{"type":"document","data":{"id":"c5eb1026-e301-4fa1-add1-74f032341382","localeString":"en-GB","publishDate":"2026-04-27T15:39:22.600+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"A page describing the offer for Flanders to support ING-customers for energy saving renovations via partners of ING."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Specially for our ING customers in Flanders, we have set up partnerships for purchase and installation of solar panels, heat pump and/or home battery at an interesting price.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/fee3f34f-d160-4e67-b6d9-d952a20a4f5d/BARN-ON-FIELD-AGAINST-SKY","type":"image","width":5552,"original":"https://assets.ing.com/m/251921c831c1ed05/original/BARN-ON-FIELD-AGAINST-SKY.jpg","extension":"jpg"},"title":"Renovations at a discount : our offer for Flanders","subtitle":"Energysaving renovations at an interesting price? Check!"},"backLink":{"textLink":{"url":"/en/individuals/borrowing/home","text":"Borrowing for your home"}}},"flexZone":{"flexComponents":[{"componentType":"feature","featureName":"mortgage-retrofit-deals"},{"componentType":"sectionTitle","title":"How does it work ?"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Find your provider","body":"Use the tool above to discover our partner in your region and go to the special ING-page on their website"},{"title":"Request an offer","body":"On the page, you can request an offer. You will receive a personalized offer for your home, including the discount for ING-customers. The offer is free of charge and without obligation."},{"title":"Check your renovation budget","body":"Are you going to finance the renovation fully from your own pocket, or do you want to check your options to finance your renovation works via a loan? We're happy to advise you on your possibilities!","textLink":{"url":"/en/individuals/borrowing/home/renovation-or-energy-loan","text":"Check your financing options"}},{"title":"Installation","body":"When you've signed the offer, our partner will take care of the installation of your requested renovation works."}]}},{"componentType":"accordion","accordionList":[{"title":"How do I know which renovations could potentially improve the energyscore of my home?","richBody":{"value":"<p>Via <a data-type=\"internal\" href=\"/en/individuals/borrowing/calculate-improve-epc\">our simulator </a>you can estimate what the current energy score is, insights on how to improve it and a simulation of what the renovation can deliver in terms of energy savings.</p>"}},{"title":"Do I have to take a loan for the renovations that I do via the ING-partnership?","richBody":{"value":"<p>No, not at all! The offer is completely standalone, meaning that you can make use of the offer and the offered discount without taking a loan or any other ING-product whatsoever. </p>"}},{"title":"If I want to make use of the offer, do I need to pay to ING or directly to the partner?","richBody":{"value":"<p>You pay directly to the partner. All payments for services related to the renovation service are handled directly by our partner. ING does not process or manage any payments for these services.</p>"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Please note the following important information regarding our partnerships:","richBody":{"value":"<ol><li>EnergyVision, Brusol, Luminus and Energyking are independent companies and are not affiliated with, controlled by, or a subsidiary of ING. ING is not responsible for the quality of the renovation service issued by EnergyVision, Brusol, Luminus or Energyking<strong>.</strong> ING cannot be held liable for any direct or indirect damage resulting from the use of this service offered by EnergyVision, Brusol, Luminus or Energyking.</li><li>All payments for services related to the renovation service are handled directly by EnergyVision, Brusol, Luminus or Energyking. ING does not process or manage any payments for these services.</li><li>Protection of your personal data and professional discretion:</li></ol><p>The data collected by EnergyVision, Brusol, Luminus or Energyking can be communicated to ING Belgium and are processed, without prejudice to the legal provisions of public order:</p><ol><li>by SA/NV ING Belgium, avenue Marnix 24, 1000 Brussels, for the purposes of:<ol><li>Supporting ING customers and prospects in their property projects, by giving them a better view of the energy efficiency of their property and identifying priority improvement measures;</li><li>Granting and managing loans;</li><li>Checking the regularity of operations and preventing irregularities.</li></ol></li><li>By EnergyVision, Brusol, Luminus or Energyking, other companies in the group<strong> </strong>of<strong> </strong>EnergyVision, Brusol, Luminus or Energyking for the following purposes:<ol><li>To provide the user with information on products and services;</li><li>Functional management;</li><li>To produce statistics on the use of the site.</li></ol></li></ol><p>Any individual may view and rectify data concerning him or her. They may also ask for their data to be deleted or for the processing of their personal data to be restricted and may object to the data being processed. They also have the right to port their data.</p><p>For any further information, please consult article 5 (Professional discretion) and article 6 (Protection of personal data) of the  <a href=\"https://assets.ing.com/m/5657fd2cbf450286/GeneralInfoINGBelgiumServicesEN.pdf\">ING Belgium General Terms and Conditions    </a>, article 16 (Protection of privacy) of the  <a href=\"https://assets.ing.com/m/6c3658d1992c5dc2/Microsoft-Word-LOP_GeneralConditions_FR_20171214.pdf\">ING General Terms and Conditions for mortgages on real estate    </a>, as well as the ING Belgium Privacy Statement (available at ING branches and on  <a href=\"http://www.ing.be/\">www.ing.be    </a>). Please also refer to the the <strong>PARTNER privacy agreement</strong>.</p><p>If you have any questions, please contact our Data Protection Officer ( <a href=\"mailto:ing-be-PrivacyOffice@ing.com\">ing-be-PrivacyOffice@ing.com    </a>or ING Privacy Office, Marnixlaan 24, 1000 Brussels).</p><p>By engaging with EnergyVision, Brusol, Luminus or Energyking for the renovation service, you acknowledge and agree to the above terms.</p><p>The ING Mortgage Loan, the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in-branch or via the ‘Mortgage Loans Online’ service at ing.be are not binding for ING Belgium or you until you’ve signed the credit offer at your ING branch or, in the case of an online application, at home and returned it to ING. (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied).</p><p>General conditions for ING loans are available from any ING branch and on <strong>ing.be</strong>.</p><p>Lender: ING Belgium SA – Bank – Avenue Marnix 24, B – 1000 Brussels – RPR Brussels – VAT BE 0403.200.393 – Account: BE45 3109 1560 2789    </p><p> </p><p> </p><p><strong>Installment loan</strong> (renovation, energy loan) for personal use, subject to consumer credit legislation.</p><p>Advertising reserved for natural persons aged 18+ and subject to prior acceptance of your loan application by ING Belgium and to mutual agreement. It does not constitute an offer of credit. The general terms and conditions and lending rates are available at all ING branches and on ing.be under </p><p><a href=\"https://www.ing.be/en/individuals/daily-banking/charges-and-regulations\">charges and regulations </a></p><p>.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in branch or via the Customer Loans Online service at ing.be, in the ING Banking app or in Home’Bank are not binding for ING Belgium or you until you’ve signed the credit agreement at your ING branch or, in the case of an online application, as long as you have not returned the signed credit agreement (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied). ​</p><p>Your interest rate depends on your customer profile, the amount borrowed and the term of your loan. The annual percentage rate (APR) is the total price of your loan on an annual basis. This means that interest and any loan charges are taken into account.</p><p>Read more about the </p><p><a href=\"https://assets.ing.com/m/da24ea745ab7428e/Tarievenblad_EN.pdf\">consumer credit tariffs (pdf)   </a></p><p>.</p><p>The ING Mortgage Loan and the ING Bridging Loan are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement. General conditions for ING loans are available from any ING branch and on  </p><p><a href=\"https://www.ing.be/en/individuals/daily-banking/charges-and-regulations\">charges and regulations </a></p><p>.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) are not binding for ING Belgium or you until you’ve signed the credit agreement at your ING branch (or, in the case of an online application, at home) and returned it to ING (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied). ​</p><p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789</p><p> </p><p><strong>The ING Mortgage Loan,</strong> the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in-branch or via the ‘Mortgage Loans Online’ service at ing.be are not binding for ING Belgium or you until you’ve signed the credit offer at your ING branch (or, in the case of an online application, at home) and returned it to ING. (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied).</p><p>General conditions for ING loans are available from any ING branch and on <strong>ing.be</strong>.</p><p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789</p>"}}]}}}