{"type":"document","data":{"id":"e568f1dc-774e-46b7-978c-35a194d0862e","localeString":"en-GB","publishDate":"2026-03-19T07:00:00.048+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"A transfer between ING accounts is faster than a transfer between accounts with different banks."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Faster payments","icon":{"transformBaseUrl":"https://assets.ing.com/transform/e206bc92-a58d-4330-9d18-2753bcad8b1d/Transactions-Transfer_Cards_Outline","type":"image","width":0,"original":"https://assets.ing.com/m/1a65221ab2c4baf0/original/Transactions-Transfer_Cards_Outline.svg","extension":"svg"}},{"body":"The service is free of charge","icon":{"transformBaseUrl":"https://assets.ing.com/transform/e74fa424-bf06-4498-9afd-943a82f81c4c/Money-Coins_Euro_Outline","type":"image","width":0,"original":"https://assets.ing.com/m/3db1259ba40d1ab3/original/Money-Coins_Euro_Outline.svg","extension":"svg"}},{"body":"It’s simple to apply for","icon":{"transformBaseUrl":"https://assets.ing.com/transform/745486c3-2736-4fea-85ef-f8350a5cee6b/Functionalities-Compose_Outline","type":"image","width":0,"original":"https://assets.ing.com/m/50db4acdc54c3995/original/Functionalities-Compose_Outline.svg","extension":"svg"}}],"cta":{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/business/services/contact-us","text":"Contact us"}},"coreHeader":{"body":"Does your customer have an ING account? And do you have accounts with multiple banks? If so, with the All-transfer agreement you can have all payments automatically deposited into your ING account. This way, the amount will often be in your ING account one working day earlier!","headerImage":{"type":"image","width":1920,"original":"https://assets.ing.com/m/1115ad97f5f07023/original/AOA-header.jpg","extension":"jpg"},"title":"All-transfer agreement"},"backLink":{"textLink":{"url":"/en/business/payments","text":"Payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why have a All-transfer agreement?"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/f37052b5-b322-4913-ba42-cfcf8e17c0e7/hands-mobile-phones-coins-no-padding","type":"image","width":0,"original":"https://assets.ing.com/m/7669d7f54df56cbb/original/hands-mobile-phones-coins-no-padding.svg","extension":"svg"},"highlighted":false,"items":[{"body":"When a customer makes a payment (non-instant SEPA) from an ING account to your account with a different bank, it can take some time. With this agreement you give ING authorisation to deposit that payment automatically into your ING account. This is not applicable for instant SEPA payments.","title":"Receive payments faster"},{"title":"You improve your cash flow"}]},{"componentType":"sectionTitle","title":"Who is it for?"},{"componentType":"paragraph","richBody":{"value":"<p>For self-employed professionals, companies and organisations that have accounts with different banks and want to optimise their cash flow.</p>"}},{"componentType":"sectionTitle","title":"How does it work?"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"alignedImage":{"position":"top","original":"https://assets.ing.com/m/8acfa27fc271187/original/AOA-EN.jpg","extension":"jpg"}},{"componentType":"paragraph","richBody":{"value":"<p><strong>Your customer pays or transfers money from an ING account.</strong></p><ul><li><strong>Without the agreement:</strong> the amount first goes to your account at a different bank. This can take a long time.</li><li><strong>With the agreement: </strong>the payment is transferred directly to your ING account. This is much faster! You will often receive your money one working day earlier.</li></ul>"}},{"componentType":"sectionTitle","title":"How do you apply?"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Do you have access to Business’Bank?","body":"Fill in the online form together with your ING liaison officer. This is the fastest way to do it.","textLink":{"url":"https://www.ing.be/en/business/services/contact-us","text":"Contact us"}},{"title":"Do you not have access to Business’Bank?","body":"Fill in and sign the paper form together with your ING liaison officer.","textLink":{"url":"https://assets.ing.com/m/11b5f257a16de9d0/original/Le-s-soussigne-s.pdf","text":"Go to the paper form"}},{"title":"We do a number of safety checks","body":"Setting up an All-transfer agreement can take up to 14 working days. All incoming transfers will be redirected to the selected ING account from then on."}]}},{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/business/services/contact-us","text":"Contact us"}}]}}}