{"type":"document","data":{"id":"cd0e6a8b-7b86-4c02-8d51-fda2c9e908d7","localeString":"en-GB","publishDate":"2026-01-09T10:58:09.284+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Choose quality cover that protects you against theft and damage to your property, contents and reputation."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/business/services/contact-us","text":"contact us"}},"secondaryCta":{"textLink":{"url":"https://ebanking.ing.be/banking/bset/intake-insurance?flow-step=ins-your-question","text":"ING client? Request your insurance"}},"coreHeader":{"body":"Fire or theft can stop your business in its tracks. Which means no or reduced revenue. So choose quality insurance that protects what is important for you.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/418215a5-725b-4404-afaf-42945dee61e3/fire-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/63cefbe78bbc9680/original/fire-1920.jpg","extension":"jpg"},"title":"Fire insurance for companies","subtitle":"Insurer : AXA Belgium","promoText":"Up to 15% discount!"},"backLink":{"textLink":{"url":"/en/business/insurance","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"All about fire insurance"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/1e337b97-55fd-4b83-a8d9-fa8ab6cca6a5/Woman-formal-broken-vase-insurance-scene","type":"image","width":1200,"original":"https://assets.ing.com/m/7202feb6b67ea8f2/original/Woman-formal-broken-vase-insurance-scene.svg","extension":"svg"},"highlighted":false,"items":[{"body":"A basic package that already covers a lot. Including damage to your property or inventory by fire, storms or lightening, and much more.","title":"Package"},{"body":"For theft and drop in revenue. So you still have income, even if you can't work as much or at all.","title":"Extra cover"},{"body":"Count on emergency rescue and cleaning services as well as storage of damaged goods.","title":"24/7 assistance"}]},{"componentType":"sectionTitle","title":"What is the fire insurance and who is it for?"},{"componentType":"paragraph","richBody":{"value":"<p>A fire insurance is an essential cover for your company, which compensates you for damages. As the owner, you will be compensated for any damage to your building. If you are a tenant or occupant of the building, we cover your tenant liability.</p>"}},{"componentType":"sectionTitle","title":"Contract duration and amount of the premium?"},{"componentType":"paragraph","richBody":{"value":"<p>Your contract has a <strong>one-year</strong> term. The agreement will be extended automatically on each annual expiry date for a new period of one year, unless you terminate it by no later than three months prior to the expiry date.</p><p>The calculation of the premium will depend on the goods to be insured and the personal needs of the customer.</p>"}},{"componentType":"sectionTitle","title":"What are you insured for?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>The fire insurance covers damage to buildings caused by, among other things, fire, explosion, implosion, smoke, soot, lightning, vandalism, natural disaster etc.</li><li>It also covers damage to equipment and goods when you move them to take part in a trade fair or exhibition (subject to conditions).</li><li>You can also choose optional coverages, such as theft, indirect losses and parked vehicle.</li></ul><p><strong>Main exclusions from this insurance</strong> In some circumstances, damages are not covered by this insurance such as e.g. :</p><ul><li>acts of collective violence</li><li>non-accidental pollution</li><li>wear and tear, foreseeable damage (stains, dents, scratches...) and lack of prevention</li><li>etc.</li></ul><p>Please read the <a href=\"https://assets.ing.com/m/747b381e550870bd/ipid-fire-simple-risks-fr.pdf\">information document about the product (PDF - FR)</a> and the general terms and conditions before signing. You can obtain the general terms and conditions at your <a data-type=\"internal\" href=\"/en/business/services/contact-us\">ING branch</a>.</p>"}},{"componentType":"sectionTitle","title":"What do you get with this insurance?"},{"componentType":"paragraph","richBody":{"value":"<p>If you are insured, you can count on 24-hour emergency rescue and cleaning services as well as storage of damaged goods.</p>"}},{"componentType":"sectionTitle","title":"Legal problem"},{"componentType":"paragraph","richBody":{"value":"<p>Thanks to <strong>Legal assistance</strong> insurance, your interests will be defended via the LAR (Legal Assistance &amp; Recovery). This is an independent office for the settlement of claims.</p>"}},{"componentType":"sectionTitle","title":"Other insurance to ensure the continuity of your company"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Theft, attempted theft or vandalism? You are covered if the contents of your building are stolen or damaged.</li><li>Has your company been shut down as a result of damages and you are insured against those damages? The Indirect losses insurance will make sure you have income in the event you are unable to work as much or at all.</li><li>If you work in the food sector and would like to insure the goods in your vehicle, opt for materials and transport of goods insurance.</li><li>Are you losing revenue as a result of a damaged machine? Under certain conditions, we will insure your machines, devices, systems and engines against unforeseen damage.</li></ul>"}},{"componentType":"sectionTitle","title":"Other information"},{"componentType":"paragraph","richBody":{"value":"<p><strong>About the insurance policies and conflicts of interest</strong> : you can find general information about the insurance policies and a description of the conflict of interest policy, including the benefits:</p><ul><li>of ING Belgium nv, as insurance intermediary: Go to <a data-type=\"internal\" href=\"/en/business\">www.ing.be</a> and then follow &quot;Rates and Regulations &gt; Information and Regulations &gt; Insurance policies&quot;.</li><li>of AXA Belgium, as insurance company: go to <a href=\"https://www.axa.be/fr/particuliers\">www.axa.be</a>.    </li></ul>"}},{"componentType":"sectionTitle","title":"Interested?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Consult the General Terms and Conditions before signing.</li><li><a data-type=\"internal\" href=\"/en/business/services/contact-us\">Contact us</a>.</li></ul>"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"<p>Not entirely satisfied with the distribution of this product?</p><p>Our Complaints Department and Ombudsman are there to help you.</p><p><a href=\"https://www.ing.be/en/individuals/services/complaint-handling\">How do I submit a complaint?</a></p><p>Not completely satisfied with your AXA Fire insurance Insurance?</p><p>Contact AXA online: <a href=\"mailto:customer.protection@axa.be\">customer.protection@axa.be</a></p><p> </p>"}},{"componentType":"sectionTitle","title":"Making declarations or changing policy"},{"componentType":"accordion","accordionList":[{"title":"Reporting a claim","richBody":{"value":"<p><strong>Accident?</strong></p><p>Go to <a href=\"https://myaxapro.corporate.axa.be/fr\">https://myaxapro.corporate.axa.be/fr</a> and report the claim.</p><p><strong>Do you prefer another way?</strong></p><ul><li>Accident? <a href=\"http://assets.ing.com/m/30b3acf4687140d8/IT-sinistre-FR.pdf\">Download the declaration form (PDF-FR)</a> complete it and email it to <a href=\"mailto:claims.corporate.property@axa.be\">claims.corporate.property@axa.be.</a> Or call +32 2 550 05 55 for assistance</li><li>Do you need legal assistance? <a href=\"http://assets.ing.com/m/a43c4c4a09998cfd/IT-juridisch-FR.pdf\">Download this document (PDF-FR)</a>, complete it and email it to <a href=\"mailto:declaration@lar.be\">declaration@lar.be.</a></li></ul><p><strong>Changing your policy</strong></p><p>Go to <a href=\"https://myaxapro.corporate.axa.be/fr\">https://myaxapro.corporate.axa.be/fr</a> or send an email to <a href=\"mailto:portfolio.corporate@axa.be\">portfolio.corporate@axa.be</a> stating what you&apos;d like to change.</p><p><strong>Terminating your policy</strong></p><p>Go to<a href=\"https://myaxapro.corporate.axa.be/fr\">https://myaxapro.corporate.axa.be/fr</a><a href=\"https://www.fo.axa.be/corporateregistration/landing\">)</a> or <a href=\"http://assets.ing.com/m/f093d45ab284119c/IT-opzeg-FR.pdf\">download the termination form (PDF-FR)</a> complete it and email it to <a href=\"mailto:portfolio.corporate@axa.be\">portfolio.corporate@axa.be</a>.</p>"}}]},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Other questions regarding this AXA insurance?","intro":"Call our helpdesk at +32 2 464 64 04.","image":{"transformBaseUrl":"https://assets.ing.com/transform/fb586e4b-8931-40ac-b0fc-3f1b9b7f2655/Contact-Call_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/3cbd3f09abb1e2be/original/Contact-Call_Outline.svg","extension":"svg"},"link":{"url":"/en/business/insurance/fire-theft-insurance"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/services","text":"More services and how to contact us"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards"}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal provisions"},{"componentType":"paragraph","richBody":{"value":"<p>The Fire Insurance is subject to Belgian law. It is offered to you, subject to acceptance by :</p><p><strong>﻿Insurance intermediary</strong> ING Belgium SA/nv, an insurance broker registered with the FSMA under the code number 0403200393. Registered office: Avenue Marnix 24, B-1000 Brussels - RPR Brussels - VAT BE 0403.200.393 - <a data-type=\"internal\" href=\"/en/business/services/find-your-contact\">www.ing.be</a> - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</p><p><strong>Insurer </strong>AXA Belgium, S.A. of insurances authorised under n° 0039 to practise the life and non-life branches (KB04-07-1979, BS 14-07-1979) at the National Bank of Belgium, located at Boulevard de Berlaimont 14, B-1000 Brussels - Main office: Place du Trône 1 - B-1000 Brussels (Belgium) - Website: <a href=\"http://www.%20axa.be/\">www. axa.be </a>- Tel.: <a href=\"tel:003226786111\">+32 2 678 61 11</a> - Fax: <a href=\"tel:003226789340\">+32 2 678 93 40</a> - CBE no.: VAT BE 0404.483.367 RPR Brussels 7.06.5833 - 0616.</p>"}}]}}}