{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also good to know!"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/32241a9fec3e3072/original/consult_pin-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/5b285531-33b0-414e-bf7b-34e3adcd1f20/consult_pin-1920","type":"image","width":1920},"intro":"View your PIN code in the ING Banking app","link":{"url":"/en/individuals/daily-banking/consult-pin"},"title":"Forgotten your PIN code?"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"MasterCard Business.: manage company & employee spend","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why the ING Business Mastercard credit card?"},{"alignedImage":{"position":"left","extension":"png","original":"https://assets.ing.com/m/317eeba270da3b16/original/721087_Credit_cards_insight_app.png","transformBaseUrl":"https://assets.ing.com/transform/86e1fc3f-6837-428b-9cf5-9d8a0f9a996f/721087_Credit_cards_insight_app"},"componentType":"paragraph","richBody":{"value":"<ul><li>Make <strong>regular business purchases</strong>, both online and in shops</li><li>Want to <strong>manage employee</strong> business expenses easily and efficiently</li><li>Regularly take <strong>business trips abroad</strong></li><li>Want to simplify their <strong>cash management</strong></li></ul>"},"title":"An indispensable tool for companies or self-employed people who:"},{"accordionList":[{"richBody":{"value":"<p>The ING Mastercard Business credit card is for business expenses. It is always linked to a <strong>professional ING account</strong>.</p>"},"title":"Who can request a Mastercard Business credit card?"},{"richBody":{"value":"<p>You pay a monthly fee of <strong>2.25 euros per card</strong>.</p>"},"title":"How much does the ING Mastercard Business card cost?"},{"richBody":{"value":"<p>Depending on your contract, your business Mastercard credit limit will be <strong>between 1,250 EUR and 300,000 EUR</strong>. You might not always reach your spending limit, of course, and your balance will be reset to zero every month. </p>"},"title":"How much can you spend or withdraw?"},{"richBody":{"value":"<p></p><p>Does your company have an ING account? Then you can simply apply online for your <strong>personal ING</strong> <strong>Mastercard Business</strong>, either via Business&apos;Bank or via the ING Banking app.</p><p>Would you like to order <strong>several cards</strong>, or additional cards for your employees?</p><p><a href=\"https://promo.ing.be/ContactStrategyBusiness/Identify?LANG=EN\">Contact a branch or Relationship Manager.</a></p><p>Does your company <strong>not yet</strong> have an <strong>ING account</strong>?</p><p><a href=\"https://www.ing.be/en/business/payments/open-a-professional-account\">Become a customer</a>.</p><p> </p><p></p>"},"title":"How do you apply for the ING Mastercard Business credit card?"}],"componentType":"accordion"},{"componentType":"highlight","richBody":{"value":"<p>Is your company a recent start-up or new business? Or are you a Medicalis or Privalis customer? If you have an ING Professional Current Account or Corporate Plus Account, apply now. Your ING Mastercard Business credit card is free of charge for one year.</p>"},"textLinks":[{"text":"Request a free credit card","url":"https://ebanking.ing.be/banking/mobile/daily-banking/request-credit-card-business?EW=true"}],"title":"Temporary offer"},{"componentType":"sectionTitle","title":"Pay worldwide and online"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"png","original":"https://assets.ing.com/m/2977383018d63c1e/original/icon_bills.png","transformBaseUrl":"https://assets.ing.com/transform/842690a2-50a5-4da7-82f5-5b0ecbfb8a61/icon_bills","type":"image","width":288},"items":[{"body":"With your ING Mastercard Business credit card, you can make payments at more than 100 million locations and withdraw money from Automated Teller Machines (ATMs) in 210 countries and regions worldwide.","title":"Easy payment and cash withdrawals"},{"body":"You can also use your ING Mastercard Business credit card to make contactless payments with Apple or Google Pay anywhere in the world.","title":"Pay with Apple and Google Pay"},{"body":"One convenient place to receive, view and pay your expenses. With Zoomit you choose the vendors you receive documents from and accept them with just one click.","title":"Online expense statements with Zoomit"}]},{"accordionList":[{"richBody":{"value":"<p>Paying in <strong>euros</strong> with your ING Mastercard Business credit card is <strong>free of charge</strong>, even when used abroad. If you want to pay in a <strong>foreign currency </strong>with your business credit card, you pay an an extra charge for currency exchange. This means that an additional fee, based on a percentage, is added to the exchange rate for your purchase or withdrawal. </p><p> </p><table><tbody><tr><th /><th>In euros</th><th>In foreign currency</th></tr><tr><td>Payment via a payment terminal</td><td><p>no extra costs</p></td><td>2% exchange margin</td></tr><tr><td><p>Cash withdrawal from an ING Belgium ATM</p></td><td><p>1% + 6 EUR per withdrawal</p></td><td><p>1% + 6 EUR per withdrawal + 2% exchange margin</p></td></tr><tr><td>Cash withdrawal from a 3rd party ATM</td><td>1% + 8 EUR per withdrawal</td><td>1% + 8 EUR per withdrawal + 2% exchange margin</td></tr></tbody></table><p> </p><p><strong>&gt;</strong> <a href=\"https://www.mastercard.us/en-us/personal/get-support/convert-currency.html\">Currency converter calculator</a></p>"},"title":"Paying abroad?"},{"richBody":{"value":"<p>You can register your Mastercard in just a few easy steps.</p><p>More info on how to register with <a href=\"http://www.mastercard.be/nl-be/mastercard-voor-u/onze-betaaloplossingen/digital-wallets/apple-pay.html\">Apple Pay</a> or <a href=\"http://www.mastercard.be/nl-be/mastercard-voor-u/onze-betaaloplossingen/digital-wallets/google-pay.html\">Google Pay</a> can be found here.</p>"},"title":"How to register your ING Mastercard Business credit card with Apple or Google Pay"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Secure and safe"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"As an ING Mastercard Business card holder, you benefit from travel accident insurance if you pay with your card while travelling. This covers up to 200,000 EUR for costs that arise from death or permanent disability due to an accident. This includes travel by plane, train, boat, taxi, or rental car.","title":"Travel accident Insurance"},{"body":"This protection covers shipping costs if you return or exchange goods purchased online with your Mastercard credit card.","title":"Return Shipping cost protection for online purchases"},{"body":"Your credit card meets the most up-to-date security regulations. Thanks to Mastercard® SecureCode™, you can pay even more securely online.","title":"Mastercard® SecureCode™"}]},{"accordionList":[{"richBody":{"value":"<p></p><p>Find out more <a href=\"https://www.ing.be/en/business/payments/mastercard-business-card-insurance\">here</a> about the insurance offer and how to submit a claim.</p><p>For all other info about this insurance, please refer to the terms and conditions of the ING Mastercard Business credit card on ing.be &gt;  <a href=\"https://www.ing.be/en/business/payments/ing-charges-and-regulations\">Info and Regulations </a> &gt; Daily Banking</p><p></p>"},"title":"How does your travel accident insurance work?"},{"richBody":{"value":"<p>If your credit card is lost or stolen, block your card as quickly as possible using the ING Banking app or via <a href=\"https://ebanking.ing.be/banking/card-stop?EW=true&amp;flow-step=intro\">Business&apos;Bank </a>or by calling Card Stop on +32 78 170 170.</p><p>See this page for full instructions to <a href=\"https://www.ing.be/en/individuals/daily-banking/block-lost-stolen-card\">block a card</a>.</p>"},"title":"What to do in case of loss or theft"},{"richBody":{"value":"<p>More info on how to claim a refund on return shipping costs can be found <a href=\"https://www.mastercard.be/nl-be/mastercard-voor-u/partners-en-voordelen/retourkosten.html\">here</a>.</p>"},"title":"How to claim return shipping cost protection"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Know exactly what you're spending"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"png","original":"https://assets.ing.com/m/2b715915b4646db0/original/icon_annualstatement.png","transformBaseUrl":"https://assets.ing.com/transform/9e578ced-ef00-4e0b-99a7-57b3772d19f2/icon_annualstatement","type":"image","width":192},"items":[{"body":"Get clear and simple statements that show all purchases by you and your employees. You'll receive a detailed overview of the expense history of all your cards and the available amount in Business'Bank.","title":"Manage your card easily online"},{"body":"Would you like one current account but several credit cards? No problem. The ING Mastercard Business card lets you manage payments by all your employees in one convenient place.","title":"A card for both you and your employees"}]},{"componentType":"accordion"},{"componentType":"sectionTitle","title":"Travel perks"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"png","original":"https://assets.ing.com/m/31a6663f9e4d5edf/original/721087_travel_2_insights_app.png","transformBaseUrl":"https://assets.ing.com/transform/53658fad-df81-486e-b5ee-f270a5fa7137/721087_travel_2_insights_app","type":"image","width":288},"items":[{"body":"Travel stress-free with your ING Mastercard Business credit card and say goodbye to long queues at airport security in more than 90 airports worldwide.","title":"Mastercard Airport Security Fast Track"},{"body":"You get access to a wide range of luxury vehicles, ensuring you arrive at your destination on time and in style.","title":"Airport transport"},{"body":"Enjoy exclusive dining offers worldwide. By registering your Mastercard, you can discover great airport restaurants and get discounts on your meals.","title":"Exclusive restaurant deals"}]},{"accordionList":[{"richBody":{"value":"<p>Activating Mastercard Airport Security Fast Track or requesting an airport transfer is easy. Register via the <a href=\"https://travelexperiences.mastercard.com/\">Mastercard Travel Experiences website</a> or on the app and use your ING Mastercard Business credit card to access all the exclusive benefits.​​​​​​​<br /></p>"},"title":"How to activate travel perks"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Other benefits"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"png","original":"https://assets.ing.com/m/23538bf61b4bcfb0/original/BFWave1.png","transformBaseUrl":"https://assets.ing.com/transform/85704d89-fc87-40d6-a73d-3ac3057df6cc/BFWave1","type":"image","width":160},"items":[{"body":"Earn rewards and bonuses on your business expenses, which you can redeem for a variety of services, products or business experiences.","title":"Business Bonus programme"},{"body":"Enjoy priority access to pre-sale tickets, preferred seating and unforgettable Very Important Person (VIP)experiences for some of the biggest concerts in Belgium.","title":"Live Nation"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p><span><span><span><strong>Business Bonus Programme</strong></span></span></span></p><p><span><span><span>Mastercard offers a programme of benefits and offers that give you the support you need to take care of your business anytime, anywhere. They’ve worked with partners worldwide to create a smart, convenient and easy-to-use programme to help business cardholders like you to be more efficient in your spending and start saving on tools and solutions to help your business grow.</span></span></span></p><p>All info about the Business Bonus programme can be found <a href=\"https://www.mastercard.com/businessbonus/\">here</a>.</p><p><span><span><span><strong>Live Nation</strong></span></span></span></p><p><span><span><span>As an ING customer in Belgium, you can get </span></span></span>special access<span><span><span> to Live Nation concerts at the <a href=\"https://ing.arena.brussels/en/ing/\">ING Arena </a>by buying &quot;ING Tickets&quot; with your ING card. </span></span></span>These tickets often include a special number of tickets reserved for sold-out shows.<span><span><span> Perks include, among others, the chance to be among the first 300-600 buyers for early entry and exclusive discounts. </span></span></span></p><p><span><span><span><strong>How it Works:</strong></span></span></span></p><ul><li><span><span><span><span><strong>Access Reserved Tickets:</strong> Purchase tickets specifically marked as &quot;ING Tickets&quot; or &quot;ING Reserved&quot; on the <a href=\"https://www.ticketlive.be/en/ing-tickets/\">Ticketlive platform</a>.</span></span></span></span></li><li><span><span><span><span><strong>Priority Access (Early Entry):</strong> When buying, select the &quot;ING Priority Access&quot; option to be among the first allowed into the venue (typically the first 300-600 customers).</span></span></span></span></li><li><span><span><span><span><strong>Payment Requirement:</strong> You must pay with an ING Belgium debit or credit card.</span></span></span></span></li><li><span><span><span><span><strong>Venue Entry:</strong> Use the dedicated &quot;ING Priority Access&quot; door at the South entrance of the ING Arena.</span></span></span></span></li><li><span><span><span><span><strong>Discounts:</strong> Benefit from a 5 </span></span></span></span>EUR <span><span><span><span>cashback via the ING+ deals feature in the ING Banking app. </span></span></span></span></li></ul><p>All info about the Live Nation benefits can be found <a href=\"https://ing.arena.brussels/en/ing/\">here</a>.<br /> </p>"},"title":"How can I activate these benefits?"},{"richBody":{"value":"<p>You can get your ING credit card monthly statements online (via Zoomit) for free or in paper format by post.</p><p>Do you have a professional account or permission to manage a professional account linked to an ING Mastercard Business credit card?? Register in Zoomit, in the <strong>ING Banking app</strong> or in <strong>Business&apos;Bank</strong> and you will be able to consult your ING Mastercard Business credit card monthly statements.</p><p>Find out <a href=\"https://www.ing.be/en/business/payments/online-expenditure-statements\">how it works</a>.</p>"},"title":"Where can I find my credit card spending statements?"},{"richBody":{"value":"<p></p><p></p><p>With ING, your credit card is automatically activated for international use. No special action is required. You have the freedom to make secure payments and withdraw cash in any country.</p><p></p><p></p>"},"title":"What do I need to do to use my credit card abroad?"},{"richBody":{"value":"<p>Info related to your credit card transactions is available on <a href=\"https://macarte.be/fr/home/help.html\">macarte.be</a></p><p>where you will find:</p><ul><li>How to request a copy of your statement</li><li>How to dispute a purchase</li><li>How to recover any extra money on your card.</li></ul>"},"title":"I have a question related to my credit card spending."},{"richBody":{"value":"<p>The validity of your credit card is <strong>5 years</strong>. It is <strong>automatically renewed</strong>, and a new card is sent 2 months before the expiry date.</p>"},"title":"How long is my credit card valid?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"How do I request an ING Mastercard Business credit card?"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Apply for your ING Mastercard Business credit card online. Your application will be processed immediately. You will either receive an approval immediately or, if an ING employee needs to review your request, in most cases you should receive an answer within 48 hours.","title":"Apply for an ING Mastercard Business credit card in Business'Bank"},{"body":"Your card will be sent to you within 3 working days.","title":"Your request is approved"},{"body":"Use your PIN code, which you will receive separately from your card, to activate your card.","title":"Activate your card"}]}},{"componentType":"cta","textLink":{"text":"Request a credit card now","url":"https://ebanking.ing.be/banking/mobile/daily-banking/request-credit-card-business?EW=true"}},{"componentType":"sectionTitle","title":"Services and contact"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/4881bcedb44bebe7/original/Pencil-bubble_Outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/20f1c7c4-c7c1-4be5-a1b1-095f57a89efc/Pencil-bubble_Outline_RGB","type":"image","width":267},"intro":"Find out more!","link":{"url":"/en/business/services"},"title":"Any questions?"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"png","original":"https://assets.ing.com/m/248ac75a915ee31/original/Cards-transfer_Outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/36152b13-751e-4e60-9e02-3c67e99ebfdb/Cards-transfer_Outline_RGB","type":"image","width":267},"intro":"Order a replacement card via Business'Bank.","link":{"url":"https://ebanking.ing.be/en/business/replace-credit-card"},"title":"Is your credit card damaged or unreadable?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"svg","original":"https://assets.ing.com/m/1e22353d38a3a21e/original/Error.svg","transformBaseUrl":"https://assets.ing.com/transform/cb56cc48-1d62-408a-ab59-65de0fd8c505/Error","type":"image","width":160},"intro":"Cancel your credit card quickly and easily via Business’Bank.","link":{"url":"https://ebanking.ing.be/en/business/terminate-credit-card?standalone=true"},"title":"Need to cancel your credit card?"}],"componentType":"cards"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"text":"Discover more services and how to contact us","url":"/en/business/services"}]}]},"hasMacro":false,"id":"0eed44fc-d84b-4150-82ef-57abc869873f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Payments","url":"/en/business/payments"}},"componentType":"productHeader","coreHeader":{"body":"Do you run a company? Monitor your business expenses more efficiently and treat yourself and your employees to an ING Mastercard Business credit card!\r\n\r\nThis credit card for professional use lets you see a detailed overview of business expenses. It also makes it easy to track and manage employee purchases.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/777f6a13dd5fa12a/original/credit-card-for-professional-use-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/c9ca5095-9c3c-4255-a8f4-d763550fef3c/credit-card-for-professional-use-1920","type":"image","width":1920},"promoText":"Only 2.25 EUR per month","subtitle":"The professional credit card for you and your employees","title":"ING Mastercard Business"},"cta":{"componentType":"cta","textLink":{"text":"Request a credit card now","url":"https://ebanking.ing.be/banking/mobile/daily-banking/request-credit-card-business?EW=true"}},"usps":[{"body":"Worldwide insurance and secure payment","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1cc5cbc90a9f344f/original/Insurance-Security_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/7859d523-ed00-4ee1-b754-5228f535a396/Insurance-Security_Outline","type":"image","width":32}},{"body":"Monitor your business expenses 24/7","icon":{"altTextEN":"\"\"","altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/643e6330add9e66d/original/coins.svg","transformBaseUrl":"https://assets.ing.com/transform/523fc727-7d43-4b34-b810-388336a8fd23/coins","type":"image","width":64}},{"body":"Get travel perks and rewards","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/3be25a5a1038d51c/original/Insurance-Suitcase_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/17b92e7d-729e-4c9f-9b4c-37052f6a6eec/Insurance-Suitcase_Outline","type":"image","width":32}}]},"publishDate":"2026-04-29T14:30:53.555+02:00"}}