{"type":"document","data":{"id":"631cc12f-3453-4040-a24a-8dfa1c12aa1a","localeString":"en-GB","publishDate":"2026-04-21T10:12:40.497+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"For start-ups and established businesses alike: whether you are a sole trader, freelancer, SME, family business, non-profit organisation, scale‑up or multinational. ING grows with you."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"ING combines the convenience of digital banking with the expertise, stability and solutions that businesses need to grow.","title":"A banking partner for ambitious entrepreneurs","subtitle":"Running a business comes with questions and bold decisions, including who you trust with your banking.","promoStickerLayout":"Operational"},"backLink":{"textLink":{"url":"/en/business/payments","text":"Payments"}}},"flexZone":{"flexComponents":[{"componentType":"comparisonCards","comparisonCardList":[{"highlight":"Start in minutes, not weeks","title":"Open your business account fully digitally","subtitle":"And receive your account number within 10 minutes!","amount":{"value":"From €8","microCopy":"per month (excl. VAT)"},"image":{"transformBaseUrl":"https://assets.ing.com/transform/a479caba-735f-472b-a4ee-2ac14c71085c/Starter5-ONLY-FOR-BE-DIGITALIS","type":"image","width":5472,"original":"https://assets.ing.com/asset/a479caba-735f-472b-a4ee-2ac14c71085c/Starter5-ONLY-FOR-BE-DIGITALIS.jpg","extension":"jpg"},"usps":[{"body":"Open your professional account online in just a few minutes","iconType":"check-mark"},{"body":"Real experts who understand your business, not just chatbots","iconType":"check-mark"},{"body":"Belgian at heart… with the strength and expertise of a global bank","iconType":"check-mark"},{"body":"Digital tools that simplify your administrative workload","iconType":"check-mark"},{"body":"Solutions that grow with your business: from starter to SME to global player","iconType":"check-mark"},{"body":"Start-up benefits worth €1,200 + free advice","iconType":"check-mark"},{"body":"Free e‑invoicing tool, fully Peppol‑compliant","iconType":"check-mark"}],"features":{"featureTitle":"Temporary promotion: your business account now free for 1 year","featureBody":""},"cta":{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/business/payments/become-business-client?flow-step=ing-feat-business-account","text":"Try it for free*"}}}],"title":"Open your business account fully digitally"},{"componentType":"promotionalBanner","icon":{"transformBaseUrl":"https://assets.ing.com/transform/bc98b812-1d22-4f9a-8c54-0a560ae59f41/Circle-Keys-9","type":"image","width":64,"original":"https://assets.ing.com/asset/bc98b812-1d22-4f9a-8c54-0a560ae59f41/Circle-Keys-9.svg","extension":"svg"},"body":"The key to success for more than","bodyBold":"300,000 businesses and entrepreneurs.","date":{"body":"From those taking their very first step to freelancers, SMEs, family businesses, non‑profit organisations, scale‑ups and international companies."}},{"componentType":"sectionTitle","title":"What do you get from day one?"},{"componentType":"paragraph","richBody":{"value":"<ul><li><strong>Your professional current account</strong></li><li>Immediate access to <strong>Business’Bank</strong> and the <strong>ING Banking App</strong></li><li><strong>Easy instant payments, transfers and expense tracking</strong></li><li><strong>Options to go further</strong>: request extra cards, add additional users, adjust limits…</li></ul>"},"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/01e7c1e6-35ee-490b-a694-30146d3108e8/App-store-google-play-score","original":"https://assets.ing.com/asset/01e7c1e6-35ee-490b-a694-30146d3108e8/App-store-google-play-score.png","extension":"png"}},{"componentType":"sectionTitle","title":"More than just an account and a card"},{"componentType":"paragraph","title":"For entrepreneurs who expect more than basic banking: a total solution for growth"},{"componentType":"comparisonCards","comparisonCardList":[{"title":"Day‑to‑day banking","usps":[{"body":"SEPA and international payments","iconType":"check-mark"}],"features":{"featureTitle":"","featureBody":"","featureList":[{"body":"Real‑time overview of income and expenses","iconType":"check-mark"},{"body":"Cash deposits and withdrawals","iconType":"check-mark"},{"body":"Payment terminals suitable for small and large businesses","iconType":"check-mark"},{"body":"Online payments for webshops","iconType":"check-mark"},{"body":"Peppol‑compliant e‑invoicing","iconType":"check-mark"}]}},{"title":"Instant financing","usps":[{"body":"Amounts up to €100,000 credited within 1 working day","iconType":"check-mark"}],"features":{"featureTitle":"","featureBody":"","featureList":[{"body":"Loans & leasing: vehicles, buildings, investments and equipment","iconType":"check-mark"},{"body":"Working capital","iconType":"check-mark"},{"body":"Bank guarantees","iconType":"check-mark"},{"body":"Advance tax payments, holiday pay and year‑end bonuses","iconType":"check-mark"}]}},{"highlight":"Popular","title":"Protection and returns","usps":[{"body":"Insurances to protect your business, activities, employees and future","iconType":"check-mark"}],"features":{"featureTitle":"","featureBody":"","featureList":[{"body":"Savings accounts","iconType":"check-mark"},{"body":"Pension solutions","iconType":"check-mark"},{"body":"Investment solutions for both short and long term","iconType":"check-mark"}]}}],"title":"Day‑to‑day banking,Instant financing,Protection and returns"},{"componentType":"sectionTitle","title":"Ready to grow your business?"},{"componentType":"applicationProcess","steps":{"title":"Open your professional account today and start smarter with ING","stepList":[{"title":"Complete the short online form","body":"Takes on average just 10 minutes."},{"title":"We review your application","body":"As with any reliable bank, we carry out a number of mandatory (mostly automated) legal checks."},{"title":"Everything in order?","body":"Then we open your account immediately, you receive your account number and you’re ready to get started. If we have any additional questions or require extra documents, we’ll contact you."}]}},{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/business/payments/become-business-client?flow-step=ing-feat-business-account","text":"Try it for free"}},{"componentType":"highlight","title":"Just starting out as an entrepreneur?","richBody":{"value":"<p>Discover our extra benefits to get off the ground quickly, easily and affordably.</p>"},"textLinks":[{"url":"/en/business/starters/start-your-business","text":"Tell me more!"}]},{"componentType":"sectionTitle","title":"Vive le Véro went before you!"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/Vive-le-Vero-Video.mp4","videoPreviewURLs":["https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/1080p/Vive-le-Vero-Video.mp4","https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/mp4/Vive-le-Vero-Video.mp4","https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/480p/Vive-le-Vero-Video.mp4","https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/720p/Vive-le-Vero-Video.mp4"],"thumbnails":{"mini":"https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/thumbnail/mini-Vive-le-Vero-Video","webimage":"https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/thumbnail/webimage-Vive-le-Vero-Video","thul":"https://assets.ing.com/asset/be2494c6-3dbf-4d6a-9d6b-01f184545288/thumbnail/thul-Vive-le-Vero-Video"},"extension":["mp4"]}},{"componentType":"testimonial","testimonialList":[{"authorInfo":{"authorName":"Véronique from Geraardsbergen","jobTitle":"Vive le Véro: cheerful illustrations & stationery"},"testimonialText":{"body":"As a starting entrepreneur, I have been an ING customer from the start. Everything is exciting when you begin and ING supports me — not only from a business perspective but also with questions such as ‘how should I make certain investments?’ Small things that can sometimes feel quite big for an entrepreneur."}}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"Can I switch my business current account from another bank?","richBody":{"value":"<p>Yes, you can smoothly switch and centralise your daily banking with ING, without any interruption to your activities.</p>"}},{"title":"Is ING suitable for both small start-ups and larger companies?","richBody":{"value":"<p>Absolutely. ING offers solutions that grow with your business: from your very first invoice to international expansion.</p>"}},{"title":"Do I need to visit a branch to open an account?","richBody":{"value":"<p>No. We know you’re busy running your business. That’s why everything can be done fully digitally. Only in specific cases may additional verification be required.</p>"}},{"title":"Which documents do I need to get started?","richBody":{"value":"<p>This depends on your status (starter, self‑employed or company), but ING guides you step by step. Be sure to have your <strong>itsme®</strong> and <strong>mobile phone</strong> ready for the smoothest start.</p><p>If you are a <strong>sole trader</strong>, <strong>a company number (KBO) is not immediately required</strong> at the start and can easily be added later.</p>"}},{"title":"Does ING work with sector specialists?","richBody":{"value":"<p>Yes. So you always speak to someone who understands your world:</p><ul><li><strong>Start-ups</strong>: via the ING Starters Expert Team</li><li><strong>Privalis</strong>: lawyers, notaries and bailiffs</li><li><strong>Accountis</strong>: accountants, tax advisors and auditors</li><li><strong>Public sector &amp; non‑profit</strong>: municipalities, government bodies, NGOs and education</li><li><strong>Real estate</strong>: developers, investors and contractors</li><li><strong>Family businesses</strong>: strategic partners focused on long‑term vision</li><li><strong>Medicalis</strong>: tailored banking for GPs, specialists, dentists and pharmacists</li><li><strong>Food &amp; Agri</strong>: agriculture and food companies and suppliers</li><li><strong>Care &amp; Health</strong>: hospitals and residential care centres</li><li><strong>Transport &amp; Logistics</strong>: road transport, shipping and (port) logistics</li><li><strong>ING Private Equity</strong>: growth capital for small and medium‑sized enterprises</li></ul>"}},{"title":"What are the costs?","richBody":{"value":"<p>Costs are transparent and clearly communicated before you start. No hidden fees or surprises: ING works with clear pricing.</p><p><a data-type=\"internal\" href=\"/en/business/payments/account-finder\">Run an online simulation and know exactly what to expect.</a></p>"}}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Legal provisions","richBody":{"value":"<p><strong>ING Professional current account</strong></p><p>The ING Professional current account is a current account for adult individuals for professional use. It can be applied for in an ING branch, directly online at <a href=\"http:\">www.ing.be</a>, or by using the ING <a href=\"https://www.ing.be/en/business/login\">Business’Bank</a> services. It can be opened for free upon signature of an account opening form online or at an ING branch.</p><p>Online applications to open an account via <a href=\"http:\">www.ing.be</a> are reserved solely for legally competent private individuals residing in Belgium at the time of application and with an e-mail address. A maximum of two account holders (one account holder if opened via <a href=\"https://www.ing.be/en/business/login\">Business’Bank</a>) per ING Professional current account and no mandate holder can be authorised if an application is submitted online via <a href=\"http:\">www.ing.be</a>. Any opening of an ING Professional current account is subject to prior acceptance by ING Belgium SA/NV and mutual agreement. Terms and conditions of the ING Professional current account (regulations, rates and additional information) are available at all ING branches, at <a href=\"http:\">www.ing.be</a> or by phone on +32 2 464 60 04.</p><p>The ING Professional Current Account has a <strong>monthly fee of 8 euros excluding VAT</strong>, of which 3 euros is subject to VAT. Fees and interest rates are subject to change with prior notification.</p><ul><li><p><a href=\"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf\">General Regulations for banking transactions (including the ING Client Services, Home’Bank/Business’Bank, Extrabranch Mobility, e-ID for Branch, Payconiq for ING BE and Belgian Mobile Identity for ING BE) (PDF)</a></p></li><li><p><a href=\"https://assets.ing.com/m/2ebdb334b29b02da/original/PaymentTransactionsSpecialRegulationsNewEN.pdf\">Special Regulations for Payment Transactions (PDF)</a></p></li><li><p><a href=\"https://assets.ing.com/m/697f816d19277a66/ReglementBetaalkaartenNewEN.pdf\">General Conditions of the ING Debit Card (PDF)</a></p></li><li><p><a href=\"https://assets.ing.com/m/23418a97b1c929d6/original/pricing-list-pro-future-en.PDF\">Charges Applied to the Main Banking Services and Transactions for professional use (PDF)</a></p></li><li><p><a href=\"https://assets.ing.com/m/a1a3fae4571a0503/original/BCA-LijstVanToegelatenVerrichtingenEN.pdf\">List of authorised transactions for each co-holder (PDF)</a></p></li><li><p><a href=\"http:\">Privacy Statement for ING Belgium nv/sa</a></p></li><li><p><a href=\"https://assets.ing.com/m/b58f79c8da8c1058/original/InformatieficheDepositobeschermingEN.pdf\">Deposits protection information sheet (PDF)</a></p></li><li><p><a href=\"https://assets.ing.com/m/2cdc616bc4ad8edd/original/VerkoopAfstandBankkaartenNewEN.pdf\">General information regarding accounts and cards (PDF)</a></p></li></ul><p><strong>ING Corporate Plus Account</strong></p><p>The ING Corporate Plus Account is a sight account reserved for legal entities only. The request for the opening of an ING Corporate Plus Account on<a href=\"http:\"> </a><a href=\"http://www.ing.be/\">www.ing.be</a> does not commit ING Belgium or you, as long as you have not received any approval of your request by ING Belgium (after prior verification of your file by ING Belgium if the data mentioned in the request are accurate and complete, among other things on the basis of the documents provided or to be submitted) and accepted the account opening agreement. </p><p>The terms and conditions of the ING Corporate Plus Account (regulations, tariffs, product sheet and additional information) are available at your ING branch, on <a href=\"http:\">www.ing.be</a> or by telephone at 02 464 60 04.</p><ul><li><p><a href=\"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf\">General regulations for banking transactions (including the Phone&apos;Bank,Home&apos;Bank/Business&apos;Bank, Extrabranch Mobility General Terms and Conditions in attachment)</a></p></li><li><p><a href=\"https://assets.ing.com/m/2ebdb334b29b02da/original/PaymentTransactionsSpecialRegulationsNewEN.pdf\">Special Regulations for Payment Transactions</a></p></li><li><p><a href=\"https://assets.ing.com/m/697f816d19277a66/ReglementBetaalkaartenNewEN.pdf\">General Conditions of the ING Payment Card</a></p></li><li><p><a href=\"https://assets.ing.com/m/23418a97b1c929d6/original/pricing-list-pro-future-en.PDF\">Charges applied to the main banking services and transactions for professional use</a></p></li><li><p><a href=\"https://assets.ing.com/m/c76bcb74c2d8d244/VerkoopAfstandBankkaartenEN.pdf\">General information regarding accounts and cards</a></p></li><li><p><a href=\"https://assets.ing.com/m/b58f79c8da8c1058/original/InformatieficheDepositobeschermingEN.pdf\">Deposits protection information sheet (PDF)</a></p></li></ul><p><strong>ING Start-up Package</strong></p><p>*Offer starts as soon as the CBE number is known to ING. Until then, the package will be charged.</p><p>Our offers related to the ING start-up package apply to any subscription to the related products or services between 01/01/2025 and 31/12/2025 inclusive (subject to acceptance by ING Belgium or, for insurance products, to acceptance by the involved insurance company and following mutual agreement) and are strictly limited to starters (self-employed and entrepreneurs with a company number since maximum 18 months). Each offer is limited to one discount per person for each product or service and cannot be combined with other benefits for the same product or service. The terms and conditions of the offers, the general terms and conditions of the various products and services, as well as their prices and related operations prices are available on ing.be/starters and in all ING branches.</p><ul><li><p><a href=\"https://assets.ing.com/m/2cdc616bc4ad8edd/original/VerkoopAfstandBankkaartenNewEN.pdf\">General information regarding accounts and cards</a></p></li><li><p><a href=\"https://assets.ing.com/m/4f78f60fd9714d80/original/pricing-list-private-new-EN.pdf\">Charges applied to the main banking operations of private individuals</a></p></li><li><p><a href=\"https://assets.ing.com/m/23418a97b1c929d6/original/pricing-list-pro-future-en.PDF\">Charges applied to the main banking operations carried out by legal entities</a></p></li><li><p><a href=\"https://assets.ing.com/m/6a745e7b85191fe4/original/GeneralRegulationsNewEN.pdf\">General regulations of operations and its appendices</a>: General Terms and Conditions of Phone’Bank, Home’Bank/Business’Bank, Extrabranch Mobility, e-ID for Branch and Payconiq and the “Zoomit ING” service of Home’Bank/Business’Bank</p></li><li><p><a href=\"https://assets.ing.com/m/3cc24d8bdff411bf/original/FIF-PLCI-20201001-FR-final.pdf\">Terms and conditions PSPSE insurance premiums (in French)</a></p></li><li><p><a href=\"https://assets.ing.com/m/6a745e7b85191fe4/original/GeneralRegulationsNewEN.pdf\">Information on ING Belgium SA/NV</a></p></li></ul><p><strong>* Terms and conditions of the action<br /><a href=\"https://assets.ing.com/m/79b3e41c604f910e/original/REGULATIONS-of-the-Free-business-current-account-2026.pdf\">¹ Regulations of the ‘Free business current account 2026’ campaign - organised by ING Belgium SA/NV.</a></strong></p><p> </p>"}}]}}}