Managing your finances doesn't stop after sending an invoice. Discover how e-invoicing, accounting integrations, CODA files, reporting tools and digital administration solutions can help you save time, reduce errors and keep your business finances under control.
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"},"title":"Get expert support, coaching and networking opportunities"},{"cardsList":{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/ab978a4f-41f0-43a7-8706-e490de8bbb3a/voka-logo-square.jpeg","transformBaseUrl":"https://assets.ing.com/transform/ab978a4f-41f0-43a7-8706-e490de8bbb3a/voka-logo-square","type":"image","width":1024},"intro":"As Flanders' largest business network, Voka helps starters grow through advice, training and a strong network.","link":{"url":"https://www.voka.be/"},"title":"Voka"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpeg","original":"https://assets.ing.com/asset/04184183-614d-428c-ba3d-53a27c2f02e4/Logo-freelance-in-Belgium.jpeg","transformBaseUrl":"https://assets.ing.com/transform/04184183-614d-428c-ba3d-53a27c2f02e4/Logo-freelance-in-Belgium","type":"image","width":1200},"intro":"Support, tools and a strong community to help you launch and grow as a freelancer with confidence.","link":{"url":"https://freelancersinbelgium.be/?utm_source=ING&utm_medium=website&utm_id=PARTNER"},"title":"Freelancers in Belgium"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"Logo Freelancers in Belgium","altTextEN":"Logo Freelancers in Belgium","altTextFR":"Logo Freelancers in Belgium","altTextIT":"Logo Freelancers in Belgium","altTextNL":"Logo Freelancers in Belgium","extension":"jpg","original":"https://assets.ing.com/asset/753aaf48-a2a2-4558-b618-4c1a85638d51/elements-logo-1.jpg","transformBaseUrl":"https://assets.ing.com/transform/753aaf48-a2a2-4558-b618-4c1a85638d51/elements-logo-1","type":"image","width":500},"intro":"Expand your network in Brussels with access to events, expert advice and growth opportunities for your business.","link":{"url":"https://www.beci.be/en/entrepreneurship"},"title":"Beci"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/699a627d-0485-4274-85fd-2479ee3de88e/wikipreneurs_square.jpg","transformBaseUrl":"https://assets.ing.com/transform/699a627d-0485-4274-85fd-2479ee3de88e/wikipreneurs_square","type":"image","width":1295},"intro":"Get practical guidance and step-by-step resources to turn your idea into a structured and sustainable business.","link":{"url":"https://www.wikipreneurs.be/"},"title":"Wikipreneurs"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/asset/b4f30089-d12f-4744-9d20-05130eb8f49f/Bizantium-logo-square.jpeg","transformBaseUrl":"https://assets.ing.com/transform/b4f30089-d12f-4744-9d20-05130eb8f49f/Bizantium-logo-square","type":"image","width":1254},"intro":"Bizantium is the all-in-one platform that lets starters set up their company digitally, in just a few clicks and start doing business faster.","link":{"url":"https://bizantium.be/en/"},"title":"Bizantium"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpeg","original":"https://assets.ing.com/asset/5369e20b-01ed-459d-8446-dfe7385fa739/Liantis.jpeg","transformBaseUrl":"https://assets.ing.com/transform/5369e20b-01ed-459d-8446-dfe7385fa739/Liantis","type":"image","width":1200},"intro":"Liantis supports entrepreneurs with tailored solutions at every stage, so you can focus on growing your business successfully.","link":{"url":"https://www.liantis.be/en/starting-a-business-belgium-as-a-foreigner?switch=en"},"title":"Liantis"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpeg","original":"https://assets.ing.com/asset/66e8dc38-1205-490c-97d0-8354c243dd0b/Acerta-logo-square.jpeg","transformBaseUrl":"https://assets.ing.com/transform/66e8dc38-1205-490c-97d0-8354c243dd0b/Acerta-logo-square","type":"image","width":363},"intro":"Start your business with confidence. From your company number to social security charges, Acerta takes care of everything.","link":{"url":"https://www.acerta.be/en/bemyownboss/ING"},"title":"Acerta"}],"componentType":"cards"},"componentType":"horizontalCardsList","link":{"url":"/en/business/starters/business-partners-starters"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"A professional bank account helps you separate personal and business finances, manage invoices and payments more efficiently and provides a clearer overview of your business activities. Depending on your legal form, a dedicated professional account may be required.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/business-bank-account"}],"title":"Do I need a professional bank account?"},{"richBody":{"value":"Starting a business typically involves validating your idea, choosing a legal form, registering your business, activating your VAT status, opening a professional account and setting up your administration. Our Start-up Hub guides you through every step.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/starting-in-10-steps"}],"title":"How do I start a business in Belgium?"},{"richBody":{"value":"Startup costs depend on your activity and legal structure. Typical costs can include registration fees, insurance, accounting support, equipment, software and marketing. Creating a financial plan helps estimate your initial investment.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/financial-management"}],"title":"How much does it cost to start a business?"},{"richBody":{"value":"The right legal form depends on factors such as liability, taxation, administration requirements and future growth plans. Common options include sole proprietorships and companies.
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"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/financial-management"}],"title":"Do I need an accountant?"},{"richBody":{"value":"Most businesses require a VAT number before invoicing customers. The exact requirements depend on your activity and legal status.
"},"title":"When do I need a VAT number?"},{"richBody":{"value":"Electronic invoicing requirements are increasing across Europe and Belgium. Depending on your customers and business activities, you may need to exchange invoices digitally through recognised standards such as Peppol.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/payments/e-invoicing-benefits"}],"title":"Is e-invoicing mandatory?"},{"richBody":{"value":"Yes, many entrepreneurs start a business alongside a job or studies. Specific rules and obligations may apply depending on your situation.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/my-sector/bank-for-student-entrepreneur"}],"title":"Can I start a business while employed or studying?"},{"richBody":{"value":"Financing options may include personal savings, business loans, leasing solutions, grants and subsidies. The right solution depends on your business plan and financing needs.
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The tax that businesses charge on goods and services and report to the tax authorities.
"},"title":"VAT"},{"richBody":{"value":"The money entering and leaving your business.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/financial-management"}],"title":"Cash Flow"},{"richBody":{"value":"The total amount invoiced to customers before expenses are deducted.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/financial-management"}],"title":"Turnover"},{"richBody":{"value":"The amount that remains after all business expenses have been deducted from turnover.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/financial-management"}],"title":"Profit"},{"richBody":{"value":"The ability of a business to meet its long-term obligations.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/solvency-vs-liquidity"}],"title":"Solvency"},{"richBody":{"value":"The ability of a business to meet its short-term obligations and pay bills on time.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/starters/solvency-vs-liquidity"}],"title":"Liquidity"},{"richBody":{"value":"A digital file that automatically transfers financial transactions from your bank account into accounting software.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/payments/coda-reporting"}],"title":"CODA"},{"richBody":{"value":"A secure network used to exchange electronic invoices between businesses and public authorities.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/payments/invoicing"}],"title":"Peppol"},{"richBody":{"value":"The identification and verification process financial institutions use when onboarding clients.
"},"textLinks":[{"text":"Find out more!","url":"/en/individuals/services/kyc/kyc-glossary"}],"title":"KYC (Know Your Customer)"},{"richBody":{"value":"The unique identification number assigned to a registered business.
"},"title":"Company Number"},{"richBody":{"value":"The legal structure under which a business operates.
"},"title":"Legal Form"},{"richBody":{"value":"SEPA indicates the Single Euro Payments Area and addresses all payments in euro for which the payer’s account and the beneficiary’s account are both held in a country within the SEPA Zone.
"},"textLinks":[{"text":"Find out more!","url":"/en/business/payments/lexicontrans"}],"title":"SEPA"}],"componentType":"accordion"},{"body":"Ready to turn your idea into a business?","bodyBold":"Let's talk!","bodyThree":"Get free advice and your questions answered from our specialists for starting entrepreneurs.","componentType":"promotionalBanner","date":{},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/8784c60a-c231-433e-b5a8-60fba015dbc5/Circle-Hands-conffeti-cheering-8.svg","transformBaseUrl":"https://assets.ing.com/transform/8784c60a-c231-433e-b5a8-60fba015dbc5/Circle-Hands-conffeti-cheering-8","type":"image","width":64},"textLink":{"text":"Get free advice!","url":"/en/business/starters/starters-expert-team"}},{"componentType":"highlight","richBody":{"value":"The provided content are for information purposes only and the information can change over time. Always consult the latest rules and requirements with the competent authorities. Additionally, seek professional advice before making any decisions. ING Belgium NV cannot be held liable for decisions based on the information provided.
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