{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"body":"Belgium has specific energy standards and renovation obligations for non-residential buildings. What are the regulations that you need to take into account today?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-10-24","image":{"altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"jpg","original":"https://assets.ing.com/m/1ec180b64b5fd906/original/Young-woman-carries-old-door-through-garden-as-part-of-home-renovation.jpg","transformBaseUrl":"https://assets.ing.com/transform/b0867741-e82f-46ad-8422-f25cd4acd599/Young-woman-carries-old-door-through-garden-as-part-of-home-renovation","type":"image","width":5616},"link":{"url":"/en/business/sustainable-business/renovation-obligation-non-residential-buildings-belgium"},"title":"The renovation obligation for non-residential buildings in Belgium"},{"body":"How can you easily calculate the number of solar panels you need for your business or commercial premises? Discover the answer here.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-06-04","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/23a8d940c48216b6/original/Workers-standing-on-solar-panels.jpg","transformBaseUrl":"https://assets.ing.com/transform/3e670bd5-1e03-405f-a1e6-5f06e0c1ad00/Workers-standing-on-solar-panels","type":"image","width":5160},"link":{"url":"/en/business/sustainable-business/how-many-solar-panels-do-i-need"},"title":"How many solar panels do I need for my company?"},{"body":"Financing agreement with the EIB","cardSize":"medium","cardType":"article","componentType":"articleCard","image":{"altTextEN":"Windmills at sea","altTextFR":"éoliennes en mer","altTextNL":"Windmolens op zee","extension":"jpg","original":"https://assets.ing.com/m/6b74974ec82a73ef/original/Windmills-at-sea.jpg","transformBaseUrl":"https://assets.ing.com/transform/22dcb7ce-45bb-4e64-a29e-c9ac0eb762a8/Windmills-at-sea","type":"image","width":5842},"link":{"url":"/en/business/sustainable-business/attractive-rates-sustainability"},"title":"Attractive interest rates for sustainable investments"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"The ING Sustainable Buildings Guide provides you with actionable insights to make your buildings more sustainable.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How does it work?"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"title":"Discover the advantages of the Sustainable Buildings Guide","video":{"type":"video","originalUrl":"https://assets.ing.com/m/16f3f4317a69860f/original/sustainable-buildings-guide.mp4","videoPreviewURLs":["https://assets.ing.com/m/16f3f4317a69860f/1080p-sustainable-buildings-guide.mp4","https://assets.ing.com/m/16f3f4317a69860f/480p-sustainable-buildings-guide.mp4","https://assets.ing.com/m/16f3f4317a69860f/720p-sustainable-buildings-guide.mp4","https://assets.ing.com/m/16f3f4317a69860f/mp4-sustainable-buildings-guide.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/16f3f4317a69860f/mini-sustainable-buildings-guide.jpg","webimage":"https://assets.ing.com/m/16f3f4317a69860f/webimage-sustainable-buildings-guide.jpg","thul":"https://assets.ing.com/m/16f3f4317a69860f/thul-sustainable-buildings-guide.jpg"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Simulate your own scenarios"},{"componentType":"paragraph","richBody":{"value":"<ul><li><p><strong>Investments</strong></p><p>Determine in which energy saving measures to invest</p></li><li><p><strong>CO2 emissions</strong></p><p>Reduce your carbon footprint and improve your energy performance score</p></li><li><p><strong>Energy costs</strong></p><p>Estimate your annual savings</p></li><li><p><strong>Payback time</strong></p><p>Calculate when your investments pay off</p></li><li><p><strong>Timeline</strong></p><p>Prioritise and plan your actions</p></li></ul>"}},{"accordionList":[{"richBody":{"value":"<p>The Sustainable Buildings Guide is a free digital tool that helps you identify which investments to make to improve the energy performance of your properties.</p><p>With a clear and intuitive dashboard, it allows you to visualise the improvement in energy performance score, the savings achieved, the reduction in CO2 emissions and the timeframe in which your investments pay for themselves. It also helps you prioritise and plan your investments according to your own scenarios.</p>"},"title":"What are the benefits of the Sustainable Buildings Guide?"},{"richBody":{"value":"<p>Via Business&apos;Bank and the ING Banking app, you can access your individual account directly. With a company profile, you can collaborate with employees of your company in the same account.</p>"},"textLinks":[{"text":"Request your access","url":"/en/business/services/contact-us"}],"title":"Would you like access to a company profile?"},{"richBody":{"value":"<p>An Energy Performance Certificate (EPB) provides information on the degree of insulation and the performance of the heating, hot water and ventilation systems of a property in order to estimate its energy consumption. </p><p>It assigns a score, expressed in kWh/m2, as well as a letter and a colour, which correspond to different ranges of energy performance. They vary from G (high energy consumption, poor score) to A(++) (low energy consumption, good score) and from red to green. In Belgium, the criteria for awarding the energy label differ from region to region.</p>"},"title":"What is an EPC?"},{"richBody":{"value":"<p>A good energy performance score has a positive effect on the ESG profile of companies and on their energy bills. It has also become essential for renting (and indexing rents) or selling a residential building, and for obtaining a building permit or renovation permit for a building.</p><p>The regulations will become increasingly strict in the coming years. The EU&apos;s ambition is for all buildings to be carbon neutral by 2050.</p>"},"title":"Why is a good energy performance score important?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Give your renovation plans a boost"},{"componentType":"paragraph","richBody":{"value":"<p> </p><p><span><span><span><span><span>Feel like taking action and starting to renovate? Apply for an </span></span></span><a data-type=\"internal\" href=\"/en/business/financing/eco-renovation-loan\"><span><span><span><span>ING Eco Renovation Loan</span></span></span></span></a><span><span><span> to finance up to 100% of your sustainable investment. That way, you limit the impact on your own reserves and benefit from a favourable interest rate. </span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Get more info about your sustainable transition"},{"cards":[{"body":"Go for improved energy efficiency for your buildings. Discover how ING can support you in this transition with tools, insights and interesting financing solutions.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-10-24","image":{"extension":"jpg","original":"https://assets.ing.com/m/44c13b74c6ec2afa/original/Sustainable-buildings.jpg","transformBaseUrl":"https://assets.ing.com/transform/58025cac-ea3f-43d5-b591-0ebb9c9495fc/Sustainable-buildings","type":"image","width":5616},"link":{"url":"/en/business/sustainable-business/sustainable-buildings"},"title":"Sustainable buildings"},{"body":"Generating and storing renewable energy is one of the best ways to decrease your carbon emissions. Discover how you can invest in solar panels and wind turbines.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2023-10-24","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/7e024bd969fa90d9/original/High-angle-shot-of-a-wind-farm-at-sea-covered-with-clouds.jpg","transformBaseUrl":"https://assets.ing.com/transform/371c6894-5781-49bd-b31e-5cc71b8bebfc/High-angle-shot-of-a-wind-farm-at-sea-covered-with-clouds","type":"image","width":7196},"link":{"url":"/en/business/sustainable-business/energy-transition"},"title":"Energy transition"}],"componentType":"cards"}]},"hasMacro":false,"id":"9dbed1fd-68c1-48be-ac0c-226cc67f6bbd","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>The energy label generated by the <strong>Sustainable Buildings Guide</strong> is purely indicative. Under no circumstances can it replace an official EPC certificate issued by an accredited energy auditor. The cost and effectiveness of improving the energy efficiency of the property for which the simulation is carried out are also given for information only. To get a more concrete idea, ask your contractor for a quote. ING Belgium S.A. does not guarantee that the information received is correct and complete. It cannot be held liable for any direct or indirect damage resulting from the use of the tool and the information it makes available.</p><p><strong>Protection of your personal data and professional discretion</strong></p><p>The data collected by CFP and the results of the simulations are communicated to ING Belgium and are processed, without prejudice to the legal provisions of public order:</p><p>- by SA/NV ING Belgium, avenue Marnix 24, 1000 Brussels, for the purposes of</p><ul><li>Supporting ING customers and prospects in their property projects, by giving them a better view of the energy efficiency of their property and identifying improvement measures and the corresponding business case;</li><li>Granting and managing loans;</li><li>Checking the regularity of operations and preventing irregularities.</li></ul><p>- by CFP Green buildings and other companies in the CFP Online Services group for the following purposes:</p><ul><li>To provide the user with information on products and services;</li><li>Functional management;</li><li>To produce statistics on the use of the site.</li></ul><p>Any individual may view and rectify data concerning him or her. They may also ask for their data to be deleted or for the processing of their personal data to be restricted and may object to the data being processed. They also have the right to port their data.</p><p>For any further information, please consult article 5 (Professional discretion) and article 6 (Protection of personal data) of the ING Belgium General Terms and Conditions, article 16 (Protection of privacy) of the ING General Terms and Conditions for mortgages on real estate, as well as the ING Belgium Privacy Statement (available at ING branches and on www.ing.be). Please also refer to the <a href=\"https://sustainablebuildingsguide.be/csr/app/ing-be/login/auth/login?returnUrl=%2Frelation-management\">CFP Green Buildings Privacy Statement</a>.</p><p>If you have any questions, please contact our Data Protection Officer (<a href=\"mailto:ing-be-PrivacyOffice@ing.com\">ing-be-PrivacyOffice@ing.com</a> or ING Privacy Office, Marnixlaan/Avenue Marnix 24, B-1000 Brussels).</p>"},"title":"Good to know"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Sustainability is everyone's business","url":"/en/business/sustainable-business"}},"componentType":"productHeader","coreHeader":{"body":"Real estate accounts for 40% of the world’s total carbon emissions. We all have a part to play in addressing the climate change. The ING Sustainable Buildings Guide provides you with actionable insights to make your buildings more sustainable.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/3185ee945ef0f0d9/original/Construction-site-close-up-with-workers-making-dry-wall-and-implementing-glass-wool-earthwool-acoustic.jpg","transformBaseUrl":"https://assets.ing.com/transform/9f7cb489-09f9-49a2-84e8-9215f2107e46/Construction-site-close-up-with-workers-making-dry-wall-and-implementing-glass-wool-earthwool-acoustic","type":"image","width":5247},"subtitle":"Improve the energy performance of the buildings you own","title":"ING Sustainable Buildings Guide"},"cta":{"componentType":"cta","textLink":{"text":"Start your simulation","url":"https://ebanking.ing.be/banking/content/business/products/financing/sustainable-buildings-guide/product-page?EW=true"}}},"publishDate":"2025-03-19T13:23:56.382+01:00"}}