Step-by-step: renew or adjust your revolving contract in Business’Bank (via browser on PC/laptop — not in the app). Available only for customers who received a renewal letter.
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Read the Information Sheet (PDF)
"}},{"title":"What amount can I borrow and what are the repayment terms?","richBody":{"value":"You can borrow from €2,000 to cover holiday payments. The interest rate is fixed for the whole loan period. You will repay the loan and interest in 6 to 12 fixed monthly payments. These are automatically taken from your ING current account. The length of the loan depends on how much you borrow and what you can afford to repay.
"}},{"title":"What is the interest rate?","richBody":{"value":"The interest rate is based on market conditions when you sign the contract. The contract renews automatically each year when it ends, unless you choose to change it. Early repayment is possible under the Small and Medium-sized Enterprises (SME) Law of 13 December 2013. A fee equal to six months of interest may apply.
"}},{"title":"What are the fees?","richBody":{"value":"There is an arrangement fee. Both the interest payments and this fee can be deducted from your taxes, which lowers the total cost of the loan.
"}},{"title":"Is the loan renewed automatically?","richBody":{"value":"Your loan is renewed automatically each year for the same amount when it ends. If your needs change, you can easily adjust your preferences in Business'Bank.
"}},{"title":"How can I apply for ING holiday pay financing?","richBody":{"value":"If you're an ING customer, you can apply online via Instant Lending. You can borrow from €2,000 up to €500,000. For larger amounts, or if you are not yet an ING customer, contact the Business Credit Centre for a solution that fits your needs.
Apply here if you are an ING-client
Apply here if you are not yet ING-client
Read the product fact sheet (PDF).
"}},{"title":"What is the legal information?","richBody":{"value":"Loan offers are for professional purposes and are available to private individuals over 18 and to legal entities. Offers are subject to prior approval of your application by ING Belgium and mutual agreement. The general terms and conditions for ING loans are available at all ING branches and at www.ing.be.
ING Belgium SA/nv (Société Anonyme / naamloze vennootschap) – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.
"}}]}]}}}