{"type":"document","data":{"id":"29f1d75f-8364-422c-8379-3d4bded1a9f7","localeString":"en-GB","publishDate":"2025-08-01T00:36:00.028+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Open a non-regulated rental guarantee account for self-employed. Simple, and free of charge. No opening, closure, or management fees"},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Immediately available","icon":{"transformBaseUrl":"https://assets.ing.com/transform/f1ce0498-0574-4af1-8df2-8ab4e930230f/Lightning_outline_orange_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/111fcb9104d920f0/original/Lightning_outline_orange_RGB.png","extension":"png"}},{"body":"Simple, and free of charge. \r\nNo opening, closure, or management fees","icon":{"transformBaseUrl":"https://assets.ing.com/transform/27ef4d4f-35b0-4e00-a301-6a5a5ec24ab8/thumbs_up_outline_rgb","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/9d5027e9896987b/original/thumbs_up_outline_rgb.png","extension":"png"}},{"body":"Profitable","icon":{"transformBaseUrl":"https://assets.ing.com/transform/864624f9-b74d-4b73-bbc0-2b0cff04ae7f/Products-Chart_Outline","type":"image","width":2500,"original":"https://assets.ing.com/m/1457a0ee005d8a3f/original/Products-Chart_Outline.png","extension":"png"}}],"coreHeader":{"body":"Why a rental guarantee?\r\n\r\nWhen you want to rent a commercial space, you might have to set up a rental guarantee to fulfil the conditions of the lease agreement. With this guarantee the landlord and the tenant are protected if one party does not fulfil his or her obligations (payment of rent, maintenance,…). When you end the lease agreement and leave the surface according to the conditions agreed in the contract, the rental guarantee will be refunded to you.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/f6b0987e-6bcb-458e-a2dd-a7a95efad21d/rental-guarantee-account-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/6a82a08be3d02ce1/original/rental-guarantee-account-1920.jpg","extension":"jpg"},"title":"Rental guarantee for professional use","subtitle":"Open a non-regulated rental guarantee account for self-employed"},"backLink":{"textLink":{"url":"/en/business/save-and-invest","text":"Save and invest"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is a rental guarantee account?"},{"componentType":"paragraph","richBody":{"value":"

It is a blocked non-regulated savings account opened on your name on which you deposit an amount, equivalent to the rental guarantee stipulated in your lease agreement. The interests generated by the capital are also blocked.

"}},{"componentType":"sectionTitle","title":"Why open a non-regulated savings account at ING to deposit a rental guarantee?"},{"componentType":"paragraph","richBody":{"value":"

ING Belgium SA/NV offers a non-regulated ING Savings Account Pro for self-employed customers to deposit a rental guarantee. Belgian law applies.

"}},{"componentType":"sectionTitle","title":"Important documents"},{"componentType":"paragraph","richBody":{"value":"

Before opening your rental guarantee for professional use,

Please consult the following documents:

"}},{"componentType":"sectionTitle","title":"Who can open a rental guarantee for professional use online at ING?"},{"componentType":"paragraph","richBody":{"value":"

You are an ING customer already and you want to open a rental guarantee as self-employed for one tenant? You can open an ING Savings Account Pro (non-regulated savings account) digitally via Business’Bank or the ING Banking app if your request complies with the following conditions:

  1. The rented property is located in Belgium
  2. You are the only tenant
  3. You are self-employed
  4. You have the landlord’s data at your disposal:

    If the landlord is a private individual or self-employed: first name, last name, date of birth, email address, address

    If the landlord is a legal entity: CBE number, email address, address of the company, first name and last name of the legal representative(s)
  5. Your account is sufficiently provisioned and your limit for credit transfers is high enough to transfer the rental guarantee amount

You are an ING customer already and you want to open a professional rental guarantee for multiple tenants or for legal entities?
You still have the possibility to open a rental guarantee at ING by making an appointment with your branch.

You are not an ING customer yet and you want to open a professional rental guarantee?
You can become an ING customer by opening your first Professional current account.

"}},{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/mobile/accounts/open-rental-guarantee?EW=true","text":"Request online opening of a rental guarantee"}},{"componentType":"accordion","accordionList":[{"title":"You are not an ING customer yet or you don’t fulfil the above-mentioned conditions for online opening?","richBody":{"value":"

Currently, ING does not offer a digital solution to open an account for rental guarantee deposits to non-ING customers, for multiple tenants or for legal entities. However, you still have the option to:

"}}]},{"componentType":"accordion","accordionList":[{"title":"How to release your rental guarantee?","richBody":{"value":"

The amount of the rental guarantee can only be released:

Or

"}}]},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"accordion","accordionList":[{"title":"Succession","richBody":{"value":"

If one of the parties has passed, the heirs must sign (in this case, please provide a copy of the appointment deed and a copy of the heirs' ID card).

"}}]},{"componentType":"accordion","accordionList":[{"title":"Change of landlord","richBody":{"value":"

If the landlord changes during the rental period, please provide a proof of transfer of landlord (full deed of sale or notary's certificate mentioning the transfer of the rental guarantee) and the ID card(s) of the new landlord(s) via email to your branch.

"}}]},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"

Our Complaints Department and Ombudsman are there to help you.  

How do I submit a complaint?

"}}]}}}