{"type":"document","data":{"id":"0e7ac574-8a7a-46c8-845d-40c867c8ca06","localeString":"en-GB","publishDate":"2026-03-26T09:11:17.555+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"More information about the upload of XML payment files via Business Bank and Payment File Center (PFC) - More information about the SEPA Rulebook 2025 - Conversion Tool XML - ING Belgium"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/4fe2e145-a293-45ad-9e4c-ff02cbc1e787/Person-on-laptop","type":"image","width":4500,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4d73aea86b29b069/original/Person-on-laptop.jpg","extension":"jpg"},"title":"Uploading XML files in Business’Bank via the Payment File Centre","subtitle":"To upload XML files of SEPA Credit Transfers (SCT), International payments (TIP) and SEPA Direct Debits (SDD) in Business’Bank, you need to go to the Payment File Centre."},"backLink":{"textLink":{"url":"/en/business/payments","text":"Payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Need some help with the Payment File Centre?"},{"componentType":"paragraph","title":"Take a look at our user guide.","richBody":{"value":"<ul><li><a href=\"https://assets.ing.com/m/20a4e2594c165042/original/Brochure-PFC-EN.pdf\">Click here to download the user guide (PDF)</a></li></ul>"}},{"componentType":"sectionTitle","title":"The SEPA XML files layouts"},{"componentType":"paragraph","title":"What you need to know about the standards accepted by ING.","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"The layouts accepted by ING.","richBody":{"value":"<p><strong>SEPA Credit Transfers:</strong></p><ul><li>Pain.001.001.02 (until November 2026)</li><li>Pain.001.001.03</li><li>Pain.001.001.09</li></ul><p><strong>SEPA Direct Debits:</strong></p><ul><li>Pain.008.001.02</li><li>Pain.008.001.08</li></ul><p><strong>International Payments:</strong></p><ul><li>Pain.001.001.03</li></ul>"}},{"title":"Layout descriptions (Febelfin standards)","richBody":{"value":"<p>.</p>"},"textLinks":[{"url":"https://febelfin.be/en/publications/2023/banking-standards-for-internet-banking-for-businesses","text":"Page of the Febelfin standards"}]}]},{"componentType":"sectionTitle","title":"Communication related to the SEPA rulebook 2025"},{"componentType":"paragraph","title":"Learn more about the new rules regarding XML payment files, related to the hybrid and structured addresses.","richBody":{"value":"<ul><li><a data-type=\"internal\" href=\"/en/business/payments/sepa-rulebook-2025\">SEPA Rulebook 2025</a></li></ul>"}},{"componentType":"sectionTitle","title":"XML conversion tools"},{"componentType":"paragraph","title":"Use our XML conversion tools for the creation of payment files.","richBody":{"value":"<ul><li><a data-type=\"internal\" href=\"/en/business/payments/download-xml-creation-tools\">Consult this page !</a></li></ul>"}},{"componentType":"sectionTitle","title":"Contact & Services"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Any questions?","intro":"Find out more!","image":{"transformBaseUrl":"https://assets.ing.com/transform/20f1c7c4-c7c1-4be5-a1b1-095f57a89efc/Pencil-bubble_Outline_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4881bcedb44bebe7/original/Pencil-bubble_Outline_RGB.png","extension":"png"},"link":{"url":"/en/business/services"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also 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