{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"For start-ups and established businesses alike: whether you are a sole trader, freelancer, SME, family business, non-profit organisation, scale‑up or multinational. ING grows with you.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"comparisonCardList":[{"amount":{"microCopy":"per month (excl. 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strength and expertise of a global bank","iconType":"check-mark"},{"body":"Digital tools that simplify your administrative workload","iconType":"check-mark"},{"body":"Solutions that grow with your business: from starter to SME to global player","iconType":"check-mark"},{"body":"Start-up benefits worth €1,200 + free advice","iconType":"check-mark"},{"body":"Free e‑invoicing tool, fully Peppol‑compliant","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Open your business account fully digitally"},{"body":"The key to success for more than","bodyBold":"300,000 businesses and entrepreneurs.","componentType":"promotionalBanner","date":{"body":"From those taking their very first step to freelancers, SMEs, family businesses, non‑profit organisations, scale‑ups and international companies."},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/bc98b812-1d22-4f9a-8c54-0a560ae59f41/Circle-Keys-9.svg","transformBaseUrl":"https://assets.ing.com/transform/bc98b812-1d22-4f9a-8c54-0a560ae59f41/Circle-Keys-9","type":"image","width":64}},{"componentType":"sectionTitle","title":"What do you get from day one?"},{"alignedImage":{"extension":"png","original":"https://assets.ing.com/asset/01e7c1e6-35ee-490b-a694-30146d3108e8/App-store-google-play-score.png","transformBaseUrl":"https://assets.ing.com/transform/01e7c1e6-35ee-490b-a694-30146d3108e8/App-store-google-play-score"},"componentType":"paragraph","richBody":{"value":"<ul><li><strong>Your professional current account</strong></li><li>Immediate access to <strong>Business’Bank</strong> and the <strong>ING Banking App</strong></li><li><strong>Easy instant payments, transfers and expense tracking</strong></li><li><strong>Options to go further</strong>: request extra cards, add additional users, adjust limits…</li></ul>"}},{"componentType":"sectionTitle","title":"More than just an account and a card"},{"componentType":"paragraph","title":"For entrepreneurs who expect more than basic banking: a total solution for growth"},{"comparisonCardList":[{"features":{"featureBody":"","featureList":[{"body":"Real‑time overview of income and expenses","iconType":"check-mark"},{"body":"Cash deposits and withdrawals","iconType":"check-mark"},{"body":"Payment terminals suitable for small and large businesses","iconType":"check-mark"},{"body":"Online payments for webshops","iconType":"check-mark"},{"body":"Peppol‑compliant e‑invoicing","iconType":"check-mark"}],"featureTitle":""},"title":"Day‑to‑day banking","usps":[{"body":"SEPA and international payments","iconType":"check-mark"}]},{"features":{"featureBody":"","featureList":[{"body":"Loans & leasing: vehicles, buildings, investments and equipment","iconType":"check-mark"},{"body":"Working capital","iconType":"check-mark"},{"body":"Bank guarantees","iconType":"check-mark"},{"body":"Advance tax payments, holiday pay and year‑end bonuses","iconType":"check-mark"}],"featureTitle":""},"title":"Instant financing","usps":[{"body":"Amounts up to €100,000 credited within 1 working day","iconType":"check-mark"}]},{"features":{"featureBody":"","featureList":[{"body":"Savings accounts","iconType":"check-mark"},{"body":"Pension solutions","iconType":"check-mark"},{"body":"Investment solutions for both short and long term","iconType":"check-mark"}],"featureTitle":""},"highlight":"Popular","title":"Protection and returns","usps":[{"body":"Insurances to protect your business, activities, employees and future","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Day‑to‑day banking,Instant financing,Protection and returns"},{"componentType":"sectionTitle","title":"Ready to grow your business?"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Takes on average just 10 minutes.","title":"Complete the short online form"},{"body":"As with any reliable bank, we carry out a number of mandatory (mostly automated) legal checks.","title":"We review your application"},{"body":"Then we open your account immediately, you receive your account number and you’re ready to get started. If we have any additional questions or require extra documents, we’ll contact you.","title":"Everything in order?"}],"title":"Open your professional account today and start smarter with ING"}},{"componentType":"cta","textLink":{"text":"Try it for free","url":"https://www.ing.be/en/business/payments/become-business-client?flow-step=ing-feat-business-account"}},{"componentType":"highlight","richBody":{"value":"<p>Discover our extra benefits to get off the ground quickly, easily and affordably.</p>"},"textLinks":[{"text":"Tell me more!","url":"/en/business/starters/start-your-business"}],"title":"Just starting out as an entrepreneur?"},{"componentType":"sectionTitle","title":"Vive le Véro went before you!"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/Vive-le-Vero-Video.mp4","videoPreviewURLs":["https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/1080p/Vive-le-Vero-Video.mp4","https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/mp4/Vive-le-Vero-Video.mp4","https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/480p/Vive-le-Vero-Video.mp4","https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/720p/Vive-le-Vero-Video.mp4"],"thumbnails":{"mini":"https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/thumbnail/mini-Vive-le-Vero-Video","webimage":"https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/thumbnail/webimage-Vive-le-Vero-Video","thul":"https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/thumbnail/thul-Vive-le-Vero-Video"},"extension":["mp4"]}},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"Véronique from Geraardsbergen","jobTitle":"Vive le Véro: cheerful illustrations & stationery"},"testimonialText":{"body":"As a starting entrepreneur, I have been an ING customer from the start. Everything is exciting when you begin and ING supports me — not only from a business perspective but also with questions such as ‘how should I make certain investments?’ Small things that can sometimes feel quite big for an entrepreneur."}}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"<p>Yes, you can smoothly switch and centralise your daily banking with ING, without any interruption to your activities.</p>"},"title":"Can I switch my business current account from another bank?"},{"richBody":{"value":"<p>Absolutely. ING offers solutions that grow with your business: from your very first invoice to international expansion.</p>"},"title":"Is ING suitable for both small start-ups and larger companies?"},{"richBody":{"value":"<p>No. We know you’re busy running your business. That’s why everything can be done fully digitally. Only in specific cases may additional verification be required.</p>"},"title":"Do I need to visit a branch to open an account?"},{"richBody":{"value":"<p>This depends on your status (starter, self‑employed or company), but ING guides you step by step. Be sure to have your <strong>itsme®</strong> and <strong>mobile phone</strong> ready for the smoothest start.</p><p>If you are a <strong>sole trader</strong>, <strong>a company number (KBO) is not immediately required</strong> at the start and can easily be added later.</p>"},"title":"Which documents do I need to get started?"},{"richBody":{"value":"<p>Yes. So you always speak to someone who understands your world:</p><ul><li><strong>Start-ups</strong>: via the ING Starters Expert Team</li><li><strong>Privalis</strong>: lawyers, notaries and bailiffs</li><li><strong>Accountis</strong>: accountants, tax advisors and auditors</li><li><strong>Public sector &amp; non‑profit</strong>: municipalities, government bodies, NGOs and education</li><li><strong>Real estate</strong>: developers, investors and contractors</li><li><strong>Family businesses</strong>: strategic partners focused on long‑term vision</li><li><strong>Medicalis</strong>: tailored banking for GPs, specialists, dentists and pharmacists</li><li><strong>Food &amp; Agri</strong>: agriculture and food companies and suppliers</li><li><strong>Care &amp; Health</strong>: hospitals and residential care centres</li><li><strong>Transport &amp; Logistics</strong>: road transport, shipping and (port) logistics</li><li><strong>ING Private Equity</strong>: growth capital for small and medium‑sized enterprises</li></ul>"},"title":"Does ING work with sector specialists?"},{"richBody":{"value":"<p>Costs are transparent and clearly communicated before you start. No hidden fees or surprises: ING works with clear pricing.</p><p><a data-type=\"internal\" href=\"/en/business/payments/account-finder\">Run an online simulation and know exactly what to expect.</a></p>"},"title":"What are the costs?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"631cc12f-3453-4040-a24a-8dfa1c12aa1a","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><strong>ING Start-up Package</strong></p><p>Terms &amp; conditions ING Starters Package</p><p>**  A registration link will be sent by Acerta via e-mail after the company has been registered. Contact the Acerta business desk for more information about this offer.</p><p>* The amount of 1,200 euros used in our communication to describe our offer is the total value of advantages a starter (all independents, liberal professional or companies founded in the last 18 months) could get when taking all the products that are mentioned in the ING Starters Package.</p><p>Offer starts as soon as the CBE number is known to ING. Until then, the package will be charged.</p><p>Our offers related to the ING starters package apply to any subscription to the related products or services between 01/01/2026 and 31/12/2026 inclusive (subject to acceptance by ING Belgium or, for insurance products, to acceptance by the involved insurance company and following mutual agreement) and are strictly limited to starters (self-employed and entrepreneurs with a company number since maximum 18 months). Each offer is limited to one discount per person for each product or service and cannot be combined with other benefits for the same product or service. The terms and conditions of the offers, the general terms and conditions of the various products and services, as well as their prices and related operations prices are available on ing.be/starters and in all ING branches.</p><p>For the professional account and the Mastercard Business you are entitled to a maximum of one year free of charges from the opening of the contract. The normal fees charged during the period in which we have not received your CBE number cannot be recovered. For example, if we receive your CBE number three months after opening the contract, you will be entitled to a maximum of nine months free of such charges. The amounts of normal charges are available at all ING branches or at ing.be/starters.</p><p>General information regarding accounts and cards<br />Charges applied to the main banking operations of private individuals<br />Charges applied to the main banking operations carried out by legal entities<br />General regulations of operations and its appendices incl. Information on ING Belgium SA/NV: General Terms and Conditions of Phone’Bank, Home’Bank/Business’Bank, Extrabranch Mobility, e-ID for Branch and Payconiq and the “Zoomit ING” service of Home’Bank/Business’Bank.<br />Home&apos;Bank, Business&apos;Bank and the ING Banking app are available to all Home&apos;Bank, Business&apos;Bank or ING Banking subscription holders (subject to acceptance by ING and mutual agreement). All relevant information, such as the Home&apos;Bank, Business&apos;Bank, (annexed to ING’s General Regulations), the General Terms and Conditions of the ING Banking app, transaction fees, is available on www.ing.be, at your ING branch and by telephone on 02 464 60 04.</p><p>ING Belgium NV/SA • Bank/Lender • Marnixlaan/Avenue Marnix 24, B-1000 Brussels • RLP Brussels • VAT: BE 0403.200.393 • BIC: BBRUBEBB • IBAN: BE45 3109 1560 2789 - www.ing.be - Contact us via ing.be/contact Insurance broker, registered with the FSMA under the number 0403.200.393</p>"},"title":"Legal provisions"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Payments","url":"/en/business/payments"}},"componentType":"productHeader","coreHeader":{"body":"ING combines the convenience of digital banking with the expertise, stability and solutions that businesses need to grow.","promoStickerLayout":"Operational","subtitle":"Running a business comes with questions and bold decisions, including who you trust with your banking.","title":"A banking partner for ambitious entrepreneurs"}},"publishDate":"2026-04-21T10:12:40.497+02:00"}}