{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"body":"What is Peppol? And who is required to use it?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-01-05","image":{"extension":"png","original":"https://assets.ing.com/m/e7631aa6aa6493a1/original/Seamlessly-integrate-your-payments-and-collections_Smiling-business-colleagues-at-around-a-table-for-a-meeting_584-x-344px.png","transformBaseUrl":"https://assets.ing.com/transform/f63a9a38-549f-461e-ace9-aa6b63b761ea/Seamlessly-integrate-your-payments-and-collections_Smiling-business-colleagues-at-around-a-table-for-a-meeting_584-x-344px","type":"image","width":537},"link":{"url":"/en/business/payments/peppol-mandatory"},"title":"Peppol mandatory since 2026: everything you need to know"},{"body":"We provide a step-by-step guide on how to switch your business for the mandatory e-invoicing.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-01-05","image":{"extension":"jpg","original":"https://assets.ing.com/m/48300b7ce4c4c323/original/Young-woman-in-yellow-sweater-reclining-at-her-desk.jpg","transformBaseUrl":"https://assets.ing.com/transform/6ff9c055-2ac8-4627-969f-ce7615e93126/Young-woman-in-yellow-sweater-reclining-at-her-desk","type":"image","width":1920},"link":{"url":"/en/business/payments/e-invoicing-prepare-your-business"},"title":"E-invoicing: is your business ready?"}],"componentType":"cards"}]},"contentType":"onecms:editorialPage","flexPageMetadata":{"afmBanner":false,"description":"Discover our guide on sending Peppol invoices with ING Invoice Manager.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why send Peppol invoices?"},{"componentType":"paragraph","richBody":{"value":"<p><strong>All VAT-registered businesses in Belgium</strong> <strong>are now required to send and receive invoices via Peppol.</strong> This means that as a business owner, you must be able to use the Peppol network to send and receive structured electronic invoices.</p><p>To send Peppol invoices, you need a <strong>Peppol Access Point</strong>—a secure, closed digital network that enables electronic invoicing via Peppol. With <a data-type=\"internal\" href=\"/en/business/payments/invoicing-ing-invoice-manager\">ING Invoice Manager</a>, you get free access to this Peppol Access Point, allowing you to send and receive Peppol invoices with ease. However, the tool does more than just Peppol invoicing. You can also send invoices via email (PDF) or post, ensuring that both business customers and private clients receive invoices in the most suitable way.</p><p>Want to know more about the new regulations and how they affect your business? Read our full article <a data-type=\"internal\" href=\"/en/business/payments/peppol-mandatory\">here</a>.</p>"}},{"componentType":"sectionTitle","title":"Sending Peppol invoices with ING Invoice Manager"},{"componentType":"paragraph","richBody":{"value":"<p>To activate <strong>ING Invoice Manager</strong>, you need a <strong>valid VAT registration number (KBO/ECB) and a business current account with ING. Important</strong>: Only the business owner or legal representative can do the activation.<strong> Also check whether your company is already registered with another Peppol Access Point. </strong>If it isn’t, ING will automatically register your company on the Peppol Access Point of ING Invoice Manager and you can activate it right away.</p><p>If your company is already registered with another Peppol Access Point, you’ll still be able to send Peppol invoices via ING Invoice Manager, but supplier invoices will continue to be received through your existing access point. Want to fully integrate Peppol into ING Invoice Manager and manage all your invoices in one place? You’ll first need to <strong>deregister from your current Peppol Access Point</strong>. Once that’s done, simply register your company with the Peppol Access Point of ING Invoice Manager via ‘<strong>Company’</strong> and ‘<strong>eInvoicing’</strong>. This ensures that all your invoices—both sent and received—are handled within a single, integrated platform, without the hassle of switching between different systems.</p><p><strong>How to activate ING Invoice Manager?</strong></p><p>Activation is quick and easy via your Business’Bank account:</p><ol><li><strong>Request ING Invoice Manager</strong> via ‘Go to’ on your Business’Bank homepage</li><li><strong>Select your company</strong></li><li><strong>Choose your business ING account(s)</strong></li><li><strong>Add additional users</strong> (optional)</li><li><strong>Review and confirm your details</strong></li><li><strong>Sign and complete the activation</strong></li><li><strong>Receive a confirmation message in your Business’Bank inbox</strong></li></ol><p>Once activated, <strong>ING business customers can log in to ING Invoice Manager directly from Business’Bank via ‘Go to’</strong>.</p><p><strong>Not yet an ING customer? Open </strong><a data-type=\"internal\" href=\"/en/business/payments/open-a-professional-account\"><strong>a business account</strong></a><strong> with ING, activate the tool for free, and start e-invoicing immediately.</strong></p>"},"title":"1.\tSigning up for ING Invoice Manager"},{"alignedImage":{"position":"bottom","extension":"png","original":"https://assets.ing.com/m/5357d3306e2b5caf/original/2-Creating-and-sendig-a-Peppol-invoice-image-1.png","transformBaseUrl":"https://assets.ing.com/transform/ec1f7352-fbe7-4c5d-b73a-d795df1cbd0d/2-Creating-and-sendig-a-Peppol-invoice-image-1"},"componentType":"paragraph","richBody":{"value":"<p>With ING Invoice Manager, you have <strong>three ways</strong> to send personalised invoices, depending on your recipient:</p><ol><li><strong>Via Peppol</strong>: the most secure and efficient way to send invoices. Your e-invoice is delivered directly into your customer’s invoicing system, with no manual processing required. To use this option, your customer must be registered on the Peppol network.</li><li><strong>Via email</strong>: a quick and simple option if your customer is not yet on Peppol. Keep in mind that email invoices require manual processing, making them more error-prone and less efficient than e-invoicing.</li><li><strong>By post</strong>: your invoice is printed and mailed to your customer. Postal fees apply (ING Invoice Manager will show you the cost in advance). <strong>Since 2026, this option—like email invoices—will only be allowed for private customers.</strong></li></ol><p>To create a new invoice, navigate to your ING Invoice Manager<strong> Dashboard</strong>, go to ‘<strong>Income’</strong>, and then select the ‘<strong>Invoices’</strong> submenu. This section provides a clear overview of all your outgoing invoices, allowing you to quickly see key details such as customer name, invoice creation date, due date, and invoice status.</p><p>To create a new invoice, click <strong>‘Add’ </strong>in the top-right corner of the screen. Then, fill in the necessary details, including the recipient, VAT rate, purchase order number, payment method, and invoice details. Based on this information, the tool will <strong>automatically calculate the total amount</strong>. Additionally, the invoice date, due date, and IBAN number of your ING account are pre-filled, but you can adjust them if needed.</p>"},"title":"2.\tCreating and sendig a Peppol invoice"},{"alignedImage":{"position":"bottom","extension":"png","original":"https://assets.ing.com/m/79dd4f40909ea40a/original/2-Creating-and-sendig-a-Peppol-invoice-image-2.png","transformBaseUrl":"https://assets.ing.com/transform/e6ffc9b3-9c8b-4228-9cbb-273d40befd05/2-Creating-and-sendig-a-Peppol-invoice-image-2"},"componentType":"paragraph","richBody":{"value":"<p>Once all the required fields are completed, click <strong>‘Create invoice’</strong>. You can then <strong>customise your invoice</strong> by adding your <strong>company logo and branding</strong>, ensuring a professional appearance. Every invoice generated by ING Invoice Manager automatically includes a <strong>structured reference</strong> and a <strong>QR code</strong>, making it easier for customers to process and pay the invoice quickly.</p><p>Before sending your invoice, <strong>review</strong> the PDF preview to ensure all the details are correct. If everything is in order, you can proceed with clicking <strong>‘Send’ </strong>to send the invoice to your customer.</p>"}},{"alignedImage":{"position":"bottom","extension":"png","original":"https://assets.ing.com/m/7c4beb202ff2886f/original/2-Creating-and-sendig-a-Peppol-invoice-image-3.png","transformBaseUrl":"https://assets.ing.com/transform/9d91720b-7930-43e7-a8fc-cec67e011841/2-Creating-and-sendig-a-Peppol-invoice-image-3"},"componentType":"paragraph","richBody":{"value":"<p>If you are sending the invoice via Peppol, simply click <strong>‘Send via Peppol’</strong>, and the invoice will be delivered instantly into your customer’s invoicing system. This ensures a fast, secure, and automated process, with no manual handling required.</p>"}},{"componentType":"paragraph","richBody":{"value":"<p>Within ING Invoice Manager, you can <strong>monitor the status of all your invoices in real time</strong>. The system automatically updates the invoice status in various sections of the platform, giving you a clear and up-to-date overview of your invoicing and cash flow, without unnecessary administrative work.</p><p>In addition, <strong>transactions from linked ING business accounts are automatically shared and processed in ING Invoice Manager.</strong> This means you can track the payment status of both purchase and sales invoices without manually linking them, as long as the transactions are made through the connected accounts. This gives you an instant overview of which invoices have been paid and which are still outstanding.</p>"}},{"alignedImage":{"position":"bottom","extension":"png","original":"https://assets.ing.com/m/2e2d28ec4c615ca1/original/2-Creating-and-sendig-a-Peppol-invoice-image-4.png","transformBaseUrl":"https://assets.ing.com/transform/16e28930-c1fb-48cc-b41c-f2a725dba371/2-Creating-and-sendig-a-Peppol-invoice-image-4"},"componentType":"paragraph","richBody":{"value":"<p>What about your stack of paper invoices or the PDF invoices stored on your computer? No problem! ING Invoice Manager makes it easy to <strong>digitise non-electronic invoices</strong> with its powerful OCR tool (Optical Character Recognition). This tool automatically recognises invoice details and can also <strong>extract supplier information</strong>, allowing you to manage your invoices even more efficiently.</p><p>To digitise your paper invoices, first <strong>take a photo or scan</strong> of the document. PDF invoices can be uploaded <strong>directly</strong> into ING Invoice Manager. In both cases, you can easily transfer your existing bookkeeping records using one of two methods:</p><ol><li><strong>Email:</strong> Send the invoice as an attachment to your unique <strong>Fast input email address</strong>. This is unique to your company and automatically converts attachments into digital invoices. This address is automatically generated with a complex letter combination to prevent unwanted emails, but you can also create a simpler address (e.g. invoices@yourcompany.com) and manually or automatically forward invoices from there to Fast input.</li><li><strong>Fast input upload</strong>: Upload the invoice directly into ING Invoice Manager, and the OCR tool will extract all relevant details.</li></ol>"},"title":"3.\tDigitising existing invoices"},{"alignedImage":{"position":"bottom","extension":"png","original":"https://assets.ing.com/m/6f6e173900a2e4fe/original/2-Creating-and-sendig-a-Peppol-invoice-image-5.png","transformBaseUrl":"https://assets.ing.com/transform/b0aa1742-994a-4b60-a1bb-d9f8fafd5183/2-Creating-and-sendig-a-Peppol-invoice-image-5"},"componentType":"paragraph","richBody":{"value":"<p>As soon as you’ve forwarded an invoice via email or uploaded it, it will appear at the bottom of the Fast Input screen as a PDF <strong>within seconds</strong>. Click on the invoice to start the <strong>approval process</strong>. Here, you can check whether the OCR tool has correctly extracted all details. You will get a clear overview of the digitised invoice and can compare it with the original document.</p><p>If everything is correct, click <strong>‘Save’</strong>. The invoice will then be marked as processed and will be ready for payment—if it has not already been paid.</p>"}},{"componentType":"paragraph","richBody":{"value":"<p>The Fast input screen also serves as a <strong>central upload location for all your receipts</strong>. You can easily add and categorise them, ensuring you maintain a complete and up-to-date financial overview.</p><p>Thanks to these features, there’s no need to collect paper documents or hand them over to your accountant in person. Instead, you can <strong>share invoices and receipts directly</strong> <strong>via email</strong> or, if your accountant uses the <strong>Billit Accountant Portal</strong>, invite them to link your customer file to their accounting software. This way, you’re not only digitising your invoicing but also streamlining collaboration with your accountant, making the entire process much more efficient.</p>"}},{"alignedImage":{"position":"bottom","extension":"png","original":"https://assets.ing.com/m/6a648f89fc63f0d/original/2-Creating-and-sendig-a-Peppol-invoice-image-6.png","transformBaseUrl":"https://assets.ing.com/transform/36f6d80f-0efe-497e-aeef-e895baf43eb2/2-Creating-and-sendig-a-Peppol-invoice-image-6"},"componentType":"paragraph","richBody":{"value":"<p>With ING Invoice Manager, you can also manage and pay your purchase invoices from one <strong>central platform</strong>. Thanks to seamless integration with Business’Bank, you always have a real-time view of your financial situation without switching between different systems. This ensures <strong>smooth reconciliation</strong> and makes it easier to share financial information with your accountant. As a result, you save time on administration and can focus more on your customers.</p><p>Paying invoices in ING Invoice Manager is simple. Navigate to the ‘<strong>Invoices’</strong> submenu under ‘<strong>Expenses’</strong> in your dashboard. Here, you get a <strong>clear overview of all your outstanding purchase invoices</strong>, including:</p><ul><li>Invoice due date</li><li>Total amount, both including and excluding VAT</li><li>Payment status</li></ul>"},"title":"4.\tPaying and tracking e-invoices"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Select</strong> the invoices you want to pay, choose your preferred <strong>payment method</strong>, and confirm. Since ING Invoice Manager is directly linked to your business ING account, you can finalise the payment easily within Business’Bank. After confirmation, you can use the ‘Save contact’ option to store your beneficiary’s details in your contact list, making future payments even faster.</p><p><strong>Is your supplier already connected to the Peppol network, but you haven&apos;t received any Peppol invoices from them yet?</strong> ING Invoice Manager makes it easy to request this. If your supplier is Peppol-registered, you will see a button allowing you to ask them to start sending invoices via Peppol. Clicking this button will trigger an automated email request, encouraging them to digitise their invoicing. This helps them streamline their process, while you benefit from faster and more efficient payments.</p><p><strong>Not sure if your supplier is already using Peppol? </strong>You can see it instantly in ING Invoice Manager. If a supplier is registered on the Peppol network, a <strong>green Peppol badge</strong> will appear next to their name in the supplier file. The same applies to customers—if they are Peppol-connected, they will have a green badge in the customer list and their customer file.</p><p>Note: The Peppol badge only appears if you have previously received an invoice from the supplier (imported and processed via Fast input) or if you have already sent them an invoice (as a PDF, digitally via Peppol, or through Fast input).</p>"}},{"componentType":"highlight","richBody":{"value":"<p>With an <a data-type=\"internal\" href=\"/en/business/payments/open-a-professional-account\">ING business account</a>, you can activate the standard version of <strong>ING Invoice Manager </strong>for free. This smart invoicing tool allows you to easily send, receive, and pay Peppol invoices. Plus, ING Invoice Manager is fully compliant with the new regulations, ensuring you meet invoicing standards effortlessly while saving valuable time.</p><p>Thanks to its seamless integration with your ING business current account, you can create, send, and pay invoices in just a few clicks, directly from ING Invoice Manager. No more hassle with scattered receipts or separate software—everything is automatically processed and neatly organised. Less admin, more time to focus on your business!</p>"},"title":"Simplify your Peppol invoicing"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/m/27b3f94286867dc8/original/Video-Invoice-Manager-ENG.mp4","videoPreviewURLs":["https://assets.ing.com/asset/1a5608bf-1500-45e1-8d99-5e7e10c2e02b/mp4/Video-Invoice-Manager-ENG.mp4","https://assets.ing.com/asset/1a5608bf-1500-45e1-8d99-5e7e10c2e02b/1080p/Video-Invoice-Manager-ENG.mp4","https://assets.ing.com/asset/1a5608bf-1500-45e1-8d99-5e7e10c2e02b/720p/Video-Invoice-Manager-ENG.mp4","https://assets.ing.com/asset/1a5608bf-1500-45e1-8d99-5e7e10c2e02b/480p/Video-Invoice-Manager-ENG.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/27b3f94286867dc8/mini-Video-Invoice-Manager-ENG.jpg","webimage":"https://assets.ing.com/m/27b3f94286867dc8/webimage-Video-Invoice-Manager-ENG.jpg","thul":"https://assets.ing.com/m/27b3f94286867dc8/thul-Video-Invoice-Manager-ENG.jpg"},"extension":["mp4"]}}]},"hasMacro":false,"id":"253f3f59-738f-460b-bf6d-f3ca53abe564","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>This article is for informative purposes only and the information set out herein may change with time. We therefore recommend that you always reference specific regulations and requirements with the competent authorities for the latest information. Additionally, we advise that you seek professional advice on a case-by-case basis before making any decisions. Please note that ING Belgium SA/NV cannot be held liable for any decision taken on the basis of the information provided.</p>"},"title":"Disclaimer"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Payments","url":"/en/business/payments"}},"componentType":"editorialHeader","coreHeader":{"body":"But how do you send a Peppol invoice? How can you ensure your invoices are received and paid correctly by clients? And what if you need to convert existing invoices into Peppol format? Our practical guide walks you through everything you need to know about sending Peppol invoices with ING Invoice Manager.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/7ac441401bc42af9/original/selfemployed.JPG","transformBaseUrl":"https://assets.ing.com/transform/bfc199ff-5065-4c38-b529-62a8c25d2fe9/selfemployed","type":"image","width":1700},"subtitle":"With e-invoicing now mandatory since the beginning of 2026, there’s a good change you will need to start sending Peppol invoices as an entrepreneur. This means you’ll have to use the Peppol network, a secure system designed for standardised electronic invoicing.","title":"Sending Peppol invoices: a step-by-step guide"},"date":"2026-01-05","readingTime":3},"publishDate":"2026-01-05T15:08:18.141+01:00"}}