Working capital financing offers flexibility between the payments you need to make towards your suppliers and the reception of proceeds coming from your clients. It also helps you finance short term unforeseen expenses.
"},"title":"When is working capital financing appropriate?"},{"richBody":{"value":"That depends on the working capital financing solution of your choosing. Costs can range from a one-off study fee to a quarterly arrangement fee, a quarterly commission calculated on the credit granted and/or interest on the part credit used. If you’re unsure of the best solution for your company and the cost it entails, you can also use our credit finder to help you make a decision.
"},"title":"What are the costs associated with this type of credit?"},{"richBody":{"value":"For a recurrent working capital solution the range starts at 1.250 euros, while a single working capital financing ranges from 2.000 euros
"},"title":"What amount can you get financed?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Also interesting!"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/4620352ecfdde7b/original/Balance-check-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/50ff39dc-da5b-4ee6-9f0c-69279992ef70/Balance-check-spot","type":"image","width":160},"intro":"Find the right lending or leasing for your business","link":{"url":"/en/business/financing/working-capital-and-liquidity-business-credit-finder"},"title":"Business Credit Finder"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Service & contact"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextEN":"Private-Banking-internet-search","extension":"png","original":"https://assets.ing.com/asset/1e80115f-38e2-40db-bae1-0cf3657f9d05/internet-search_197x176.png","transformBaseUrl":"https://assets.ing.com/transform/1e80115f-38e2-40db-bae1-0cf3657f9d05/internet-search_197x176","type":"image","width":197},"link":{"url":"/en/business/services/use-the-business-guide"},"title":"Use the Business Guide"},{"cardSize":"small","cardType":"product","checkMarkList":["The employee knows immediately who you are","Fast, safe and discrete"],"componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/m/7042f8761154efb9/original/721491-656x368-EN.png","transformBaseUrl":"https://assets.ing.com/transform/cdf7a63d-d02f-44e6-9d1f-24e5d6540585/721491-656x368-EN","type":"image","width":656},"intro":"You can now contact ING customer services via chat in the ING Banking app.","link":{"url":"/en/individuals/daily-banking/contact-ing-via-chat"},"title":"Easily chat via the app"}],"componentType":"cards"}]},"hasMacro":false,"id":"c169ba74-bbde-41ad-832b-b05c027b9f0f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"body":"Free up cash for your company’s working needs. You can raise the liquidity position of your business via a recurring cash credit or opt for a singular working capital solution.","headerImage":{"altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"jpg","original":"https://assets.ing.com/m/4813a7451b978490/original/Portrait-of-smiling-woman-sitting-in-office.jpg","transformBaseUrl":"https://assets.ing.com/transform/cc16084c-7ad0-4516-a1ad-70c61c40bb16/Portrait-of-smiling-woman-sitting-in-office","type":"image","width":5700},"subtitle":"Free up cash to meet your short term payment obligations","title":"Working capital"},"cta":{"componentType":"cta","textLink":{"text":"Recurrent financing solutions","url":"/en/business/financing/workingcapital-reccurent-business-loan"}},"secondaryCta":{"textLink":{"text":"Singular financing options","url":"/en/business/financing/working-capital-singular-business-loan"}}},"publishDate":"2025-11-17T09:41:12.174+01:00"}}