{"type":"document","data":{"id":"1367347a-a1ed-4d3d-ad65-66aa80662470","localeString":"en-GB","publishDate":"2025-10-06T09:42:40.989+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Looking to expand your premises to increase your company's productivity? With an ING Investment Loan you can fully or partially finance the purchase of property such as commercial premises, a car park, storage space or an industrial site."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Flexible term of 2 to 15 years","icon":{"transformBaseUrl":"https://assets.ing.com/transform/44e1d541-3d4c-45e7-b1d6-9a9d57773bb9/Stopwatch_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/1c33f23fc62d91a7/original/Stopwatch_outline_orange_RGB.png","extension":"png"}},{"body":"Multiple options for drawing and repaying funds","icon":{"transformBaseUrl":"https://assets.ing.com/transform/e5f9acd9-6b76-4ee4-8362-8686f8c313e2/Checklist_orange","type":"image","width":267,"original":"https://assets.ing.com/m/4cc6a8ab1c1008b9/original/Checklist_orange.png","extension":"png"}},{"body":"Transparency through regular interest-rate review","icon":{"transformBaseUrl":"https://assets.ing.com/transform/9b2c6ad3-b2ea-4db5-a2ca-1c48b46f01ae/Feedback-Light_Bulb_Outline","type":"image","width":2500,"original":"https://assets.ing.com/m/b3ad527d82eaff3/original/Feedback-Light_Bulb_Outline.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1","text":"Apply here"}},"coreHeader":{"body":"Looking to expand your premises to increase your company's productivity? With an ING Investment Loan you can fully or partially finance the purchase of property such as commercial premises, a car park, storage space or an industrial site. ING’s Premises Investment Credit is a medium-to-long-term financing solution that helps you acquire the  premises financing and asset need to grow your business. Take advantage of corporate and asset finance options with fixed terms and tailored repayment plans.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/27fa86fd-82e4-4fa5-a96b-efe70c9547bd/ing-investment-credit-building-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/134abbcb7e85ba73/original/ing-investment-credit-building-1920.jpg","extension":"jpg"},"title":"ING Premises Investment Credit","subtitle":"Business real-estate financing made simple and tailored to your investment needs"},"backLink":{"textLink":{"url":"/en/business/financing","text":"Financing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why choose an ING Premises Investment Credit?"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/dc1e5416-25b4-480d-9256-e8cac0dc36aa/prod-ext-cash-reserve","type":"image","width":150,"original":"https://assets.ing.com/m/50124523e0f94aa0/original/prod-ext-cash-reserve.png","extension":"png"},"highlighted":false,"items":[{"body":"Designed for professional use such as purchasing or replacing your business premises and other real-estate assets.","title":"Tailored for fixed asset financing"},{"body":"Take advantage of repayment periods ranging from 24 months to 15 years with fixed or flexible rates.","title":"Long-term financing options"},{"body":"Repayment starts from either the first or last withdrawal, according to your selected plan.","title":"Optimised cash-flow planning"}]},{"componentType":"paragraph","richBody":{"value":"<p><strong>Important Note: </strong>This is a long-term financing solution for amounts of 250,000 euros or more. </p>"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"What is the ING Premises Investment credit?","richBody":{"value":"<p>An ING Premises Investment Credit is a medium-to-long-term business loan used to finance property investments such as office space, buildings or commercial premises. This financing solution helps you modernize or expand your business premises while preserving your company’s working capital. </p><ul><li><p>The minimum loan amount is 250,000 euros. </p></li></ul><ul><li><p>ING deposits the funds into your business account or pays your supplier directly. </p></li></ul><ul><li><p>You can choose to receive the amount in full or in instalments aligned with your real-estate investment timeline (up to 9 months). </p></li></ul>"}},{"title":"What premises financing plans are available?","richBody":{"value":"<p>Choose the right formula for your needs and repayment preferences: </p><table><tbody><tr><td><p>Investment credit with a short-term interest rate </p></td><td><p>Repayment starts from the first withdrawal. </p></td><td><p>Repayment starts from the last withdrawal. </p></td></tr><tr><td><p>Investment credit with a long-term interest rate </p></td><td><p>A fixed interest rate is determined when the credit facility is approved. </p></td><td><p>A fixed interest rate is determined when the credit facility is fully drawn. </p></td></tr></tbody></table>"}},{"title":"What amount can I borrow and what are the repayment terms?","richBody":{"value":"<p>The minimum loan amount is 250,000 euros.  </p><p>Repayment involves both principal and interest. Depending on your plan, payments start after the first or last withdrawal of funds. There are also several repayment options available. </p><p> <br />Loan terms range from a minimum of 24 months to a maximum of 15 years. For public or non-profit institutions, longer durations may apply depending on the nature of the investment. </p>"}},{"title":"What are the fees?","richBody":{"value":"<p>You will pay: </p><ul><li><p>a one-off upfront fee calculated on the credit amount granted, and </p></li></ul><ul><li><p>a quarterly arrangement fee. </p></li></ul>"}},{"title":"How does the application for premises financing work?","richBody":{"value":"<p><a href=\"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1\">Apply here</a></p><p><a href=\"https://assets.ing.com/m/abec94284830d4eb/ING_IKR_EN.pdf\">Read the product fact sheet (PDF)   </a></p><p> </p>"}},{"title":"What is the legal information?","richBody":{"value":"<p>Loan offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING loans are available at all ING branches and on www.ing.be. </p><p>ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.​</p>"}}]}]}}}