{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"cards":[{"body":"Why is having adequate insurance more important today than in the past and how can you be sure you aren’t underinsured?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-04-29","image":{"extension":"jpg","original":"https://assets.ing.com/asset/ecb4acda-9831-49e1-94ee-b4b6a9703569/Artikel-verzekering-zelfstandigen.jpg","publishedAt":"2026-04-15T12:11:19Z","transformBaseUrl":"https://assets.ing.com/transform/ecb4acda-9831-49e1-94ee-b4b6a9703569/Artikel-verzekering-zelfstandigen","type":"image","updatedAt":"2026-04-15T13:52:00Z","width":806},"link":{"url":"/en/business/insurance/insurance-for-the-self-employed"},"title":"Which insurance cover should I have in 2026 as a self-employed person?"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Protect your income as a company director with AXA Belgium Professional Accident Insurance. Coverage at work and at home, with expert advice from ING.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why choose personal accident insurance for business owners and company managers?"},{"componentType":"productFeatures","highlighted":false,"image":{"altTextEN":"Young woman in yellow sweater reclining at her desk","altTextNL":"Jonge vrouw in een gele trui die achterover leunt op haar bureaustoel","extension":"jpg","original":"https://assets.ing.com/asset/e7b0d98c-17a2-4146-b845-f95240bad2ec/Young-woman-in-yellow-sweater-reclining-at-her-desk.jpg","publishedAt":"2025-06-27T10:06:31Z","transformBaseUrl":"https://assets.ing.com/transform/e7b0d98c-17a2-4146-b845-f95240bad2ec/Young-woman-in-yellow-sweater-reclining-at-her-desk","type":"image","updatedAt":"2025-06-27T10:11:27Z","width":1920},"items":[{"body":"You will receive support day and night, 7 days a week. From psychological support to repatriation after an accident abroad or transport between your home and workplace, you are never left without help.","title":"24/7 assistance"},{"body":"Whether an accident happens on the job during your commute, or in your personal time, you are protected. We cover the financial impact of injuries and provide practical assistance every step of the way.","title":"Insurance at work and during your personal time"},{"body":"If an accident prevents you from working, we have got your back. You will receive replacement income for temporary or permanent incapacity, along with coverage for medical expenses and support for your family in case of death.","title":"Replacement income in the event of disability"}]},{"componentType":"sectionTitle","title":"Understanding our personal accident insurance for business owners and company managers:"},{"componentType":"paragraph","richBody":{"value":"

Our personal accident insurance protects business owners and self-employed professionals against the consequences of accidents that result in injury. You are covered whether an accident happens at work or in your private life. The coverage also extends to people who occasionally assist you in your business, protecting them against the consequences of work-related accidents involving injury.

This insurance is designed for business owners and company managers who are not subject to workplace accident laws, especially self-employed people or company managers. It offers you protection and assistance anywhere in the world (except areas at war), 24 hours a day, 7 days a week.

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Personal accident insurance offers financial protection when life takes an unexpected turn, helping cover medical expenses and supporting you and your family when it matters most.

 

Reimbursement of medical and prosthetic costs following an accident, at work or during personal time.

Income replacement compensation if an accident prevents you from working, within contractual limits.

Financial protection for your loved ones through a lump-sum payment in the event of death.

Coverage of funeral expenses to ease the financial burden during a difficult time.

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Temporary incapacity is covered for a period of incapacity that lasts at least 7 days.

The list is not exhaustive. Read the Product Information Document and Terms and Conditions before signing up.

"},"title":"There are certain conditions under which the insurance may not pay out. The following exclusions apply for this insurance product:"},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"

If you would like to make any changes to your policy go to My AXA PRO and manage your policy, or send an email to portfolio.corporate@axa.be 

"},"title":"Can I request a change to my personal accident policy?"},{"richBody":{"value":"

Your contract will be for a period of one year and will be tacitly renewed unless you give notice of termination no later than 3 months before the date on which the policy is scheduled to renew.

"},"title":"What is the deadline for terminating my insurance policy?"},{"richBody":{"value":"

The contract has a minimum duration of one year. It automatically renews each year unless you terminate it at least 3 months before the date on which it is scheduled to renew.

"},"title":"What is the duration of the policy?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"File a claim"},{"componentType":"paragraph","richBody":{"value":"

You can easily report an accident through the channel you find most convenient. Please consult this overview.

"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"

Not entirely satisfied with the distribution of this product? Our Complaints Department and Ombudsman are here to help you. How do I submit a complaint?

 

Not completely satisfied with your AXA Personal Accident Insurance?

Contact AXA online: customer.protection@axa.be 

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Insurance intermediary: ING Belgium NV, insurance broker, registered with the Belgian Financial Services and Markets Authority (FMSA) under code 0403200393. Company headquarters: Marnixlaan 24, B-1000 Brussels - Brussels Register of Commerce – VAT no. BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.

 

Insurer: AXA Belgium, public limited insurance company authorised under no. 0039 to practise in the life and non-life branches (KB04-07-1979, BS 14-07-1979) by the National Bank of Belgium, located at Berlaimontlaan 14, B-1000 Brussels - Headquarters: Troonplein 1 - B-1000 Brussels (Belgium) - website: www.axa.be - Tel.: 02 678 61 11 - Fax: 02 678 93 40 - VAT no. BE 0404.483.367 - Brussels Register of Commerce no. 7.06.5833 - 0616.

Insurance policies and conflicts of interest: you can find general information about insurance policies and a description of the conflict of interest policy, including the benefits:

 

"},"title":"Personal accident insurance is subject to Belgian law. It is offered to you, subject to acceptance, by:"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/business/insurance"}},"componentType":"productHeader","coreHeader":{"body":"This insurance, dedicated to business leaders, provides financial protection and assistance in the event of accidents occurring during professional or private life. Read the product information document before subscribing.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/6958828504d675e0/original/personal-company-director-1920.jpg","publishedAt":"2022-09-21T06:02:03Z","transformBaseUrl":"https://assets.ing.com/transform/35d373ca-a94d-428b-9ae8-bd293aae41d6/personal-company-director-1920","type":"image","updatedAt":"2022-09-21T06:05:53Z","width":1920},"subtitle":"Personal accident insurance | Insurer: AXA Belgium","title":"Personal accident insurance for business owners and managers"},"cta":{"componentType":"cta","textLink":{"text":"Request your insurance","url":"https://ebanking.ing.be/banking/bset/intake-insurance?flow-step=ins-your-question"}},"secondaryCta":{"textLink":{"text":"Not yet a client? Join us","url":"/en/business/services/contact-us"}},"usps":[{"body":"24/7 assistance","icon":{"extension":"png","original":"https://assets.ing.com/asset/b67af744-2e78-4785-9567-2f87fea1d216/icon_checkmark.png","publishedAt":"2023-02-22T14:12:07Z","transformBaseUrl":"https://assets.ing.com/transform/b67af744-2e78-4785-9567-2f87fea1d216/icon_checkmark","type":"image","updatedAt":"2025-02-20T10:35:21Z","width":288}},{"body":"Insurance at work and during your personal time","icon":{"extension":"png","original":"https://assets.ing.com/asset/b67af744-2e78-4785-9567-2f87fea1d216/icon_checkmark.png","publishedAt":"2023-02-22T14:12:07Z","transformBaseUrl":"https://assets.ing.com/transform/b67af744-2e78-4785-9567-2f87fea1d216/icon_checkmark","type":"image","updatedAt":"2025-02-20T10:35:21Z","width":288}},{"body":"Replacement income in the event of disability","icon":{"extension":"png","original":"https://assets.ing.com/asset/b67af744-2e78-4785-9567-2f87fea1d216/icon_checkmark.png","publishedAt":"2023-02-22T14:12:07Z","transformBaseUrl":"https://assets.ing.com/transform/b67af744-2e78-4785-9567-2f87fea1d216/icon_checkmark","type":"image","updatedAt":"2025-02-20T10:35:21Z","width":288}},{}]},"publishDate":"2026-08-18T10:08:10.330+02:00"}}