{"type":"document","data":{"id":"ae01e570-745d-400c-bdfe-7c41152dd14b","localeString":"en-GB","publishDate":"2026-05-07T11:41:23.998+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Entrepreneur, self employed or company director wants to buy a home, second residence or investment property"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"As an entrepreneur or company director, your financial life is different. Your income may come from dividends, management fees or variable earnings. You want your next home or investment property to support your long term plans, without putting pressure on your business.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/ece43e46-5061-4913-802f-84af8ae33535/Medium_Office-365-and-Newsletters-Mechanic-poses-in-front-of-motorbike","type":"image","width":900,"original":"https://assets.ing.com/asset/ece43e46-5061-4913-802f-84af8ae33535/Medium_Office-365-and-Newsletters-Mechanic-poses-in-front-of-motorbike.jpg","extension":"jpg"},"title":"Entrepreneurs & property, align your home with your business ambitions"},"backLink":{"textLink":{"url":"/en/individuals/borrowing/home","text":"Borrowing for your home"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Is this you?"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>You’re self‑employed or run your own company.</span></span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>You want to buy a home, second residence or investment property, but your income is not a simple fixed salary.</span></span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>You’re wondering how to use your pension plan, reserves or dividends in a smart way.</span></span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>You want clarity on how your business and private finances fit together.</span></span></span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"How ING supports entrepreneurs"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>We combine our mortgage expertise with our experience with business clients to help you make well‑considered choices.</span></span></span></span></span></p><ul><li><span><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\"><span>A view of your full financial picture</span></span></strong><br /><span lang=\"EN-US\" dir=\"ltr\"><span>We look at your income from different sources, salary, dividends, company results to understand your real borrowing capacity.</span></span></span></span></span></span></li><li><span><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\"><span>Leverage your pension plan or reserves wisely</span></span></strong><br /><span lang=\"EN-US\" dir=\"ltr\"><span>Together we explore how your pension plan, group insurance or other assets can support your next home, while keeping your future in mind.</span></span></span></span></span></span></li><li><span><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\"><span>Flexible solutions that respect your cash flow</span></span></strong><br /><span lang=\"EN-US\" dir=\"ltr\"><span>We help you choose a structure that leaves breathing space for your business: clear monthly instalments, possible buffers and room for the unexpected.</span></span></span></span></span></span></li></ul>"},"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/618fa9c1-9a58-4aec-9f2f-d4fa4881a3ba/home-insurance-tenants-1","original":"https://assets.ing.com/asset/618fa9c1-9a58-4aec-9f2f-d4fa4881a3ba/home-insurance-tenants-1.png","extension":"png"}},{"componentType":"sectionTitle","title":"How it works in three steps"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Explore your options","body":"Share your plans with one of our mortgage specialists: the property you want to purchase, your current home and how they fit with your business objectives.","textLink":{"url":"/en/individuals/borrowing/mortgage-loan-appointment","text":"Make your appointment"}},{"title":"Get a tailored proposal","body":"We analyze your figures and work out financing options that respect both your business needs and your private budget."},{"title":"Move ahead with confidence","body":"Once you choose a solution, we guide you through the practical steps."}]}},{"componentType":"sectionTitle","title":"Talk to an advisor"},{"componentType":"highlight","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>Planning your next real estate move as an entrepreneur?</span></span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>Talk to an ING mortgage specialist and discover solutions tailored to business owners and company directors. </span></span></span></span></span> <a href=\"https://www.ing.be/en/individuals/services/contact-us-appointment?subject=mortgage&amp;flow-step=call-me-back\">Contact me - ING Belgium</a>.</p>"}}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Your energy-efficient renovation toolkit","intro":"Plan, fund and finalize your project","image":{"transformBaseUrl":"https://assets.ing.com/transform/ab8eb441-8e13-484d-a675-710d08159592/EPC-simulator-insulation","type":"image","width":5388,"original":"https://assets.ing.com/m/31deaa6947f0788c/original/EPC-simulator-insulation.jpg","extension":"jpg"},"link":{"url":"/en/individuals/borrowing/home/one-stop-shop-renovation/your-energy-renovation-toolkit"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Discover our partner offer for renovation","intro":"Discounts on heat pumps, home batteries, free solar panels and more!","image":{"transformBaseUrl":"https://assets.ing.com/transform/aada17bb-f1ff-4f3d-a07d-0544141beb83/cars-on-street-against-sky","type":"image","width":4883,"original":"https://assets.ing.com/m/7410d91fea92bc64/original/cars-on-street-against-sky.jpg","extension":"jpg"},"link":{"url":"/en/individuals/borrowing/home/renovation-partner-offer"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal Mentions"},{"componentType":"paragraph","richBody":{"value":"<p>The ING Mortgage Loan and the ING Bridging Loan are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement. General conditions for ING loans are available from any ING branch and on  </p><p><u><a href=\"https://www.ing.be/en/individuals/daily-banking/charges-and-regulations\">charges and regulations </a></u></p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) are not binding for ING Belgium or you until you’ve signed the credit agreement at your ING branch (or, in the case of an online application, at home) and returned it to ING (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied). ​</p><p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789</p><p><strong>The ING Mortgage Loan,</strong> the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement.</p><p>Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in-branch or via the ‘Mortgage Loans Online’ service at ing.be are not binding for ING Belgium or you until you’ve signed the credit offer at your ING branch (or, in the case of an online application, at home) and returned it to ING. (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied).</p><p>General conditions for ING loans are available from any ING branch and on <strong>ing.be</strong>.</p><p>ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789</p><p><strong>ING Outstanding Balance Insurance for mortgage loans</strong> is an insurance product provided, upon mutual agreement, by <strong>ING Belgium SA/nv</strong> (insurance intermediary), insurance broker registered with the FSMA under the number 12381A and <strong>NN Insurance Belgium nv</strong> (insurer), an insurance company, licensed by NBB under the code number 2550.</p><p>For all <strong>conditions and exceptions</strong>, please read the:</p><p><u><a href=\"https://assets.ing.com/m/f02c2bc9297748bc/debt-balance-insurance-en.pdf\">General Conditions (PDF)   </a></u></p><p>All other important details:</p><ul><li><strong>Insurance intermediary:</strong> ING Belgium SA/NV, an insurance broker, registered with the FSMA under the code number 12381A. Registered office: Avenue Marnix 24, B-1000 Brussels - Brussels RPM/RPR - VAT BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</li><li><strong>Insurer:</strong> NN Insurance Belgium SA/NV, insurance company licensed by the NBB under the number 2550 for the Branches 1a, 2, 21, 22, 23, 25 , 26. Registered office: Avenue Fonsny 38, B-1060 Brussels – RLP Brussels – VAT BE 0890.270.057. BIC BBRUBEBB – IBAN BE28 3100 7627 4220.</li></ul>"}}]}}}