{"type":"document","data":{"id":"ca627075-27a2-472d-8d53-ecdc48c96489","localeString":"en-GB","publishDate":"2026-02-24T16:46:19.677+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Opening a business account as a self-employed person? Open your ING Professional current account online today. 1 year free for starters!"},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Open your account through itsme® and start using it straight away.","icon":{"transformBaseUrl":"https://assets.ing.com/transform/181f14d5-5b2d-41a8-b83d-902fd70bd151/Devices-Stop_Watch_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/1a6f106eb84072c2/original/Devices-Stop_Watch_Outline.svg","extension":"svg"}},{"body":"Start-ups get 1 year for free.","icon":{"transformBaseUrl":"https://assets.ing.com/transform/9d7baf7c-47e0-4337-87a5-87bda7daa4a4/Functionalities-Alarm_Outline","type":"image","width":32,"original":"https://assets.ing.com/m/7a6c1e387d6d6511/original/Functionalities-Alarm_Outline.svg","extension":"svg"}},{"body":"Get 2 debit cards for free.","icon":{"transformBaseUrl":"https://assets.ing.com/transform/be51ddb7-ef6b-4619-b606-e991fac5a7e0/icon-e-banking-line","type":"image","width":32,"original":"https://assets.ing.com/m/5ddbff660c6e4701/original/icon-e-banking-line.svg","extension":"svg"}}],"cta":{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/business/payments/become-business-client?type=professional-current-account","text":"Open your business account"}},"coreHeader":{"body":"Discover the ING Professional Current Account everything you need for daily financial management with the flexibility to tailor the account yourself with the products and features you want.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/4d0a3872-c7eb-4794-886e-9e8414a992f7/SMILING-YOUNG-WOMAN-STARTING-HER-OWN-BARISTA-BUSINESS","type":"image","width":9504,"original":"https://assets.ing.com/m/656be8e50b78608/original/SMILING-YOUNG-WOMAN-STARTING-HER-OWN-BARISTA-BUSINESS.jpg","extension":"jpg"},"title":"The business account for your sole proprietorship","subtitle":"Opening a business account as a self-employed person","promoText":"Special offer: 1 year free for existing businesses*","promoStickerLayout":"Default","promoLabel":{"labelType":"commercial","body":"Offer"}},"backLink":{"textLink":{"url":"/en/business/payments","text":"Payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why the ING Professional Current Account?"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/6ff9c055-2ac8-4627-969f-ce7615e93126/Young-woman-in-yellow-sweater-reclining-at-her-desk","type":"image","width":1920,"original":"https://assets.ing.com/m/48300b7ce4c4c323/original/Young-woman-in-yellow-sweater-reclining-at-her-desk.jpg","extension":"jpg"},"highlighted":false,"items":[{"body":"Pay in euros and other currencies, in Belgium and abroad, via your free debit card, Apple Pay, Google Pay and Payconiq (Wero).","title":"Ultimate payment convenience"},{"body":"With the ING Professional Current Account, you can have as many account holders and mandate holders as you like.","title":"Unlimited account and mandate holders"},{"body":"Pay no subscription fees for convenient services such as ING Invoice Manager for easy invoicing and ING Checkout for smooth online payments in your webshop.","title":"Access to a wide range of services"}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"Which banking services are included in the account?","richBody":{"value":"<p>Your ING Professional Current Account includes a comprehensive range of banking services:  </p><ul><li><p><strong>Free and unlimited access</strong> to Business&apos;Bank and the ING Banking app.</p></li><li><strong>Unlimited account and mandate holders</strong>: Open an ING Professional Current Acount in the name of as many account holders as you like, and give account access to as many mandate holders as you like.</li><li><strong>Free international bank-card</strong> for the first 2 account holders. Our <a data-type=\"internal\" href=\"/en/business/payments/ing-debit-card\">debit cards</a> use both the Bancontact and Mastercard network. This gives you the flexibility to purchase online and in-store in Belgium and abroad. </li><li>One free <strong>replacement card</strong> per year if your bank-card gets lost or stolen.</li><li><strong>Free cash withdrawals</strong> from any ING Belgium ATM or any CASH Point.</li><li><strong>12 free manual transactions</strong> per month at a branch, such as deposits, withdrawals, or cheque cashing.</li><li><strong>Transactions in euros and other currencies</strong>. Ideal for paying foreign invoices or managing your international investments.</li><li><strong>Electronic account statements</strong> that you can view, download and print online via Business&apos;Bank.</li></ul><p>You can also activate and use several products and services for free such as <a data-type=\"internal\" href=\"/en/business/payments/invoicing-ing-invoice-manager\">ING Invoice Manager</a> for easy invoicing and <a data-type=\"internal\" href=\"/en/business/payments/incoming-payments-ing-checkout\">ING Checkout</a> for smooth online payments in your webshop.</p>"}},{"title":"Why open a business account?","richBody":{"value":"<p>Opening a business account makes everything easier not only for you, but also for your accountant.</p><p>It&apos;s more efficient and practical to keep your personal and professional transactions separate:</p><ul><li>Professional account fees are tax deductible;</li><li>A seperate business account makes it easier for your accountant to justify each transaction;</li><li>If you don&apos;t have a seperate professional account for your business, at tax inspector will examine the private account that you also use professionally.</li></ul>"}},{"title":"Who can open an ING Professional Current Account?","richBody":{"value":"<p>Any private individual engaged in a commercial activity can open an ING Professional Current Account.</p><p>To open a current acocunt for your company as a legal entity, take a look at <a data-type=\"internal\" href=\"/en/business/payments/current-account-for-companies\">the ING Corporate Plus account.</a></p><p>To open a current account for your own personal use, take a look at <a href=\"https://www.ing.be/en/individuals/daily-banking/current-account\">the ING Do More pack for private individuals</a>.</p>"}},{"title":"I'm newly self-employed. Do I get 1 year for free? Yes!","richBody":{"value":"<p>If you&apos;ve been self-employed for less than 18 months, then the ING Professional Current Account and it&apos;s associated debit card are free for the first year. <a data-type=\"internal\" href=\"/en/business/starters/starterspackage-current-account\">You might also want to explore the advantages of our attractive start-up package!</a></p>"}},{"title":"How much does the ING Professional Current Account cost?","richBody":{"value":"<p>The ING Professional Current Account has a <strong>monthly fee of 8 euros excluding VAT</strong>, of which 3 euros is subject to VAT. Fees and interest rates are subject to change with prior notification.</p><p><a href=\"https://www.ing.be/en/individuals/daily-banking/charges-and-regulations\">Take a look at the charges</a> that apply to the main banking services and transactions for professional use.</p>"}},{"title":"What do I do if my bank-card is lost or stolen?","richBody":{"value":"<p>If for any reason you cannot find your bank card, call Card Stop immediately on +32 (0)78 170 170 to have it blocked or replaced.</p><p>Good to know: your package includes 1 free replacement card per year in case of loss or theft.</p>"}}]},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Give others access to your account","image":{"transformBaseUrl":"https://assets.ing.com/transform/bc98b812-1d22-4f9a-8c54-0a560ae59f41/Circle-Keys-9","type":"image","width":64,"original":"https://assets.ing.com/m/de63ea5d47373bc/original/Circle-Keys-9.svg","extension":"svg"},"link":{"url":"/en/business/payments/give-an-employee-access-on-your-professional-account"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Any questions?","intro":"Find out more!","image":{"transformBaseUrl":"https://assets.ing.com/transform/20f1c7c4-c7c1-4be5-a1b1-095f57a89efc/Pencil-bubble_Outline_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4881bcedb44bebe7/original/Pencil-bubble_Outline_RGB.png","extension":"png"},"link":{"url":"/en/business/services"}}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also good to know!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"ING Starters Package","intro":"The bundle you need to kickstart your business.","image":{"transformBaseUrl":"https://assets.ing.com/transform/214589ac-ca40-4758-849d-35ff75dba29d/Four-happy-colleagues-sit-around-a-table-with-their-computers-and-phones-in-the-office","type":"image","width":1920,"original":"https://assets.ing.com/m/2a2365f70226b5b5/original/Four-happy-colleagues-sit-around-a-table-with-their-computers-and-phones-in-the-office.jpg","extension":"jpg"},"link":{"url":"/en/business/starters/starterspackage-current-account"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"ING Invoice Manager","intro":"Your invoices and receipts in one place, easy to share with your accountant.","image":{"transformBaseUrl":"https://assets.ing.com/transform/7f3261f7-017b-4b74-8ad0-d45158351381/Mature-man-laughing-to-camera-in-his-workshop","type":"image","width":1920,"original":"https://assets.ing.com/m/3e9517f0620a2fea/original/Mature-man-laughing-to-camera-in-his-workshop.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/invoicing-ing-invoice-manager"},"promoText":"New"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"ING MasterCard Business","intro":"The credit card for you and your employees.","image":{"transformBaseUrl":"https://assets.ing.com/transform/cb88dd44-36f8-4b4a-a2ad-1e7c7b9e42fe/credit-card-for-professional-use-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/708f5023389a0dd7/original/credit-card-for-professional-use-1920.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/professional-credit-card"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Legal information","richBody":{"value":"<p>The ING Professional Current Account is a current account for  professional use by adult individuals for professional use. You can apply It can be applied for this account atin an ING branch, or directly online at <a href=\"https://www.ing.be/en/business%22%20/t%20%22_self\">www.ing.be</a>, or by using the ING  <a href=\"https://www.ing.be/en/business/payments/business-bank%22%20/t%20%22_self\">Business’Bank </a>services. You can open the account It can be opened for free upon by signingnature of an account opening form online or at an ING branch. </p><p>Online applications to open an account via <a href=\"https://www.ing.be/en/business%22%20/t%20%22_self\">www.ing.be </a>are reserved solely for legally competent private individuals with an e-mail address who residing in Belgium at the time of application and with an e-mail address. An ING Professional Current Account may have a maximum of two account holders (or one account holder if opened via <a href=\"https://www.ing.be/en/business/payments/business-bank%22%20/t%20%22_self\">Business’Bank</a>), per ING Professional current account and no mandate holder can be authorised if an application is submitted online via  <a href=\"https://www.ing.be/en/business%22%20/t%20%22_self\">www.ing.be </a>. Any opening of any ING Professional Current Account is subject to prior acceptance by ING Belgium SA/NV and mutual agreement. Terms and conditions of the ING Professional Current Account (regulations, rates and additional information) are available at <a href=\"https://branches.ing.be/branches%22%20/t%20%22_blank\">all ING branches </a>, at  <a href=\"https://www.ing.be/en/business%22%20/t%20%22_self\">www.ing.be, </a>or by phone on +32 2 464 60 04. </p><p>The ING Professional Current Account has a <strong>monthly fee of 8 euros excluding VAT</strong>, of which 3 euros is subject to VAT. Fees and interest rates are subject to change with prior notification.</p><p>Read the <a href=\"https://assets.ing.com/m/6a745e7b85191fe4/original/GeneralRegulationsNewEN.pdf\">General Regulations for banking transactions (including the ING Client Services, Home’Bank/Business’Bank, Extrabranch Mobility, e-ID for Branch, Payconiq for ING BE and Belgian Mobile Identity for ING BE)</a>, the <a href=\"https://assets.ing.com/m/2ebdb334b29b02da/original/PaymentTransactionsSpecialRegulationsNewEN.pdf\">Special Regulations for Payment Transactions </a>, the <a href=\"https://assets.ing.com/m/697f816d19277a66/original/ReglementBetaalkaartenNewEN.pdf\">General Conditions of the ING Debit Card </a>, the <a href=\"https://assets.ing.com/m/af93acbacdbe6013/original/pricing-list-pro-new-en.pdf\">Charges Applied to the Main Banking Services and Transactions for professional use </a>, the <a href=\"https://assets.ing.com/m/a1a3fae4571a0503/original/BCA-LijstVanToegelatenVerrichtingenEN.pdf\">list of authorised transactions for each co-holder </a>, the <a href=\"https://www.ing.be/en/individuals/daily-banking/personal-data-protection-statement-for-ing-belgium-nv-sa\">Privacy Statement for ING Belgium nv/sa </a>, the <a href=\"https://assets.ing.com/m/caa49fe207460e38/original/deposits_protection_EN.pdf\">Deposits protection information sheet  </a>and the <a href=\"https://assets.ing.com/m/44aeaae5e14d93e3/original/general-information-regarding-accounts-digital-channels-and-cards-EN.pdf?\">General information regarding accounts, channels and cards </a>. ING Belgium NV/SA – Bank/Lender – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – <a href=\"http://www.ing.be/%22%20/t%20%22_blank\">www.ing.be  </a> – Contact us atvia <a href=\"http://ing.be/contact%22%20/t%20%22_blank\">ing.be/contact  </a> – Insurance broker, registered with the FSMA under the number 0403.200.393.  </p><p> </p><p><strong>* Terms and conditions of the action</strong></p><p><a href=\"https://assets.ing.com/m/79b3e41c604f910e/original/REGULATIONS-of-the-Free-business-current-account-2026.pdf\">¹ Regulations of the ‘Free business current account 2026’ campaign - organised by ING Belgium SA/NV.</a></p>"}}]}}}