{"type":"document","data":{"id":"a7187117-e4ed-48dd-853f-049f797a4d65","localeString":"en-GB","publishDate":"2026-01-08T14:40:18.918+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Self-employed or an SME, put together your own insurance for your new car, used car, motorbike or van."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/bset/intake-insurance?flow-step=ins-your-question","text":"Request your insurance"}},"secondaryCta":{"textLink":{"url":"/en/business/services/contact-us","text":"Not a customer yet?"}},"coreHeader":{"body":"As a self-employed person or SME, put together your own insurance for your new car, used car, motorcycle, van or truck.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/68142528-b226-44e1-8582-185d134ac809/Young-woman-sat-in-her-car-on-the-phone","type":"image","width":1920,"original":"https://assets.ing.com/m/33cb2af22fac2a87/original/Young-woman-sat-in-her-car-on-the-phone.jpg","extension":"jpg"},"title":"Insurance for company cars and other vehicles","subtitle":"Hit the road with total peace of mind with Comfort Auto. | Insurer : AXA Belgium","promoStickerLayout":"None"},"backLink":{"textLink":{"url":"/en/business/insurance","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"All you need to know about Comfort Auto"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/c7417b77-aea2-4f69-9a55-773692cf41fc/Autosalon_CarKey","type":"image","width":1080,"original":"https://assets.ing.com/m/380728ebd7c15c0a/original/Autosalon_CarKey.svg","extension":"svg"},"highlighted":false,"items":[{"body":"Choose how you are insured: through civil liability (mandatory by law), comprehensive or mini comprehensive (2 examples of the possible options).","title":"Insurance tailored"},{"body":"In the event of an accident in Belgium, you can count on towing your car and on a replacement vehicle, day and night.","title":"Assistance"},{"body":"A large network of approved garages and reliable partners. Benefit from extra services such as a lower excess payment and faster assistance.","title":"A large network"}]},{"componentType":"sectionTitle","title":"What is Comfort Auto and who is it for ?"},{"componentType":"paragraph","richBody":{"value":"<p>In Belgium, the Civil Liability Car Insurance is compulsory by law for anyone who wants to hit the road. This mandatory insurance for your vehicle covers the material and physical damage you cause to third parties in the event of an accident. At AXA, the Civil Liability (BA) Car insurance includes a number of very useful benefits (see &quot;what is covered by Comfort Auto?&quot;). You can also supplement them with one of our comprehensive formulas.</p>"}},{"componentType":"sectionTitle","title":"Contract duration ? Amount of the premium?"},{"componentType":"paragraph","richBody":{"value":"<p>Your contract has a term of <strong>one year</strong>. On each annual expiry date, the contract is automatically renewed for a further period of one year, unless you terminate it at the latest 3 months before the expiry date.</p><p>The premium of the cover is personalized on the basis of your claim history. It takes into account the number of claim-free years and the number of at-fault accidents. The premium can change each year according to the number of claims in error and the number of claim-free years.</p>"}},{"componentType":"sectionTitle","title":"What is covered by Comfort Auto?"},{"componentType":"paragraph","title":"The Professional Car Insurance includes the following basic cover:","richBody":{"value":"<ul><li>Civil liability (mandatory by law) with the following covers, among others:<ul><li>first aid in the event of a road accident (breakdown service, continuation of the journey, etc.).</li><li>Euro+: the same compensation for bodily injuries sustained as a result of a legal accident in Western Europe as would be obtained in Belgium.</li></ul></li></ul>"}},{"componentType":"paragraph","title":"Of course, there are additional safeguards for even broader protection:","richBody":{"value":"<ul><li>omnium (or omnium 24+ for second-hand vehicles) to cover:<ul><li>fire;</li><li>glass breakage;</li><li>collision with animals;</li><li>forces of nature;</li><li>theft and attempted theft;</li><li>material damage</li></ul></li><li>mini-omnium:<ul><li>fire;</li><li>glass breakage;</li><li>collision with animals;</li><li>forces of nature;</li><li>and theft and attempted theft.</li></ul></li><li>safety of the driver</li><li>assistance 24/7 as a supplement to first aid that is already insured under Civil Liability</li><li>legal aid.</li></ul>"}},{"componentType":"sectionTitle","title":"Exclusions from this insurance"},{"componentType":"paragraph","richBody":{"value":"<p>The main exclusions for this insurance product are :</p><ul><li>For the civil liability guarantee: the bodily injury of the liable driver and the damage to the insured vehicle, damage to the insured vehicle,...</li><li>For the warranty material damage: the damage resulting from a lack of maintenance of the vehicle, ...</li><li>For the legal aid guarantee: the fines resulting from an infringement, ...</li><li>In covers other than civil liability: damage resulting from an intentional act committed by the insured, a serious fault of the insured (such as drunkenness or betting), etc.</li></ul><p>Please read the <a href=\"https://assets.ing.com/m/d98fd8beec853ad2/IPID-Comfort-Car-FR.pdf\">information document about the product (PDF - FR)</a> and the general terms and conditions before signing. You can obtain the general terms and conditions at your <a data-type=\"internal\" href=\"/en/business/services/contact-us\">ING branch</a>.</p>"}},{"componentType":"sectionTitle","title":"What help can you count on?"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Day and night assistance</strong>. Need help after a traffic accident in Belgium or up to 30 km across the border? Day and night and every day of the week, you can count on assistance, e.g. towing your car and a replacement vehicle. We are also at your service in the event of fire, theft or attempted theft of the vehicle.</p>"}},{"componentType":"sectionTitle","title":"Also for trucks and motorcycles"},{"componentType":"paragraph","richBody":{"value":"<p>You can also compile the insurance for your motorcycle yourself: from the compulsory civil liability insurance to additional options such as driver safety, assistance or legal assistance. Do you have a truck? Then choose Global Truck Insurance (GTI).</p>"}},{"componentType":"sectionTitle","title":"Other information"},{"componentType":"paragraph","richBody":{"value":"<p><strong>The insurance policies and conflicts of interest</strong> : you can find general information about the insurance policies and a description of the conflict of interest policy, including the benefits:</p><ul><li>of AXA Belgium, as insurance company: go to <a href=\"https://www.axa.be/fr/entrepreneurs-pme\">www.axa.be</a>.</li></ul>"}},{"componentType":"sectionTitle","title":"Are you interested?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Consult the General Terms and Conditions before subscribing.</li><li>ING client? <a href=\"https://ebanking.ing.be/banking/bset/intake-insurance\"><strong>Request your insurance here</strong></a><strong> </strong>or <a data-type=\"internal\" href=\"/en/business/services/contact-us\"><strong>Contact us</strong></a></li></ul>"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"<p>Not entirely satisfied with the distribution of this product?</p><p>Our Complaints Department and Ombudsman are there to help you.</p><p><a href=\"https://www.ing.be/en/individuals/services/complaint-handling\">How do I submit a complaint?</a></p><p>Not completely satisfied with your AXA Comfort Auto Insurance?</p><p>Contact AXA online: <a href=\"mailto:customer.protection@axa.be\">customer.protection@axa.be</a></p>"}},{"componentType":"sectionTitle","title":"Making declarations or changing policy"},{"componentType":"paragraph","title":"Reporting a claim","richBody":{"value":"<p><strong>Accident?</strong></p><p>Go to <a href=\"https://myaxapro.corporate.axa.be/fr\">https://myaxapro.corporate.axa.be/fr</a> and report the claim.</p><p><strong>Do you prefer another way?</strong></p><p>- Accident? <a href=\"https://www.at.ing.be/Assets/Documents/IT-sinistre-FR.pdf\">Download the declaration form (PDF)</a> complete it and email it to <a href=\"mailto:claims.corporate.property@axa.be\">claims.corporate.property@axa.be.</a> Or call +32 2 550 05 55 for assistance</p><p>- Do you need legal assistance? <a href=\"https://assets.ing.com/m/a43c4c4a09998cfd/IT-juridisch-FR.pdf\">Download this document (PDF - FR),</a> complete it and email it to <a href=\"mailto:declaration@lar.be\">declaration@lar.be.</a></p><p><strong>Changing your policy</strong></p><p>Go to <a href=\"https://www.fo.axa.be/corporateregistration/landing\">www.axa.be/myaxapro (FR)</a> or send an email to <a href=\"mailto:portfolio.corporate@axa.be\">portfolio.corporate@axa.be</a> stating what you&apos;d like to change.</p><p><strong>Terminating your policy</strong></p><p>Go to <a href=\"https://www.fo.axa.be/corporateregistration/landing\">www.axa.be/myaxapro (FR)</a> or <a href=\"https://assets.ing.com/m/f093d45ab284119c/IT-opzeg-FR.pdf\">download the termination form (PDF - FR)</a>, complete it and email it to <a href=\"mailto:portfolio.corporate@axa.be\">portfolio.corporate@axa.be</a>.</p>"}},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Insurances","intro":"Report damage, change or download insurance","image":{"transformBaseUrl":"https://assets.ing.com/transform/2d4e4d8d-936e-4347-92f1-9d4e4c001936/umbrella","type":"image","width":160,"original":"https://assets.ing.com/m/34fab1afc809844b/original/umbrella.svg","extension":"svg"},"link":{"url":"/en/business/services/my-business-insurances"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Other questions regarding this AXA insurance?","intro":"Call our helpdesk at +32 2 464 64 04.","image":{"transformBaseUrl":"https://assets.ing.com/transform/fb586e4b-8931-40ac-b0fc-3f1b9b7f2655/Contact-Call_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/3cbd3f09abb1e2be/original/Contact-Call_Outline.svg","extension":"svg"},"link":{"url":"tel:003224646404"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Make a claim (FR)","intro":"Report your damage","image":{"transformBaseUrl":"https://assets.ing.com/transform/b633ace9-986f-4317-bf25-124f5c521257/Tools_Outline_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/42ce252cfd175923/original/Tools_Outline_RGB.png","extension":"png"},"link":{"url":"https://assets.ing.com/m/c3b44bc5d35878fc/original/AXA_sinistre_FR.pdf"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/services","text":"More services and how to contact us"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Sustainable mobility","body":"Embrace eco-conscious transportation solutions","image":{"transformBaseUrl":"https://assets.ing.com/transform/82a04342-b419-4235-991b-eaad9114df10/Electric-Truck-Transport-Logistics-Sector-Banking-Magazine","type":"image","width":2508,"original":"https://assets.ing.com/m/14c04835c119f11c/original/Electric-Truck-Transport-Logistics-Sector-Banking-Magazine.jpg","extension":"jpg"},"link":{"url":"https://www.ing.be/en/business/sustainability/sustainable-mobility"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal provisions"},{"componentType":"paragraph","richBody":{"value":"<p>Read the information document about the product and the general terms and conditions before you sign up.</p><p>Comfort Auto is an insurance subject to Belgian law. It is offered to you, subject to acceptance by:</p>"}},{"componentType":"paragraph","title":"Insurance intermediary","richBody":{"value":"<p>ING Belgium SA/nv, an insurance broker registered with the FSMA under the code number 0403200393. Registered office: Avenue Marnix 24, B-1000 Brussels - RPR Brussels - VAT BE 0403.200.393 - <a data-type=\"internal\" href=\"/en/business\">www.ing.be</a> - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</p>"}},{"componentType":"paragraph","title":"¹Insurer and promo regulations","richBody":{"value":"<p>AXA Belgium, S.A. of insurances authorised under n° 0039 to practice the life and non-life branches (KB04-07-1979, BS 14-07-1979) at the National Bank of Belgium, located at Boulevard de Berlaimont 14, B-1000 Brussels - Main office: Place du Trône 1 - B-1000 Brussels (Belgium) - Website: <a href=\"https://www.axa.be/fr/particuliers\">www. axa.be</a> - Tel.: <a href=\"tel:003226786111\">+32 2 678 61 11</a> - Fax: <a href=\"tel:003226789340\">+32 2 678 93 40</a> - CBE no.: VAT BE 0404.483.367 RPR Brussels 7.06.5833 - 0616.</p><p> </p>"}}]}}}