase your home's value and cut energy costs. There are also strict government regulations considering EPC-values for homes.
Ā
Did you get your mortgage after October 2024? Then you can get up to 0.20% off your interest rate by carrying out energy-saving renovations during the first 5 of your mortgage.
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"}},{"componentType":"highlight","richBody":{"value":"An existing mortgage with ING? Use our re-borrowing your mortgage option to make your renovation more affordable by limiting additional fees.
"}},{"componentType":"sectionTitle","title":"Your 6-Step renovation plan"},{"componentType":"paragraph","richBody":{"value":"All set? Now letās talk about financing your project in 6 simple steps
"},"alignedImage":{"position":"top","transformBaseUrl":"https://assets.ing.com/transform/fc8947d0-13fd-4b16-91c5-ca3df74babee/Medium_Office-365-and-Newsletters-Interior-designer-standing-inside-a-house-that-is-being-renovated-Exclusive-usage-for-ING-Private-Banking","original":"https://assets.ing.com/m/3cbe5ad9c2005db2/original/Medium_Office-365-and-Newsletters-Interior-designer-standing-inside-a-house-that-is-being-renovated-Exclusive-usage-for-ING-Private-Banking.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Step 1: Estimate cost & return"},{"componentType":"paragraph","richBody":{"value":"To help you plan confidently, weāve partnered with Rock.estate for an easy-to-use simulator. This will help you:
Simulate and keep the report at hand for the next step.
"}},{"componentType":"cta","textLink":{"url":"/en/individuals/borrowing/calculate-improve-epc","text":"Calculate and improve your EPC"}},{"componentType":"sectionTitle","title":"Step 2: Request quotes & get discount with ING partners"},{"componentType":"paragraph","richBody":{"value":"Weāve negotiated exclusive partner discounts for your region including windows, insulation, solar panels, heat pumps and more.
Check out what offers we have according to the region you live in.
Ā
"},"alignedImage":{"position":"bottom","original":"https://assets.ing.com/m/562efb8bee7b1d85/original/oss-partners.png","extension":"png"}},{"componentType":"cta","textLink":{"url":"/en/individuals/borrowing/home/renovation-partner-offer","text":"Check out the right partners for you"}},{"componentType":"cards"},{"componentType":"highlight","title":"š” Oh, and did you know?","richBody":{"value":"You can also save extra on renovation materials and home improvement purchases.
With ING+ Deals, you get cashback at DIY and renovation brands when you pay with your ING account or card.
Make an appointment with a certified expert who will evaluate the new energy score of your building. You can purchase this service through our external partner, Rock.estate.
Request Your Rate Reduction:
Installment loanĀ (renovation, energy loan) for personal use, subject to consumer credit legislation.
Advertising reserved for natural persons aged 18+ and subject to prior acceptance of your loan application by ING Belgium and toĀ mutual agreement. It does not constitute an offer of credit. The general terms and conditions and lending rates are available at all ING branches and on ing.beĀ underĀ
.
Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium)Ā in branch or via the Customer Loans Online service at ing.be, in the ING Banking app or inĀ HomeāBankĀ are not bindingĀ for ING Belgium or you until youāve signed the credit agreement at your ING branch or, in the case of an onlineĀ application, as long as you have not returned the signed credit agreement (subject to prior approval of your file by ING). Before this, weāll look atĀ whether the data disclosed in your application are correct and complete based on, for example, the supportingĀ documents that have been or will be supplied).Ā ā
Your interest rate depends on your customer profile, the amount borrowed and the term of your loan. The annualĀ percentage rate (APR) is the total price of your loan on an annual basis. This means that interest and any loan chargesĀ are taken into account.
Read more about theĀ
consumer credit tariffs (pdf)Ā Ā Ā
.
The ING Mortgage Loan and the ING Bridging Loan are mortgage loans subject to the law of April 2016 concerningĀ mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of yourĀ application by ING Belgium and to mutual agreement. General conditions for ING loans are available from any INGĀ branch and onĀ Ā
.
Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium)Ā are not binding for ING Belgium or you until youāve signed the credit agreement at your ING branch (or, in the case ofĀ an online application, at home) and returned it to ING (subject to prior approval of your file by ING). Before this, weāllĀ look at whether the data disclosed in your application are correct and complete based on, for example, the supportingĀ documents that have been or will be supplied).Ā ā
ING Belgium NV/SA ā Bank/Lender āĀ Marnixlaan/Avenue Marnix 24, B-1000 Brussels ā RLP Brussels ā VAT: BEĀ 0403.200.393 - BIC: BBRUBEBB ā IBAN: BE45 3109 1560 2789
Ā
The ING Mortgage Loan,Ā the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement.
Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in-branch or via the āMortgage Loans Onlineā service atĀ ing.beĀ are not binding for ING Belgium or you until youāve signed the credit offer at your ING branch (or, in the case of an online application, at home) and returned it to ING. (subject to prior approval of your file by ING). Before this, weāll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied).
General conditions for ING loans are available from any ING branch and onĀ ing.be.
ING Belgium NV/SA ā Bank/Lender ā Marnixlaan/Avenue Marnix 24, B-1000 Brussels ā RLP Brussels ā VAT: BE 0403.200.393 - BIC: BBRUBEBB ā IBAN: BE45 3109 1560 2789
ING Outstanding Balance Insurance for mortgage loansĀ is an insurance product provided, upon mutual agreement, byĀ ING Belgium SA/nvĀ (insurance intermediary), insurance broker registered with the FSMA under the number 12381A andĀ NN Insurance Belgium nvĀ (insurer), an insurance company, licensed by NBB under the code number 2550.
For allĀ conditions and exceptions, please read the:
All other important details:
Ā
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