ING customer, self-employed or company | ING customer, Institutional or corporate | Not an ING customer yet? | |
| How? | In Business'Bank or in the ING Banking app | Contact your banker | Request via ing.be |
| Speed of approval | Your financing can be arranged in less than 10 minutes and you choose to receive your money on the next business day or for up to 1 year in the future. | Request specific | Receive your loan decision within 48 hours |
| Benefits | Discount on fees if done via Business'Bank or ING Banking app | Multiple withdrawal & repayment options | A credit advisor thinks along with you to find the correct financing solution |
| Contact | Click here | New at ING? Click here |
"}},{"componentType":"sectionTitle","title":"ING Business Line"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"The funds are always immediately available in your ING current account.","title":"Money immediately available"},{"body":"You only draw down the money you actually need, even if the amount of your credit facility is larger. You repay the credit by transferring the used amount to your current account at your own pace.","title":"Use what you need"},{"body":"Imagine you have an ING Business Line of 5,000 euros, but only use 2,000 euros. You only pay interest on the amount that you have used.","title":"Interest only on used amounts"},{"body":"ING Business Line is a cash facility linked to your ING current account, allowing you to go at least 1,250 euros below 0.","title":"Minimum amount of 1,250 euros"},{"body":"The cash facility has an unlimited maturity.","title":"Unlimited duration"}]},{"componentType":"cta","textLink":{"text":"Discover the possibilities","url":"/en/business/financing/working-capital-and-liquidity-business-line"}},{"componentType":"sectionTitle","title":"ING Opticash"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"You manage your Opticash account in Business'Bank and Telelink Online, our business online banking services.","title":"Manage credit facility online"},{"body":"You simply withdraw the money you need, even if the amount of your cash facility is larger.","title":"Use the amount you need"},{"title":"Pay interest only on amounts used"},{"body":"ING Opticash links a credit opening of at least 25,000 euros to your ING current account.","title":"Minimum amount of 25,000 euros"},{"body":"You manage the capital yourself by transferring the amount you need from your ING Opticash account to your ING current account.","title":"Unlimited duration"}]},{"componentType":"cta","textLink":{"text":"Discover the possibilities","url":"/en/business/financing/working-capital-and-liquidity-opticash"}},{"componentType":"sectionTitle","title":"ING Overdraft"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"The money is always available directly on your ING current account.","title":"Funds immediately available"},{"body":"You repay this credit by transferring the borrowed amount to your current account at your own pace.","title":"Use the amount that you need"},{"body":"And it is deductible as a professional expense.","title":"Pay interest only on the amounts used"},{"title":"Minimum amount of 250,000 euros"}]},{"componentType":"cta","textLink":{"text":"Discover the possibilities","url":"/en/business/financing/working-capital-and-liquidity-overdraft"}},{"componentType":"sectionTitle","title":"ING Straight Loan Line"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Via Business'Bank of Telelink Online.","title":"Manage your credit usage online"},{"body":"You determine the amount (minimum 125,000 euros) and the length of the period (minimum 1 week and maximum 12 months) in which you draw or withdraw the advances.","title":"Amount and term are indicated in advance"},{"body":"You can apply for an advance of up to 12 months.","title":"Minimum amount of 125,000 euros"}]},{"componentType":"cta","textLink":{"text":"Discover the possibilities","url":"/en/business/financing/working-capital-and-liquidity-straight-loan"}},{"componentType":"sectionTitle","title":"ING Commercial Finance"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"You are paid immediately for goods and services rendered.","title":"More working capital"},{"body":"Our expertise in debtor management will significantly reduce your customers' average payment terms.","title":"Shorter payment terms"},{"body":"You save time because you no longer have to follow up on invoices yourself.","title":"Save time"},{"body":"ING bears the risk if a customer fails to pay.","title":"Protection against non-payment"}]},{"componentType":"cta","textLink":{"text":"Discover the possibilities","url":"/en/business/financing/working-capital-and-liquidity-commercial-finance"}},{"componentType":"sectionTitle","title":"Services and contact"},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"extension":"svg","original":"https://assets.ing.com/m/3357dc5ec65ec03c/original/Woman-man-formal-building-construction-scene.svg","transformBaseUrl":"https://assets.ing.com/transform/ffd85705-1fbb-4af6-8250-55ff3e28de85/Woman-man-formal-building-construction-scene","type":"image","width":1200},"intro":"Manage your existing business loans, lease or bank guarantee","link":{"url":"/en/business/services/my-business-loans"},"title":"Financing"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/324a470b559dbdaf/original/ING-service-punt_Spot.svg","transformBaseUrl":"https://assets.ing.com/transform/0791c54f-9664-4567-8df3-349b976c8d1b/ING-service-punt_Spot","type":"image","width":160},"intro":"Apply for a credit or a lease.","link":{"url":"/en/business/financing/working-capital-and-liquidity-business-credit-center"},"title":"Business Credit Centre"}],"componentType":"cards"}]},"hasMacro":false,"id":"d74d5d4d-6afd-46da-ac85-a9dfbd43886d","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"body":"Several recurring cash credit solutions are available to your business. Take a look at the table below to find out what option suits your company’s needs or consult the detailed product descriptions on the bottom of the page.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/5fc0a99487a00b54/original/730357_header.jpg","transformBaseUrl":"https://assets.ing.com/transform/4591dbb0-b450-415b-8711-7317c4434e43/730357_header","type":"image","width":600},"title":"Recurring working capital solution"},"headerNotification":{"notification":{"body":"As an ING customer, you can take out a credit of up to 50,000 euros online. Extra advantages: it can be done in less than 5 minutes and at reduced costs.","notificationType":"information","personalizationTaxonomy":{"taxonomyType":"personalizationTaxonomy"},"productTaxonomy":{"taxonomyType":"productTaxonomyContainer"}}}},"publishDate":"2024-11-13T19:39:23.281+01:00"}}