{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Manage your finances with ease, spend less time on administration and keep full visibility over your organisation's accounts—for yourself and your board.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How ING makes managing your non-profit organisation easier"},{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"Open your business account for your NPO","url":"/en/business/payments/first-step-open-account"}},"highlight":"A business account makes managing your NPO easier.","image":{"extension":"jpg","original":"https://assets.ing.com/asset/7e072388-03b4-4fa0-ad8b-5833bf38880f/ING-Starter-Prothese-00996.jpg","transformBaseUrl":"https://assets.ing.com/transform/7e072388-03b4-4fa0-ad8b-5833bf38880f/ING-Starter-Prothese-00996","type":"image","width":7008},"secondaryCta":{"textLink":{"text":"More info on the ING Corporate Plus Account","url":"/en/business/payments/account-finder"}},"subtitle":"Managing a non-profit is a team effort. Your banking should be too.","title":"Work together with your board.","usps":[{"body":"Open your account online quickly and easily","iconType":"check-mark"},{"body":"Assign multiple authorised users","iconType":"check-mark"},{"body":"Define roles and permissions","iconType":"check-mark"},{"body":"Keep income and expenses transparent for all involved","iconType":"check-mark"},{"body":"Offer: first professional account: 1y for free*","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"Find out which payment solutions are the best for your association","url":"/en/business/payments/ing-payment-terminal/onboarding"}},"image":{"extension":"jpg","original":"https://assets.ing.com/asset/a4b53bb0-8d57-4a81-b609-651498b4d522/KV-group_Vusha-Sidaya_Orp-Jauche-2.jpg","transformBaseUrl":"https://assets.ing.com/transform/a4b53bb0-8d57-4a81-b609-651498b4d522/KV-group_Vusha-Sidaya_Orp-Jauche-2","type":"image","width":2000},"secondaryCta":{"textLink":{"text":"More info on receiving payments","url":"/en/business/payments/incoming-payments-merchant-services-business"}},"subtitle":"Whether you organise a dinner event, barbecue or fundraiser, dealing with cash can be cumbersome.","title":"Receive payments easily","usps":[{"body":"You can accept digital payments","iconType":"check-mark"},{"body":"Use your smartphone to receive payments","iconType":"check-mark"},{"body":"Funds are transferred directly to your organisation's account","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Work together with your board.,Receive payments easily"},{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"Book your free meeting with Starters Expert Team","url":"/en/business/starters/starters-expert-team"}},"subtitle":"Our experts can help you with:","title":"Get advice when you need it","usps":[{"body":"Legal obligations such as UBO registration","iconType":"check-mark"},{"body":"Bookkeeping and expense management","iconType":"check-mark"},{"body":"Information about suitable insurance solutions","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"More info on ING Invoice Manager","url":"/en/business/payments/invoicing-ing-invoice-manager"}},"secondaryCta":{"textLink":{"text":"Activate free ING Invoice Manager after the opening of your current account","url":"https://ebanking.ing.be/banking/iem/activation"}},"subtitle":"Included with your ING Corporate Account Plus:","title":"Reduce invoice administration","usps":[{"body":"Free use of ING Invoice Manager","iconType":"check-mark"},{"body":"Send and receive invoices easily","iconType":"check-mark"},{"body":"Fully Peppol-compliant e-invoicing","iconType":"check-mark"},{"body":"Share invoices with your accountant","iconType":"check-mark"},{"body":"Keep everything organised in one place","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Get advice when you need it,Reduce invoice administration"},{"componentType":"sectionTitle","title":"Common challenges for non-profit organisations"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>Treasurers change regularly</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>Different board members need access to the account</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>Volunteers juggle their role alongside many other commitments</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>Collecting payments during events can be a hassle</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>Administrative obligations are becoming more complex</span></span></span></span></span></span></span></span></li></ul><p><strong><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>You&apos;re not alone. Nearly 10,000 associations already choose ING to simplify their banking.</span></span></span></span></span></span></span></span></strong></p>"},"title":"Running an association comes with its own challenges."},{"comparisonCardList":[{"image":{"extension":"jpg","original":"https://assets.ing.com/asset/df34c81e-ebab-492e-b820-4475e3d68a69/Digitalis_Starters_Plonge.jpg","transformBaseUrl":"https://assets.ing.com/transform/df34c81e-ebab-492e-b820-4475e3d68a69/Digitalis_Starters_Plonge","type":"image","width":2000},"title":"Sport clubs","usps":[{"body":"Focus on your members, not on your administration","iconType":"check-mark"}]},{"image":{"extension":"jpg","original":"https://assets.ing.com/asset/0e28e422-da4a-4c46-a537-4de9ab0bdfa2/KV-group_Vusha-Sidaya_Orp-Jauche-6.jpg","transformBaseUrl":"https://assets.ing.com/transform/0e28e422-da4a-4c46-a537-4de9ab0bdfa2/KV-group_Vusha-Sidaya_Orp-Jauche-6","type":"image","width":2000},"title":"Youth Organisation","usps":[{"body":"Collect payments easily and keep track of everything in one place","iconType":"check-mark"}]},{"image":{"extension":"jpg","original":"https://assets.ing.com/asset/f221e98e-0f64-41e9-9535-c53ecf235ddc/Starters_Digitalis_Natuur.jpg","transformBaseUrl":"https://assets.ing.com/transform/f221e98e-0f64-41e9-9535-c53ecf235ddc/Starters_Digitalis_Natuur","type":"image","width":2500},"title":"Nature or cultural Association or Charity","usps":[{"body":"Greater transparency for board members and volunteers","iconType":"check-mark"}]},{"image":{"extension":"jpg","original":"https://assets.ing.com/asset/7e072388-03b4-4fa0-ad8b-5833bf38880f/ING-Starter-Prothese-00996.jpg","transformBaseUrl":"https://assets.ing.com/transform/7e072388-03b4-4fa0-ad8b-5833bf38880f/ING-Starter-Prothese-00996","type":"image","width":7008},"title":"Charity or neighbourhood organisations","usps":[{"body":"Get free advice","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Sport clubs,Youth Organisation,Nature or cultural Association or Charity,Charity or neighbourhood organisations"},{"componentType":"sectionTitle","title":"More than just a business current account"},{"alignedImage":{"position":"bottom","extension":"jpg","original":"https://assets.ing.com/asset/35633715-334f-4454-a2d1-b2c038a686a0/20251219_LOZEN_Annabelle-Schatten_Etterbeek_0005.jpg","transformBaseUrl":"https://assets.ing.com/transform/35633715-334f-4454-a2d1-b2c038a686a0/20251219_LOZEN_Annabelle-Schatten_Etterbeek_0005"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">In addition to the ING Corporate Account Plus, you can also benefit from:</span></span></span></span></p><ul><li><strong><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Invoicing without extra software: Free e-invoicing tool (ING Invoice Manager)</span></span></span></span></strong><ul><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Free e-invoicing with ING Invoice Manager</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Peppol-compliant invoice processing</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Automatic invoice sharing with your accountant</span></span></span></span></span></li></ul></li><li><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><strong>Receive payments on events </strong>thanks to SoftPOS, which makes from your smartphone a payment terminal</span></span></span></span></li><li><strong><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Easy management of board mandates and access rights</span></span></span></span></strong></li><li><strong><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Expert guidance for financial administration and legal obligations from the Starters Expert Team</span></span></span></span></strong></li></ul><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">(*)*Temporary offerings until 31/12/2026</span></span></span></span></p>"},"title":"Getting a new non-profit off the ground takes enough effort already. That's why organisations founded less than 18 months ago can enjoy one year of free banking* and a Start-up Package worth €1,200**."},{"componentType":"highlight","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Every non-profit organisation is legally required to have a bank account in its own name. This keeps organisational funds separate from personal finances and ensures greater transparency.</span></span></span></span></p>"},"title":"What is a non-profit organisation account and why do I need one?"},{"actionAccordionList":[{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>Yes. A non-profit organisation should have a bank account in its own name. That way, the organisation&apos;s money stays separate from personal finances, making it easier to manage funds and keep a clear overview.</span></span></span></span></span></span></span></p>"}}],"title":{"value":"<p><strong>Does the account need to be in the name of the organisation?</strong></p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>Open your business account online, but first let&apos;s grab the essentials:</span></span></span></span></span></span></span></p><ul><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><strong>A recent extract from the Crossroads Bank for Enterprises</strong> (CBE)</span></span></span></span></span></li><li><strong><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">The organisation&apos;s articles of association</span></span></span></span></span></strong></li><li><strong><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Identification documents of the board members</span></span></span></span></span></strong></li></ul><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">To comply with anti-money laundering regulations, ING may ask <strong>information about your activities and sources of funding.</strong></span></span></span></span></p><p> </p>"}}],"title":{"value":"<p><strong>What documents do I need to open a non-profit account?</strong></p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Yes. You can grant access to several board members and assign specific rights to each individual.</span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Depending on your needs, people can:</span></span></span></span></p><ul><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Initiate payments</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Approve payments</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">View account information</span></span></span></span></span></li></ul><p><span lang=\"EN-US\" dir=\"ltr\"><span><span>Dual approval can also be required for additional security.</span></span></span></p>"}}],"title":{"value":"<p><strong>Can multiple board members use the account?</strong></p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\"><span><span><span>No worries. Board members may change, but your account doesn&apos;t have to. Simply update the access rights and mandates to reflect the new situation.</span></span></span></span></span></span></span></p>"}}],"title":{"value":"<p><strong>What happens if our treasurer leaves?</strong></p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Yes. Different board members can be assigned different responsibilities. You can also require dual approval for certain transactions to strengthen financial control.</span></span></span></span></p>"}}],"title":{"value":"<p><strong>Can multiple board members approve payments?</strong></p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>At ING, your non-profit&apos;s first business account is free for the first year. After that, the fee is <strong>€12.50 per month (excluding VAT)</strong>. Be sure to read the promotion terms and conditions*, available at the bottom of this page. If you&apos;re a newly established non-profit, you may also benefit from additional advantages**, which you can find at the bottom of this page as well.</p>"}}],"title":{"value":"<p><strong>How much does a business account for a non-profit cost?</strong></p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">A <strong>non-profit organisation</strong> is a legal entity with its own legal personality. </span></span></span></span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">An <strong>informal association</strong> has no legal personality, meaning that individual members can be held personally liable for commitments and debts. </span></span></span></span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">While a non-profit organisation requires more administration, it also provides additional protection and structure.</span></span></span></span></p>"}}],"title":{"value":"<p><strong>What is the difference between a non-profit organisation and an informal association?</strong></p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Whether you organise a dinner, barbecue, festival or fundraising event, <a data-type=\"internal\" href=\"/en/business/payments/ing-payment-terminal/onboarding\">our payment solutions</a> allow you to receive digital payments easily without handling cash.</span></span></span></span></p><p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">All proceeds are transferred directly to your organisation&apos;s account, giving you a clear overview of every transaction.</span></span></span></span></p>"}}],"title":{"value":"<p><strong>How can we receive payments during events?</strong></p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Not necessarily. </span></span></span></span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Many smaller non-profit organisations manage their finances themselves. However, it is important to maintain an accurate accounting record and comply with legal obligations. </span></span></span></span><span><span><span><span lang=\"EN-US\" dir=\"ltr\">Tools such as ING Invoice Manager make invoice management easier and allow you to share financial information with an accountant whenever needed.</span></span></span></span></p>"}}],"title":{"value":"<p><strong>Do we need an accountant?</strong></p>"}}],"componentType":"actionAccordion"},{"componentType":"cta","textLink":{"text":"Ready for a business account that does more for your non-profit?","url":"/en/business/payments/first-step-open-account"}}]},"freeHeaderLayout":"none","hasMacro":false,"id":"8d32d949-64e9-49b9-a535-27bef9813814","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>***Regulations of the ‘Business CBE Cashback Offer Q3Q4 2026’ campaign - organised by ING Belgium SA/NV. The campaign starts on 1 July 2026 at 12:01 am and ends on 31 December 2026 at 11:59 pm. Participants are deemed to have taken note of the <a href=\"https://assets.ing.com/asset/7f2aca89-5419-49df-9980-ba13256b41db/Regulations-of-the-Business-CBE-Cashback-Offer-Q3Q4-2026.pdf\">content of the regulations</a>.</p>"},"textLinks":[{"text":"*Terms and Conditions 1year for free","url":"https://assets.ing.com/m/51f244d78b23b948/original/REGULATIONS-of-the-Free-business-current-account-2026.pdf"},{"text":"**Terms and Conditions Starters Package","url":"https://assets.ing.com/m/192db9489ab8d6d1/original/General-Terms-Condition-ING-Starters-Package.pdf"},{"text":"Terms and Conditions ING Professional Current Account","url":"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf"},{"text":"Terms and Conditions ING Corporate Account Plus","url":"https://assets.ing.com/m/6a745e7b85191fe4/GeneralRegulationsNewEN.pdf"}],"title":"Important Information"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Payments","url":"/en/business/my-sector"}},"componentType":"productHeader","coreHeader":{"body":"Running a non-profit organisation takes commitment. Whether you manage a sports club, organise neighbourhood activities, run cultural events or support a charitable cause, you want to spend your time on your members and activities—not on administration.\r\nAt ING, we help non-profit organisations manage their day-to-day finances with ease. This gives you a clear overview, allows you to collaborate smoothly with other board members and reduces unnecessary administrative work.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/39e1b58c-c68b-43d8-8740-c8bc283486f5/ING-Starter-Prothese-01012.jpg","transformBaseUrl":"https://assets.ing.com/transform/39e1b58c-c68b-43d8-8740-c8bc283486f5/ING-Starter-Prothese-01012","type":"image","width":7008},"promoLabel":{"labelType":"commercial"},"promoStickerLayout":"None","title":"Banking for your non-profit organisation, without the administrative hassle"},"cta":{"componentType":"cta","textLink":{"text":"Open your business account","url":"/en/business/payments/first-step-open-account"}},"secondaryCta":{"textLink":{"text":"Book your free meeting with Starters Expert","url":"/en/business/starters/starters-expert-team"}},"usps":[{"body":"Manage finances together with other board members","icon":{"extension":"png","original":"https://assets.ing.com/asset/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267}},{"body":"Easily receive payments during events and activities","icon":{"extension":"png","original":"https://assets.ing.com/asset/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267}},{"body":"Personal advice for newly established non-profit organisations","icon":{"extension":"png","original":"https://assets.ing.com/asset/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267}}],"uspsTitle":"More time for your members. Less time spent on banking."},"publishDate":"2026-07-15T16:48:01.666+02:00"}}