ING Block insurance policy provides financial protection against fire or water-related damage, allowing you to repair or rebuild your property without bearing the full cost yourself. It helps protect the value of your investment and supports business continuity. The insurance covers damage to the building as well as damage the building may cause to others, for example if a fire spreads to a neighbouring property.
This policy is designed for apartment buildings with more than three units and covers both residential and mixed‑use buildings combining housing with offices or commercial spaces. It is suitable for private and professional owners, whether the building is owned by a single owner or multiple owners. The block policy is taken out by the Association of Co‑owners (ACO) in case of co‑ownership, or directly by the owner for single‑owner buildings, possibly with the support of a property manager or intermediary. Eligibility conditions may apply depending on the property’s characteristics and use.
"}},{"componentType":"sectionTitle","title":"What is the duration of the policy?"},{"componentType":"paragraph","richBody":{"value":"The contract has a duration of one year and is automatically renewed unless you cancel it at least two months before the annual renewal date.
"}},{"componentType":"sectionTitle","title":"Discover the key benefits of ING Block Insurance Policy"},{"componentType":"paragraph","richBody":{"value":"
| Buildimo | Buildimax | Buildimax All Risk |
What is it designed for? | Buildimo is designed for small apartment buildings with a simple exterior. It provides essential protection for buildings with limited shared equipment. | Buildimax is suitable for recently built or renovated buildings and offers extended protection with higher limits, particularly for common areas. | Buildimax All Risk is intended for new or large buildings recently built or renovated. It provides the most comprehensive level of protection, covering almost all risks. |
Building | ✓ | ✓ | ✓ |
Basic cover such as fire, explosion, glass breakage and shattering, natural disasters | ✓ | ✓ | ✓ |
Communal content |
| ✓ | ✓ |
Damage due to accidental contamination of swimming pools and Jacuzzis |
| ✓ | ✓ |
Damage caused to communal parts of the building when a resident moves in or out |
| ✓ | ✓ |
Theft of communal contents |
|
| ✓ |
Replacement of keys and locks in the event of theft |
|
| ✓ |
Read the general conditionals and Product Information Document for each formula before subscribing.
If you would like to make any changes to your policy go to My AXA Pro and manage your policy, or send an email to building4axa@axa.be
"},"title":"Can I request a change to my fire insurance policy?"},{"richBody":{"value":"You must cancel your contract at least two months before the annual renewal date.
If you are a private individual and the insurance contract does not relate, or does not mainly relate, to your professional activity, you may also cancel your insurance contract at any time after the first year.
You can find more details in the General Terms and Conditions of the formula you have chosen.
The cost of fire insurance varies based on several factors, including the value of the property, its location and the level of coverage you choose. Contact us for a personalized quote based on your specific needs.
"},"title":"What is the cost of fire insurance?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"File a claim"},{"componentType":"paragraph","richBody":{"value":"In the event of a fire, first ensure everyone is safe and contact emergency services to report the fire. Then, notify us immediately to start the claims process. We will guide you through the steps to assess the damage and begin repairs.
You can easily report an accident through the channel you find most convenient. Please consult this overview.
"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"Not entirely satisfied with the distribution of this product? Our Complaints Department and Ombudsman are there to help you.
Not completely satisfied with AXA Confort Spéciale Habitation Contact AXA online: customer.protection@axa.be
"}}]},"hasMacro":false,"id":"7fdbf4fb-f2ea-40a8-a286-d6dee7f2dc58","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal provisions"},{"componentType":"paragraph","richBody":{"value":"Insurance intermediary: ING Belgium NV, insurance broker, registered with the Belgian Financial Services and Markets Authority (FMSA) under code 0403200393. Company headquarters: Marnixlaan 24, B-1000 Brussels - Brussels Register of Commerce – VAT no. BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.
Insurer: AXA Belgium, public limited insurance company authorised under no. 0039 to practise in the life and non-life branches (KB04-07-1979, BS 14-07-1979) with the National Bank of Belgium, located at Berlaimontlaan 14, B-1000 Brussels - Headquarters: Troonplein 1 - B-1000 Brussels (Belgium) - website: www.axa.be - Tel.: 02 678 61 11 - Fax: 02 678 93 40 - VAT no. BE 0404.483.367 - Brussels Register of Commerce no. 7.06.5833 - 0616.
Insurance policies and conflicts of interest: you can find general information about insurance policies and a description of the conflict of interest policy, including the benefits: