Choose how much and for how long you save
| Boost your short-term cash management | Get the best return for your surplus cash | |
|---|---|---|---|
| ING Savings Account Pro | ING Flexibonus Account | ING Term Account | |
| Base rate | 0.10% p.a. | 0.20% p.a. Special conditions may apply via your banker | A fixed interest rate and a fixed term Special conditions may apply via your banker |
| Fidelity premium | 0.25% for 12 consecutive calendar months | 0.10% for 3 months and 0.20% for 6 months | A fixed interest rate and a fixed term |
| Maintenance fee | free | free | free |
| Flexibility | Funds remain available | Funds remain available | No access to funds in predetermined period |
| Non-regulated savings | ✅ | ✅ | ✅ |
| 30% withholding tax on interest | ✅ | ✅ | ✅ |
| Fixed duration | ❌ | ❌ | Choose for how long you save |
| Maximum deposits | ❌ | ❌ | ❌ |
| Minimum deposits | ❌ | ❌ | For euro term accounts, min 1,000 euros, other currencies: equivalent of 5,000 euros |
| Cash deposits and withdrawals | ✅ | ❌ | ❌ |
| Manage account | Business'Bank, Telelink Online and ING Banking app | Business'Bank, Telelink Online | Telelink Online |
| Discover more | Discover more | Discover more | |
| Check terms and conditions for this account | Check terms and conditions for this account | Check terms and conditions for this account |
"},"title":"Account features & exclusive benefits"},{"accordionList":[{"richBody":{"value":"
You can find the applicable interest rate online and at all ING branches. The interest rates are subject to change at any time. If the interest rate changes, we inform account holders by means of their account statements.
"},"title":"Can the interest rate change?"},{"richBody":{"value":"Belgian law alone applies. What if ING were to go bankrupt? The deposit guarantee scheme protects your savings up to 100,000 euros. It does not cover anything above that amount, which could potentially be lost or subjected to a reduction or share conversion (bail-in). Check the Deposits protection information sheet. In the case of foreign currency term account, there is an exchange rate risk.
Rising prices (inflation) may negatively impact your purchasing power.
The terms and conditions applicable to ING Belgium’s savings products are available in ING branches, at www.ing.be or by calling +32 2 464 60 04. These include:
Contact ING Complaint Management, Marnixlaan/Avenue Marnix 24, B-1000 Brussels. Call us at +32 2 547 61 04 or email us at plaintes@ing.be.
Have you already contacted ING? For banking complaints, contact Ombudsfin, North Gate II, Boulevard du Roi Albert II 8, 1000 Brussels. Call +32 2 545 77 70 or send an e-mail to ombudsman@ombudsfin.be
"},"title":"Do you have a complaint?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Also good to know"},{"cards":[{"body":"What are the short-term savings options?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-02-17","image":{"extension":"jpg","original":"https://assets.ing.com/m/5149084f5411452/original/Goede-corporate-governance.jpg","transformBaseUrl":"https://assets.ing.com/transform/01f2eb69-116f-4c6d-a079-f378168b352f/Goede-corporate-governance","type":"image","width":5873},"link":{"url":"/en/business/save-and-invest/business-saving"},"title":"Boost business cash reserves through smart saving"}],"componentType":"cards"}]},"hasMacro":false,"id":"61953ea3-8215-479a-980f-f3b2dbf111a0","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Save and invest","url":"/en/business/save-and-invest"}},"componentType":"productHeader","coreHeader":{"subtitle":"Whatever your future business goals, ING has a savings account to match! Compare the options and choose the best solution for your business’s needs.","title":"Choose a savings account that suits your business"}},"publishDate":"2026-05-19T16:23:06.362+02:00"}}