{"type":"document","data":{"id":"cd994f75-ca45-4218-9487-6f91ce6e14e8","localeString":"en-GB","publishDate":"2025-10-17T14:31:05.459+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"SEPA Credit Transfer is the standard means for sending money in euro in the SEPA zone. For other currencies, the international bank transfer is used"},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/login","text":"Make a payment"}},"coreHeader":{"body":"With a European credit transfer you can receive and make payments in Belgium and in the Single European Payment Area (SEPA). All transfers from ING in Europe are instantly processed. So if you execute a transfer in euros (SEPA), it will appear within seconds on the beneficiary's account.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/94b5090b-ae73-477a-a524-f4d74e098539/credittransfer-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/57034847890df2e8/original/credittransfer-1920.jpg","extension":"jpg"},"title":"Sending money in euro (SEPA)","subtitle":"Make payments easily in the SEPA zone"},"backLink":{"textLink":{"url":"/en/business/payments","text":"Payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Advantages"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/3155dacb-4d0b-4466-bfa1-5526cf192adb/Coins","type":"image","width":160,"altTextNL":"Payments","original":"https://assets.ing.com/m/2a7bd7993c765426/original/Coins.svg","extension":"svg"},"highlighted":false,"items":[{"body":"You have the option between instant and standard execution. In the case of an instant execution, the payment is processed and credited to the beneficiary’s account within a few seconds by the beneficiary’s bank—24/7, every day of the year, at most Belgian banks.","title":"Fast, efficient payments!"},{"body":"Need to pay the same amount on a regular basis? Set up a standing order to have it taken care of automatically.","title":"Plan your payments"},{"body":"Need to pay the same amount on a regular basis? Set up a standing order to have it taken care of automatically.","title":"Pay your recurring bills automatically!"}]},{"componentType":"accordion","accordionList":[{"title":"What is SEPA?","richBody":{"value":"<p>A European credit transfer (SEPA) lets you make payments in euros in the same way, anywhere in the Single European Payment Area (SEPA).</p><p>Please click <a href=\"https://assets.ing.com/m/8a1eefca0ddbd968/List_SEPA_Countries_EN.pdf\">here</a> to find the list of the SEPA countries.</p>"}},{"title":"Easy and practical","richBody":{"value":"<p>Manage your credit transfers in euro (SEPA) quickly and easily online via <a href=\"https://www.ing.be/en/business/payments/business-bank\">Business&apos;Bank</a> or <a href=\"https://www.ing.be/en/business/payments/telelink-isabel\">Telelink@Isabel</a>.</p>"}},{"title":"Charges","richBody":{"value":"<p>Consult our overview of all applicable charges online:</p>"},"textLinks":[{"url":"https://assets.ing.com/m/af93acbacdbe6013/original/pricing-list-pro-new-en.pdf","text":"See the fees brochure (PDF)"}]}]},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/services","text":"More services and how to contact us"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"SEPA European standing orders","intro":"Never forget another payment","image":{"transformBaseUrl":"https://assets.ing.com/transform/7098693e-57a7-4465-b5fd-8c146b874a0c/europeanstandingorder-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/7b29d320da7900f5/original/europeanstandingorder-1920.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/standing-order-in-euro-sepa-business"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Let your customers pay by direct debit","image":{"transformBaseUrl":"https://assets.ing.com/transform/f4218f24-3195-495d-bcef-a88862c53930/sepadirectdebit-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/42e0669977928703/original/sepadirectdebit-1920.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/direct-debit-in-euro-sepa-for-creditor-business"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Find your professional loan","intro":"Fill in the online intake form and request yours today.","image":{"transformBaseUrl":"https://assets.ing.com/transform/1bf90ebc-3bef-46e1-bf4a-bfab174c8923/business-bank-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3946364bc5302e20/original/business-bank-1920.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/business-bank"}},{"componentType":"serviceCard","cardType":"service","cardSize":"medium","title":"Need help understanding some of the terminology we use?","intro":"This page should help!","image":{"transformBaseUrl":"https://assets.ing.com/transform/af9db620-4d21-4666-959a-fc9622c4f661/cat-relaxing-books","type":"image","width":0,"original":"https://assets.ing.com/m/3be9a8fa66748c49/original/cat-relaxing-books.svg","extension":"svg"},"link":{"url":"/en/business/payments/lexicontrans"}}]}]}}}