{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Looking for that ideal company car, van or truck? Apply for your new financing online here.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Compare your vehicle financing options"},{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"Explore financial leasing","url":"/en/business/financing/financial-leasing"}},"image":{"extension":"svg","original":"https://assets.ing.com/m/51e7c01bc7ea8e39/original/AutoSalon_Camio1.svg","transformBaseUrl":"https://assets.ing.com/transform/2c4235cf-7f71-4481-be47-d6ad49d55365/AutoSalon_Camio1","type":"image","width":1080},"secondaryCta":{"textLink":{"text":"Already an ING client? Simulate your financial lease here","url":"https://ebanking.ing.be/banking/instant-lease"}},"title":"Financial leasing","usps":[{"body":"No VAT prefinancing for you","iconType":"check-mark"},{"body":"Simple accounting","iconType":"check-mark"},{"body":"Choose to buy, extend or return the vehicle at the end. Purchase option typically between 1 to 5%","iconType":"check-mark"},{"body":"You have full usage rights of the car from day one. Ownership transfers upon excursing the purchase option","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"Discover financial renting","url":"/en/business/financing/financial-leasing"}},"image":{"extension":"svg","original":"https://assets.ing.com/m/6c70d0276ff84adf/original/AutoSalon_BBRetail.svg","transformBaseUrl":"https://assets.ing.com/transform/d268b27f-be7a-432c-9b0a-c683c737721b/AutoSalon_BBRetail","type":"image","width":1080},"secondaryCta":{"textLink":{"text":"Already an ING client? Simulate  your financial renting here","url":"https://ebanking.ing.be/banking/instant-lease"}},"title":"Financial renting","usps":[{"body":"No VAT prefinancing for you","iconType":"check-mark"},{"body":"Full cost deductibility","iconType":"check-mark"},{"body":"Choose to buy, extend or return the vehicle at the end. Lower monthly installments thanks to a higher residual value (above 15%)","iconType":"check-mark"},{"body":"You have full usage rights of the car from day one. Ownership transfers upon excursing the purchase option","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"Learn more about credits","url":"/en/business/financing/business-credit-vehicles"}},"image":{"extension":"svg","original":"https://assets.ing.com/m/2897ea900317aa79/original/AutoSalon_Camio2.svg","transformBaseUrl":"https://assets.ing.com/transform/5b5d9ff7-a80a-4414-a25d-31cf0179fa6c/AutoSalon_Camio2","type":"image","width":1080},"secondaryCta":{"textLink":{"text":"Already an ING client? Request your credit here","url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true"}},"title":"Business credit","usps":[{"body":"VAT payment upfront: VAT is immediately due","iconType":"check-mark"},{"body":"Simple accounting","iconType":"check-mark"},{"body":"Fully repaid at the end: fixed monthly payments without residual value or balloon payment at the end","iconType":"check-mark"},{"body":"Immediate ownership: you become the full owner of the car from day one","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"Financial leasing,Financial renting,Business credit"},{"componentType":"paragraph","richBody":{"value":"<p>*Only for new cars (younger than 2 years old)</p>"}},{"componentType":"sectionTitle","title":"Check out the benefits that could be yours in this example"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Your €40.000 company car: leasing, renting and credit simulation</span></span></span></p>"}},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th /><th>Financial leasing</th><th>Financial renting</th><th>Business credit</th></tr></thead><tbody><tr><td><p><strong>Amount</strong></p></td><td>40.000,00 €​</td><td>40.000,00 €​</td><td>40.000,00 €​</td></tr><tr><td><p><span><span><span><strong>Tenor</strong></span></span></span></p></td><td>60 months</td><td>60 months</td><td>60 months​</td></tr><tr><td><p><strong>Indicative Client Rate* </strong></p></td><td> 3,50%​*</td><td>3,50%​*</td><td>3,50%​*</td></tr><tr><td><p><strong>Monthly Installment​</strong></p></td><td><strong>695,09 €​</strong></td><td><strong>628,08 €​</strong></td><td><strong>728,54 €</strong></td></tr><tr><td><strong>Purchase Option ​</strong></td><td>2.000,00 € (5%)</td><td>6.400,00 € (16%)</td><td>Not applicable</td></tr><tr><td><strong>Total finance cost​</strong></td><td>43.705,54 €​</td><td>44.084,64 €​</td><td>43.712,45 €​</td></tr><tr><td><strong>Interested? Discover your personalized rate </strong></td><td><a href=\"https://ebanking.ing.be/banking/instant-lease\">Simulate here</a></td><td><a href=\"https://ebanking.ing.be/banking/instant-lease\"> Simulate here</a></td><td><a href=\"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true\">Simulate here</a></td></tr></tbody></table><p>*For your convenience, we provide an indicative interest rate to help you plan ahead. Apply and receive a personalized offer based on your specific needs and profile. A special discount is available if you apply online. No upfront fees online and enjoy additional discount on the yearly fee for leasing. ​Indicative rate for credit is based on a new car (= less than 2 years old).<br /><br />Important Notice for Lease: The final interest rate will be determined at the time of vehicle delivery and may differ from the indicative rate due to market conditions. The indicative rate is not a guaranteed rate and is subject to change.​</p>"}},{"componentType":"sectionTitle","title":"Our mobility tips"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/349ad6973e3021ea/original/Female-holding-car-keys-with-car-on-background.jpg","transformBaseUrl":"https://assets.ing.com/transform/28fe395b-ec30-4cab-81c3-401c383704cc/Female-holding-car-keys-with-car-on-background","type":"image","width":2508},"intro":"Hit the road with total peace of mind with Comfort Auto. | Insurer : AXA Belgium","link":{"url":"/en/business/insurance/vehicle-insurance"},"title":"Don't forget your insurance for company cars, vans or trucks!"},{"body":"The choice depends on your particular expectations and preferences. What suits your company's situation best?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-12-04","image":{"extension":"png","original":"https://assets.ing.com/m/0099dae62e884075/original/Young-woman-sat-in-her-car-on-the-phone.png","transformBaseUrl":"https://assets.ing.com/transform/69c266ea-d4ed-4759-8018-728c99ace060/Young-woman-sat-in-her-car-on-the-phone","type":"image","width":1200},"link":{"url":"/en/business/financing/how-can-i-finance-a-company-car"},"title":"How can I finance a company car?"},{"body":"Get the answers to the top 10 frequently asked customer questions on company cars.","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-12-04","image":{"extension":"jpg","original":"https://assets.ing.com/m/06beb3f97175f863/original/LinkedIn-image-Bird-s-eye-view-of-cars-parked-in-lanes.jpg","transformBaseUrl":"https://assets.ing.com/transform/7733abef-1def-4d53-a59e-a89b6617f410/LinkedIn-image-Bird-s-eye-view-of-cars-parked-in-lanes","type":"image","width":1200},"link":{"url":"/en/business/financing/top-10-customer-questions-over-company-cars"},"title":"From leasing to borrowing and insurance"},{"body":"As a company leader, do you offer your employees private use of their company cars? This is regarded as a benefit in kind (BIK).","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2025-12-04","image":{"extension":"png","original":"https://assets.ing.com/m/103344166bb62c8d/original/Calculator-3-spot.png","transformBaseUrl":"https://assets.ing.com/transform/73a2dd7c-a21d-475a-a317-e3bdf896da8f/Calculator-3-spot","type":"image","width":445},"link":{"url":"/en/business/financing/the-company-car-as-a-benefit-in-kind-how-do-you-calculate-it"},"title":"The company car as a benefit in kind: how do you calculate it?"}],"componentType":"cards"}]},"hasMacro":false,"id":"81c64eba-d0f5-4d35-8b9a-54a97d195a4b","legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal mentions"},{"componentType":"paragraph","richBody":{"value":"<p>Loan offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING loans are available at all ING branches and on www.ing.be. </p><p>ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.​</p><p> </p>"},"title":"Business credits"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"text":"Processing of your personal data and professional discretion","url":"https://assets.ing.com/asset/dd87b07d-2755-44fd-8497-3b40223cd2bb/Protection-of-personal-data-Lease-ENG.pdf"},{"text":"Personal data protection statement for ING Lease Belgium NV/SA and its subsidiaries.","url":"https://assets.ing.com/asset/da0ced73-4733-4d65-9272-df62af62ca0e/Privacy-Statement-Lease-Comfin-ENG.pdf"}],"title":"Leasing professionnel"}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/29e3a6fecfc28509/original/business-woman-in-red-suit-in-car.jpg","transformBaseUrl":"https://assets.ing.com/transform/9b387a1c-3f5d-46ab-a2ec-bb2553056863/business-woman-in-red-suit-in-car","type":"image","width":960},"promoLabel":{"labelType":"commercial"},"promoStickerLayout":"None","subtitle":"Fast and flexible financing for your company vehicle","title":"Financing to acquire a company vehicle? 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