This insurance is a legal protection insurance designed for self-employed professionals, entrepreneurs and SMEs. It helps you manage covered disputes arising from your professional activities by providing legal assistance and financial support for related legal costs.
The solution combines essential legal protection with optional coverages, allowing you to tailor the protection to your business needs.
An ING advisor can guide you to take out this insurance. All applicable costs and taxes are included in the premium, so you have a clear view of what you will pay. The contract runs for one year and is then automatically renewed, unless you decide to cancel it in accordance with the policy conditions.
"}},{"componentType":"sectionTitle","title":"Discover the key advantages of our Legal Protection Insurance"},{"componentType":"paragraph","richBody":{"value":"This legal protection insurance helps your business manage covered disputes by providing professional legal support and covering eligible legal costs, and comes with a range of benefits.
"}},{"accordionList":[{"richBody":{"value":"Support to defend your rights and help find a solution when covered disputes arise.
"},"title":"Professional legal assistance"},{"richBody":{"value":"Access to core guarantees such as legal support services, criminal defence, insurance disputes and extra-contractual civil recourse.
"},"title":"Essential legal protection included"},{"richBody":{"value":"Adapt your protection through optional guarantees and intervention levels that fit your activity and risk profile.
"},"title":"Flexible coverage"},{"richBody":{"value":"Eligible lawyer, mediator, bailiff, arbitration and procedural costs can be covered within the contract limits.
"},"title":"Coverage of legal costs"},{"richBody":{"value":"Choose your own lawyer or qualified expert when legal proceedings or recognised dispute resolution procedures require it.
"},"title":"Freedom of choice"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Optional coverages of our Legal Protection Insurance"},{"accordionList":[{"richBody":{"value":"The Compact Pack forms the basis of your legal protection. It includes essential guarantees such as legal support services, criminal defence, insurance disputes and extra-contractual civil recourse.
"},"title":"Compact Pack"},{"richBody":{"value":"Taylor Pack extends the protection to additional areas such as tax law, social law, contractual disputes, company law, administrative law, intellectual property and real estate disputes.
"},"title":"Taylor Pack"},{"richBody":{"value":"Provides broad protection for professional disputes linked to the insured activity, except for situations specifically excluded by the contract.
"},"title":"All Risk"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Exclusions and limitations"},{"componentType":"paragraph","richBody":{"value":"Intentional acts by the insured
Criminal proceedings relating to certain serious offences
Claims involving simple non-payment without an actual dispute
Administrative, tax or criminal fines
Bankruptcy, judicial reorganisation or business closure proceedings
Claims resulting from acts of war
The list above is not exhaustive. Read the Product Information Document (FR) and Terms and Conditions (FR) before signing up.
"},"title":"There are certain conditions under which the insurance may not pay out. The following exclusions apply for this insurance product:"},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"The contract is concluded for one year and is automatically renewed for successive one-year periods unless terminated in accordance with the contract conditions.
"},"title":"What is the duration of the insurance policy?"},{"richBody":{"value":"If you wish to modify your policy, you can contact the insurer through the available service channels. Specific contact and self-service options can be provided by AXA.
"},"title":"Can I request a change to my policy?"},{"richBody":{"value":"The contract can be terminated at least two months before the renewal date. The renewal date is stated in your policy documents.
"},"title":"What is the deadline for terminating my insurance policy?"},{"richBody":{"value":"Depending on the selected guarantees, coverage may apply in Belgium or more broadly in Europe and certain Mediterranean countries.
"},"title":"Where am I covered?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"File a claim"},{"componentType":"paragraph","richBody":{"value":"You can easily report an accident through the channel you find most convenient. Please consult this overview.
"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"Not entirely satisfied with the distribution of this product?
Our Complaints Department and Ombudsman are there to help you.
Not completely satisfied with your Legal Village Business Professionnelle?
Contact AXA online: customer.protection@axa.be
"}}]},"hasMacro":false,"id":"20146efd-b216-4a44-879e-4a8d11d5b3e3","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal provisions"},{"componentType":"paragraph","richBody":{"value":"
Legal Village is the legal protection brand of AXA Belgium. To guarantee a fair, impartial, and transparent handling of your disputes, the management of your Legal Village Business Pro claims is entirely entrusted to Legal Village S.A., a separate and autonomous claims settlement office.
In accordance with Belgian legal provisions regarding the independence of legal protection insurance (aiming to prevent any conflict of interest), this office operates completely independently of the insurer. Its sole purpose is to exclusively defend your interests—prioritizing amicable solutions first or financing the necessary legal proceedings—while guaranteeing your free choice of lawyer and experts.
"}},{"componentType":"paragraph","richBody":{"value":"Insurance intermediary: ING Belgium NV, insurance broker, registered with the Belgian Financial Services and Markets Authority under code 0403200393, with company headquarters at Marnixlaan 24, B-1000 Brussels.
Insurer: AXA Belgium, public limited insurance company authorised under no. 0039 to practise life and non-life insurance branches, with registered office at Place du Trône 1, B-1000 Brussels.
Insurance policies and conflicts of interest: you can find general information about insurance policies and a description of the conflict of interest policy, including the benefits:
For ING Belgium NV, as insurance intermediary: Go to www.ing.be and then follow ‘Rates and Regulations’ > ‘ Information and Regulations’ > ‘Insurance policies’.
For AXA Belgium, as insurance company: go to www.axa.be.