{"type":"document","data":{"id":"81c64eba-d0f5-4d35-8b9a-54a97d195a4b","localeString":"en-GB","publishDate":"2026-03-02T08:57:54.354+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Finance your company car, van or truck easily with ING Belgium. Fast approval, fixed rates, tax‑deductible interest and flexible repayment options. Apply online."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/business/financing/car-leasing","text":"Explore leasing"}},"secondaryCta":{"textLink":{"url":"/en/business/financing/business-credit-vehicles","text":"Discover credit"}},"coreHeader":{"headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/9b387a1c-3f5d-46ab-a2ec-bb2553056863/business-woman-in-red-suit-in-car","type":"image","width":960,"original":"https://assets.ing.com/m/29e3a6fecfc28509/original/business-woman-in-red-suit-in-car.jpg","extension":"jpg"},"title":"Financing to acquire a company vehicle? Just 10 minutes and go!","subtitle":"Fast and flexible financing for your company vehicle","promoStickerLayout":"None","promoLabel":{"labelType":"commercial"}},"backLink":{"textLink":{"url":"/en/business/financing","text":"Financing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Compare your vehicle financing options"},{"componentType":"comparisonCards","comparisonCardList":[{"title":"Financial leasing","image":{"transformBaseUrl":"https://assets.ing.com/transform/2c4235cf-7f71-4481-be47-d6ad49d55365/AutoSalon_Camio1","type":"image","width":1080,"original":"https://assets.ing.com/m/51e7c01bc7ea8e39/original/AutoSalon_Camio1.svg","extension":"svg"},"usps":[{"body":"No VAT prefinancing for you","iconType":"check-mark"},{"body":"Simple accounting","iconType":"check-mark"},{"body":"Choose to buy, extend or return the vehicle at the end. Purchase option typically between 1 to 5%","iconType":"check-mark"},{"body":"You have full usage rights of the car from day one. Ownership transfers upon excursing the purchase option","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"/en/business/financing/financial-leasing","text":"Explore financial leasing"}},"secondaryCta":{"textLink":{"url":"https://ebanking.ing.be/banking/instant-lease","text":"Already an ING client? Simulate your financial lease here"}}},{"title":"Financial renting","image":{"transformBaseUrl":"https://assets.ing.com/transform/d268b27f-be7a-432c-9b0a-c683c737721b/AutoSalon_BBRetail","type":"image","width":1080,"original":"https://assets.ing.com/m/6c70d0276ff84adf/original/AutoSalon_BBRetail.svg","extension":"svg"},"usps":[{"body":"No VAT prefinancing for you","iconType":"check-mark"},{"body":"Full cost deductibility","iconType":"check-mark"},{"body":"Choose to buy, extend or return the vehicle at the end. Lower monthly installments thanks to a higher residual value (above 15%)","iconType":"check-mark"},{"body":"You have full usage rights of the car from day one. Ownership transfers upon excursing the purchase option","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"/en/business/financing/financial-leasing","text":"Discover financial renting"}},"secondaryCta":{"textLink":{"url":"https://ebanking.ing.be/banking/instant-lease","text":"Already an ING client? Simulate  your financial renting here"}}},{"title":"Business credit","image":{"transformBaseUrl":"https://assets.ing.com/transform/5b5d9ff7-a80a-4414-a25d-31cf0179fa6c/AutoSalon_Camio2","type":"image","width":1080,"original":"https://assets.ing.com/m/2897ea900317aa79/original/AutoSalon_Camio2.svg","extension":"svg"},"usps":[{"body":"VAT payment upfront: VAT is immediately due","iconType":"check-mark"},{"body":"Simple accounting","iconType":"check-mark"},{"body":"Fully repaid at the end: fixed monthly payments without residual value or balloon payment at the end","iconType":"check-mark"},{"body":"Immediate ownership: you become the full owner of the car from day one","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"/en/business/financing/business-credit-vehicles","text":"Learn more about credits"}},"secondaryCta":{"textLink":{"url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true","text":"Already an ING client? Request your credit here"}}}],"title":"Financial leasing,Financial renting,Business credit"},{"componentType":"paragraph","richBody":{"value":"<p>*Only for new cars (younger than 2 years old)</p>"}},{"componentType":"sectionTitle","title":"Check out the benefits that could be yours in this example"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Your €40.000 company car: leasing, renting and credit simulation</span></span></span></p>"}},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th /><th>Financial leasing</th><th>Financial renting</th><th>Business credit</th></tr></thead><tbody><tr><td><p><strong>Amount</strong></p></td><td>40.000,00 €​</td><td>40.000,00 €​</td><td>40.000,00 €​</td></tr><tr><td><p><span><span><span><strong>Tenor</strong></span></span></span></p></td><td>60 months</td><td>60 months</td><td>60 months​</td></tr><tr><td><p><strong>Indicative Client Rate* </strong></p></td><td> 3,50%​*</td><td>3,50%​*</td><td>3,50%​*</td></tr><tr><td><p><strong>Monthly Installment​</strong></p></td><td><strong>695,09 €​</strong></td><td><strong>628,08 €​</strong></td><td><strong>728,54 €</strong></td></tr><tr><td><strong>Purchase Option ​</strong></td><td>2.000,00 € (5%)</td><td>6.400,00 € (16%)</td><td>Not applicable</td></tr><tr><td><strong>Total finance cost​</strong></td><td>43.705,54 €​</td><td>44.084,64 €​</td><td>43.712,45 €​</td></tr><tr><td><strong>Interested? Discover your personalized rate </strong></td><td><a href=\"https://ebanking.ing.be/banking/instant-lease\">Simulate here</a></td><td><a href=\"https://ebanking.ing.be/banking/instant-lease\"> Simulate here</a></td><td><a href=\"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true\">Simulate here</a></td></tr></tbody></table><p>*For your convenience, we provide an indicative interest rate to help you plan ahead. Apply and receive a personalized offer based on your specific needs and profile. A special discount is available if you apply online. No upfront fees online and enjoy additional discount on the yearly fee for leasing. ​Indicative rate for credit is based on a new car (= less than 2 years old).<br /><br />Important Notice for Lease: The final interest rate will be determined at the time of vehicle delivery and may differ from the indicative rate due to market conditions. The indicative rate is not a guaranteed rate and is subject to change.​</p>"}},{"componentType":"sectionTitle","title":"Our mobility tips"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Don't forget your insurance for company cars, vans or trucks!","intro":"Hit the road with total peace of mind with Comfort Auto. | Insurer : AXA Belgium","image":{"transformBaseUrl":"https://assets.ing.com/transform/28fe395b-ec30-4cab-81c3-401c383704cc/Female-holding-car-keys-with-car-on-background","type":"image","width":2508,"original":"https://assets.ing.com/m/349ad6973e3021ea/original/Female-holding-car-keys-with-car-on-background.jpg","extension":"jpg"},"link":{"url":"/en/business/insurance/vehicle-insurance"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"How can I finance a company car?","body":"The choice depends on your particular expectations and preferences. What suits your company's situation best?","image":{"transformBaseUrl":"https://assets.ing.com/transform/69c266ea-d4ed-4759-8018-728c99ace060/Young-woman-sat-in-her-car-on-the-phone","type":"image","width":1200,"original":"https://assets.ing.com/m/0099dae62e884075/original/Young-woman-sat-in-her-car-on-the-phone.png","extension":"png"},"date":"2025-12-04","link":{"url":"/en/business/financing/how-can-i-finance-a-company-car"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"From leasing to borrowing and insurance","body":"Get the answers to the top 10 frequently asked customer questions on company cars.","image":{"transformBaseUrl":"https://assets.ing.com/transform/7733abef-1def-4d53-a59e-a89b6617f410/LinkedIn-image-Bird-s-eye-view-of-cars-parked-in-lanes","type":"image","width":1200,"original":"https://assets.ing.com/m/06beb3f97175f863/original/LinkedIn-image-Bird-s-eye-view-of-cars-parked-in-lanes.jpg","extension":"jpg"},"date":"2025-12-04","link":{"url":"/en/business/financing/top-10-customer-questions-over-company-cars"}},{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"The company car as a benefit in kind: how do you calculate it?","body":"As a company leader, do you offer your employees private use of their company cars? This is regarded as a benefit in kind (BIK).","image":{"transformBaseUrl":"https://assets.ing.com/transform/73a2dd7c-a21d-475a-a317-e3bdf896da8f/Calculator-3-spot","type":"image","width":445,"original":"https://assets.ing.com/m/103344166bb62c8d/original/Calculator-3-spot.png","extension":"png"},"date":"2025-12-04","link":{"url":"/en/business/financing/the-company-car-as-a-benefit-in-kind-how-do-you-calculate-it"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal mentions"},{"componentType":"paragraph","title":"Business credits","richBody":{"value":"<p>Loan offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING loans are available at all ING branches and on www.ing.be. </p><p>ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.​</p><p> </p>"}},{"componentType":"paragraph","title":"Protection of personal data and professional discretion","richBody":{"value":"<p><span><span>The personal data communicated in connection with any leasing agreement and, where applicable, in the context of the management of such leasing agreement are processed </span></span></p><ul><li><span><span><span>by ING Belgium SA/NV, avenue Marnix 24, 1000 Brussels, registered under Crossroads Bank for Enterprises under company number 0403.200.393 for the purposes of centralised customer management, leasing brokerage, account and payment management, marketing  banking, insurance, financial services (including leasing) and/or other products or services (if applicable, provided by other partner companies) offered by ING Belgium (unless the data subject objects, on request and free of charge, to direct marketing), overall vision of the customer and control of operations and prevention of irregularities as well as, where applicable, granting and management of credit, asset management (investments) and brokerage (including insurance, leasing or other products or services of partner companies).</span></span></span></li></ul><p><span><span>In particular, the data entered or selected during the online request might be temporarily stored for maximum 30 days for improving the customer experience (marketing) by offering the option for pre-filling data when restarting an uncompleted online request. Or you can choose to start your online request without the data previously stored.</span></span></p><ul><li><span><span><span>by ING Equipment Lease Belgium SA/NV, avenue Marnix 24, 1000 Brussels, registered under Crossroads Bank for Enterprises under company number 0427.980.034 for the purposes of offering leasing agreements, centralised customer management,  overall vision of the customer and control of operations and prevention of irregularities as well as, where applicable, granting and management of credit.</span></span></span></li></ul><p><span><span>These data are communicated to the other companies of the ING group established in the European Union and carrying out banking, insurance brokerage, financial and/or other activities (list available on request) for the purposes of centralised customer management, marketing (except advertisements by e-mail and unless opposed, on request and free of charge, by the person concerned to direct marketing), global vision of the customer, providing their services (where applicable) and control of the regularity of transactions (including the prevention of irregularities)</span></span></p><p><span><span>They are also communicated to insurance companies outside the ING group and established in the European Union and to their possible representatives in Belgium, for which the bank acts as an insurance intermediary (list on request), provided that they are necessary for the purposes of (if applicable) conclusion and management of insurance contracts (to assess the insured risk), marketing of insurance services (except advertisements by e-mail and except opposition, on request and without costs, of the person concerned to direct marketing), centralized customer management and control of the regularity of transactions (including the prevention of <span>irregularities).</span></span></span></p><p><span><span>Any private individual may access and correct the data relating to him or her. He or she may also request that the personal data be erased or that processing of the data be restricted, and the person may also object to the processing of the data. Lastly, he or she has the right to ask for the data to be transferred to a third party.</span></span></p><p><span><span>ING Belgium SA/NV uses automated systems to make decisions about your application. You have the right to request that your case be reviewed by a human, express your point of view, and contest the decision.</span></span></p><p><span><span>For additional information on the processing of your data by ING Belgium SA/NV, on your rights, or about automated decision-making please consult Article 5 (Professional discretion) and<span> Annex 5 (</span><a href=\"https://www.ing.be/fr/particuliers/gerer-le-quotidien/declaration-d-ing-belgique-pour-la-protection-des-donnees-a-caractere-personnel\"><span>the Personal data protection Statement of ING Belgium</span></a><span>) </span>of <a href=\"https://assets.ing.com/m/432f2d2d5c7a818f/GeneralRegulationsNewFR.pdf\">the General Regulations</a> of ING Belgium SA/NV, available at ING branches and on ING website. </span></span></p><p><span><span>For more information on the processing of your data by ING Lease Belgium or your rights, please consult the Personal data protection Statement of ING Equipment Lease Belgium SA/NV on <a href=\"https://my.inglease.be/csc/#About\"><span><span>https://my.inglease.be/csc/#About</span></span></a></span></span></p><p><span><span>For any question, feel free to <span>contact:</span></span></span></p><ul><li><span><span><span>the data protection officer (DPO) of ING Belgium SA/NV (<a href=\"mailto:ing-be-PrivacyOffice@ing.com\"><span>ing-be-</span></a> <a href=\"mailto:ing-be-PrivacyOffice@ing.com\"><span>PrivacyOffice@ing.com</span></a> or ING Privacy Office, Avenue Marnix / Marnixlaan 24, 1000 <span>Brussels).</span></span></span></span></li><li><span><span><span><span>the data protection officer (DPO) of ING (Equipment) Lease Belgium SA/NV <span>privacy.lease.be@ing.com,</span> Avenue Marnix / Marnixlaan 24, 1000 <span>Brussel).</span></span></span></span></span></li></ul><p><span><span><span><a href=\"https://ebanking.ing.be/eb/HBI_Request?dse_applicationId=-1&amp;dse_operationName=privacy&amp;dse_pageId=1\"><span>Click here</span></a> <span>and go to your communication settings if you </span>wish to opt out, free of charge, and upon request, of the processing of your details by ING Belgium SA/NV for the purpose of direct marketing and/or the transfer of such details to other companies in the ING group within the European Union (and their representatives in Belgium) with a view to direct marketing promotions</span></span></span></p><p><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>Lease intermediary: </span></span></span></span></p><p><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>ING Belgium NV/SA – Bank – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – <a href=\"http://www.ing.be\">www.ing.be</a> – Contact us via  </span></span></span></span></p><p><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>Lessor</span></span><span lang=\"EN-US\" dir=\"ltr\"><span>: </span></span></span></span></p><p><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>ING Equipment Lease Belgium NV/SA – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0427.980.034 - BIC: BBRUBEBB – IBAN: BE24 3101 6002 5838 or </span></span></span></span></p><p><span><span><span lang=\"EN-US\" dir=\"ltr\"><span>ING Lease Belgium NV/SA - Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0402.918.402 - BIC: BBRUBEBB – IBAN: BE05 3100 4021 5175</span></span></span></span></p><p> </p>"}}]}}}