{"type":"document","data":{"id":"40f4a053-4b17-476c-aa72-a07c67e8cc6d","localeString":"en-GB","publishDate":"2026-01-09T10:59:28.947+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Insure your employees against work-related'accidents and traffic accidents on their way to or from work."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/business/services/contact-us","text":"Contact us"}},"secondaryCta":{"textLink":{"url":"https://ebanking.ing.be/banking/bset/intake-insurance?flow-step=ins-your-question","text":"ING client? Request your insurance"}},"coreHeader":{"body":"As an employer, you are legally obliged to take out insurance for your staff. This covers your employees in the event of work-related accidents and traffic accidents sustained on their way to or from work.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/b05b4695-9df7-4bb3-bcf2-29dde8d88c71/work-accident-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/8ef851a88ac1f75/original/work-accident-1920.jpg","extension":"jpg"},"title":"Work-related accidents insurance for employees","subtitle":"Group Accident insurance. Insurer : AXA Belgium","promoText":"Up to 15% discount!"},"backLink":{"textLink":{"url":"/en/business/insurance","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"All about the Group Accident Insurance"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/d05ee0ef-e4db-4e20-8b55-9ee0a67204a3/remotejobworkhomecatheadphonesnopadding","type":"image","width":956,"original":"https://assets.ing.com/m/429bbe365fbc359f/original/remotejobworkhomecatheadphonesnopadding.svg","extension":"svg"},"highlighted":false,"items":[{"body":"The medical expenses are reimbursed and your employee can count on a guaranteed income if he or she is unable to work due to the accident.","title":"Extra guarantees"},{"body":"Our employees are on standby 24 hours a day to help you and your employee with e.g. transport to the hospital or psychological help.","title":"24/7 assistance"},{"body":"Free information about accident prevention. Because prevention is better than cure","title":"Free information"}]},{"componentType":"sectionTitle","title":"What is the Group Accident Insurance and for whom is it?"},{"componentType":"paragraph","richBody":{"value":"<p>The Group Accident Insurance is a compulsory insurance to protect your staff. As an employer, you are legally obliged to take out insurance for your personnel against injuries resulting from an accident at work or an accident on the way to and from work. This insurance reimburses the damage on the basis of the victim&apos;s salary in the event of death or temporary or permanent incapacity to work. It also covers medical expenses.</p>"}},{"componentType":"sectionTitle","title":"What's the contract duration and the amount of the premium?"},{"componentType":"paragraph","richBody":{"value":"<p>Your contract has a duration of <strong>one year</strong>. At each annual expiry date, it is automatically renewed for a further period of one year, unless you terminate the contract at the latest 3 months before the expiry date.</p><p>The premium is either fixed or calculated on the basis of the insured&apos;s salary (i.e. the gross salary without any deduction, including all benefits).</p>"}},{"componentType":"sectionTitle","title":"What do you get with this insurance?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Coverage for staff against injuries resulting from an accident at work or an accident on the way to and from work.</li><li>On top of your compulsory basic insurance, choose from a range of additional optional coverages such as paralegal insurance or guaranteed income.</li><li>Covering medical costs and guaranteed income for your employees in the event they are unable to work as the result of an accident.</li><li>Claims can be submitted and tracked online.</li><li>Simple, easy-to-understand guide for accident victims</li><li>Free information on accident prevention.</li></ul>"}},{"componentType":"sectionTitle","title":"Exclusions and limitations of this insurance"},{"componentType":"paragraph","richBody":{"value":"<p>In certain circumstances, some accidents are not covered :</p><ul><li>some sports accidents: motorized sports in competition, canyoning, kitesurfing, aerial sports, some martial arts and self-defense sports;</li><li>accidents resulting from:</li><li>intent (insured parties or beneficiaries who are not part of the intent remain insured) ,</li><li>alcohol intoxication, narcotics,</li><li>bets, challenges or apparently reckless actions,</li><li>a natural disaster,</li><li>attacks or assaults,</li><li>(civil) war, similar facts (unless the person affected abroad is surprised by the start of hostilities) ;</li><li>medical interventions on one&apos;s own person</li><li>suicide (attempt)</li><li>(occupational) illnesses.</li></ul><p>Please read the <a href=\"https://assets.ing.com/m/5bca4b7fe9ac287c/original/ipid-work-accident-fr.pdf\">information document about the product (PDF - FR)</a> and the general terms and conditions before signing. You can obtain the general terms and conditions at your <a href=\"https://promo.ing.be/ContactStrategyBusiness/Identify?LANG=en\">ING branch</a>.</p>"}},{"componentType":"sectionTitle","title":"Other information"},{"componentType":"paragraph","richBody":{"value":"<p><strong>About the insurance policies and conflicts of interest</strong> : you can find general information about the insurance policies and a description of the conflict of interest policy, including the benefits:</p><ul><li>of ING Belgium nv, as insurance intermediary: Go to <a data-type=\"internal\" href=\"/en/business\">www.ing.be</a> and then go to &quot;Rates and Regulations &gt; Information and Regulations &gt; Insurance policies&quot;.</li><li>of AXA Belgium, as insurance company: go to <a href=\"https://eur02.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.axa.be%2F&amp;data=05%7C01%7CValerie.Anecaert%40ing.com%7Ca04b8acaa8d143b5677808dae7f4d24c%7C587b6ea13db94fe1a9d785d4c64ce5cc%7C0%7C0%7C638077335924601291%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=VgeEr4eJJtXgtFn95f60X7SMFPveC1ZzoRDSisVhuvw%3D&amp;reserved=0\">www.axa.be</a>.</li></ul>"}},{"componentType":"sectionTitle","title":"Interested ?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Consult the General Terms and Conditions before signing.</li><li><a data-type=\"internal\" href=\"/en/business/services/contact-us\">Contact us</a>.</li></ul>"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"<p>Not entirely satisfied with the distribution of this product?</p><p>Our Complaints Department and Ombudsman are there to help you.</p><p><a href=\"https://www.ing.be/en/individuals/services/complaint-handling\">How do I submit a complaint?</a></p><p>Not completely satisfied with your AXA Group Accident Insurance?</p><p>Contact AXA online: <a href=\"mailto:customer.protection@axa.be\">customer.protection@axa.be</a></p><p> </p>"}},{"componentType":"sectionTitle","title":"Make a statement or change a font"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Reporting a claim</strong></p><p>Accident? Go to <a href=\"https://myaxapro.corporate.axa.be/fr\">https://myaxapro.corporate.axa.be/fr</a> and report the claim.</p><p>Do you prefer another way?</p><ul><li>Accident? <a href=\"https://assets.ing.com/m/30b3acf4687140d8/original/IT-sinistre-FR.pdf\">Download the declaration form (PDF - FR)</a> complete it and email it to <a href=\"mailto:claims.corporate.property@axa.be\">claims.corporate.property@axa.be.</a> Or call +32 2 550 05 55 for assistance</li><li>Do you need legal assistance? <a href=\"https://assets.ing.com/m/a43c4c4a09998cfd/original/IT-juridisch-FR.pdf\">Download this document (PDF -FR)</a> complete it and email it to <a href=\"mailto:declaration@lar.be\">declaration@lar.be</a></li></ul><p><strong>Changing your policy</strong></p><p>Go to <a href=\"https://myaxapro.corporate.axa.be/fr\">https://myaxapro.corporate.axa.be/fr</a> or send an email to <a href=\"mailto:portfolio.corporate@axa.be\">portfolio.corporate@axa.be</a> stating what you&apos;d like to change.</p><p><strong>Terminating your policy</strong></p><p>Go to <a href=\"https://myaxapro.corporate.axa.be/fr\">https://myaxapro.corporate.axa.be/fr</a> or <a href=\"https://assets.ing.com/m/f093d45ab284119c/original/IT-opzeg-FR.pdf\">download the termination form (PDF -FR)</a>, complete it and email it to <a href=\"mailto:portfolio.corporate@axa.be\">portfolio.corporate@axa.be</a>.</p>"}},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Other questions regarding this AXA insurance?","intro":"Call our helpdesk at +32 2 464 64 04.","image":{"transformBaseUrl":"https://assets.ing.com/transform/fb586e4b-8931-40ac-b0fc-3f1b9b7f2655/Contact-Call_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/3cbd3f09abb1e2be/original/Contact-Call_Outline.svg","extension":"svg"},"link":{"url":"/en/business/insurance/group-accident-insurance"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/services","text":"More services and how to contact us"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards"}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal provisions"},{"componentType":"paragraph","richBody":{"value":"<p>The Group Accident Insurance is subject to Belgian law. It is offered to you, subject to acceptance by :</p><p><strong>﻿Insurance intermediary</strong> ING Belgium SA/nv, an insurance broker registered with the FSMA under the code number 0403200393. Registered office: Avenue Marnix 24, B-1000 Brussels - RPR Brussels - VAT BE 0403.200.393 - <a data-type=\"internal\" href=\"/en/business\">www.ing.be</a> - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</p><p><strong>Insurer </strong>AXA Belgium, S.A. of insurances authorised under n° 0039 to practise the life and non-life branches (KB04-07-1979, BS 14-07-1979) at the National Bank of Belgium, located at Boulevard de Berlaimont 14, B-1000 Brussels - Main office: Place du Trône 1 - B-1000 Brussels (Belgium) - Website: <a href=\"http://www.%20axa.be/\">www. axa.be </a>- Tel.: <a href=\"tel:003226786111\">+32 2 678 61 11</a> - Fax: <a href=\"tel:003226789340\">+32 2 678 93 40</a> - CBE no.: VAT BE 0404.483.367 RPR Brussels 7.06.5833 - 0616.</p>"}}]}}}