If you operate through a company (legal entity) in Belgium, you’re legally required to keep a separate account. If you are self‑employed (sole trader), using a dedicated business account keeps private and professional transactions apart (helps your accountant, supports audits, and fees are typically tax‑deductible).
Opening a business account makes everything easier not only for you, but also for your accountant.
It's more efficient and practical to keep your personal and professional transactions separate:
If you have the ING Extra or the ING Max package, you can get your ING Professional Current Account (for self-employed) for free. When opening your ING Professional Current Account, it will be automatically linked to your pack. You can only benefit from the discount once per pack. If you are a starter***, you benefit twice: your discount period will be accumulated for both commercial offers. Hence a total of 2 years for free in this case.
If you have already an ING Professional Current account, you cannot benefit when opening ING Extra of ING Max afterwards: The discount only applies to the first ING Professional Current Account you open after getting your ING Extra or ING Max.
"}}],"title":{"value":"I'm already an ING client for my private needs. Do I benefit from this?
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Your ING Professional Current Account includes a comprehensive range of banking services:
Free and unlimited access to Business'Bank and the ING Banking app.
You can also activate and use several products and services for free such as
for easy invoicing and
for smooth online payments in your webshop.
"}}],"title":{"value":"What banking services are included in the account for self-employed?
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"To be self-employed in a secondary occupation, you must first have a primary occupation. This means you need to work as an employee at least 235 hours per quarter (roughly half-time in a 38-hour workweek). Only then can you register with the social insurance fund as a self-employed worker with a side business and benefit from the associated advantages. We highly recommend to take a separate business current account for your side-hustle income, as this will keep your finances easier controled and you are already set with your banking when you make the step towards 100% self-employment.
"}}],"title":{"value":"I have a side hustle to make some extra cash per month. Do I qualify for self-employed?
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