With our external partner Rock.estate, we are offering you a digital simulator that enables you to assess the energy performance of a property and to identify the investments needed in order to improve this energy proficiency.
With just a few clicks, you can see the impact of the planned renovations, including the improvement in your energy performance score, the savings you will make on your energy bills, the reduction in CO2 emissions and the time it will take for your investments to pay off. It also gives you an estimate of the budget required, helping you to prioritise and plan your investments according to your own scenarios.
"}},{"componentType":"sectionTitle","title":"Simulate your own scenarios"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Determine in which energy saving measures to invest","title":"Investments"},{"body":"Reduce your carbon footprint and improve your energy performance score","title":"CO2 emissions"},{"body":"Estimate your annual savings","title":"Energy costs"},{"body":"Calculate when your investments pay off","title":"Payback time"},{"body":"Find appropriate link to the grants available in your region","title":"Grants"}]},{"componentType":"paragraph","video":{"type":"video","originalUrl":"https://assets.ing.com/m/6f8437f506d5ca01/original/ERS_video.mp4","videoPreviewURLs":["https://assets.ing.com/asset/5f2de1d6-3236-4df0-91a9-3c3578568edd/480p/ERS_video.mp4","https://assets.ing.com/asset/5f2de1d6-3236-4df0-91a9-3c3578568edd/1080p/ERS_video.mp4","https://assets.ing.com/asset/5f2de1d6-3236-4df0-91a9-3c3578568edd/mp4/ERS_video.mp4","https://assets.ing.com/asset/5f2de1d6-3236-4df0-91a9-3c3578568edd/720p/ERS_video.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/6f8437f506d5ca01/mini-ERS_video.jpg","webimage":"https://assets.ing.com/m/6f8437f506d5ca01/webimage-ERS_video.jpg","thul":"https://assets.ing.com/m/6f8437f506d5ca01/thul-ERS_video.jpg"},"extension":["mp4"]}},{"componentType":"accordion","accordionList":[{"title":"What is an EPC?","richBody":{"value":"An Energy Performance Certificate (EPC) provides information on the degree of insulation and the performance of the heating, hot water and ventilation systems of a property in order to estimate its energy consumption.
It assigns a score, expressed in kWh/m2, as well as a letter and a colour, which correspond to different ranges of energy performance. They vary from G (high energy consumption, poor score) to A(++) (low energy consumption, good score) and from red to green. In Belgium, the criteria for awarding the energy label differ from region to region.
It is mandatory to have an EPC for the sale, letting and indexation of rents of a residential building.
"}},{"title":"Why is good energy performance so important?","richBody":{"value":"A good EPC score means good energy performance, which means low energy consumption and limited CO2 emissions. So, it's an asset for the value of your property. What's more, it's good for your wallet and good for the planet.
The European Union's ambition is for all buildings to be carbon neutral by 2050. This has led to new regulations aimed at improving the energy performance scores of properties in Belgium. A good EPC score today will ensure that you comply with current and future regulations.
"}}]},{"componentType":"highlight","title":"Need help?","richBody":{"value":"Request a call from one of our advisors at a time of your choice. Would you rather give us a call? Call us on 02/739.21.04, Monday to Friday, 9 am to 5 pm.
"}}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Make your house more sustainable","intro":"Reduce the environmental impact of your home with our tips and advice.","image":{"transformBaseUrl":"https://assets.ing.com/transform/2217055c-b930-44fe-883a-499b5b56044d/duurzaam-huis-marion-steur-houten-rondingen","type":"image","width":6759,"original":"https://assets.ing.com/m/425b1d423f4c07bd/original/duurzaam-huis-marion-steur-houten-rondingen.jpg","extension":"jpg"},"link":{"url":"/en/individuals/my-life/housing/make-home-sustainable"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Disclaimer"},{"componentType":"paragraph","richBody":{"value":"The energy label generated by the renovation simulator is purely indicative. Under no circumstances can it replace an official EPC certificate issued by an accredited energy auditor. The cost and effectiveness of improving the energy efficiency of the property for which the simulation is carried out are also given for information only. To get a more concrete idea, ask your contractor for a quote. ING Belgium S.A. does not guarantee that the information received is correct and complete. It cannot be held liable for any direct or indirect damage resulting from the use of the tool and the information it makes available.
Protection of your personal data and professional discretion
The data collected by Rock.estate and the results of the simulations are communicated to ING Belgium and are processed, without prejudice to the legal provisions of public order:
- by SA/NV ING Belgium, avenue Marnix 24, 1000 Brussels, for the purposes of
- by Rock.estate for the following purposes:
Any individual may view and rectify data concerning him or her. They may also ask for their data to be deleted or for the processing of their personal data to be restricted and may object to the data being processed. They also have the right to port their data.
For any further information, please consult article 5 (Professional discretion) and article 6 (Protection of personal data) of the ING Belgium General Terms and Conditions, article 16 (Protection of privacy) of the ING General Terms and Conditions for mortgages on real estate, as well as the ING Belgium Privacy Statement (available at ING branches and on www.ing.be). Please also refer to the Privacy policy | Rock.estate.
If you have any questions, please contact our Data Protection Officer (ing-be-PrivacyOffice@ing.com or ING Privacy Office, Cours Saint Michel 60, 1040 Brussels).
The ING Mortgage Loan, the ING Bridge Loan and the Combined Mortgage Loan are mortgage loans subject to the law of April 2016 on mortgage loans. Offer reserved for natural persons of legal age and subject to acceptance by ING Belgium and mutual agreement.
Your application and any approval of your application by ING Belgium (after examination of your file by ING Belgium) in branch or via the 'Mortgage Loans Online' service on www.ing. be, are neither binding on ING Belgium nor on you, as long as you have not signed a credit offer in your ING branch or, in the case of an online application, as long as you have not returned the signed credit offer to ING (after prior approval of your file by ING), where the accuracy and completeness of the data provided in the application is checked beforehand (among other things, on the basis of the documents submitted or to be submitted).
The general terms and conditions of credit are available from all ING branches and at www.ing.be.
Consumer loan for private purposes subject to consumer credit legislation. It is intended exclusively for natural persons of legal age and all credit applications are subject to prior acceptance of your file by ING Belgium and to mutual agreement. The general terms and conditions and the rates for this credit are available at all ING branches and can be consulted at www.ing.be ("Rates and regulations" section).
Your application and any approval of your application by ING (after examination of your file by ING) at a branch or via the 'Consumer Loans Online' service at www.ing. be, are neither binding on ING nor on you, as long as you have not signed a credit agreement in your ING branch or, in the case of an online application, as long as you have not returned the signed credit agreement (after prior approval of your file by ING) to ING, where the accuracy and completeness of the data provided in the application is checked beforehand (among other things, on the basis of the documents submitted or to be submitted).
ING Belgium S.A./nv - Bank/Lending institution - avenue Marnix 24, B-1000 Brussels - Brussels RPM - VAT: BE 0403.200.393 - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.
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