Personal Accident Insurance has been developed for self‑employed persons and company managers. It provides protection and assistance in the event of an accident, 24 hours a day and anywhere in the world, except in war zones. It helps protect you against the personal and financial consequences of an accident, whether it occurs at work or during your private time.
"},"title":"What is Personal Accident Insurance and who is it for?"},{"richBody":{"value":"The insurance contract has a duration of one year. It is automatically renewed each year on the annual expiry date, unless you cancel it no later than three months before that date. The premium is calculated based on the insured person’s salary.
"},"title":"How long does the contract last and how is the premium calculated?"},{"richBody":{"value":"This insurance provides several types of protection in the event of an accident. Medical costs are reimbursed following an accident, whether it occurs in your professional activity or in your private life. If you are unable to work due to an accident, you receive a replacement income. You can choose how this replacement income is calculated. In the event of your death as a result of an accident, this insurance provides financial support to your next of kin, helping them overcome this difficult period.
"},"title":"What does this insurance cover?"},{"richBody":{"value":"In some situations, accidents are not covered by this insurance. The main exclusions and limitations include, among others:
The full list of exclusions and limitations is detailed in the product information document and the general terms and conditions.
"},"title":"What are the main exclusions and limitations?"},{"richBody":{"value":"Before signing, you should read the insurance product information document and the general terms and conditions. You can obtain the general terms and conditions at your ING branch.
General information about insurance policies and conflicts of interest is available:
If you are not entirely satisfied with the distribution of this product, ING’s Complaints Department and the Ombudsman are available to help. File your complaint here.
If your complaint concerns your AXA Personal Accident Insurance, you can contact AXA directly at customer.protection@axa.be Your complaint will be handled according to the applicable procedures.
"},"title":"What if I have a complaint or I’m not satisfied?"},{"richBody":{"value":"
Reporting a claim
If an accident occurs, you can complete the declaration form online or call +32 2 550 05 30.
Changing your policy
To change your policy, send an email explaining what you would like to modify to portfolio.corporate@axa.be
Terminating your policy
To terminate your policy, download the termination form, complete it and send it by email to portfolio.corporate@axa.be
This insurance is subject to Belgian law. It is offered to you, subject to acceptance, by:
"}},{"componentType":"paragraph","richBody":{"value":"AXA Belgium, S.A. of insurances authorised under n° 0039 to practise the life and non-life branches (KB04-07-1979, BS 14-07-1979) at the National Bank of Belgium, located at Boulevard de Berlaimont 14, B-1000 Brussels - Main office: Place du Trône 1 - B-1000 Brussels (Belgium) - Website: www. axa.be - Tel.: +32 2 678 61 11 - Fax: +32 2 678 93 40 - CBE no.: VAT BE 0404.483.367 RPR Brussels 7.06.5833 - 0616.
"},"title":"Insurance intermediary"},{"componentType":"paragraph","richBody":{"value":"AXA Belgium, S.A. of insurances authorised under n° 0039 to practise the life and non-life branches (KB04-07-1979, BS 14-07-1979) at the National Bank of Belgium, located at Boulevard de Berlaimont 14, B-1000 Brussels - Main office: Place du Trône 1 - B-1000 Brussels (Belgium) - Website: www. axa.be - Tel.: +32 2 678 61 11 - Fax: +32 2 678 93 40 - CBE no.: VAT BE 0404.483.367 RPR Brussels 7.06.5833 - 0616.
"},"title":"Insurer"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/business/insurance"}},"componentType":"productHeader","coreHeader":{"body":"As a company director, your role is central to the continuity of your business. An accident (whether at work or at home) can have serious consequences for both your personal income and your professional activity. AXA Belgium Professional Accident Insurance for Company Directors provides support in the event of an accident and offers replacement income if you become occupationally disabled.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/6958828504d675e0/original/personal-company-director-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/35d373ca-a94d-428b-9ae8-bd293aae41d6/personal-company-director-1920","type":"image","width":1920},"subtitle":"Protect yourself when an accident disrupts your work","title":"Professional accident insurance for company directors"},"cta":{"componentType":"cta","textLink":{"text":"Already an ING client? Request a call","url":"https://ebanking.ing.be/banking/bset/intake-insurance?flow-step=ins-your-question"}},"secondaryCta":{"textLink":{"text":"Not a client yet? Talk to an ING advisor","url":"/en/business/services/contact-us"}}},"publishDate":"2026-05-07T13:17:38.999+02:00"}}