{"type":"document","data":{"id":"51b4d496-a0ad-4b97-abf2-ea8a86aa8ea2","localeString":"en-GB","publishDate":"2025-11-25T11:52:41.305+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Looking to buy commercial property, office space, or storage facilities for your business? An ING Business Loan, offers you fast and straightforward financing tailored to your needs."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Fast and easy application process","icon":{"transformBaseUrl":"https://assets.ing.com/transform/44e1d541-3d4c-45e7-b1d6-9a9d57773bb9/Stopwatch_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/1c33f23fc62d91a7/original/Stopwatch_outline_orange_RGB.png","extension":"png"}},{"body":"Simple terms and conditions","icon":{"transformBaseUrl":"https://assets.ing.com/transform/e5f9acd9-6b76-4ee4-8362-8686f8c313e2/Checklist_orange","type":"image","width":267,"original":"https://assets.ing.com/m/4cc6a8ab1c1008b9/original/Checklist_orange.png","extension":"png"}},{"body":"A tax-deductible business expense","icon":{"transformBaseUrl":"https://assets.ing.com/transform/cb036cd2-83af-411c-8268-790f7d7a08bf/Calculator_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/1cb0c4cc109bc825/original/Calculator_outline_orange_RGB.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true","text":"Apply here if you are an ING-client"}},"secondaryCta":{"textLink":{"url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1","text":"Apply here if you are not yet ING-client"}},"coreHeader":{"body":"Looking to buy commercial property, office space, or storage facilities for your business? An ING Business Loan, offers you fast and straightforward financing tailored to your needs. Whether you’re an SME, a self-employed professional, or larger business, we can help you invest in real estate without disrupting your cash flow. \r\nIf you're an ING customer, you can apply online for up to €100,000 and receive approval in as little as 48 hours.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/c35d1e2d-9f5d-4214-945c-262205ef83ed/ing-business-loan-building-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/694c450f5fa633bf/original/ing-business-loan-building-1920.jpg","extension":"jpg"},"title":"ING Business Loan: finance your business premises","subtitle":"Fast and flexible financing for commercial real estate"},"backLink":{"textLink":{"url":"/en/business/financing","text":"Financing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why choose an ING Business Real-Estate Loan?"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/dc1e5416-25b4-480d-9256-e8cac0dc36aa/prod-ext-cash-reserve","type":"image","width":150,"original":"https://assets.ing.com/m/50124523e0f94aa0/original/prod-ext-cash-reserve.png","extension":"png"},"highlighted":false,"items":[{"body":"Whether you're purchasing office space, a warehouse or retail property, an ING Business Loan provides structured financing with predictable costs and repayment terms.","title":"Finance your business premises with ease"},{"body":"Enjoy financial stability with a repayment plan that includes fixed interest rates and predictable periodic payments, allowing you to plan ahead with confidence.","title":"Fixed rates and repayment terms"},{"body":"Interest payments and arrangement fees are tax-deductible, helping you optimize your tax strategy and reduce the overall cost of your real estate.","title":"Tax benefits on interest payments"}]},{"componentType":"accordion","accordionList":[{"title":"What is an ING Business Real-Estate Loan?","richBody":{"value":"<p>It’s a long-term credit facility designed to finance the purchase of business premises, such as offices, warehouses, and commercial buildings.</p>"}},{"title":"How much can I borrow, and how do I repay?","richBody":{"value":"<p>You can borrow between 2,000 and 999,999 euros to finance your business purchase in full or in part (excluding VAT). You receive your funds as a single payment into your ING current account or transferred directly to your supplier. You can count on a fixed interest rate for the entire term of your contract. You repay the amount in fixed, regular instalments (monthly, quarterly, biannually or annually). The payments are automatically deducted from your ING current account. The credit term depends on the amount you borrow, your repayment capacity, and the nature of the goods or equipment being financed.</p>"}},{"title":"What are the repayment terms and interest?","richBody":{"value":"<p>You make payments in fixed, periodic instalments. Interest rates depend on the amount borrowed and duration of the repayment period. Contact ING for a personalized offer.</p>"}},{"title":"What are the fees?","richBody":{"value":"<p>An arrangement fee applies, but both the interest payments and this fee are tax-deductible, reducing your overall costs.</p>"}},{"title":"How can I apply for an ING Business Loan?","richBody":{"value":"<p>If you&apos;re an ING customer, you can apply instantly online via Instant Lending to borrow an amount starting at €1,250 and up to €500,000. For larger amounts or if you are not yet an ING customer, contact our Business Credit Center for a tailored financing solution.</p><p><a href=\"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true\">Apply here if you are an ING-client</a></p><p><a href=\"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1\">Apply here if you are not yet ING-client</a></p><p><a href=\"https://assets.ing.com/m/89b468302113eaf7/original/ING_BLO_EN.pdf\">Read the product fact sheet (PDF).</a> </p>"}},{"title":"What is the legal information?","richBody":{"value":"<p>Loan offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING loans are available at all ING branches and on www.ing.be. </p><p>ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.​</p>"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"}}]}}}