A company in establishment is a business that is still being created and has not yet been officially incorporated. Before the incorporation process is completed by the notary, you can open a business account to deposit your capital contribution and prepare for the launch of your business.
"},"title":"What is a company in establishment?"},{"actionAccordionList":[{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"ING allows entrepreneurs to start the business account opening process before their company is officially incorporated, helping them save time and avoid delays during the startup process.
"}}],"title":{"value":"What makes ING different?
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"A professional account allows you to deposit your capital contribution and obtain the bank certificate required by your notary. It also helps you separate your future business finances from your personal finances from day one.
"}}],"title":{"value":"Why do I need a business account before incorporating my company?
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Yes. Setting up a company involves different legal and administrative steps. ING simplifies the banking part of the journey by enabling you to open your business account early and digitally.
"}}],"title":{"value":"Do I still need a notary, accountant or business counter?
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Once your capital contribution has been deposited, you can request a bank certificate through Online Banking. This certificate will be shared directly with your notary as part of the incorporation process.
"}}],"title":{"value":"How do I obtain a bank certificate for my notary?
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Once your company has been incorporated and receives a company number, you can activate your business account, complete the required company information, and start managing your business finances through ING.
"}}],"title":{"value":"What happens after my company is officially established?
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Absolutely. Whether you're opening your first business account or setting up a new company, ING specialists are available to guide you through the different steps and answer your questions.
"}}],"title":{"value":"Can I get help during the process?
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"In many cases, you can open your business account online in as little as 8 to 10 minutes once you have all the required information available.
Typical timeline
What affects the timing?
The time required to open your account may vary depending on:
How does the process work?
You may get your business account in as little as 10 minutes in eligible cases. Processing times may vary depending on the type of account requested and whether additional review is required.
"}}],"title":{"value":"How long does it take to open my business account online?
"}}],"componentType":"actionAccordion"},{"componentType":"sectionTitle","title":"Stay one step ahead while your company is being established"},{"componentType":"cta","microCopy":"Now that your company is taking shape, your business account can too","textLink":{"text":"Open your business account","url":"/en/business/payments/first-step-open-account"}}]},"freeHeaderLayout":"none","hasMacro":false,"id":"53cae70d-8c90-4391-bcab-97b638d7a176","legalZone":{"flexComponents":[{"componentType":"paragraph","textLinks":[{"text":"Terms and Conditions ING Corporate Account Plus","url":"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf"}],"title":"Important Information"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Payments","url":"/en/business/payments"}},"componentType":"productHeader","coreHeader":{"body":"Opening your business account shouldn't be another hurdle. \r\n\r\nWith ING, entrepreneurs can digitally open an ING Corporate Plus Account before the company is formally incorporated and get the document for the notary via online banking. \r\n\r\nWe guide you through the process of incorporating your business in Belgium, from account opening and capital deposit to final company registration.","headerImage":{"extension":"png","original":"https://assets.ing.com/asset/b996e015-8256-42bd-b282-82b4c2944c26/invert-image-lozen.png","publishedAt":"2026-07-23T13:25:11Z","transformBaseUrl":"https://assets.ing.com/transform/b996e015-8256-42bd-b282-82b4c2944c26/invert-image-lozen","type":"image","updatedAt":"2026-07-23T13:26:04Z","width":1536},"promoLabel":{"labelType":"commercial"},"promoStickerLayout":"None","subtitle":"Starting a business involves many important steps: drafting your statutes with a notary, registering your company, arranging your accounting and taking care of administrative formalities.","title":"Establishing a company? Start banking with ING"},"cta":{"componentType":"cta","textLink":{"text":"Open your business account","url":"/en/business/payments/first-step-open-account"}},"secondaryCta":{"textLink":{"text":"Already a customer? Log In","url":"https://ebanking.ing.be/banking/become-business-client?EW=true"}},"usps":[{"body":"Deposit your capital contribution"},{"body":"Obtain your bank certificate for the notary"},{"body":"Be ready to bank as soon as your company is incorporated and registered"},{"body":"Avoid unnecessary administrative delays"},{}],"uspsTitle":"Get one step ahead and start the banking process immediately"},"publishDate":"2026-09-01T17:50:00.450+02:00"}}