You can now also include a (e-)bike / step and/or several accessories (charging pole, bike rack / winter tires / rooftop box) in your loan.
"},"title":"Any other mobility needs?"},{"componentType":"sectionTitle","title":"Make a simulation"},{"componentType":"feature","featureName":"loan-calculator-flex?purpose=mobility"},{"componentType":"sectionTitle","title":"5 reasons to go for an electric car"},{"componentType":"paragraph","richBody":{"value":"If you request your loan, you have up to 12 months to withdraw the loan amount. You will only start paying off when your vehicle has actually been delivered.
"},"title":"Long delivery time? No problem!"},{"componentType":"paragraph","richBody":{"value":""}},{"componentType":"sectionTitle","title":"Apply for your electric car loan now"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Create your profile, or skip this step if already done.","title":"Download the ING app"},{"body":"Log in and start your loan request. Confirm your personal details, tailor your loan and find out — with no obligation — whether you’re eligible¹.","title":"Request your no-obligation offer"},{"body":"Sign your offer online and receive the money on your account, usually within 2 days (prior to this, supporting documents may still be requested).","title":"Sign your offer online and receive your money"}]}},{"componentType":"cta","textLink":{"text":"Log in to receive your personal offer","url":"https://ebanking.ing.be/banking/mobile/products/580/open?EW=true"}},{"componentType":"cta","textLink":{"text":"Not a customer yet? Get started","url":"https://www.ing.be/en/individuals/daily-banking/ing-banking-app?store_redirect=true"}},{"componentType":"paragraph","richBody":{"value":"Did you know? On average it only takes 10 minutes for someone to complete our user-friendly online application.
³ During the opening hours of the National Bank of Belgium's Central Individual Credit Register (Mo – Fri: 6 am – 10.30 pm, Sat: 6 am - 8.30 pm, Sun: 1 pm – 10.30 pm).
"}},{"componentType":"sectionTitle"},{"componentType":"sectionTitle","title":"Representative examples"},{"componentType":"paragraph","richBody":{"value":"Representative example for an ING Electric Car Loan (installment loan for private purposes)
For a new electric car loan.
With an instalment loan for private use of 12,000 euros over 48 months with an annual percentage rate and a fixed debit interest rate of 3,49%, you‘ll pay 265.91 euros per month, totaling 12.860,16 euros.
Interest rate valid on 29-06-2026 subject to change upon notice before conclusion of the contract.
* Your interest rate depends on your customer profile, the amount borrowed, and the term of the loan. 26% of customers receive an interest rate equal or below the one shown in this advertising. You will receive a customized proposal during your application, which is based on a set of factors including, but not limited to your risk profile and other preliminary checks. The legal maximum interest rate is set at 12%
"}},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"
Yes, you can apply online directly, provided the loan application is in your name only. Are you married under the community of property regime, or would you like to apply together with your partner? In that case, make your application at an ING branch.
⚠️ Important: online loan applications are only available to Belgian residents. Prefer not to apply online? You can always visit an ING branch.
"},"title":"Can I apply for a loan without first opening an ING account?"},{"richBody":{"value":"This feature offers you the ease of obtaining all necessary funds in a single transaction, as well as the the elimination of the necessity for repeated loan requests and payments.
"},"title":"What are the benefits of including a bike or extra accessories in your car loan?"},{"richBody":{"value":"Pro's
Cons
Discover more about the process of applying for a car loan. From the online request to the disbursement of the funds, find out more here.
"},"textLinks":[{"text":"The online process of applying for a Car Loan","url":"/en/individuals/borrowing/mobility-loan_more-info-about-online-process"}],"title":"How does the process for a car loan work?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"a91ecb68-63b3-4bd3-a9ca-da501613dcb3","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal notes"},{"componentType":"paragraph","richBody":{"value":"¹ Legal information related to advertising on this product
The amount that you are likely to be able to borrow, as stated in the advertising message, is communicated for information purposes only. Neither the granting of the loan nor the aforementioned amount are guaranteed by ING Belgium. To determine the amount thus simulated, we took into account a set of data currently known to ING, in particular: your financial situation (i.e. your income and any extra-legal benefits as well as your expenses on your ING accounts as well as your savings, loans and investments with ING), your personal and family situation known to ING (in particular, your age, your personal status, your dependents) and the fact of exercise an independent activity. On the other hand, it is not required to provide the following information (which will be requested and/or verified in the event of a credit application on your part), in particular: your professional situation, the type of residence you occupy, other expenses or income not known to ING or futures, your savings and investments with ING, as well as credit data with third parties consulted with the National Bank of Belgium.
This advertising message, which concerns an installment loan for private purposes subject to consumer credit legislation, does not constitute an offer of credit. It is intended exclusively for natural persons of legal age and any request for credit is made subject to prior acceptance of your file by ING Belgium and mutual agreement. The general conditions and rates for this loan are available from all ING branches and can be consulted on www.ing.be (section 'Rates and regulations'). Your request and the possible approval of your request by ING (after examination of your file by ING) in a branch or through the 'Consumer Loans Online' service on www.ing.be, do not commit either ING or yourself, as long as you have not signed a credit agreement at your ING branch or, in the case of an online request, as long as you have not returned the signed credit agreement (after prior approval of your file by ING) to ING, where it is checked beforehand whether the data provided in the request are accurate and complete (among other things, on the basis of the documents submitted or to be submitted).
Legal information related to the loan provider
ING Belgium SA/NV – Bank/Lender – Marnixlaan 24, B-1000 Brussels – RPR Brussels – VAT: BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789
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