{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also good to know!"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2a2365f70226b5b5/original/Four-happy-colleagues-sit-around-a-table-with-their-computers-and-phones-in-the-office.jpg","transformBaseUrl":"https://assets.ing.com/transform/214589ac-ca40-4758-849d-35ff75dba29d/Four-happy-colleagues-sit-around-a-table-with-their-computers-and-phones-in-the-office","type":"image","width":1920},"intro":"The bundle you need to kickstart your business.","link":{"url":"/en/business/starters/starterspackage-current-account"},"title":"ING Starters Package"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/3e9517f0620a2fea/original/Mature-man-laughing-to-camera-in-his-workshop.jpg","transformBaseUrl":"https://assets.ing.com/transform/7f3261f7-017b-4b74-8ad0-d45158351381/Mature-man-laughing-to-camera-in-his-workshop","type":"image","width":1920},"intro":"Your invoices and receipts in one place, easy to share with your accountant.","link":{"url":"/en/business/payments/invoicing-ing-invoice-manager"},"promoText":"New","title":"ING Invoice Manager"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/708f5023389a0dd7/original/credit-card-for-professional-use-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/cb88dd44-36f8-4b4a-a2ad-1e7c7b9e42fe/credit-card-for-professional-use-1920","type":"image","width":1920},"intro":"The credit card for you and your employees.","link":{"url":"/en/business/payments/professional-credit-card"},"title":"ING MasterCard Business"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Opening a business account as a self-employed person? Open your ING Professional current account online today. 1 year free for starters!","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why the ING Professional Current Account?"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"jpg","original":"https://assets.ing.com/m/48300b7ce4c4c323/original/Young-woman-in-yellow-sweater-reclining-at-her-desk.jpg","transformBaseUrl":"https://assets.ing.com/transform/6ff9c055-2ac8-4627-969f-ce7615e93126/Young-woman-in-yellow-sweater-reclining-at-her-desk","type":"image","width":1920},"items":[{"body":"Pay in euros and other currencies, in Belgium and abroad, via your free debit card, Apple Pay, Google Pay and Payconiq (Wero).","title":"Ultimate payment convenience"},{"body":"With the ING Professional Current Account, you can have as many account holders and mandate holders as you like.","title":"Unlimited account and mandate holders"},{"body":"Pay no subscription fees for convenient services such as ING Invoice Manager for easy invoicing and ING Checkout for smooth online payments in your webshop.","title":"Access to a wide range of services"}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"<p>Your ING Professional Current Account includes a comprehensive range of banking services:  </p><ul><li><p><strong>Free and unlimited access</strong> to Business&apos;Bank and the ING Banking app.</p></li><li><strong>Unlimited account and mandate holders</strong>: Open an ING Professional Current Acount in the name of as many account holders as you like, and give account access to as many mandate holders as you like.</li><li><strong>Free international bank-card</strong> for the first 2 account holders. Our <a data-type=\"internal\" href=\"/en/business/payments/ing-debit-card\">debit cards</a> use both the Bancontact and Mastercard network. This gives you the flexibility to purchase online and in-store in Belgium and abroad. </li><li>One free <strong>replacement card</strong> per year if your bank-card gets lost or stolen.</li><li><strong>Free cash withdrawals</strong> from any ING Belgium ATM or any CASH Point.</li><li><strong>12 free manual transactions</strong> per month at a branch, such as deposits, withdrawals, or cheque cashing.</li><li><strong>Transactions in euros and other currencies</strong>. Ideal for paying foreign invoices or managing your international investments.</li><li><strong>Electronic account statements</strong> that you can view, download and print online via Business&apos;Bank.</li></ul><p>You can also activate and use several products and services for free such as <a data-type=\"internal\" href=\"/en/business/payments/invoicing-ing-invoice-manager\">ING Invoice Manager</a> for easy invoicing and <a data-type=\"internal\" href=\"/en/business/payments/incoming-payments-ing-checkout\">ING Checkout</a> for smooth online payments in your webshop.</p>"},"title":"Which banking services are included in the account?"},{"richBody":{"value":"<p>Opening a business account makes everything easier not only for you, but also for your accountant.</p><p>It&apos;s more efficient and practical to keep your personal and professional transactions separate:</p><ul><li>Professional account fees are tax deductible;</li><li>A seperate business account makes it easier for your accountant to justify each transaction;</li><li>If you don&apos;t have a seperate professional account for your business, at tax inspector will examine the private account that you also use professionally.</li></ul>"},"title":"Why open a business account?"},{"richBody":{"value":"<p>Any private individual engaged in a commercial activity can open an ING Professional Current Account.</p><p>To open a current acocunt for your company as a legal entity, take a look at <a data-type=\"internal\" href=\"/en/business/payments/current-account-for-companies\">the ING Corporate Plus account.</a></p><p>To open a current account for your own personal use, take a look at <a href=\"https://www.ing.be/en/individuals/daily-banking/current-account\">the ING Do More pack for private individuals</a>.</p>"},"title":"Who can open an ING Professional Current Account?"},{"richBody":{"value":"<p>If you&apos;ve been self-employed for less than 18 months, then the ING Professional Current Account and it&apos;s associated debit card are free for the first year. <a data-type=\"internal\" href=\"/en/business/starters/starterspackage-current-account\">You might also want to explore the advantages of our attractive start-up package!</a></p>"},"title":"I'm newly self-employed. Do I get 1 year for free? Yes!"},{"richBody":{"value":"<p>The ING Professional Current Account has a <strong>monthly fee of 8 euros excluding VAT</strong>, of which 3 euros is subject to VAT. Fees and interest rates are subject to change with prior notification.</p><p><a href=\"https://www.ing.be/en/individuals/daily-banking/charges-and-regulations\">Take a look at the charges</a> that apply to the main banking services and transactions for professional use.</p>"},"title":"How much does the ING Professional Current Account cost?"},{"richBody":{"value":"<p>If for any reason you cannot find your bank card, call Card Stop immediately on +32 (0)78 170 170 to have it blocked or replaced.</p><p>Good to know: your package includes 1 free replacement card per year in case of loss or theft.</p>"},"title":"What do I do if my bank-card is lost or stolen?"},{"richBody":{"value":"<p>When opening your ING Professional Current Account, it will be automatically linked to your pack. You can only benefit from the discount once per pack.</p>"},"title":"How do I activate the “1 year for free” discount if I have an ING Extra or ING Max?"},{"richBody":{"value":"<p>Yes, your discount period will be accumulated for both commercial offers. Hence a total of 2 years for free in this case.</p>"},"title":"I am a starter and have an ING Extra or ING Max, do I benefit from both discounts?"},{"richBody":{"value":"<p>Unfortunately, no. The discount only applies to the first ING Professional Current Account you open after getting your ING Extra or ING Max.</p>"},"title":"Can I benefit from the discount if I already have an ING Professional Current Account and open an ING Extra or ING Max afterwards?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Services and contact"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/de63ea5d47373bc/original/Circle-Keys-9.svg","transformBaseUrl":"https://assets.ing.com/transform/bc98b812-1d22-4f9a-8c54-0a560ae59f41/Circle-Keys-9","type":"image","width":64},"link":{"url":"/en/business/payments/give-an-employee-access-on-your-professional-account"},"title":"Give others access to your account"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/4881bcedb44bebe7/original/Pencil-bubble_Outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/20f1c7c4-c7c1-4be5-a1b1-095f57a89efc/Pencil-bubble_Outline_RGB","type":"image","width":267},"intro":"Find out more!","link":{"url":"/en/business/services"},"title":"Any questions?"}],"componentType":"cards"}]},"hasMacro":false,"id":"ca627075-27a2-472d-8d53-ecdc48c96489","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>The ING Professional current account is a current account for adult individuals for professional use. It can be applied for in an ING branch, directly online at <a href=\"http://www.ing.be\">www.ing.be</a>, or by using the ING Business’Bank services. It can be opened for free upon signature of an account opening form online or at an ING branch.</span></span></span></p><p><span><span><span>Any opening of an ING Professional current account is subject to prior acceptance by ING Belgium SA/NV and mutual agreement. Terms and conditions of the ING Professional current account (regulations, rates and additional information) are available at <a href=\"https://branches.ing.be/branches\">all ING branches</a>, at <a href=\"http://www.ing.be\">www.ing.be</a> or by phone on +32 2 464 60 04.</span></span></span></p><p><span><span><span>Please read the <a href=\"https://assets.ing.com/m/6a745e7b85191fe4/original/GeneralRegulationsNewEN.pdf\">General Regulations</a>, the <a href=\"https://assets.ing.com/m/2ebdb334b29b02da/original/PaymentTransactionsSpecialRegulationsNewEN.pdf\">Special Regulations for Payment Transactions</a>, the <a href=\"https://assets.ing.com/m/697f816d19277a66/original/ReglementBetaalkaartenNewEN.pdf\">General Conditions of the ING Debit Card</a>, the <a href=\"https://assets.ing.com/m/af93acbacdbe6013/original/pricing-list-pro-new-en.pdf\">Charges Applied to the Main Banking Services and Transactions for professional use</a>, the <a href=\"https://assets.ing.com/m/a1a3fae4571a0503/original/BCA-LijstVanToegelatenVerrichtingenEN.pdf\">List of authorised transactions for each co-holder</a>, the <a href=\"https://www.ing.be/en/individuals/daily-banking/personal-data-protection-statement-for-ing-belgium-nv-sa\">Privacy Statement for ING Belgium nv/sa</a>, the <a href=\"https://assets.ing.com/m/caa49fe207460e38/original/deposits_protection_EN.pdf\">Deposits protection information sheet</a> and the <a href=\"https://assets.ing.com/m/44aeaae5e14d93e3/original/general-information-regarding-accounts-digital-channels-and-cards-EN.pdf?\">General Information regarding Accounts, Digital Channels and Cards</a>.</span></span></span></p><p><span><span><span>ING Belgium SA/NV • Bank/Lender • Avenue Marnix/Marnixlaan 24, B-1000 Brussels • RLP Brussels • VAT: BE 0403.200.393 • BIC: BBRUBEBB • IBAN: BE45 3109 1560 2789 • Insurance broker, registered with the FSMA under the number 0403.200.393 • ing.be • Contact us via ing.be/contact</span></span></span></p><p> </p>"},"title":"Legal information ING Professional Current Account"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Payments","url":"/en/business/payments"}},"componentType":"productHeader","coreHeader":{"body":"Discover the ING Professional Current Account everything you need for daily financial management with the flexibility to tailor the account yourself with the products and features you want.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/656be8e50b78608/original/SMILING-YOUNG-WOMAN-STARTING-HER-OWN-BARISTA-BUSINESS.jpg","transformBaseUrl":"https://assets.ing.com/transform/4d0a3872-c7eb-4794-886e-9e8414a992f7/SMILING-YOUNG-WOMAN-STARTING-HER-OWN-BARISTA-BUSINESS","type":"image","width":9504},"promoLabel":{"body":"Offer","labelType":"commercial"},"promoStickerLayout":"Default","promoText":"Special offer: 1 year free for existing businesses*","subtitle":"Opening a business account as a self-employed person","title":"The business account for your sole proprietorship"},"cta":{"componentType":"cta","textLink":{"text":"Open your business account","url":"/en/business/payments/first-step-open-account"}},"usps":[{"body":"Open your account through itsme® and start using it straight away.","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1a6f106eb84072c2/original/Devices-Stop_Watch_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/181f14d5-5b2d-41a8-b83d-902fd70bd151/Devices-Stop_Watch_Outline","type":"image","width":32}},{"body":"Start-ups and ING Extra/ING Max holders get 1 year for free.","icon":{"extension":"svg","original":"https://assets.ing.com/m/7a6c1e387d6d6511/original/Functionalities-Alarm_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/9d7baf7c-47e0-4337-87a5-87bda7daa4a4/Functionalities-Alarm_Outline","type":"image","width":32}},{"body":"Get 2 debit cards for free.","icon":{"extension":"svg","original":"https://assets.ing.com/m/5ddbff660c6e4701/original/icon-e-banking-line.svg","transformBaseUrl":"https://assets.ing.com/transform/be51ddb7-ef6b-4619-b606-e991fac5a7e0/icon-e-banking-line","type":"image","width":32}}]},"publishDate":"2026-06-23T12:51:02.784+02:00"}}