You can now also include a (e-)bike / step and/or several accessories (charging pole, bike rack / winter tires / rooftop box) in your loan.
"}},{"componentType":"sectionTitle","title":"Make a simulation"},{"componentType":"feature","featureName":"loan-calculator-flex?purpose=mobility"},{"componentType":"sectionTitle","title":"5 reasons to go for an electric car"},{"componentType":"paragraph","richBody":{"value":"If you request your loan, you have up to 12 months to withdraw the loan amount. You will only start paying off when your vehicle has actually been delivered.
"}},{"componentType":"paragraph","richBody":{"value":""}},{"componentType":"applicationProcess","steps":{"title":"Apply for your car loan now","stepList":[{"title":"Simulate your loan","body":"With no obligation."},{"title":"Request your offer","body":"By reviewing your personal details, selecting your loan type, and filling in your income and expenses."},{"title":"Receive your offer","body":"You’ll see online if your loan got approved³, and if approved you receive an offer with your personal interest rate. This offer will be valid for 20 days."},{"title":"Sign your offer and get your money","body":"You can now sign your offer online. Afterwards, you will receive the borrowed money in your account (prior to this, supporting documents may still be requested)."}]}},{"componentType":"paragraph","richBody":{"value":"Did you know? On average it only takes 10 minutes for someone to complete our user-friendly online application.
³ During the opening hours of the National Bank of Belgium's Central Individual Credit Register (Mo – Fri: 6 am – 10.30 pm, Sat: 6 am - 8.30 pm, Sun: 1 pm – 10.30 pm).
"}},{"componentType":"cta","textLink":{"url":"https://www.ing.be/fr/particuliers/emprunter/simulation-de-pret?purpose=mobility","text":"Make a simulation"}},{"componentType":"sectionTitle"},{"componentType":"sectionTitle","title":"Representative examples"},{"componentType":"paragraph","richBody":{"value":"Representative example for an ING Electric Car Loan (installment loan for private purposes)
For an 100% electric car:
With an instalment loan for private use of 12,000 euros over 48 months with an annual percentage rate and a fixed debit interest rate of 3,75%, you‘ll pay 269.27 euros per month, totaling 12.924,96 euros.
Interest rate valid on 16-03-2026 subject to change upon notice before conclusion of the contract.
"}},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"What are the benefits of including a bike or extra accessories in your car loan?","richBody":{"value":"
This feature offers you the ease of obtaining all necessary funds in a single transaction, as well as the the elimination of the necessity for repeated loan requests and payments.
"}},{"title":"What are the pro's and cons of electric driving?","richBody":{"value":"Pro's
Cons
Discover more about the process of applying for a car loan. From the online request to the disbursement of the funds, find out more here.
"},"textLinks":[{"url":"/en/individuals/borrowing/mobility-loan_more-info-about-online-process","text":"The online process of applying for a Car Loan"}]}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Electric cars (FR)","body":"Trends for 2021/2022","image":{"transformBaseUrl":"https://assets.ing.com/transform/31bc517a-db20-414f-86e0-73c5e91be81f/electric-car-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3a7e5598d5c18d18/original/electric-car-1920.jpg","extension":"jpg"},"date":"2021-09-16","link":{"url":"/fr/particuliers/actus/economie-et-marches-financiers/voitures-electriques"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Buying an e-bike","body":"How much should you budget?","image":{"transformBaseUrl":"https://assets.ing.com/transform/ea69180b-c8ba-4f9e-9fe5-b762a0ef8ffa/ebike-investment-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/26bef42b5256e557/original/ebike-investment-1920.jpg","extension":"jpg"},"date":"2022-07-03","link":{"url":"/en/individuals/my-life/mobility/ebike-financing"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"The guide to consumer credit in Belgium","body":"Check out all the options available and find out how this type of loan works.","image":{"transformBaseUrl":"https://assets.ing.com/transform/77b4147e-448e-4b1b-a3ef-cebf69ceb71f/Close-up-of-woman-reading-book-in-bed-with-cat","type":"image","width":4500,"original":"https://assets.ing.com/m/6bc5ba5e0604c0a1/original/Close-up-of-woman-reading-book-in-bed-with-cat.jpg","extension":"jpg"},"date":"2024-01-26","link":{"url":"/en/individuals/borrowing/consumer-loan-guide"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal notes"},{"componentType":"paragraph","richBody":{"value":"¹ Legal information related to advertising on this product
The amount that you are likely to be able to borrow, as stated in the advertising message, is communicated for information purposes only. Neither the granting of the loan nor the aforementioned amount are guaranteed by ING Belgium. To determine the amount thus simulated, we took into account a set of data currently known to ING, in particular: your financial situation (i.e. your income and any extra-legal benefits as well as your expenses on your ING accounts as well as your savings, loans and investments with ING), your personal and family situation known to ING (in particular, your age, your personal status, your dependents) and the fact of exercise an independent activity. On the other hand, it is not required to provide the following information (which will be requested and/or verified in the event of a credit application on your part), in particular: your professional situation, the type of residence you occupy, other expenses or income not known to ING or futures, your savings and investments with ING, as well as credit data with third parties consulted with the National Bank of Belgium.
This advertising message, which concerns an installment loan for private purposes subject to consumer credit legislation, does not constitute an offer of credit. It is intended exclusively for natural persons of legal age and any request for credit is made subject to prior acceptance of your file by ING Belgium and mutual agreement. The general conditions and rates for this loan are available from all ING branches and can be consulted on www.ing.be (section 'Rates and regulations'). Your request and the possible approval of your request by ING (after examination of your file by ING) in a branch or through the 'Consumer Loans Online' service on www.ing.be, do not commit either ING or yourself, as long as you have not signed a credit agreement at your ING branch or, in the case of an online request, as long as you have not returned the signed credit agreement (after prior approval of your file by ING) to ING, where it is checked beforehand whether the data provided in the request are accurate and complete (among other things, on the basis of the documents submitted or to be submitted).
Legal information related to the loan provider
ING Belgium SA/NV – Bank/Lender – Marnixlaan 24, B-1000 Brussels – RPR Brussels – VAT: BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789
"}}]}}}