{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Looking to safeguard your cash flow with larger amounts to cover recurring budgetary requirements?","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Key Benefits"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"png","original":"https://assets.ing.com/m/50124523e0f94aa0/original/prod-ext-cash-reserve.png","publishedAt":"2023-02-20T19:53:34Z","transformBaseUrl":"https://assets.ing.com/transform/dc1e5416-25b4-480d-9256-e8cac0dc36aa/prod-ext-cash-reserve","type":"image","updatedAt":"2023-02-20T19:59:08Z","width":150},"items":[{"body":"Structure your withdrawals with fixed drawdown periods to match your cash-flow cycles.","title":"Predictable liquidity planning"},{"body":"Choose interest periods of 1 to 6 months, with the option to renew at each maturity date.","title":"Flexibility with short interest periods"},{"body":"Easily manage your revolving loan withdrawals online with full visibility and control.","title":"Digital control via Telelink"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p>ING Roll-over Revolving is a fixed-term credit facility (for a maximum of 5 years) that can be used in the form of fund withdrawals for interest periods of 1 to 6 months. On each interest payment date you have the option to renew your use of the credit facility to draw down additional funds for a further period of 1 to 6 months. You choose the withdrawal amount and duration of your interest period (for a minimum of 1 month and a maximum of 6 months). You have the option to renew your use of the credit facility provided the set term and total agreed credit limit are not exceeded.</p>"},"title":"What is ING Roll-over Revolving?"},{"richBody":{"value":"<p>The amount of funds withdrawn as well as interest are repaid together on the maturity date of the interest period assigned to the withdrawal.</p><ul><li>The interest rate (Euribor) is determined with each funding withdrawal for a predetermined duration, or interest period.</li><li>Interest is paid at the end of each interest period corresponding to the withdrawal of funds.</li><li>Withdrawals can be repaid early.</li></ul>"},"title":"How is repayment structured, and what is the interest rate?"},{"richBody":{"value":"<p>You will pay a fee based on the total amount of credit, a quarterly administration fee, and a commitment fee based on the total amount of credit.</p><p>Drawing rights will also be collected with each withdrawal of funds or extension of the credit facility.</p><p>Reinvestment fees apply in the event of partial or full early repayment</p>"},"title":"What are the fees?"},{"richBody":{"value":"<p>This product is not available for online application. Please <a data-type=\"external\" href=\"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1\">contact </a>your ING Relationship Manager.</p><p><a href=\"https://assets.ing.com/m/5151ab539aace57a/ING_ROR_EN.pdf\">View the information sheet</a></p>"},"title":"How can I apply for ING Roll-over Revolving?"}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":"<ul><li><a href=\"https://www.ing.be/en/business/services\">More services and how to contact us</a></li></ul>"}}]},"hasMacro":false,"id":"f2b67498-dba8-474f-b717-a9bdc7f7012e","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"body":"Looking for a flexible credit facility to support your business’s recurring liquidity needs? ING Roll-over Revolving is a fixed-term revolving loan tailored to offer predictable, short-term interest-based financing. With drawdown periods of 1 to 6 months and the ability to renew, this product provides a revolving credit facility for up to 5 years — an efficient way to manage and retain control over your working capital.\r\n\r\nImportant: The minimum loan amount is 250,000 euros. This product is suitable for recurrent financing needs.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/3dab1636f7b3011d/original/roll-over-revolving-1920.jpg","publishedAt":"2022-07-28T11:47:34Z","transformBaseUrl":"https://assets.ing.com/transform/62f7fdfd-319f-4331-a71e-7e34fd486b02/roll-over-revolving-1920","type":"image","updatedAt":"2022-07-28T11:48:23Z","width":1920},"subtitle":"Short-term financing to meet recurring liquidity needs – with online control","title":"Access flexible working capital with ING Roll-over Revolving"},"cta":{"componentType":"cta","textLink":{"text":"Contact ING for more information or to receive a tailored proposal.","url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1"}},"usps":[{"body":"Fixed-term credit facility","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/71800e4bb5fa4d8e/original/__lending_euro_outline.png","publishedAt":"2022-05-26T14:24:37Z","transformBaseUrl":"https://assets.ing.com/transform/5c085874-0f19-45f6-91a3-dec35b82eefd/__lending_euro_outline","type":"image","updatedAt":"2023-12-21T15:12:14Z","width":267}},{"body":"Variable rates","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/275929fcf8267908/original/Graph_up_outline_orange_RGB.png","publishedAt":"2022-05-26T14:16:30Z","transformBaseUrl":"https://assets.ing.com/transform/35f747c4-f3d2-4fc1-bc25-aa1620aaa94b/Graph_up_outline_orange_RGB","type":"image","updatedAt":"2023-12-21T14:55:36Z","width":267}},{"body":"One-off interest payments","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/6a7a1a83dc78cf60/original/Payment_-terminal_outline_orange_RGB.png","publishedAt":"2022-05-26T14:36:56Z","transformBaseUrl":"https://assets.ing.com/transform/36989d3c-d030-441f-8546-fe17a7cf4349/Payment_-terminal_outline_orange_RGB","type":"image","updatedAt":"2023-12-21T19:31:19Z","width":267}}]},"publishDate":"2026-09-28T11:30:52.157+02:00"}}