{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Looking to optimise the productivity of your business? An ING Roll-Over Term Loan offers customised, short-term, interest-based financing for substantial investments. Purchase new equipment, replace outdated assets, or acquire an industrial site.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why Choose an ING Roll-Over Term Loan?"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"jpg","original":"https://assets.ing.com/m/7d9de411e89fb817/original/prod-ext-cash-reserve.jpg","transformBaseUrl":"https://assets.ing.com/transform/3d2f1849-e1c8-4168-a15c-c3955bb73917/prod-ext-cash-reserve","type":"image","width":150},"items":[{"body":"choose between a lump-sum loan or instalment advances, and match the payment schedule to your budget. The applicable interest rate (Euribor) is determined with each advance for its term.","title":"Customised repayment"},{"body":"draw down funds one or multiple times over the duration of the loan to support your operations as needed.","title":"High liquidity for tailored use"},{"body":"understand your costs upfront; fees are clearly disclosed and are tied to the total loan amount and to each advance. Interest is paid at the end of each advance period.","title":"Transparant charges"}]},{"componentType":"paragraph","richBody":{"value":"<p><strong>Important: </strong>An ING Roll-Over Term Loan is for high liquidity needs, with a minimum investment value of: 2,500,000 euros.</p>"}},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"<p>It is a credit facility that allows you to finance long-term investments while benefiting from short-term interest rates. Advances can be taken only once or in several instalments, each for a set period of time. </p><ul><li><p>You must borrow at least 2,500,000 euros. </p></li></ul><ul><li><p>The total loan duration is 3 to 5 years. </p></li></ul><ul><li><p>Advances are for set periods of 1 to 6 months.</p></li></ul>"},"title":"What is the ING Roll-Over Term Loan?"},{"richBody":{"value":"<ul><li><p>You must borrow at least 2,500,000 euros. The principle is repaid on the due date or on a payment schedule. </p></li><li><p>The interest rate (Euribor or Libor) is determined with each advance for its set duration. </p></li><li><p>Interest is paid at the end of each advance period. </p></li><li><p>A tailored payment plan can be arranged. </p></li><li><p>Early repayment is also possible.</p></li></ul>"},"title":"What amount can I borrow and what are the repayment terms?"},{"richBody":{"value":"<ul><li><p>You pay a fee based on the total loan amount, a quarterly administration fee, and a commitment fee based on the amount of the advance for a given period.</p></li></ul><ul><li><p>Prepayment penalties will apply in the event of partial or full early repayment.</p></li></ul>"},"title":"What are the fees?"},{"richBody":{"value":"<p><a href=\"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1\"><span><span><span><span><span><span><span><span><span><span>Apply via ING&apos; Business Credit Center form</span></span></span></span></span></span></span></span></span></span></a></p><p><a href=\"https://assets.ing.com/m/8e9c0241f00ef1a/original/ING_ROT_EN.pdf\">View the product sheet (pdf)</a>.</p>"},"title":"How can I apply for an ING Roll-Over Term Loan?"},{"richBody":{"value":"<p>Loan offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING loans are available at all ING branches and on www.ing.be. </p><p>ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.​</p>"},"title":"What is the legal information?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"a896753b-9bf1-4eed-99a9-d349f6db757d","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"body":"Looking to optimise the productivity of your business? An ING Roll-Over Term Loan offers customised, short-term, interest-based financing for substantial investments. Purchase new equipment, replace outdated assets, or acquire an industrial site. Whatever you need to support business growth, an ING Roll-Over Term Loan is a smart financing solution, with online management and one-off interest payments aligned to your business cycle. One or more advances of funds within the loan term are for a set period of 1 to 6 months.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/25a83185f1b73229/original/roll-over-term-loan-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/2d5b14df-82a3-4775-82ee-5f671af00f7a/roll-over-term-loan-1920","type":"image","width":1920},"subtitle":"Flexible funding with short-term rates, tailored to your business needs","title":"ING Roll Over Term Loan"},"cta":{"componentType":"cta","textLink":{"text":"Apply here","url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1"}},"usps":[{"body":"Flexible duration with short-term rates","icon":{"extension":"png","original":"https://assets.ing.com/m/55771fc35a2f80c3/original/Clock_outline_orange_RGB-2.png","transformBaseUrl":"https://assets.ing.com/transform/e9370f9e-1196-4080-92f1-554698d7891f/Clock_outline_orange_RGB-2","type":"image","width":267}},{"body":"High investment value","icon":{"altTextEN":"calculator","altTextNL":"rekenmachine","extension":"png","original":"https://assets.ing.com/m/13f6e98348ab86a5/original/calculate-investment.png","transformBaseUrl":"https://assets.ing.com/transform/80c4c47c-0d87-4aa6-90a9-6c8f8f7ecb1b/calculate-investment","type":"image","width":288}},{"body":"Variable interest rate","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/635049b230b80e96/original/Rate-rising_Outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/08321d3a-a091-4330-a3e1-7b0584b09512/Rate-rising_Outline_RGB","type":"image","width":267}}]},"publishDate":"2025-09-16T11:16:49.722+02:00"}}