{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/581b649946fb3fe3/original/WOMAN-STANDING-BY-WINDOW-IN-ROOM.jpg","transformBaseUrl":"https://assets.ing.com/transform/c1b72beb-361d-4eb1-bd7e-a2701f47ffd4/WOMAN-STANDING-BY-WINDOW-IN-ROOM","type":"image","width":7200},"intro":"Discover our tools and improve the energy rating of your home through energy renovations.","link":{"url":"/en/individuals/borrowing/home/one-stop-shop-renovation/your-energy-renovation-toolkit"},"title":"Your energy-saving renovation toolkit"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/7410d91fea92bc64/original/cars-on-street-against-sky.jpg","transformBaseUrl":"https://assets.ing.com/transform/aada17bb-f1ff-4f3d-a07d-0544141beb83/cars-on-street-against-sky","type":"image","width":4883},"intro":"Discounts on heat pumps, home batteries, free solar panels and more!","link":{"url":"/en/individuals/borrowing/home/renovation-partner-offer"},"title":"Discover our partner offer for renovation"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Already a homeowner and planning your next step?","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Which profile matches your plans?"},{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"More info","url":"/en/individuals/borrowing/home/investing-in-property"}},"image":{"extension":"jpg","original":"https://assets.ing.com/asset/91582d75-3a0a-4642-8332-da0715f91953/Large_Web-and-Screen-Casual-business-man-runs-up-escalator.jpg","transformBaseUrl":"https://assets.ing.com/transform/91582d75-3a0a-4642-8332-da0715f91953/Large_Web-and-Screen-Casual-business-man-runs-up-escalator","type":"image","width":1920},"title":"Investor","usps":[{"body":"Use your equity and rental income","iconType":"check-mark"},{"body":"Improve returns and cash flow","iconType":"check-mark"},{"body":"Build long-term value","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"More info","url":"/en/individuals/borrowing/home/entrepreneurs--property-align-your-home-with-your-business-ambitions"}},"image":{"extension":"jpg","original":"https://assets.ing.com/asset/0179ee2b-aa71-4d60-8c7e-a6dec150528f/Mechanic-poses-in-front-of-motorbike.jpg","transformBaseUrl":"https://assets.ing.com/transform/0179ee2b-aa71-4d60-8c7e-a6dec150528f/Mechanic-poses-in-front-of-motorbike","type":"image","width":900},"title":"Entrepreneur","usps":[{"body":"Use your pension or dividend income","iconType":"check-mark"},{"body":"Stay flexible for your business and your home","iconType":"check-mark"},{"body":"Keep your plans & business moving","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"More info","url":"/en/individuals/borrowing/home/your-next-chapter-in-life-shape-the-home-that-fits"}},"image":{"extension":"jpg","original":"https://assets.ing.com/asset/a3ffff1f-842a-49c7-abed-14a084f505bc/Artikel-financieringscontract.jpg","transformBaseUrl":"https://assets.ing.com/transform/a3ffff1f-842a-49c7-abed-14a084f505bc/Artikel-financieringscontract","type":"image","width":5760},"title":"Next-chapter buyer","usps":[{"body":"Use your pension or group insurance","iconType":"check-mark"},{"body":"Enjoy freedom and financial peace of mind","iconType":"check-mark"},{"body":"Plan your next chapter","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Investor,Entrepreneur,Next-chapter buyer"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>The motivations for taking the next step may differ, but they all reflect a common ambition: build a future with more comfort, stability and financial confidence.</span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Talk to an advisor"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"en-BE\" dir=\"ltr\">Connect with our mortgage specialists for personalised guidance, to explore your options, compare scenarios and make more confident decisions. </span><a href=\"https://www.ing.be/en/individuals/services/contact-us-appointment?subject=mortgage&amp;flow-step=call-me-back\"><span lang=\"EN-US\" dir=\"ltr\">Contact me - ING Belgium</span></a><span lang=\"en-BE\" dir=\"ltr\">. </span></span></span></span></p>"}}]},"hasMacro":false,"id":"b7b35cd0-af01-4ebd-81a5-ad0fee2acea7","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal Mentions"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">The ING Mortgage Loan and the ING Bridging Loan are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement. General conditions for ING loans are available from any ING branch and on  </span></span></span></span></p><p><span><span><span><span><u><span lang=\"EN-US\" dir=\"ltr\"><a href=\"https://www.ing.be/en/individuals/daily-banking/charges-and-regulations\">charges and regulations </a></span></u></span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) are not binding for ING Belgium or you until you’ve signed the credit agreement at your ING branch (or, in the case of an online application, at home) and returned it to ING (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied). </span><span lang=\"EN-US\" dir=\"ltr\">​</span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789</span></span></span></span></p><p><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\">The ING Mortgage Loan,</span></strong><span lang=\"EN-US\" dir=\"ltr\"> the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement.</span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in-branch or via the ‘Mortgage Loans Online’ service at ing.be are not binding for ING Belgium or you until you’ve signed the credit offer at your ING branch (or, in the case of an online application, at home) and returned it to ING. (subject to prior approval of your file by ING). Before this, we’ll look at whether the data disclosed in your application are correct and complete based on, for example, the supporting documents that have been or will be supplied).</span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">General conditions for ING loans are available from any ING branch and on <strong>ing.be</strong>.</span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789</span></span></span></span></p><p><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\">ING Outstanding Balance Insurance for mortgage loans</span></strong><span lang=\"EN-US\" dir=\"ltr\"> is an insurance product provided, upon mutual agreement, by <strong>ING Belgium SA/nv</strong> (insurance intermediary), insurance broker registered with the FSMA under the number 12381A and <strong>NN Insurance Belgium nv</strong> (insurer), an insurance company, licensed by NBB under the code number 2550.</span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">For all <strong>conditions and exceptions</strong>, please read the:</span></span></span></span></p><p><span><span><span><span><u><span lang=\"EN-US\" dir=\"ltr\"><a href=\"https://assets.ing.com/m/f02c2bc9297748bc/debt-balance-insurance-en.pdf\">General Conditions (PDF)   </a></span></u></span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">All other important details:</span></span></span></span></p><ul><li><span><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\">Insurance intermediary:</span></strong><span lang=\"EN-US\" dir=\"ltr\"> ING Belgium SA/NV, an insurance broker, registered with the FSMA under the code number 12381A. Registered office: Avenue Marnix 24, B-1000 Brussels - Brussels RPM/RPR - VAT BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</span></span></span></span></span></li><li><span><span><span><span><strong><span lang=\"EN-US\" dir=\"ltr\">Insurer:</span></strong><span lang=\"EN-US\" dir=\"ltr\"> NN Insurance Belgium SA/NV, insurance company licensed by the NBB under the number 2550 for the Branches 1a, 2, 21, 22, 23, 25 , 26. Registered office: Avenue Fonsny 38, B-1060 Brussels – RLP Brussels – VAT BE 0890.270.057. BIC BBRUBEBB – IBAN BE28 3100 7627 4220.</span></span></span></span></span></li></ul>"}}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Borrowing for your home","url":"/en/individuals/borrowing/home"}},"componentType":"productHeader","coreHeader":{"body":"Already a homeowner and planning your next step? Perhaps you want to move to a smaller, modernised home, purchase a second residence to enjoy your free time or grow your investment portfolio with a rental property. Whatever your reason, we help you buy with confidence, so your next step fits your life today and your plans for tomorrow.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/264fff08-5e46-48b4-b457-b0a1740e75d9/REAR-VIEW-OF-WOMAN-STANDING-ON-TABLE-AT-HOME.jpg","transformBaseUrl":"https://assets.ing.com/transform/264fff08-5e46-48b4-b457-b0a1740e75d9/REAR-VIEW-OF-WOMAN-STANDING-ON-TABLE-AT-HOME","type":"image","width":7200},"title":"Buying your next property: solutions to match your goals"}},"publishDate":"2026-05-07T11:43:17.592+02:00"}}