{"type":"document","data":{"id":"7fdbf4fb-f2ea-40a8-a286-d6dee7f2dc58","localeString":"en-GB","publishDate":"2025-05-13T16:19:54.976+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Are you the owner or co-owner of a building with more than three units for exclusive residential use or with a combination of residential use and offices or commercial activities?"},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/bset/intake-insurance?flow-step=ins-your-question","text":"Request your insurance"}},"secondaryCta":{"textLink":{"url":"/en/business/services/contact-us","text":"Not a customer yet?"}},"coreHeader":{"body":"Are you the owner or co-owner of a building with more than three units for exclusive residential use or with a combination of residential use and offices or commercial activities? The AXA Confort Spéciale Habitation – Formule Buildimo – Buildimax – Buildimax All Risk fire insurance covers your building and gives you peace of mind.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/507a2523-7f65-4d7b-a22c-392b6d107f54/fire-insurance-building-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/39908a50a9f26c22/original/fire-insurance-building-1920.jpg","extension":"jpg"},"title":"Fire insurance building","subtitle":"AXA Confort Spéciale Habitation – Buildimo – Buildimax – Buildimax All Risk, insured by AXA Belgium","promoText":"Up to 15% discount!"},"backLink":{"textLink":{"url":"/en/business/insurance","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/bee941ee-4a51-43e1-b7c7-8ba7198c961e/housewithgreennopadding","type":"image","width":0,"original":"https://assets.ing.com/m/66161b373bf31d6c/original/housewithgreennopadding.svg","extension":"svg"},"highlighted":false,"items":[{"body":"Choose a customised formula for the type of building: large or small, level of finishing, etc.","title":"Tailor-made"},{"body":"Coverage is comprehensive except for specific exclusions.","title":"All risk formula"},{"body":"AXA will be there for you 24/7 and, for example, will arrange temporary accommodation for insured residents if their unit becomes uninhabitable.","title":"Assistance 24/7"}]},{"componentType":"sectionTitle","title":"Useful information"},{"componentType":"paragraph","title":"What?","richBody":{"value":"<p>AXA Confort Spéciale Habitation – Formule Buildimo – Buildimax – Buildimax All Risk is a fire insurance for a building consisting of more than three units for exclusive residential use or with a combination of residential use and offices or commercial activities. The building may have one owner or several owners. </p>"}},{"componentType":"paragraph","title":"Who is it for?","richBody":{"value":"<p>Both natural and legal persons can subscribe to this insurance for buildings owned by them.</p>"}},{"componentType":"paragraph","title":"Term","richBody":{"value":"<p>Your contract will be concluded for a period of one year and will be tacitly renewed unless you give notice of termination no later than three months before the main due date.  </p>"}},{"componentType":"paragraph","title":"Would you like to subscribe to this product?","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/services/contact-us","text":"Contact us"}]},{"componentType":"sectionTitle","title":"What are you protected against?"},{"componentType":"paragraph","richBody":{"value":"<p>No two buildings are alike. Select one of the following three formulas depending on the needs and the finishing of the building: </p><table><thead><tr><th><p> </p></th><th><p>Buildimo</p></th><th><p>Buildimax</p></th><th><p>Buildimax All Risk</p></th></tr></thead><tbody><tr><td><p>Building</p></td><td><p><strong>✓</strong></p></td><td><p><strong>✓</strong></p></td><td><p><strong>✓</strong></p></td></tr><tr><td><p>Communal content</p></td><td><p> </p></td><td><p><strong>✓</strong></p></td><td><p><strong>✓</strong></p></td></tr><tr><td><p>Basic cover such as fire, explosion, glass breakage and shattering, natural disasters, etc.</p></td><td><p><strong>✓</strong></p></td><td><p><strong>✓</strong></p></td><td><p><strong>✓</strong></p></td></tr><tr><td><p>Damage due to accidental contamination of swimming pools and jacuzzis</p></td><td><p> </p></td><td><p><strong>✓</strong></p></td><td><p><strong>✓</strong></p></td></tr><tr><td><p>Damage caused to the communal parts of the building when a resident moves in or out</p></td><td><p> </p></td><td><p><strong>✓</strong></p></td><td><p><strong>✓</strong></p></td></tr><tr><td><p>Theft of communal content</p></td><td><p> </p></td><td><p> </p></td><td><p><strong>✓</strong></p></td></tr><tr><td><p>Replacement of keys and locks in the event of theft</p></td><td><p> </p></td><td><p> </p></td><td><p><strong>✓</strong></p></td></tr></tbody></table><p><strong>Buildimo:</strong> choose this basic formula if you own or co-own a fairly small building with a simple finish. This formula offers the essential basic coverage at the best price-quality ratio without unnecessary extras. Read the <a href=\"https://assets.ing.com/m/46c1522aec93208d/GTC-Buildimo-FR.pdf\">general conditions (PDF - FR)</a> and the Buildimo <a href=\"https://assets.ing.com/m/aa4e0caf4f3d6e84/IPID-Buildimo-FR.pdf\">information document (PDF - FR)</a> before entering into this contract.</p><p><strong>Buildimax:</strong> choose this formula if you own or co-own a recently built or renovated building. In this formula, the building is even better protected by more extensive coverage with higher benefit limits. Please refer to the <a href=\"https://assets.ing.com/m/5841e324d5674654/GTC-Buildimax-FR.pdf\">general conditions (PDF - FR)</a> and the Buildimax <a href=\"https://assets.ing.com/m/80da7e8a94a24bf8/IPID-Buildimax-FR.pdf\">information document (PDF - FR)</a> before entering into this contract.</p><p><strong>Buildimax All Risk:</strong> choose this formula (comprehensive except for specific exclusions) if you own or co-own a large, recently built or renovated building. This formula contains the extra coverages, as well as even higher intervention limits. Read the <a href=\"https://assets.ing.com/m/66c562737b75342b/GTC-Buildimax-Premium-FR.pdf\">general conditions (PDF - FR)</a> and the Buildimax All Risk <a href=\"https://assets.ing.com/m/06bdb5a4cbcb5410/IPID-Buildimax-premium-FR.pdf\">information document (PDF - FR)</a> before entering into this contract.</p>"}},{"componentType":"paragraph","title":"Main common exclusions:","richBody":{"value":"<ul><li>Intentional damage, caused by you or in which you are complicit.</li><li>Buildings under construction, renovation or repair and their contents, except if they are occupied or normally inhabitable and there is a causal connection with the construction works.</li><li>Foreseeable damage such as dents, stains, etc.</li><li>The Buildimo formula does not cover any communal content.</li></ul>"}},{"componentType":"sectionTitle","title":"Questions? We will answer them."},{"componentType":"paragraph","title":"Change policy","richBody":{"value":"<p>Send an email with what you want to change to <a href=\"mailto:building4axa@axa.be\">building4axa@axa.be</a>.</p>"}},{"componentType":"paragraph","title":"Filing a claim","richBody":{"value":"<p>Thanks to AXA&apos;s assistance line, you can count on assistance day and night. In addition, you can count on a quick evaluation and settlement of the claim.</p><p><strong>How do you file your claim declaration?</strong></p><ul><li>Call +32 2 550 05 55 for assistance</li><li>Call +32 2 464 64 04 (select 4 for AXA, 1 for damage, 2 for business and 3 for building for a claim declaration</li><li>File a declaration by email to <a href=\"mailto:claimsdeclaration@axa.be\">claimsdeclaration@axa.be</a></li></ul>"}},{"componentType":"paragraph","title":"Complaints","richBody":{"value":"<p>Not entirely satisfied with the distribution of this product?</p><p>Our Complaints Department and Ombudsman are there to help you.</p><p><a href=\"https://www.ing.be/en/individuals/services/complaint-handling\">How do I submit a complaint?</a></p><p>Not completely satisfied with your AXA Confort Spéciale Habitation  Insurance?</p><p>Contact AXA online: <a href=\"mailto:customer.protection@axa.be\">customer.protection@axa.be</a></p><p> </p>"}},{"componentType":"sectionTitle","title":"Other information"},{"componentType":"paragraph","richBody":{"value":"<p><strong>The insurance policies and conflicts of interest :</strong> you can find general information about the insurance policies and a description of the conflict of interest policy, including the benefits:</p><ul><li>of ING Belgium nv, as insurance intermediary: Go to <a data-type=\"internal\" href=\"/en/business\">www.ing.be</a> and then follow &quot;Rates and Regulations &gt; Information and Regulations &gt; Insurance policies&quot;.</li><li>of AXA Belgium, as insurance company: go to <a href=\"https://eur02.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.axa.be%2F&amp;data=05%7C01%7CValerie.Anecaert%40ing.com%7Ca04b8acaa8d143b5677808dae7f4d24c%7C587b6ea13db94fe1a9d785d4c64ce5cc%7C0%7C0%7C638077335924601291%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=VgeEr4eJJtXgtFn95f60X7SMFPveC1ZzoRDSisVhuvw%3D&amp;reserved=0\">www.axa.be</a>.</li></ul>"}},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Insurances","intro":"Report damage, change or download insurance","image":{"transformBaseUrl":"https://assets.ing.com/transform/2d4e4d8d-936e-4347-92f1-9d4e4c001936/umbrella","type":"image","width":160,"original":"https://assets.ing.com/m/34fab1afc809844b/original/umbrella.svg","extension":"svg"},"link":{"url":"/en/business/services/my-business-insurances"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Make a claim (FR)","intro":"Report your damage","image":{"transformBaseUrl":"https://assets.ing.com/transform/b633ace9-986f-4317-bf25-124f5c521257/Tools_Outline_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/42ce252cfd175923/original/Tools_Outline_RGB.png","extension":"png"},"link":{"url":"https://assets.ing.com/m/c3b44bc5d35878fc/original/AXA_sinistre_FR.pdf"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Other questions regarding this AXA insurance?","intro":"Call our helpdesk at +32 2 464 64 04.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3887de27-b99a-40bc-bb6a-6c71db336507/Functionalities-Dialer_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/f5ec0c318624c39/original/Functionalities-Dialer_Outline.svg","extension":"svg"},"link":{"url":"/en/business/insurance/fire-insurance-building"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/services","text":"More services and how to contact us"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Comfort Auto","intro":"Insurer : AXA Belgium","image":{"transformBaseUrl":"https://assets.ing.com/transform/b4505eac-276b-4f3e-9455-b3a588eb0539/car-utility-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3acb2c4ed84ac0f5/original/car-utility-1920.jpg","extension":"jpg"},"link":{"url":"/en/business/insurance/vehicle-insurance"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Insurance for computer equipment","intro":"Insurer : AXA Belgium","image":{"transformBaseUrl":"https://assets.ing.com/transform/554b6a10-76b9-47ee-ba88-a0980559cfd8/cryptocurrency-definition-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/2df526137967ff1b/original/cryptocurrency-definition-1920.jpg","extension":"jpg"},"link":{"url":"/en/business/insurance/it-material"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal information"},{"componentType":"paragraph","richBody":{"value":"<p>This insurance is governed by Belgian law. It is offered to you, subject to acceptance, by:</p>"}},{"componentType":"paragraph","title":"Insurance intermediary","richBody":{"value":"<p>ING Belgium SA/nv, an insurance broker registered with the FSMA under the code number 0403200393. Registered office: Avenue Marnix 24, B-1000 Brussels - RPR Brussels - VAT BE 0403.200.393 - <a data-type=\"internal\" href=\"/en/business\">www.ing.be</a> - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.</p>"}},{"componentType":"paragraph","title":"Insurer","richBody":{"value":"<p>AXA Belgium, S.A. of insurances authorised under n° 0039 to practise the life and non-life branches (KB04-07-1979, BS 14-07-1979) at the National Bank of Belgium, located at Boulevard de Berlaimont 14, B-1000 Brussels - Main office: Place du Trône 1 - B-1000 Brussels (Belgium) - Website: <a href=\"http://www.%20axa.be/\">www. axa.be</a> - Tel.: <a href=\"tel:003226786111\">+32 2 678 61 11</a> - Fax: <a href=\"tel:003226789340\">+32 2 678 93 40</a> - CBE no.: VAT BE 0404.483.367 RPR Brussels 7.06.5833 - 0616.</p>"}}]}}}