{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/5ecb5382208b3f79/original/Large_Web-and-Screen-Smiling-business-man-using-his-mobile-phone-and-relaxing-in-his-chair-at-the-office.jpg","transformBaseUrl":"https://assets.ing.com/transform/7a2701fc-94f0-4107-a7a4-9c8d5d06c556/Large_Web-and-Screen-Smiling-business-man-using-his-mobile-phone-and-relaxing-in-his-chair-at-the-office","type":"image","width":1920},"intro":"An attractive addition to your payslip: check which ones are useful for you!","link":{"url":"/en/business/starters/10-extra-legal-benefits-for-starters-and-the-self-employed"},"title":"An overview of 10 extra-legal benefits"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/23f69b61c36770a/original/Young-man-in-glasses-checking-wine-stock-in-a-shop.jpg","transformBaseUrl":"https://assets.ing.com/transform/5daaac87-0805-48de-bf43-092998fe6bf9/Young-man-in-glasses-checking-wine-stock-in-a-shop","type":"image","width":1920},"intro":"Two parameters that indicate how financially sound your business is. What exactly is the difference?","link":{"url":"/en/business/starters/solvency-vs-liquidity"},"title":"Liquidity and solvency: meaning and importance"}],"componentType":"cards"}]},"contentType":"onecms:editorialPage","flexPageMetadata":{"afmBanner":false,"description":"Have you found the perfect business idea or do you want to expand your business? Are you perhaps looking for an investment credit, guarantee or subsidy for your own business?","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"accordionList":[{"richBody":{"value":"<p><strong>Europe</strong></p><ul><li><a href=\"https://www.eif.org/\">The European Investment Fund</a> aims to facilitate European SMEs’ access to finance by offering guarantee solutions to banks and other financial intermediaries. </li></ul><p><strong>Federal</strong></p><ul><li><a href=\"https://credendo.com/en\">Credendo</a> is a Belgian institution that acts as a public insurer-lender for companies and banks. Its goal? To promote international economic relations.</li></ul><p><strong>Flanders</strong></p><ul><li><a href=\"https://www.pmv.eu/en/\">PMV</a> provides guarantees for bank loans to entrepreneurs.</li></ul><p><strong>Brussels</strong></p><ul><li>The <a href=\"https://finance.brussels/\">Brussels Guarantee Fund</a>, subsidiary of Finance &amp; Invest.Brussels, is tasked with simplifying the granting of professional loans in the Brussels-Capital Region.</li></ul><p><strong>Wallonia</strong></p><ul><li><a href=\"https://www.wallonie-entreprendre.be/en/\">Wallonie Entreprendre</a> aims to be the only financial counter for SMEs and, above all, provides guarantees for bank loans.</li></ul><ul></ul>"},"title":"Guarantees and cover of risks"}],"componentType":"accordion"},{"accordionList":[{"richBody":{"value":"<p><strong>Europe</strong></p><ul><li>The <a href=\"https://www.eib.org/en/products/index.htm\">European Investment Bank (EIB) is the bank of the European Union.</a> <span><span>Bank financing for projects aimed at reducing the carbon footprint of European companies can enjoy a rate reduction as a result.</span></span></li></ul><p><strong>Federal</strong></p><ul><li>The Belgian Corporation for International Investment (BMI-SBI) offers tailor-made financing solutions for international investments by Belgian companies.</li><li>The <a href=\"https://financementdesentreprises.be/\">‘Financing of enterprises’ (FR) platform </a>offers entrepreneurs an online guide for their financing projects.</li></ul><p><strong>Flanders</strong></p><ul><li>The <a href=\"https://www.pmv.eu/en/\">Participatiemaatschappij Vlaanderen (PMV)</a> provides venture capital, advantageous starter loans and investments.</li></ul><p><strong>Brussels</strong></p><ul><li><a href=\"https://finance.brussels/\">Finance &amp; Invest.Brussels</a> finances the establishment, reorganisation or expansion of companies located in the Brussels-Capital Region.</li></ul><p><strong>Wallonia</strong></p><ul><li><a href=\"https://www.wallonie-entreprendre.be/en/\">Wallonie Entreprendre</a> aims to be the only financial counter for SMEs and, above all, offers solutions for co-financing.</li></ul>"},"title":"Co-financing, investments and loans"}],"componentType":"accordion"},{"accordionList":[{"richBody":{"value":"<p><strong>European Union</strong></p><ul><li>The <a href=\"https://youreurope.europa.eu/business/finance-funding/getting-funding/access-finance/en/home\">European Union</a> has identified the loan and venture capital solutions supported by the Union for each Member State. Select a country and search for financing options.</li></ul><p><strong>Flanders</strong></p><ul><li>The Entrepreneurship Agency brings together all possible premiums and financial support measures by the provincial, regional, federal and European governments in <a href=\"https://www.vlaio.be/nl/subsidies-financiering/subsidiedatabank\">one database (NL).</a></li><li><a href=\"https://lv.vlaanderen.be/en/english-version\">The Agency for Agriculture and Fisheries</a> is a fund that supports Flemish agriculture and horticulture.</li></ul><p><strong>Brussels</strong></p><ul><li><a href=\"https://hub.brussels/en/services/information-service/\">1819.be</a> centralises all subsidies, support and premiums offered in the Brussels Region.</li></ul><p><strong>Wallonia</strong></p><ul><li>Wallonia has brought together information about all support to companies on its <a href=\"https://www.1890.be/\">1890.be</a> (link in FR) portal.</li></ul>"},"title":"Premiums and subsidies"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Could this be the time for you to start?"},{"componentType":"paragraph","richBody":{"value":"<ul><li><a href=\"https://www.ing.be/en/business/services/find-your-contact\">Contact us on</a></li><li><a href=\"https://www.ing.be/en/business/starters/start-my-business\">Also discover our handy step-by-step plan and get off to a flying start during corona</a></li></ul>"}}]},"hasMacro":false,"id":"aee22cdf-4ef5-4ac6-801e-81c5ed1898ad","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>This article is for informative purposes only and the information set out herein may change with time. We therefore recommend that you always reference specific regulations and requirements with the competent authorities for the latest information. Additionally, we advise that you seek professional advice on a case-by-case basis before making any decisions. Please note that ING Belgium SA/NV cannot be held liable for any decision taken on the basis of the information provided.</p>"},"title":"Disclaimer"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"My business","url":"/en/business/starters"}},"componentType":"editorialHeader","coreHeader":{"body":"Have you found the perfect business idea or do you want to expand your business? Are you perhaps looking for a guarantee or an investment for your own business? Below you will find the different forms of government support.","title":"Which grants and subsidies are attractive for your business?"},"date":"2025-07-10","readingTime":5},"publishDate":"2025-07-14T14:44:07.543+02:00"}}