{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/441d3df906a9f5de/original/Young-girl-playfully-uses-a-stethoscope-on-a-young-doctor.jpg","transformBaseUrl":"https://assets.ing.com/transform/86f7f6cd-aa40-46e7-8ab3-665ee71de5d0/Young-girl-playfully-uses-a-stethoscope-on-a-young-doctor","type":"image","width":1880},"link":{"url":"/en/individuals/borrowing/mortgage-loan-medical-sector"},"title":"An evolutive mortgage loan for your property project"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/51391299122d3559/original/belgium-healthcare-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/fdd2303c-8e56-4fd5-8f6e-33c03574e36b/belgium-healthcare-1920","type":"image","width":1920},"link":{"url":"/en/business/insurance/nihdi-pension-solution-healthcare-providers"},"title":"Use your NIHDI allowance for your pension? Yes you can!"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"svg","original":"https://assets.ing.com/m/324a470b559dbdaf/original/ING-service-punt_Spot.svg","transformBaseUrl":"https://assets.ing.com/transform/0791c54f-9664-4567-8df3-349b976c8d1b/ING-service-punt_Spot","type":"image","width":160},"intro":"Apply for a credit more than €500 000","link":{"url":"/en/business/financing/working-capital-and-liquidity-business-credit-center"},"title":"Ready to apply for a business credit?"},{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"svg","original":"https://assets.ing.com/m/33cb69a2b882f49b/original/Succes.svg","transformBaseUrl":"https://assets.ing.com/transform/cc05f1c2-f0ce-4865-bcbb-aceac571df08/Succes","type":"image","width":160},"intro":"Discover how the app makes your banking easier.","link":{"url":"/en/business/payments/ing-app-business"},"title":"Download the ING Banking app"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Starting your career as a doctor? Count on a reliable financial partner and discover the banking offer ING Medicalis.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"The perfect partner for your carreer"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"png","original":"https://assets.ing.com/m/4b72f66f713f69fa/original/icon_debitcard.png","transformBaseUrl":"https://assets.ing.com/transform/190c0bcc-351f-41ca-8328-7748ea1a5f0c/icon_debitcard","type":"image","width":320},"items":[{"body":"Need financial advice or information on how best to protect yourself? Discuss your situation with your Medicalis Banker for advice tailored to you.","title":"Get personalised advice"},{"body":"From a current account to a credit card. From online and mobile banking to SoftPos. Everything you need to support you in your practice.","title":"Enjoy a complete package"},{"body":"Open your professional account and save up to 1,200 euros in fees thanks to free banking products and discounts on various insurance and loan products.","title":"Up to 1,200 euros* in benefits"},{"body":"Do your banking 24/7 with Business’Bank and use your ING Banking app for banking on the go!","title":"Make use of powerful digital tools"}]},{"componentType":"sectionTitle","title":"What’s in the Medicalis package?"},{"accordionList":[{"richBody":{"value":"<ul><li>Are you self-employed? Then the <strong><a href=\"https://www.ing.be/en/business/payments/professional-current-account\">ING Professional current account </a></strong>is ideal.</li><li>Are you a legal entity? Then the <strong><a href=\"https://www.ing.be/en/business/payments/current-account-for-companies\">ING Corporate Plus account </a></strong>is for you.</li><li>Both accompanied by an <strong><a href=\"https://www.ing.be/en/business/payments/ing-debit-card\">ING debit card</a></strong> to make payments in Belgium, abroad and online.</li><li>Benefit: monthly fee for <strong>free the current &amp; next year</strong></li></ul>"},"title":"A current account with debit card"},{"richBody":{"value":"<ul><li>Keep your professional expenses under control and allow yourself the efficiency of an <strong><a href=\"https://www.ing.be/en/business/payments/professional-credit-card\">ING Mastercard Business</a></strong> card. This professional credit card gives you a perfect overview of all your professional expenses. Pay back later and without interest.</li><li><strong>Benefit</strong><strong>: </strong>yearly fee for <strong>1 year free</strong></li></ul>"},"title":"Worldwide en deferred payments with your credit card"},{"richBody":{"value":"<p>Free of charge as a Medicalis customer! Request your terminal by phone (+32 2 547 89 99) or contact us by email (ingmerchantservices@ing.be).</p><p>Tip: Have your VAT and IBAN account number handy for smooth processing.</p>"},"title":"SoftPos mobile payment terminal"},{"richBody":{"value":"<ul><li>Build a nice pension with the<strong> <a href=\"https://www.ing.be/en/business/insurance/pension-self-employed-business\">Free Supplementary Pension Plan for Self-employed</a></strong>.</li><li><strong>Benefit: 100 euros cashback first two years </strong>(50 euros per year) on the insurance premium, in case of constitution of a FSPSE.</li></ul><p><small>Read the Financial Information Sheet <strong><a href=\"https://assets.ing.com/m/7015379a4a83aefb/FIF-VAPZ-FR.pdf\">for the ordinary FSPSE (Free Supplementary Pension for Self-employed) (FR) and the social FSPSE (FR)</a> </strong>and the General Terms and Conditions before subscribing and contact us to find out more about the guarantees, exclusions and charges.</small></p><ul><li>In addition to the FSPSE (Free Supplementary Pension for Self-Employed), it may also be interesting to additionally invest in pension savings through the <strong><a href=\"https://www.ing.be/en/individuals/pension/pension-savings-fund\">Star Fund pension savings fund</a></strong>. Both products are complementary and can give you a tax advantage.</li><li><strong>Benefit:</strong>  <strong>80 </strong><strong>euros </strong><strong>cashback</strong>, for every new contract of a Star Fund with a minimal subscription of 480 euros.<p> </p></li></ul>"},"title":"Building up a nice pension capital"},{"richBody":{"value":"<ul><li><strong><a href=\"http://www.ing.be/en/individuals/borrowing/mortgage-loan\">Morgage loan</a></strong> with favourable interest rates to support your real estate projects</li><li><strong>Are you&apos;re planning to buy, build or renovate a home?</strong> The <strong><a href=\"http://www.ing.be/en/individuals/borrowing/mortgage-loan-medical-sector\">Evolutive mortgage loan</a></strong>, allows you to adapt the terms of your loan to changes in your income throughout your career</li><li>Bridge temporary shortages in liquidity with<strong> <a href=\"https://www.ing.be/en/business/financing/working-capital-and-liquidity-business-line\">ING Business Line</a></strong></li><li><strong>Benefit: no one-off study fee, quarterly arrangement fee or quarterly commision calculated on the credit granted, for the first two years of the ING Business Line (total worth min. 375 euros).</strong></li><li>Finance the purchase of new business equipment, buildings, vehicles or other equipment with an <strong><a href=\"https://www.ing.be/en/business/financing\">ING Business Loan</a>.</strong></li><li><strong>Benefit: No one-off study fee for your first ING Business Loan request (worth 125 euros).</strong></li></ul><p>OR Overdraft facility / business loan. No file handling fees at the time of the first request</p>"},"title":"Healthy financing & liquidity"},{"richBody":{"value":"<ul><li>Car, fire and accident insurance policies according to customised rates.</li><li>Free <strong><a href=\"https://www.ing.be/en/business/insurance/check-up-pro-assistant-professional-insurance\">Check-up of your insurances</a></strong>, find out in a few clicks which insurance products you need for your business. <strong><a href=\"https://www.ing.be/en/business/insurance\">Discover our insurances</a></strong></li></ul>"},"title":"Insured & protected"},{"richBody":{"value":"<ul><li>With <strong>Business’Bank</strong>, you can do your professional banking online, 24 hours a day.</li><li>If you want to check your balance at any time or make payments on the go, the <strong><a href=\"https://www.ing.be/en/individuals/daily-banking/ing-banking-app\">ING Banking app</a></strong> is the perfect solution!</li><li><strong>Benefit</strong><strong>: will always be free</strong></li></ul>"},"title":"Online and mobile banking"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"How to make use of the ING Medicalis Package"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/7677860904a0d14f/original/professional-current-account-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/a48bcc38-3f39-4d6e-bc2d-fb94c8bb05a9/professional-current-account-1920","type":"image","width":1920},"intro":"For your day-to-day as a self-employed person.","link":{"url":"/en/business/payments/professional-current-account"},"title":"ING Professional Current Account"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/3ddb0a31ba5e41b7/original/midsizelarge.JPG","transformBaseUrl":"https://assets.ing.com/transform/e473f92b-9faf-4704-948b-09751eff677d/midsizelarge","type":"image","width":2490},"intro":"Discover the current account for legal entities.","link":{"url":"/en/business/payments/current-account-for-companies"},"title":"ING Corporate Plus Account"}],"componentType":"cards"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Choose the account that fits your situation. Will you be self-employed? Open an ING Professional current account. Are you starting a company? Open an ING Corporate Plus account.","title":"Open your current account"},{"body":"After opening your current account, you will receive an email from us with some instructions on how to make full use of other benefits in the ING Medicalis Package. For example, a discount code will be shared with you, which you can then use when you acquire the Accountable app.","title":"Receive your confirmation email with your account number"},{"body":"Alongside the current account(s) and associated debit card, you must first apply for all the other products yourself in order to benefit from the discount or free period. This discount will automatically be applied if you are eligible.\r\nYou will receive access to our digital channels automatically. For example, after opening your account, you can log into Business’Bank and download the ING Banking app.","title":"Open your other products and use your discount"}]}},{"componentType":"highlight","richBody":{"value":"<ul><li>... to provide your CBE number as soon as possible! Until we receive your CBE number, the Medicalis package discounts do not apply and you will have to pay the usual prices.**</li><li>.... that after the Medicalis package discount expires, the normal rates will apply again for each product of the Medicalis package.</li></ul>"},"title":"Don't forget..."},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p>The package is exclusively available to general medical practitioners, doctor specialists, dentists and pharmasists.  </p>"},"title":"Who can recieve the Medicalis package?"},{"richBody":{"value":"<p>Open a Professional current account if you are self-employed or a Corporate Plus account if you have a company.</p><p>After opening your current account, you will receive an email from us with further instructions on how to make full use of your ING Starter Package. </p><p>Alongside the current account(s) and associated debit card, you must first apply for all the other products yourself to benefit from the discount or free period. You will receive access to our digital channels automatically. So after opening your account, you can log into Business’Bank and download the ING Banking app.</p><p>Don’t forget to let us know your CBE number! Until we receive your CBE number, the normal charges associated with each Medicalis pack product will apply. Therefore, please provide us with your CBE number as soon as possible.</p>"},"title":"How can I make use of the Medicalis package?"},{"richBody":{"value":"<p>Until you provide a CBE number, the Medicalis package discounts will not apply and you will have to pay. Fortunately, you often receive your CBE number straightaway and we can sort everything out quickly.</p><p>You can request a CBE number at one of our partners:</p><ul><li><p><a href=\"https://www.acerta.be/en/bemyownboss/by-becoming-self-employed\">Acerta </a></p></li><li><p><a href=\"https://www.liantis.be/en/starting-a-business-belgium-as-a-foreigner\">Liantis </a></p></li><li><p><a href=\"https://www.partena-professional.be/en\">Partena </a></p></li><li><p><a href=\"https://www.securex.be/en/starting-as-a-self-employed-person/starting-your-own-business/apply-for-a-company-number\">Securex </a></p></li></ul>"},"title":"What if I don't have a CBE number yet?"},{"richBody":{"value":"<p>Are you self-employed? Then you can easily do this online: log in to Business&apos;Bank, select your professional profile and click on the profile icon at the top right of the screen. Then choose &apos;Personal data&apos; from the drop-down menu and select &apos;Edit&apos;.</p>"},"title":"How do I pass on my CBE number?"},{"richBody":{"value":"<p>Then, of course, you can also make use of the package when opening your account as a self-employed person or a company.</p><p>Do you want to become self-employed and are already an ING customer? Then it’s even easier to open your account via the ING Banking app or Home’Bank. A few steps are all it takes to open your professional account and get going straightaway with your account number. Go to the ING Banking app or Home’Bank &gt; Products &gt; Current accounts &gt; ING Professional current account.</p>"},"title":"Already an ING customer for your personal banking?"},{"richBody":{"value":"<p>Opening a business account makes it much easier not only for you but also for your accountant to keep track of everything.</p><p>It is more efficient if your personal and professional payment transactions are separated:</p><ul><li>Professional account fees are tax deductible;</li><li>It is easier for your accountant to justify each transaction;</li><li>If you do not have a professional account for your business, the tax inspector will examine the private account you use professionally.</li></ul>"},"title":"Why should I open a business account?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"ING Medicalis supports you at every stage of your career"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/5506cf38b7f9faf6/original/medicalis-the-offer-for-medical-students-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/bbe153c6-3925-4efe-a5a8-a3571d89e20e/medicalis-the-offer-for-medical-students-1920","type":"image","width":1920},"intro":"Discover your special conditions on ING Do More","link":{"url":"/en/business/my-sector/healthcare-student"},"title":"You are a medical, dental or pharmacy student"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/66815bd0dbebf6b2/original/medicalis-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/27536d82-ccf2-4715-9378-b1dc6f9dcb51/medicalis-1920","type":"image","width":1920},"intro":"Support at every stage of your medical career","link":{"url":"/en/business/my-sector/medicalis-healthcare-professions"},"title":"ING Medicalis, your partner in health and care"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/775e3e8acbeae9ca/original/medicalis-the-offer-for-medical-trainees-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/466522c7-21d9-4399-85b6-0a5d4936e5f5/medicalis-the-offer-for-medical-trainees-1920","type":"image","width":1920},"intro":"Discover your preferential conditions","link":{"url":"/en/business/my-sector/healthcare-trainee"},"title":"You are an assistant or trainee dentist"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/73d5b0845acc82c3/original/Medicalis-accumulating-your-assets-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/906d9700-a751-4319-a25b-d28d19bed31a/Medicalis-accumulating-your-assets-1920","type":"image","width":1920},"link":{"url":"/en/business/my-sector/healthcare-professional-assetmanagement"},"title":"Managing your assets and preparing for your retirement"}],"componentType":"cards"}]},"hasMacro":false,"id":"c292181b-6ce1-408a-abd5-4c5a46ed48b8","legalZone":{"flexComponents":[{"componentType":"sectionTitle"},{"componentType":"paragraph","richBody":{"value":"<p>The amount of 1,200 euros used in our communication to describe our offer is the total value of the benefits a new Medicalis customer (all self-employed, liberal professions or companies whose main activity is Doctor General, Doctor Specialist, Dentist or Pharmacist) can get if he takes all the products mentioned in the ING Medicalis package.<br /><br />The offer related to the ING Medicalis package is valid for all subscriptions of the products or services concerned between 01/01/2024 and 31/12/2024 inclusive (subject to acceptance by ING Belgium SA/nv (or for insurance, acceptance by the insurance company concerned) and subject to mutual agreement) and is strictly and exclusively reserved to Medicalis customers (self-employed persons and entrepreneurs with a VAT number). Each offer is limited to only one discount per person for each product or service and cannot be combined with other offers related to the same product or service. The terms and conditions of the offer, the general terms and conditions of the various products and services, as well as the rates and other additional information are available at any ING branch.<br /><br />For the professional account, you are entitled to a maximum of the current year plus one year free from the opening of the contract. For the Mastercard Business, you are entitled to a maximum of one year free of charge counting from the opening of the contract. </p><ul><li><p><a href=\"https://assets.ing.com/m/e23cbdd8779d93a/original/NEW_general-information-regarding-accounts-digital-channels-and-cards-EN.pdf\">General information regarding accounts and cards </a></p></li><li><p><a href=\"https://assets.ing.com/m/4f78f60fd9714d80/original/pricing-list-private-new-EN.pdf\">Charges applied to the main banking operations of private individuals </a></p></li><li><p><a href=\"https://assets.ing.com/m/23418a97b1c929d6/original/pricing-list-pro-future-en.PDF\">Charges applied to the main banking operations carried out by legal entities </a></p></li><li><p><a href=\"https://assets.ing.com/m/6a745e7b85191fe4/original/GeneralRegulationsNewEN.pdf\">General regulations of operations and its appendices  </a> incl. Information on ING Belgium SA/NV: General Terms and Conditions of Phone’Bank, Home’Bank/Business’Bank, Extrabranch Mobility, e-ID for Branch and Payconiq and the “Zoomit ING” service of Home’Bank/Business’Bank. </p></li></ul><p><strong>Home&apos;Bank, Business&apos;Bank and the ING Banking app</strong> are available to all Home&apos;Bank, Business&apos;Bank or ING Banking subscription holders (subject to acceptance by ING and mutual agreement). All relevant information, such as the Home&apos;Bank, Business&apos;Bank, (annexed to ING’s General Regulations), the General Terms and Conditions of the ING Banking app, transaction fees, is available on <a href=\"https://www.ing.be/en/business\">www.ing.be </a>, at your ING branch and by telephone on 02 464 60 04.</p><p>ING Belgium NV/SA • Bank/Lender • Marnixlaan/Avenue Marnix 24, B-1000 Brussels • RLP Brussels • VAT: BE 0403.200.393 • BIC: BBRUBEBB • IBAN: BE45 3109 1560 2789 - <a href=\"https://www.ing.be/en/business\">www.ing.be </a>- Contact us via ing.be/contact Insurance broker, registered with the FSMA under the number 0403.200.393</p>"},"title":"Legal terms"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"All sector expertise","url":"/en/business/my-sector"}},"componentType":"productHeader","coreHeader":{"body":"Are you finishing your internship? Congratulations! Have you already launched your practice? In both cases, opt for ING Medicalis services tailormade for you.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/6ae343d177cca780/original/medicalis-start-as-a-practitioner-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/610afbad-2651-4d55-acc4-4c77720c47f7/medicalis-start-as-a-practitioner-1920","type":"image","width":1920},"title":"ING Medicalis Package"},"cta":{"componentType":"cta","textLink":{"text":"Open professional account as a self-employed","url":"/en/business/payments/open-a-professional-account"}},"headerNotification":{"notification":{"body":"Account free for the current year and the year after, combined with numerous other benefits! Please note that your identification as a doctor, dentist or pharmacist must be in order first to enjoy these benefits. Enter your profession correctly when opening your account.","notificationType":"information","personalizationTaxonomy":{"taxonomyType":"personalizationTaxonomy"},"productTaxonomy":{"taxonomyType":"productTaxonomyContainer"}}},"secondaryCta":{"textLink":{"text":"Open professional account as a company","url":"/en/business/payments/current-account-for-companies"}},"usps":[{"body":"Specialised teams","icon":{"altTextEN":"crosshair, target","altTextNL":"visier, doelwit","extension":"png","original":"https://assets.ing.com/m/1c0e09ce072e6344/original/target-icon.png","transformBaseUrl":"https://assets.ing.com/transform/93d7e264-5da8-4e6a-8edd-a112ff3c76c4/target-icon","type":"image","width":267}},{"body":"Preferential pricing conditions","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/24b15120da0e5534/original/moneybag_euro_outline_rgb.png","transformBaseUrl":"https://assets.ing.com/transform/123999d4-92ff-4dac-b79f-d89ee90a00f2/moneybag_euro_outline_rgb","type":"image","width":267}},{"body":"Exclusive Healthcare events","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/4986a59683203196/original/Loans_goals-Events_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/776b689b-f463-4a0f-bd69-d21a358e900a/Loans_goals-Events_Outline","type":"image","width":32}}]},"publishDate":"2025-11-05T15:14:41.397+01:00"}}