It’s a short-term loan for up to 12 months to cover temporary liquidity needs.
"},"title":"What is an ING Bridge Loan?"},{"richBody":{"value":"You determine the amount you wish to borrow, from a minimum of 2,000 euros. You also select the term of the loan, from 1 to 12 months, during which you can draw down the funds in one lump sum.
The maximum term is 12 months. You can extend your contract twice, as long as you do not exceed the total 12-month term.
You pay the interest during the term of the loan. You repay the principle in full on the maturity date.
"},"title":"What amount can I borrow and what are the repayment terms?"},{"richBody":{"value":"You pay a one-off drawing fee of a minimum of 60 euros (depending on the amount of the loan). If you would like to extend the drawdown period, you will pay an additional fee.
In the event of early repayment, a re-investment penalty will be charged equal to a maximum of 6 months' interest. However, the interest you have paid in advance will be deducted from this penalty.
"},"title":"What are the fees?"},{"richBody":{"value":"Apply via ING' Business Credit Center form
Read the product fact sheet (PDF).
"},"title":"How can I apply for an ING Bridge Loan"},{"richBody":{"value":"Loan offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING loans are available at all ING branches and on www.ing.be.
ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.
"},"title":"What is the legal information?"}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":""}}]},"hasMacro":false,"id":"f33811be-fc69-4b30-a613-126e00373107","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"body":"An ING Bridge Loan is a short-term financing solution designed to support your liquidity needs during temporary cash gaps. Whether you're awaiting incoming payments or managing time-sensitive expenses, this product offers one-off financing for up to 12 months with a fixed structure and flexible renewal options. It’s ideal for both small and large amounts and can be fully customised to your repayment needs.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/1ae3c14f0d90beb/original/ing-bridging-advance-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/ea7c8e15-67bf-47ee-82b4-573ed1b96661/ing-bridging-advance-1920","type":"image","width":1920},"title":"Finance your short-term cash flow needs with an ING Bridge Loan"},"cta":{"componentType":"cta","textLink":{"text":"Apply here","url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1"}},"usps":[{"body":"One-off financing solution","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/9d5027e9896987b/original/thumbs_up_outline_rgb.png","transformBaseUrl":"https://assets.ing.com/transform/27ef4d4f-35b0-4e00-a301-6a5a5ec24ab8/thumbs_up_outline_rgb","type":"image","width":267}},{"body":"Both small and large amounts","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/34508ab508fe3858/original/Growth_chart_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/ad8eaa28-f79b-4ef6-8d4e-a4a16e38c8f1/Growth_chart_outline_orange_RGB","type":"image","width":267}},{"body":"Choice of the term and amount","icon":{"extension":"png","original":"https://assets.ing.com/m/79db5886ee509b51/original/Handshake-Icon.png","transformBaseUrl":"https://assets.ing.com/transform/baf47f5c-a292-4191-9f59-ea8f12b43889/Handshake-Icon","type":"image","width":100}}]},"publishDate":"2025-09-16T07:02:21.270+02:00"}}