{"type":"document","data":{"id":"fdda0cd0-cf11-4978-9066-55d414b2705e","localeString":"en-GB","publishDate":"2026-01-02T09:12:45.155+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"urrent account with a limited range of services intended for self-employed, companies and diplomatic missions"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"The basic banking service is a current account with a limited range of services for companies and diplomatic missions. No credit can be linked to it. The basic banking service is governed by articles VII.59/4 et seq. of the Code of Economic Law. This basic banking service must be requested at the basic banking service chamber of the FPS Economy, which, after analyzing the case and consulting CTIF-CFI will possibly designate a credit institution to offer the basic banking service.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/99beb8ee-81a0-4d30-a228-3c1cf55237c5/basic-banking-service-account-pro-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2bf851d87d076b79/original/basic-banking-service-account-pro-1920.jpg","extension":"jpg"},"title":"Basic Banking Service for Professionals","subtitle":"For self employed, companies and diplomatic missions"},"backLink":{"textLink":{"url":"/en/business/payments","text":"Payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"All about this service"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/3155dacb-4d0b-4466-bfa1-5526cf192adb/Coins","type":"image","width":160,"altTextNL":"Payments","original":"https://assets.ing.com/m/2a7bd7993c765426/original/Coins.svg","extension":"svg"},"highlighted":false,"items":[{"body":"The package includes 12 manual transactions in euro per year","title":"Manual operation in euro"},{"body":"Bancontact and Maestro debit card will enable you to pay and make cash withdrawals in euro","title":"Debit card"},{"body":"Carry out unlimited online transactions using Business’Bank, our e-banking platform for businesses","title":"E-Banking"},{"body":"The use of dollar transactions must be requested and duly justified","title":"Payment transactions in dollar"}]},{"componentType":"accordion","accordionList":[{"title":"Who can access this Basic Banking Service ?","richBody":{"value":"<p>Any companies <strong>established in Belgium</strong> and registered in the Crossroads Bank for Enterprises, or applying for registration, is in principle entitled to the basic banking service. Diplomatic missions are also eligible.</p><p>The company or diplomatic mission must not hold a current account in Belgium or another EU Member State. Motivated letters of refusal from 3 different credit institutions must be submitted.</p><p>For more information, please consult the <a href=\"https://economie.fgov.be/en/themes/financial-services/basic-banking-service/basic-banking-service\">FPS Economy website</a></p>"}},{"title":"How much does it cost ?","richBody":{"value":"<p><strong>For legal entities and diplomatic missions</strong></p><p>The ING Corporate Plus Account is offered to legal entities and diplomatic missions as a basic banking service after designation by the basic banking service chamber.</p><p>This account is subject to a monthly management fee starting at €6.50 (VAT not due) and €6 for included services (without VAT).</p><p><strong>For self-employed</strong></p><p>The ING Professional Current Account has a <strong>monthly fee of 8 euros excluding VAT</strong>, of which 3 euros is subject to VAT. Fees and interest rates are subject to change with prior notification.</p><p>For more information on the charges, please consult the brochure <a href=\"https://assets.ing.com/m/af93acbacdbe6013/original/pricing-list-pro-new-en.pdf\">Charges applied to the main banking services and transactions for professional use</a>.</p><p>Charges amendable subject to prior notice.</p>"}},{"title":"How to get a Basic Banking Service for companies and diplomatic missions ?","richBody":{"value":"<p>After you have received motivated refusal letters from three different credit institutions, and provided you meet all the legal conditions, you can complete the application form below and send it to the basic banking service chamber at the FPS Economy. If your request is accepted, the basic banking service chamber will designate the credit institution that will contact you. </p>"},"textLinks":[{"url":"https://assets.ing.com/m/10c49b3a226650a6/basisbankdienst-form-EN.pdf","text":"Application form (PDF) – EN"}]},{"title":"Legal information regarding Basic Banking Service","richBody":{"value":"<p>The terms and conditions of the basic banking service for companies and diplomatic missions (regulations, charges and additional information) are available at your ING branch, on www.ing.be or by phone at 02 464 60 04</p><p>Read the</p>"},"textLinks":[{"url":"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf","text":"General regulations for banking transactions (including the Phone'Bank,Home'Bank/Business'Bank and Extrabranch Mobility General Terms and Conditions in attachment"},{"url":"https://assets.ing.com/m/2ebdb334b29b02da/original/PaymentTransactionsSpecialRegulationsNewEN.pdf","text":"Special Regulations for Payment Transactions"},{"url":"https://assets.ing.com/m/697f816d19277a66/ReglementBetaalkaartenNewEN.pdf","text":"General Conditions of the ING Payment Card"},{"url":"https://assets.ing.com/m/af93acbacdbe6013/original/pricing-list-pro-new-en.pdf","text":"Charges applied to the main banking services and transactions for professional use"},{"url":"https://assets.ing.com/m/2cdc616bc4ad8edd/original/VerkoopAfstandBankkaartenNewEN.pdf","text":"General information regarding accounts and card"},{"url":"https://assets.ing.com/m/b58f79c8da8c1058/original/InformatieficheDepositobeschermingEN.pdf","text":"Deposits protection information sheet (PDF)"}]},{"title":"Complaints","richBody":{"value":"<p>Our Complaints Department and Ombudsman are there to help you.  </p><p><a href=\"https://www.ing.be/en/individuals/services/complaint-handling\">How do I submit a complaint?</a></p>"}}]},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Manage mandates","intro":"For ING Corporate Plus Accounts","image":{"transformBaseUrl":"https://assets.ing.com/transform/0174d1a0-d34c-43a3-9a78-eea1cec03d39/Functionalities-Swap_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/7f618a798a13fa0d/original/Functionalities-Swap_Outline.svg","extension":"svg"},"link":{"url":"https://businessnews.ing.be/mandates/Mandate_holder?LANG=EN"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/services","text":"More services and how to contact us"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Bancontact Pro","intro":"Accept smartphone payments on the spot.","image":{"transformBaseUrl":"https://assets.ing.com/transform/1d534da5-71ad-4bba-a443-a520f6fe9f1c/BancontactPro","type":"image","width":800,"original":"https://assets.ing.com/m/423c3f213b7a2aaf/original/BancontactPro.png","extension":"png"},"link":{"url":"/en/business/payments/bancontact-pro"}}]}]}}}