{"type":"document","data":{"id":"f2b67498-dba8-474f-b717-a9bdc7f7012e","localeString":"en-GB","publishDate":"2024-03-01T15:47:29.010+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Looking to safeguard your cash flow with larger amounts to cover recurring budgetary requirements?"},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/business/services/contact-us","text":"Contact us"}},"coreHeader":{"body":"Does your business have recurring cash flow requirements which cannot be covered by an ING Opticash or ING Business Line? Are you looking to protect your cash flow with larger amounts over a longer, pre-defined period? Do you want to benefit from conditions based on short term interest rates? Then an ING Roll Over Revolving might be for you!","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/62f7fdfd-319f-4331-a71e-7e34fd486b02/roll-over-revolving-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3dab1636f7b3011d/original/roll-over-revolving-1920.jpg","extension":"jpg"},"title":"ING Roll Over Revolving","subtitle":"Looking to safeguard your cash flow with larger amounts to cover recurring budgetary requirements?"},"backLink":{"textLink":{"url":"/en/business/financing","text":"Financing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"All about the ING Roll Over Revolving"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/dc1e5416-25b4-480d-9256-e8cac0dc36aa/prod-ext-cash-reserve","type":"image","width":150,"original":"https://assets.ing.com/m/50124523e0f94aa0/original/prod-ext-cash-reserve.png","extension":"png"},"highlighted":false,"items":[{"body":"up to 5 years.","title":"Fixed-term credit facility:"},{"body":"Euribor or Libor, determined with each advance for the duration of each advance and any renewal.","title":"Variable rates:"},{"body":"paid at the end of each advance.","title":"One-off interest payments:"},{"body":"manage your advances whenever you like via Telelink Online","title":"Online management:"}]},{"componentType":"accordion","accordionList":[{"title":"What is an ING Roll Over Revolving?","richBody":{"value":"<p>ING Roll Over Revolving is a fixed-term credit facility (maximum 5 years) that can be used in the form of advances ranging from one to six months (interest periods) with the option to renew them on each interest payment date, for a further period of one to six months.</p>"}},{"title":"How does it work?","richBody":{"value":"<p>You decide the total amount and duration of the advance (minimum 1 month and maximum 6 months) with the possibility of renewing it without exceeding the set term and the total agreed credit limit.</p>"}},{"title":"Repayment","richBody":{"value":"<ul><li>The advance and interest are repaid together on the expiry date of the advance.</li><li>The rate (Euribor) is determined with each withdrawal for the duration of each advance.</li><li>Interest is paid at the end of each advance.</li><li>Advances can be repaid early.</li></ul>"}},{"title":"Fees","richBody":{"value":"<ul><li>You will pay a fee on the total amount of credit, a quarterly administration fee and a commitment fee on the total amount of credit.</li><li>Drawing rights will also be collected with each withdrawal or advance extension.</li><li>Reinvestment fees apply in the case of partial or full early repayment of an advance.</li></ul>"}},{"title":"Interested in an ING Roll Over Revolving loan?","richBody":{"value":"<ul><li><a href=\"https://assets.ing.com/m/5151ab539aace57a/ING_ROR_EN.pdf\">View the information sheet (PDF)</a>.</li><li><a href=\"https://promo.ing.be/ContactStrategyBusiness/?lang=en\">Contact us</a>.</li></ul>"}}]},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Any questions?","intro":"Find out more!","image":{"transformBaseUrl":"https://assets.ing.com/transform/20f1c7c4-c7c1-4be5-a1b1-095f57a89efc/Pencil-bubble_Outline_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4881bcedb44bebe7/original/Pencil-bubble_Outline_RGB.png","extension":"png"},"link":{"url":"/en/business/services"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Business Credit Finder","intro":"Find the right lending for your business","image":{"transformBaseUrl":"https://assets.ing.com/transform/50ff39dc-da5b-4ee6-9f0c-69279992ef70/Balance-check-spot","type":"image","width":160,"original":"https://assets.ing.com/m/4620352ecfdde7b/original/Balance-check-spot.svg","extension":"svg"},"link":{"url":"/en/business/financing/working-capital-and-liquidity-business-credit-finder"}}]},{"componentType":"paragraph","richBody":{"value":"<ul><li><a href=\"https://www.ing.be/en/business/services\">More services and how to contact us</a></li></ul>"}}]}}}