The fiscal horsepower is a measure of the power of a vehicle engine. More specifically, it corresponds to the cylinder capacity (cc) expressed in cm³ or number of kilowatts (kW). For example, one fiscal horsepower equals 200 cm³ of displacement. That means that a car with a displacement of 1,600 cc has 8 fiscal horsepower.
Are you going to use your vehicle on public roads? Then you have to register the vehicle with the Vehicle Registration Service (DIV), and you have to pay both the (one-off) registration tax (BIV) and the annual road tax (VKB). Note that for passenger cars and minibuses registered before 1 January 2016, road tax is calculated on the basis of fiscal horsepower only.
"}},{"componentType":"sectionTitle","title":"Calculation of fiscal horsepower by region"},{"componentType":"paragraph","richBody":{"value":"The regions (Flanders, Wallonia, Brussels Capital-Region) apply the fiscal horsepower in their own way. That means that it is perfectly possible for the fiscal horsepower for two cars to be the same but for the tax to be higher in one region than the other.
The regions use their own table for calculating fiscal horsepower and apply a different base amount for calculating annual road tax.
In the Brussels-Capital Region as well as in the Walloon Region, the engine power determines how much tax you pay. This tax is always payable on the greatest amount of power possible.
In the Flemish Region, the calculation is a lot more complex. Flanders applies a different rate for passenger cars, cars for business and private use and minibuses that are not leased, for leased passenger cars and for motorbikes.
The power of the vehicle’s engine (and therefore the fiscal horsepower) has a direct impact on your car insurance. Insurers assume that those who drive a vehicle with a more powerful engine are more likely to be involved in a traffic accident. The result? The more powerful the engine, the higher the premium for car insurance.
It is, however, important to note that insurers also take other elements into account when calculating your insurance premium. That includes the driver's age, the number of claim-free years and the region where the vehicle is used.
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Comfort Auto is an insurance subject to Belgian law. It is offered to you, subject to acceptance by:
Insurance intermediary
ING Belgium SA/nv, an insurance broker registered with the FSMA under the code number 0403200393. Registered office: Avenue Marnix 24, B-1000 Brussels - RPR Brussels - VAT BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.
Insurer and promo regulations
AXA Belgium, S.A. of insurances authorised under n° 0039 to practice the life and non-life branches (KB04-07-1979, BS 14-07-1979) at the National Bank of Belgium, located at Boulevard de Berlaimont 14, B-1000 Brussels - Main office: Place du Trône 1 - B-1000 Brussels (Belgium) - Website: www. axa.be - Tel.: +32 2 678 61 11 - Fax: +32 2 678 93 40 - CBE no.: VAT BE 0404.483.367 RPR Brussels 7.06.5833 - 0616.
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