Our bike insurance covers a broad range of bicycles and eligible mobility devices used by self-employed professionals and employees. Depending on the selected cover, you benefit from protection for theft, material damage and accessories.
An ING advisor can guide you to take out this insurance. The premium for the bike insurance depends on the insured devices, selected covers and applicable conditions. All applicable costs and taxes are included in the premium, so you have a clear view of what you will pay. The contract runs for one year and is then automatically renewed, unless you decide to cancel it in accordance with the policy conditions.
"}},{"componentType":"sectionTitle","title":"Discover the key advantages of our Bike Insurance"},{"componentType":"paragraph","richBody":{"value":"Enjoy reliable coverage and peace of mind:
"}},{"accordionList":[{"richBody":{"value":"Cover for a broad range of bikes and eligible motorised mobility devices.
"},"title":"Protection for different types of mobility devices"},{"richBody":{"value":"Material Damage and Theft cover can apply in Belgium and abroad for trips up to two months.
"},"title":"Worldwide protection while travelling"},{"richBody":{"value":"Coverage applies when the prescribed preventive measures and locking requirements have been respected.
"},"title":"Theft protection"},{"richBody":{"value":"Protection against accidental damage, vandalism and malicious acts.
"},"title":"Material damage protection"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Exclusions and limitations"},{"componentType":"paragraph","richBody":{"value":"There are certain conditions under which the insurance may not pay out. The following exclusions apply for this insurance product:
Participation in supervised cycling competitions or organised rides under the Assistance cover
Theft of removable electronic accessories, except where specifically covered
Personal belongings and transported goods
Damage resulting from wear and tear or insufficient maintenance
Use of the bike or mobility device for paid transport or delivery activities
The list above is not exhaustive. Read the Product Information Document (FR) and Terms and Conditions (FR) before signing up.
"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"
The contract is concluded for one year and is automatically renewed each year unless terminated in accordance with the policy conditions.
"},"title":"What is the term of the insurance policy?"},{"richBody":{"value":"If you wish to replace or amend an insured bike or mobility device, contact your ING advisor.
"},"title":"How can I modify my contract?"},{"richBody":{"value":"Yes, accessories attached to the insured devices can be covered. In the event of a claim, accessories added after subscription of the contract are reimbursed up to a maximum of EUR 250 incl. VAT, all items combined
"},"title":"Can accessories be insured?"},{"richBody":{"value":"No. Bike insurance is not legally required. It may help cover certain financial consequences of theft or damage, subject to the conditions, limits and exclusions of the policy.
"},"title":"Is bike insurance mandatory?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"File a claim"},{"componentType":"paragraph","richBody":{"value":"You can easily report an accident through the channel you find most convenient. Please consult this overview.
"}},{"componentType":"sectionTitle","title":"Complaints"},{"componentType":"paragraph","richBody":{"value":"Not entirely satisfied with the distribution of this product? Our Complaints Department and Ombudsman are here to help you.
Not completely satisfied with your AXA Comfort Bike+?
Contact AXA online: customer.protection@axa.be
"}}]},"hasMacro":false,"id":"7c8986d6-86a3-41b9-956a-4129918598b0","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal provisions"},{"componentType":"paragraph","richBody":{"value":"Comfort Bike+ insurance by AXA Belgium is subject to Belgian law. It is a non-life insurance offered to you subject to acceptance by:
Insurance intermediary: ING Belgium NV, insurance broker, registered with the Belgian Financial Services and Markets Authority (FMSA) under code 0403200393. Company headquarters: Marnixlaan 24, B-1000 Brussels - Brussels Register of Commerce – VAT no. BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.
Insurer: AXA Belgium, public limited insurance company authorised under no. 0039 to practise in the life and non-life branches (KB04-07-1979, BS 14-07-1979) by the National Bank of Belgium, located at Berlaimontlaan 14, B-1000 Brussels - Headquarters: Troonplein 1 - B-1000 Brussels (Belgium) - website: www.axa.be - Tel.: 02 678 61 11 - Fax: 02 678 93 40 - VAT no. BE 0404.483.367 - Brussels Register of Commerce no. 7.06.5833 - 0616.
Insurance policies and conflicts of interest: you can find general information about insurance policies and a description of the conflict of interest policy, including the benefits:
For ING Belgium NV, as insurance intermediary: Go to www.ing.be and then follow ‘Rates and Regulations’ > ‘ Information and Regulations’ > ‘Insurance policies’.
For AXA Belgium, as insurance company: go to www.axa.be.