{"type":"document","data":{"id":"d3c4e9bd-b542-4b75-a9f6-20761ffa25ac","localeString":"en-GB","publishDate":"2025-11-25T11:43:01.414+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Professional loan, professional credit, Professional financing, up to 100.000 euro."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true","text":"Apply here if you are an ING-client"}},"secondaryCta":{"textLink":{"url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1","text":"Apply here if you are not yet ING-client"}},"coreHeader":{"body":"In need of a vehicle, equipment, additional working capital, tax prepayment, end of year bonus or holiday allowance? You can get the amount within 1 working day on your bank account or at a day of your choosing. Simulate and take it out now, from our safe digital environment. If the amount is less than €100,000, your request can be handled in 5 minutes.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5b24c079-3bed-4f33-a937-232e97bc25df/IBC-Tailor-in-his-workshop-sitting-looking-at-his-phone","type":"image","width":5700,"original":"https://assets.ing.com/m/6150a6a90031e45d/original/IBC-Tailor-in-his-workshop-sitting-looking-at-his-phone.JPG","extension":"jpg"},"title":"Our business financing options","subtitle":"ING Instant Business Credit"},"backLink":{"textLink":{"url":"/en/business/financing","text":"Financing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why choose for ING Instant Business Credit"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/dc1e5416-25b4-480d-9256-e8cac0dc36aa/prod-ext-cash-reserve","type":"image","width":150,"original":"https://assets.ing.com/m/50124523e0f94aa0/original/prod-ext-cash-reserve.png","extension":"png"},"highlighted":false,"items":[{"body":"Get up to €100,000 the next working day or at any day of your choosing within the next 12 months.","title":"On your account within 1 working day"},{"body":"Simulate and request online. No phone call or branch appointment needed.","title":"100% online"},{"body":"50euros discount if requested online. €75 study costs instead of €125.","title":"Lower fees"}]},{"componentType":"sectionTitle","title":"Managing your existing financing"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span>Click on the card below to find all relevant questions and answers </span></span></span></span></span></span><span><span><span><span><span><span>with regard to</span></span></span></span></span></span><span><span><span><span><span><span> your existing financing</span></span></span></span></span></span></span></span></span></span></p>"}},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Financing","intro":"Manage your existing business loans, lease or bank guarantee","image":{"transformBaseUrl":"https://assets.ing.com/transform/ffd85705-1fbb-4af6-8250-55ff3e28de85/Woman-man-formal-building-construction-scene","type":"image","width":1200,"original":"https://assets.ing.com/m/3357dc5ec65ec03c/original/Woman-man-formal-building-construction-scene.svg","extension":"svg"},"link":{"url":"/en/business/services/my-business-loans"}}]},{"componentType":"sectionTitle","title":"What loans can you request via ING Instant Business Credit?"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/financing/business-credit-vehicles","text":"ING Business Loan Vehicles"},{"url":"/en/business/financing/recurring-expenses-tax-prepayment-facility","text":"ING Tax Prepayment Facility"},{"url":"/en/business/financing/recurring-expenses-holiday-allowances","text":"ING Financing of Holiday Allowances"},{"url":"/en/business/financing/recurring-expenses-annual-bonuses","text":"ING Financing of Annual Bonuses"},{"url":"/en/business/financing/premises-business-loan","text":"ING Business Loan - Building"},{"url":"/en/business/financing/equipment-businesscredit","text":"ING Business loan - Equipment"},{"url":"/en/business/financing/working-capital-and-liquidity-business-line","text":"Business Line"},{"url":"/en/business/financing/working-capital-and-liquidity-opticash","text":"Opticash"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"articleCard","cardType":"article","cardSize":"medium","title":"How many solar panels do I need for my company?","body":"How can you easily calculate the number of solar panels you need for your business or commercial premises? 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