{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"International transfers are payments to countries outside the European payment area (SEPA) and payments in a currency other than the euro.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Your benefits"},{"componentType":"productFeatures","highlighted":false,"image":{"altTextNL":"Payments","extension":"svg","original":"https://assets.ing.com/m/2a7bd7993c765426/original/Coins.svg","transformBaseUrl":"https://assets.ing.com/transform/3155dacb-4d0b-4466-bfa1-5526cf192adb/Coins","type":"image","width":160},"items":[{"body":"ING allows you to manage domestic and international transfers via Telelink@Isabel or Business'Bank. You maintain an overview at all times.","title":"Efficient payment"},{"body":"Your payments are always made within ING's secure payment environments. You also receive quick confirmation that your payment has been made.","title":"Secure environment"},{"body":"The memo date ensures that every payment is made by the due date.","title":"Precise instructions"}]},{"accordionList":[{"richBody":{"value":"

International transfers are payments to countries outside the European payment area (SEPA) and payments in a currency other than the euro. You need an IBAN and BIC for most payments.

An international transfer is used in the following cases :

What does « outside the SEPA zone” mean ?

The SEPA zone (Single Euro Payments Area) covers all the Member States of the European Union as well as Norway, Iceland, Liechtenstein, Switzerland, Monaco, Andorra and San Marino.

Any payment to a country that does not belong to the SEPA zone, or any non-euro payment within the SEPA zone is considered an international payment.

Need to make a payment in euros within the SEPA? Go for a European transfer.

"},"title":"What is an international transfer ?"},{"richBody":{"value":"

Any self-employed, company, or organization that wants to manage its payments in an efficient manner.

"},"title":"Who can make an international payment ?"},{"richBody":{"value":"

The execution of an international payment is in some specific cases subject to regulations applied in the country of destination. Do you want to learn more about it ? Here are some tips and tricks !

 

"},"title":"Specificities linked to a country or a currency"},{"richBody":{"value":"

You can issue international cheques via Telelink online and offline.

"},"title":"International cheques"},{"richBody":{"value":"

The cost of an international transfer is made up of the following:

  1. An ING payment commission
  2. Various ING fees
  3. ING currency conversion fees (as applicable)
  4. Fees applied by correspondent banks.

How the ING payment commission and correspondent bank fees are applied depends on the cost instruction given (BEN, SHA or OUR).

Details and calculation means of these costs are to be found in our pricing list.

"},"title":"Charges"},{"richBody":{"value":"

Contact us.

"},"title":"Are you interested ?"}],"componentType":"accordion"},{"componentType":"applicationProcess"},{"componentType":"sectionTitle","title":"Good to know !"},{"componentType":"paragraph","richBody":{"value":"

You can also proceed to a currency exchange between two of your own accounts.

"}},{"componentType":"sectionTitle","title":"Service and contact"},{"cards":[{"cardSize":"medium","cardType":"service","componentType":"serviceCard","image":{"extension":"svg","original":"https://assets.ing.com/m/3be9a8fa66748c49/original/cat-relaxing-books.svg","transformBaseUrl":"https://assets.ing.com/transform/af9db620-4d21-4666-959a-fc9622c4f661/cat-relaxing-books","type":"image","width":0},"intro":"This page should help!","link":{"url":"/en/business/payments/lexicontrans"},"title":"Need help understanding some of the terminology we use?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/4881bcedb44bebe7/original/Pencil-bubble_Outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/20f1c7c4-c7c1-4be5-a1b1-095f57a89efc/Pencil-bubble_Outline_RGB","type":"image","width":267},"intro":"Find out more!","link":{"url":"/en/business/services"},"title":"Any questions?"}],"componentType":"cards"}]},"hasMacro":false,"id":"10c479d2-2f00-4d38-b5d7-ac6ff706caa9","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Payments","url":"/en/business/payments"}},"componentType":"productHeader","coreHeader":{"body":"Do you want to make a transfer abroad, outside of the SEPA area, or in another currency than euros ? You can do so online, wherever and whenever you want. It's as simple as that with Isabel, Business’Bank or the ING Banking app !","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/b18f03b773b0da1/original/international-transfer-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/2d0eca32-d42e-49f4-bc9d-46cd990381d5/international-transfer-1920","type":"image","width":1920},"subtitle":"Execute international transfers, in many different currencies, to most countries in the world.","title":"All about international payments"},"cta":{"componentType":"cta","textLink":{"text":"Contact us","url":"https://www.ing.be/en/business/services/contact-us"}}},"publishDate":"2025-10-16T14:28:01.034+02:00"}}