Civil Liability car insurance is compulsory by law for all vehicles that operate on Belgian roads. This mandatory vehicle insurance covers any material and physical damage you cause to third parties in the event of an accident. It also covers damage caused to vulnerable road users (pedestrians, cyclists, ...).
With Omnium, you extend your protection to your vehicle, ideal for business that want predictable costs and fewer disruptions. Choose the formula that suits you best.
"}},{"componentType":"sectionTitle","title":"Discover the key advantages of our car insurance"},{"componentType":"paragraph","richBody":{"value":"
| Civil liability | Mini Omnium | Omnium |
Third party liability | ✓ | ✓ | ✓ |
Glass breakage | X | ✓ | ✓ |
Fire | X | ✓ | ✓ |
Damage caused by nature and collision with animals | X | ✓ | ✓ |
Theft or attempted theft | X | ✓ | ✓ |
Damage to your own vehicle after an accident, vandalism and malicious intent | X | X | ✓ |
The list above is not exhaustive. Read the Product Information Document and Terms and Conditions before signing up.
"},"title":"There are certain conditions under which the insurance may not pay out. The following exclusions apply for this insurance product:"},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"The contract has a minimum duration of one year. It automatically renews each year unless you terminate it at least 2 months before the date on which it is scheduled to renew.
"},"title":"What is the duration of the policy?"},{"richBody":{"value":"If you would like to make any changes to your policy go to My AXA PRO and manage your policy, or send an email to portfolio.corporate@axa.be
"},"title":"Can I request a change to my car insurance policy?"},{"richBody":{"value":"Your contract will be for a period of one year and will be tacitly renewed unless you give notice of termination no later than 2 months before the date on which the policy is scheduled to renew.
"},"title":"What is the deadline for terminating my insurance policy?"},{"richBody":{"value":"We also offer tailored-made insurance formulas for motorcycles and trucks. Ranging from compulsory civil liability insurance to full omnium and with additional coverages such as safety of the driver and legal aid. For trucks, we even have a specific formula in our Global Truck Insurance (GTI).
"},"title":"Can I also insure my motorcycle or truck?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"File a claim"},{"componentType":"paragraph","richBody":{"value":"You can easily report an accident through the channel you find most convenient. Please consult this overview.
"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"Not entirely satisfied with the distribution of this product? Our Complaints Department and Ombudsman are here to help you.
Not completely satisfied with your AXA Comfort Auto Insurance?
Contact AXA online: customer.protection@axa.be
"}}]},"hasMacro":false,"id":"a7187117-e4ed-48dd-853f-049f797a4d65","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal provisions"},{"componentType":"paragraph","richBody":{"value":"Insurance intermediary: ING Belgium NV, insurance broker, registered with the Belgian Financial Services and Markets Authority (FMSA) under code 0403200393. Company headquarters: Marnixlaan 24, B-1000 Brussels - Brussels Register of Commerce – VAT no. BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.
Insurer: AXA Belgium, public limited insurance company authorised under no. 0039 to practise in the life and non-life branches (KB04-07-1979, BS 14-07-1979) by the National Bank of Belgium, located at Berlaimontlaan 14, B-1000 Brussels - Headquarters: Troonplein 1 - B-1000 Brussels (Belgium) - website: www.axa.be - Tel.: 02 678 61 11 - Fax: 02 678 93 40 - VAT no. BE 0404.483.367 - Brussels Register of Commerce no. 7.06.5833 - 0616.
Insurance policies and conflicts of interest: you can find general information about insurance policies and a description of the conflict of interest policy, including the benefits: