That bathroom you’ve been meaning to renovate for years.
The pergola that would transform your garden.
Or making your home more energy-efficient for the future.
With room in your monthly budget, some of these ideas might feel closer than before.
"},"textLinks":[{"text":"Get ideas for your next home project","url":"/en/individuals/borrowing/home/one-stop-shop-renovation/your-energy-renovation-toolkit"}],"title":"That project you’ve been postponing..."},{"componentType":"sectionTitle","title":"Make the most of your money"},{"componentType":"paragraph","richBody":{"value":"Build a safety buffer for peace of mind.
Put money aside for a future project.
Or learn about investing, step by step, at your own pace.
It’s not about doing everything at once.
Just choosing what feels right for you.
"},"textLinks":[{"text":"Saving and investing? See how to choose","url":"/en/individuals/investing/saving-and-investing-how-to-choose"}],"title":"What would you like your money to do next?"},{"componentType":"sectionTitle","title":"Explore new possibilities in property"},{"componentType":"paragraph","richBody":{"value":"You might find yourself thinking about real estate again.
A second place for weekends, a place by the coast or rental income…
With your current mortgage nearing its end, new possibilities may open up, depending on your situation.
"},"textLinks":[{"text":"See what could be possible for you","url":"/en/individuals/borrowing/mortgage-loan-simulation"}],"title":"Thinking about property again?"},{"componentType":"sectionTitle","title":"Focus on what matters for you"},{"componentType":"paragraph","richBody":{"value":"More room in your budget can also mean more room for yourself.
A nice trip you’ve been postponing.
A new course.
Or simply more freedom in your daily life.
This could be the moment to put what matters first.
"},"title":"More space for what matters to you"},{"componentType":"sectionTitle","title":"And simply enjoy the freedom"},{"componentType":"paragraph","richBody":{"value":"You don’t have to decide anything right away.
Having more financial room each month is already something meaningful.
Take your time.
Come back to your options whenever it feels right.
We’re here to support you along the way.
"}},{"componentType":"sectionTitle","title":"Want to to talk it through?"},{"componentType":"paragraph","richBody":{"value":"If you’d like to explore your situation together, an advisor can help you reflect on what fits your plans – now or later.
"}},{"componentType":"cta","textLink":{"text":"Talk to an advisor","url":"/en/individuals/services/contact-us-appointment"}}]},"hasMacro":false,"id":"c6849e37-d373-456a-b93c-24145fe6e431","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"The ING Mortgage Loan, the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement.
Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in-branch or via the ‘Mortgage Loans Online’ service at ing.be are not binding for ING Belgium or you until you’ve signed the credit offer at your ING branch (or, in the case of an online application, at home) and returned it to ING. (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied).
General conditions for ING loans are available from any ING branch and on ing.be.
ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789
"}}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Borrowing","url":"/en/individuals/borrowing/home"}},"componentType":"editorialHeader","coreHeader":{"body":"For years, it’s been part of your monthly routine. And now, you’re getting closer to the finish line That’s something to be proud of.\r\nIt can also be the start of something new. With more financial room, you might begin to think differently about your plans — big or small. Or you might just want to enjoy the extra freedom for a while.\r\nYou might recognize yourself in one of these...","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/0937f6ef-ea20-49ff-9d9e-f96b4f7efb89/Two-colleagues-celebrate-a-win.jpg","transformBaseUrl":"https://assets.ing.com/transform/0937f6ef-ea20-49ff-9d9e-f96b4f7efb89/Two-colleagues-celebrate-a-win","type":"image","width":5700},"title":"Your mortgage is nearing its end- that's a milestone!"},"date":"2026-06-17","readingTime":5},"publishDate":"2026-06-19T10:28:23.251+02:00"}}