{"type":"document","data":{"id":"7486ad6a-f001-4e0b-b0fc-f8c43b98f112","localeString":"en-GB","publishDate":"2026-01-01T00:01:00.063+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Want to lay solar panels or install a heat pump? Investing in renewable energy is not only good for the climate, it is becoming increasingly economically interesting. Let us support your transition with our expertise and tailored financing."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true","text":"Request  your credit"}},"secondaryCta":{"textLink":{"url":"/en/business/sustainable-business/sustainable-leasing-contact","text":"Request your lease"}},"coreHeader":{"body":"Do you want to install solar panels, heat pump and/or a battery? Or do you have another energy efficiency project (double glazing, roof/floor/wall insulation,...) in mind? Let us support your transition with our expertise and tailored financing and leasing solutions.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/7acf8ad9-644d-4d5c-b975-a89117ec3299/Two-men-placing-solar-panels-on-a-roof","type":"image","width":1920,"original":"https://assets.ing.com/m/7182586afd56b2d4/original/Two-men-placing-solar-panels-on-a-roof.jpg","extension":"jpg"},"title":"Reduce the energy bills of your business? Clever."},"backLink":{"textLink":{"url":"/en/business/sustainable-business","text":"Sustainable business"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Two financing options to invest in renewable energy"},{"componentType":"comparisonCards","comparisonCardList":[{"title":"Business lending premises","subtitle":"Borrow up to 100% and make your buildings sustainable","image":{"transformBaseUrl":"https://assets.ing.com/transform/46fc29e5-7487-4e06-8fe5-64839327cdbf/Business-team-colleagues-meeting-Planning-Strategy-Analysis-discussing-new-plan-financial-graph-data-on-office","type":"image","width":1920,"original":"https://assets.ing.com/m/4af3518af60c936d/original/Business-team-colleagues-meeting-Planning-Strategy-Analysis-discussing-new-plan-financial-graph-data-on-office.jpg","extension":"jpg"},"usps":[{"body":"Borrow up to 100% and limit the impact on your financial reserves","iconType":"check-mark"},{"body":"Benefit from a favourable, taylormade interest rate","iconType":"check-mark"},{"body":"Finance your entire sustainable renovation with one loan","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true","text":"Request your credit"}},"secondaryCta":{"textLink":{"url":"/en/business/financing/premises-business-loan","text":"Discover more"}}},{"title":"Renewable Energy Leasing","subtitle":"Flexible and cost-effective financing for solar panels, batteries or heat pumps","image":{"transformBaseUrl":"https://assets.ing.com/transform/cedad38b-ee35-4fdb-8be9-d6e6534a2e93/Energietransitie_tcm162-206052","type":"image","width":799,"original":"https://assets.ing.com/m/776f8ae1510610e2/original/Energietransitie_tcm162-206052.jpg","extension":"jpg"},"usps":[{"body":"Finance your investments in an easy and tailor-made way","iconType":"check-mark"},{"body":"Only pay rent and save your working capital for other investments","iconType":"check-mark"},{"body":"Enjoy tax concessions with off-balance leasing","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"/en/business/sustainable-business/sustainable-leasing-contact","text":"Request your lease"}},"secondaryCta":{"textLink":{"url":"/en/business/financing/leasing-sustainability-projects","text":"Discover more"}}}],"title":"Business lending premises,Renewable Energy Leasing"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><td style=\"vertical-align:top\"><p> </p></td><td style=\"vertical-align:top\"><p align=\"center\"><strong><span class=\"numeric\">Credit</span></strong></p></td><td style=\"vertical-align:top\"><p align=\"center\"><strong>Leasing</strong></p></td><td style=\"vertical-align:top\"> </td></tr></thead><tbody><tr><td style=\"vertical-align:top\"><strong>Purpose</strong></td><td style=\"vertical-align:top\"><ul><li>Solar panels</li><li>Heat pump</li><li>Energy efficiency project (double glazing, roof, floor or wall insulation,...)</li></ul></td><td style=\"vertical-align:top\"><ul><li>Solar panels</li><li>Heat pump</li></ul></td><td style=\"vertical-align:top\"> </td></tr><tr><td style=\"vertical-align:top\"><p><strong>Ownership</strong></p></td><td style=\"vertical-align:top\"><p>You own the asset from the time of purchase</p></td><td style=\"vertical-align:top\"><p>The asset remains the property of ING Lease until the end of the contract</p></td><td style=\"vertical-align:top\"> </td></tr><tr><td style=\"vertical-align:top\"><strong>Minimum credit amount</strong></td><td style=\"vertical-align:top\">2.000 euros</td><td style=\"vertical-align:top\">None</td><td style=\"vertical-align:top\"> </td></tr><tr><td style=\"vertical-align:top\"><strong>Pre-financing VAT</strong></td><td style=\"vertical-align:top\">❌</td><td style=\"vertical-align:top\">✅ </td><td style=\"vertical-align:top\"> </td></tr><tr><td style=\"vertical-align:top\"><strong>Monthly payments</strong></td><td style=\"vertical-align:top\"><p>Monthly &amp; fixed payments until the credit is fully repaid</p></td><td style=\"vertical-align:top\">Monthly fixed payments for the duration of the lease contract</td><td style=\"vertical-align:top\"> </td></tr><tr><td style=\"vertical-align:top\"><p><strong>Residual value</strong></p></td><td style=\"vertical-align:top\">❌ You already own the asset</td><td style=\"vertical-align:top\">✅ Purchase option at the end of the contract, subject to a residual payment, min. 1%</td><td style=\"vertical-align:top\"> </td></tr><tr><td style=\"vertical-align:top\"><strong>Accounting treatment</strong></td><td style=\"vertical-align:top\">Will be charged to the amortization on the balance sheet</td><td style=\"vertical-align:top\">Will be charged to the amortization of the balance sheet</td><td style=\"vertical-align:top\"> </td></tr></tbody></table>"}},{"componentType":"sectionTitle","title":"Not sure where to start? Check out the ING Sustainable Buildings Guide"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/8a34edd0-5b47-4598-b3cd-43fa67c4534b/houseenergylabel1","type":"image","width":0,"original":"https://assets.ing.com/m/5e21728928954868/original/houseenergylabel1.svg","extension":"svg"},"highlighted":false,"items":[{"body":"Build a concrete action plan for your business"},{"body":"Simulate the ideal scenario for your company"},{"body":"Get a clear view on the investments, savings and payback timeline of your project"}]},{"componentType":"cta","textLink":{"url":"/en/business/sustainable-business/sustainable-buildings-guide-en","text":"Find out more"}},{"componentType":"sectionTitle","title":"Learn more about sustainable investments for your buildings"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"Why it's best to work on ESG reporting and carbon reduction anyway","body":"ESG reporting: a choice with benefits, also for SMEs","image":{"transformBaseUrl":"https://assets.ing.com/transform/f1c3377c-2d86-4f52-a6e9-8fee2b981a87/Middle-aged-man-fixing-solar-panels-to-the-roof-of-his-house","type":"image","width":4096,"altTextEN":"Middle aged man fixing solar panels to the roof of his house","altTextNL":"Man van middelbare leeftijd bevestigt zonnepanelen op het dak van zijn huis","altTextFR":"Homme d'âge moyen fixant des panneaux solaires sur le toit de sa maison","original":"https://assets.ing.com/m/5ef1bf5d616359d1/original/Middle-aged-man-fixing-solar-panels-to-the-roof-of-his-house.jpg","extension":"jpg"},"date":"2025-04-29","link":{"url":"/en/business/sustainable-business/esg-report-co2"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"What do sustainable investments mean for the value of your building?","body":"Investing in sustainability is becoming the norm, impacting all forms of investment.","image":{"transformBaseUrl":"https://assets.ing.com/transform/1f8e575c-76a2-48b5-9ea8-5da10302f370/Man-trying-to-push-a-giant-rock-into-the-sea","type":"image","width":3500,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/5708bde1de2b8863/original/Man-trying-to-push-a-giant-rock-into-the-sea.jpg","extension":"jpg"},"date":"2025-04-29","link":{"url":"/en/business/sustainable-business/sustainable-real-estate-stadim-bopro"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"How many solar panels do I need for my commercial buildings?","body":"In this article, we explain in detail all the factors you need to take into account to answer this question.","image":{"transformBaseUrl":"https://assets.ing.com/transform/dc4ffdab-df61-4ce8-abed-bac2fee39531/Medium_MS-PPT_MS-Word_Newsletter-High-angle-view-of-two-male-workers-standing-on-solar-panels","type":"image","width":900,"original":"https://assets.ing.com/m/48da4fe2c6c5db3a/original/Medium_MS-PPT_MS-Word_Newsletter-High-angle-view-of-two-male-workers-standing-on-solar-panels.jpg","extension":"jpg"},"date":"2025-05-28","link":{"url":"/en/business/sustainable-business/how-many-solar-panels-do-i-need"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"How do you improve the energy performance of your buildings?","body":"An energy renovation results in lower energy bills and CO2 emissions and increases the property's value retention. But how do you tackle that as an entrepreneur?","image":{"transformBaseUrl":"https://assets.ing.com/transform/4cae26ac-9296-47f4-ba2f-22a750de5b07/logistics-and-goods-storage-loading-and-unloading-of-goods-for-transport-by-truck","type":"image","width":2682,"original":"https://assets.ing.com/m/29e3a085ce25301f/original/logistics-and-goods-storage-loading-and-unloading-of-goods-for-transport-by-truck.jpg","extension":"jpg"},"date":"2025-05-12","link":{"url":"/en/business/sustainable-business/improve-energy-performance"}}]},{"componentType":"sectionTitle","title":"Let's sit together to realize your goals"},{"componentType":"paragraph","richBody":{"value":"<p>Many companies want to invest in a sustainable business, but often do not know how to make a good start or major follow-up steps in an economically sensible way. That is why we like to talk to our business customers to help them further. Start making sustainable impact today!</p>"},"textLinks":[{"url":"https://www.ing.be/en/business/services/contact-us","text":"Find your contact"}],"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/60e33ee5-f31d-40c9-aa66-b4fb9cc66b0e/PORTRAIT-OF-A-SMILING-YOUNG-WOMAN-WITH-DRINK","original":"https://assets.ing.com/m/5d4bb2ee053b4496/original/PORTRAIT-OF-A-SMILING-YOUNG-WOMAN-WITH-DRINK.jpg","extension":"jpg"}}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal provisions"},{"componentType":"paragraph","richBody":{"value":"<table><tbody><tr><td><p><span><span><span><span lang=\"en-BE\" dir=\"ltr\"><span><span>*For loans, offer subject to acceptance of your file by ING Belgium and mutual agreement. The general credit conditions are available at all ING branches and on ing.be </span></span></span></span></span></span></p><p><span><span><span><span lang=\"en-BE\" dir=\"ltr\"><span><span>Offer valid for applications up to 100,000 euros via Business&apos;Bank or the ING Banking app as an ING Business client. Between May 12 and December 31, 2025, the applicable interest rate may be reduced by up to 0.15% for sustainable asset financing compared with conventional financing. The application fee of 75 euros for the loan will be waived. ING Business Loan, ING Investment Loan are instalment loans reserved for people acting for professional purposes. </span></span></span></span></span></span></p><p><span><span><span><span lang=\"en-BE\" dir=\"ltr\"><span><span>**For leasing, offer subject to acceptance of your file by ING Belgium and ING Equipment Lease Belgium, and to mutual agreement. The general leasing conditions are available at all ING branches and on ing.be. Between May 12 and December 31, 2025, the leasing administration fee of 35 euros will be waived. The leasing contracts offered by ING Belgium SA/NV are leasing contracts offered exclusively to professional customers of ING Belgium SA/NV., via its subsidiary ING Equipment Lease Belgium SA/nv, established avenue Marnix 24, 1000, Brussels, Brussels RPM, VAT BE0427.980.034, www.ing.be </span></span></span></span></span></span></p><p><span><span><span><span lang=\"en-BE\" dir=\"ltr\"><span><span>Home&apos;Bank, Business&apos;Bank and the ING Banking app are available to all Home&apos;Bank, Business&apos;Bank or ING Banking subscribers (subject to acceptance by ING and mutual consent). All relevant information, such as the general terms and conditions of Home&apos;Bank, Business&apos;Bank, (annex to ING&apos;s general operating regulations), the general terms and conditions of ING Banking, transaction charges, are available on www.ing.be, at your ING branch and by telephone on 02 464 60 02. </span></span></span></span></span></span></p></td></tr><tr><td><p> </p></td></tr></tbody></table>"}}]}}}