Leasing is available to companies and public institutions.
"}},{"title":"What are the available real-estate leasing formulas?","richBody":{"value":"There are two options:
When the lease is a full pay out repayment schema (ie low residual value)
The lease is considered an investment and is listed on the assets side of your company’s balance sheet. Interest is considered a cost in your income statement.
Your advantages:
The leasing is not a full pay out transaction (ie the purchase option is high ie 10% or more)
The lease is qualified as a rent and the lease payments are fully deductible. It is not reflected on your company’s balance sheet, allowing you to list it as an expense in your income statement.
Your advantages:
You can lease offices, warehouses, semi-industrial buildings, production facilities, retail and commercial real estate and of equipment related to renewable energy production and storage.
"}},{"title":"How does ING’s sale and lease-back option work?","richBody":{"value":"You can grant a long-term lease rights (emphyotic right) on your building to ING Lease and then lease it back. The amount granted is a % of the fair market value of your asset. This is a useful strategy for accessing your equity and generating cash for your development.
"}}]},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Any questions?","intro":"Find out more!","image":{"transformBaseUrl":"https://assets.ing.com/transform/20f1c7c4-c7c1-4be5-a1b1-095f57a89efc/Pencil-bubble_Outline_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4881bcedb44bebe7/original/Pencil-bubble_Outline_RGB.png","extension":"png"},"link":{"url":"/en/business/services"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Ready to apply for a business credit?","intro":"Apply for a credit more than €500 000","image":{"transformBaseUrl":"https://assets.ing.com/transform/0791c54f-9664-4567-8df3-349b976c8d1b/ING-service-punt_Spot","type":"image","width":160,"original":"https://assets.ing.com/m/324a470b559dbdaf/original/ING-service-punt_Spot.svg","extension":"svg"},"link":{"url":"/en/business/financing/working-capital-and-liquidity-business-credit-center"}},{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Not 100% satisfied?","intro":"Find out about the steps you can take (PDF - FR)","image":{"transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","extension":"svg"},"link":{"url":"https://assets.ing.com/m/7f0b811c1059323d/KlachtenbehandelingINGLeaseFR.pdf"}}]},{"componentType":"paragraph","richBody":{"value":""}}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal mentions"},{"componentType":"paragraph","title":"Protection of personal data and professional discretion","richBody":{"value":"The personal data communicated in connection with any leasing agreement and, where applicable, in the context of the management of such leasing agreement are processed
In particular, the data entered or selected during the online request might be temporarily stored for maximum 30 days for improving the customer experience (marketing) by offering the option for pre-filling data when restarting an uncompleted online request. Or you can choose to start your online request without the data previously stored.
These data are communicated to the other companies of the ING group established in the European Union and carrying out banking, insurance brokerage, financial and/or other activities (list available on request) for the purposes of centralised customer management, marketing (except advertisements by e-mail and unless opposed, on request and free of charge, by the person concerned to direct marketing), global vision of the customer, providing their services (where applicable) and control of the regularity of transactions (including the prevention of irregularities)
They are also communicated to insurance companies outside the ING group and established in the European Union and to their possible representatives in Belgium, for which the bank acts as an insurance intermediary (list on request), provided that they are necessary for the purposes of (if applicable) conclusion and management of insurance contracts (to assess the insured risk), marketing of insurance services (except advertisements by e-mail and except opposition, on request and without costs, of the person concerned to direct marketing), centralized customer management and control of the regularity of transactions (including the prevention of irregularities).
Any private individual may access and correct the data relating to him or her. He or she may also request that the personal data be erased or that processing of the data be restricted, and the person may also object to the processing of the data. Lastly, he or she has the right to ask for the data to be transferred to a third party.
ING Belgium SA/NV uses automated systems to make decisions about your application. You have the right to request that your case be reviewed by a human, express your point of view, and contest the decision.
For additional information on the processing of your data by ING Belgium SA/NV, on your rights, or about automated decision-making please consult Article 5 (Professional discretion) and Annex 5 (the Personal data protection Statement of ING Belgium) of the General Regulations of ING Belgium SA/NV, available at ING branches and on ING website.
For more information on the processing of your data by ING Lease Belgium or your rights, please consult the Personal data protection Statement of ING Equipment Lease Belgium SA/NV on https://my.inglease.be/csc/#About
For any question, feel free to contact:
Click here and go to your communication settings if you wish to opt out, free of charge, and upon request, of the processing of your details by ING Belgium SA/NV for the purpose of direct marketing and/or the transfer of such details to other companies in the ING group within the European Union (and their representatives in Belgium) with a view to direct marketing promotions
Lease intermediary:
ING Belgium NV/SA – Bank – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via
Lessor:
ING Equipment Lease Belgium NV/SA – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0427.980.034 - BIC: BBRUBEBB – IBAN: BE24 3101 6002 5838 or
ING Lease Belgium NV/SA - Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0402.918.402 - BIC: BBRUBEBB – IBAN: BE05 3100 4021 5175
"}}]}}}