Thanks to business equipment leasing with ING you don’t need to pay anything upfront. ING covers the full purchase price of the equipment, including VAT. You can even finance transport and instalation costs. This allows you to keep your cash available for other business investments.
"}},{"title":"How does leasing help optimise my balance sheet?","richBody":{"value":"By choosing the operating lease formula, your lease payments get an off-balance sheet treatment. In other words, they are treated as operating expenses rather than liabilities in your accounting. This reduces your tax base and helps improve your company’s financial ratios, making it easier to secure additional financing if needed.
"}},{"title":"Is equipment leasing tax-efficient?","richBody":{"value":"Yes. Leasing equipment with ING provides a tax advantage because we pre-finance the VAT on your equipment purchase. Instead of paying VAT upfront, you can spread VAT payments over the leasing term, improving your cash flow and liquidity.
"}},{"title":"What is the difference between leasing and lending?","richBody":{"value":"With a traditional loan or line of credit (lending), ING simply provides financing to fund your purchase. You become the full owner of the asset, and you repay the debt to ING. Additional security or collateral may be required to secure the financing. With leasing, ING purchases the asset, and the leasing agreement serves as security for repayment.
"}},{"title":"Can I lease an asset I already purchased?","richBody":{"value":"Yes! With a sale-leaseback option, you can sell your asset to ING Leasing and then lease it back, freeing up capital while continuing to use the equipment.
"}},{"title":"How do I apply for a finance or operating lease?","richBody":{"value":"Apply online via Instant Lease. If your request indicates you aren’t eligible for Instant Lease, you’ll be guided to a structured intake form for further assessment.
"}}]},{"componentType":"sectionTitle","title":"Also interesting !"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Become our Partner or Vendor","intro":"Grow your business with Partnership or Vendor Leasing!","image":{"transformBaseUrl":"https://assets.ing.com/transform/51ac34ea-a3cb-4540-ac98-9ceab8becae1/Homepage-Illustrations","type":"image","width":0,"altTextNL":"Illustratie van handen schudden ","original":"https://assets.ing.com/m/604d2be10968e250/original/Homepage-Illustrations.svg","extension":"svg"},"link":{"url":"/en/business/financing/vendor-contract-generation"}}]},{"componentType":"sectionTitle","title":"Services or card"},{"componentType":"paragraph","richBody":{"value":""}},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Not 100% satisfied?","intro":"Find out about the steps you can take (PDF - FR)","image":{"transformBaseUrl":"https://assets.ing.com/transform/eb3d520a-f5ff-41a7-8cef-dfac9e47ec8e/Savings_goals-Tools_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6c368d3243c21e12/original/Savings_goals-Tools_Outline.svg","extension":"svg"},"link":{"url":"https://assets.ing.com/m/7f0b811c1059323d/KlachtenbehandelingINGLeaseFR.pdf"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Starting a new business?","intro":"ING Startup Package","image":{"transformBaseUrl":"https://assets.ing.com/transform/55c915e4-ea60-4528-9418-e5cb08da24fa/rocket","type":"image","width":160,"original":"https://assets.ing.com/m/2c37db72d493776b/original/rocket.svg","extension":"svg"},"link":{"url":"/en/business/starters/starting-in-10-steps"}}]}]},"legalZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Legal information:"},{"componentType":"paragraph","title":"Protection of personal data and professional discretion","richBody":{"value":"The personal data communicated in connection with any leasing agreement and, where applicable, in the context of the management of such leasing agreement are processed
In particular, the data entered or selected during the online request might be temporarily stored for maximum 30 days for improving the customer experience (marketing) by offering the option for pre-filling data when restarting an uncompleted online request. Or you can choose to start your online request without the data previously stored.
These data are communicated to the other companies of the ING group established in the European Union and carrying out banking, insurance brokerage, financial and/or other activities (list available on request) for the purposes of centralised customer management, marketing (except advertisements by e-mail and unless opposed, on request and free of charge, by the person concerned to direct marketing), global vision of the customer, providing their services (where applicable) and control of the regularity of transactions (including the prevention of irregularities)
They are also communicated to insurance companies outside the ING group and established in the European Union and to their possible representatives in Belgium, for which the bank acts as an insurance intermediary (list on request), provided that they are necessary for the purposes of (if applicable) conclusion and management of insurance contracts (to assess the insured risk), marketing of insurance services (except advertisements by e-mail and except opposition, on request and without costs, of the person concerned to direct marketing), centralized customer management and control of the regularity of transactions (including the prevention of irregularities).
Any private individual may access and correct the data relating to him or her. He or she may also request that the personal data be erased or that processing of the data be restricted, and the person may also object to the processing of the data. Lastly, he or she has the right to ask for the data to be transferred to a third party.
ING Belgium SA/NV uses automated systems to make decisions about your application. You have the right to request that your case be reviewed by a human, express your point of view, and contest the decision.
For additional information on the processing of your data by ING Belgium SA/NV, on your rights, or about automated decision-making please consult Article 5 (Professional discretion) and Annex 5 (the Personal data protection Statement of ING Belgium) of the General Regulations of ING Belgium SA/NV, available at ING branches and on ING website.
For more information on the processing of your data by ING Lease Belgium or your rights, please consult the Personal data protection Statement of ING Equipment Lease Belgium SA/NV on https://my.inglease.be/csc/#About
For any question, feel free to contact:
Click here and go to your communication settings if you wish to opt out, free of charge, and upon request, of the processing of your details by ING Belgium SA/NV for the purpose of direct marketing and/or the transfer of such details to other companies in the ING group within the European Union (and their representatives in Belgium) with a view to direct marketing promotions
Lease intermediary:
ING Belgium NV/SA – Bank – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0403.200.393 - BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789 – www.ing.be – Contact us via
Lessor:
ING Equipment Lease Belgium NV/SA – Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0427.980.034 - BIC: BBRUBEBB – IBAN: BE24 3101 6002 5838 or
ING Lease Belgium NV/SA - Marnixlaan/Avenue Marnix 24, B-1000 Brussels – RLP Brussels – VAT: BE 0402.918.402 - BIC: BBRUBEBB – IBAN: BE05 3100 4021 5175
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